ZipRecruiter

Log In

2

Remote Credit Risk Jobs (NOW HIRING)

Shift4

Credit Risk Lead

Atlanta, GA · Remote

Job Summary Shift4 Payments is looking for a Credit Risk Lead to join our Risk function team. This role sits at the center of how we evaluate, manage, and scale credit risk across our highest-risk ...

USAA

Senior Analyst, Credit Risk Strategy

Plano, TX · On-site +1

USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs. The Opportunity As a dedicated Bank Credit Risk Analyst Senior ...

FTL Finance

Director, Credit Risk

Saint Charles, MO · On-site +1

As Director, Credit Risk, you will directly impact portfolio performance by reducing delinquencies ... Hybrid work arrangement (3 days in-office/2 days remote) * Monthly team celebrations and luncheons

Zippy, Inc

Senior Manager, Credit Risk

Our remote-first team is spread across cities like Dallas, Houston, Knoxville, Omaha, Philadelphia ... The Role The Senior Manager, Credit Risk is responsible for executing and maintaining the company ...

USAA

Senior Analyst, Credit Risk Strategy

Plano, TX · On-site +1

USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs. The Opportunity As a dedicated Bank Credit Risk Analyst Senior ...

MQ Referrals Only

Credit Risk Manager

As Marqeta's Credit Risk Manager you will lead credit underwriting and account management for our ... Monthly stipend to support our remote work model * Annual "development dollars" to support our ...

Treliant LLC

Credit Risk SME

$75 - $150/hr

Treliant is looking for commercial credit professionals to help address our clients' credit risk ... Remote Primary Location Salary Range: $75/hr - $150/hr Treliant offers a comprehensive, total ...

DataAnnotation

Credit Risk Manager

Nevada, IA · Remote

$50 - $60/hr

We are looking for a Credit Risk Manager to join our team at DataAnnotation to train AI models. You ... Benefits Full-time or part-time remote position. Choose which projects to work on. Work on your own ...

Treliant LLC

Credit Risk SME

$75 - $150/hr

Treliant is looking for commercial credit professionals to help address our clients' credit risk ... Remote Primary Location Salary Range: $75/hr - $150/hr Treliant offers a comprehensive, total ...

next page

Showing results 1-20

People also search for

All JobsCredit Risk JobsRemote Credit Risk Jobs

Remote Credit Risk information

See salary details

$50K

$109.3K

$183K

How much do remote credit risk jobs pay per year?

As of Jun 5, 2026, the average yearly pay for remote credit risk in the United States is $109,314.00, according to ZipRecruiter salary data. Most workers in this role earn between $75,000.00 and $142,000.00 per year, depending on experience, location, and employer.

What are some common challenges faced by professionals in remote credit risk roles, and how can they be addressed?

Remote credit risk professionals often face challenges such as limited direct access to clients and colleagues, which can make it harder to gather nuanced information and collaborate efficiently. To address these, it's important to leverage digital communication tools and maintain proactive communication with both internal teams and external stakeholders. Building strong documentation and adopting clear workflows also help ensure consistency in risk evaluation while working remotely. Regular virtual meetings and continuous professional development can further support success and connection in a remote setting.

What is a Remote Credit Risk job?

A Remote Credit Risk job involves analyzing and assessing the financial risk associated with lending or extending credit to individuals or businesses, all while working from a remote location. Professionals in this field evaluate credit applications, monitor existing accounts, and help develop policies to minimize financial losses for their employer. They typically use data analysis, financial modeling, and risk assessment tools to make informed decisions. Remote roles in credit risk allow for flexible work arrangements, but still require strong analytical skills and attention to detail.

What is the difference between Remote Credit Risk vs Remote Credit Analyst?

AspectRemote Credit RiskRemote Credit Analyst
Primary FocusAssessing overall credit risk for portfolios and lending strategiesAnalyzing individual credit applications and financial data
Required CredentialsOften requires risk management certifications, finance degreesTypically requires finance or accounting degrees, certifications like CFA or CPA
Work EnvironmentCollaborates with risk management teams, uses risk modeling toolsWorks with loan officers, reviews financial statements, uses credit scoring software
Industry UsageCommon in banking, financial services, lending institutionsUsed in banks, credit unions, lending agencies

Remote Credit Risk professionals focus on evaluating overall credit portfolios and developing risk mitigation strategies, while Remote Credit Analysts analyze individual credit applications to determine creditworthiness. Both roles require financial expertise and often similar certifications, but their scope and daily tasks differ significantly.

What are the key skills and qualifications needed to thrive as a Remote Credit Risk Analyst, and why are they important?

To thrive as a Remote Credit Risk Analyst, you need strong analytical abilities, knowledge of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment software, statistical tools like SAS or R, and credit reporting systems is essential. Excellent communication, attention to detail, and problem-solving skills help you interpret data and collaborate effectively from a distance. These skills and qualifications are crucial to accurately assess creditworthiness, minimize risk, and support sound financial decisions in a remote environment.
More about Remote Credit Risk jobs
What cities are hiring for Remote Credit Risk jobs? Cities with the most Remote Credit Risk job openings:
What are the most commonly searched types of Credit Risk jobs? The most popular types of Credit Risk jobs are:
What states have the most Remote Credit Risk jobs? States with the most job openings for Remote Credit Risk jobs include:
What job categories do people searching Remote Credit Risk jobs look for? The top searched job categories for Remote Credit Risk jobs are:
Remote Credit Risk jobs near you
Infographic showing various Remote Credit Risk job openings in the United States as of May 2026, with employment types broken down into 94% Full Time, and 6% Contract. Highlights an 100% Remote job distribution, with an average salary of $109,314 per year, or $52.6 per hour.
Credit Risk Lead

Credit Risk Lead

Shift4

Atlanta, GA • Remote

Full-time

This job post has expired today. Applications are no longer accepted.

Shift4 rating

7.2

Company rating: 7.2 out of 10

Based on 36 frontline employees who took The Breakroom Quiz

14th of 17 rated payment service providers

Job description

Overview Shift4 (NYSE: FOUR) is boldly redefining commerce by simplifying complex payments ecosystems across the world. As the leader in commerce-enabling technology, Shift4 powers billions of transactions annually for hundreds of thousands of businesses in virtually every industry. For more information, visit www.shift4.com. Job Summary Shift4 Payments is looking for a Credit Risk Lead to join our Risk function team. This role sits at the center of how we evaluate, manage, and scale credit risk across our highest-risk verticals, including Airlines, Travel and Furniture, supporting a large and growing portfolio of high-exposure merchants. You'll review complex merchant applications and serve as an escalation point for nuanced or high-exposure deals. We're looking for someone who can operate with strong risk underwriting judgment, set a high bar for decision quality, and bring structure to how we assess complex risk. Job Responsibilities
  • Lead underwriting of complex, high-risk merchant applications across key verticals (e.g., Airlines, Travel, Furniture) ensuring decisions align with risk appetite and policy.
  • Exercise credit approval authority within defined thresholds, and review analyst recommendations for consistency, quality, and sound judgment.
  • Perform end-to-end credit analysis, including financial statement review, business model assessment, and evaluation of key credit risk drivers.
  • Serve as the primary escalation point for nuanced or high-exposure deals, providing clear guidance and structuring recommendations.
  • Guide and support analysts on complex cases, helping elevate underwriting quality and decision consistency across the team.
  • Partner with Sales, Product, and Risk to structure commercially viable solutions while maintaining appropriate risk controls.
  • Drive improvements to underwriting processes, pre-vetting, and portfolio review frameworks to enhance consistency and scalability.
  • Monitor and assess portfolio performance across assigned verticals, identifying emerging risks and recommending appropriate actions.
  • Maintain awareness of sponsor bank requirements, regulatory expectations, and emerging risk trends impacting underwriting and portfolio decisions.
Skills
  • Underwriting Expertise: Strong experience underwriting complex or high-risk merchants, with the ability to assess financial performance, business models, and key credit risk drivers.
  • Decision-Making & Judgment: Proven ability to make independent credit decisions, take ownership of outcomes, and apply sound judgment in high-stakes or ambiguous situations.
  • Industry Experience: Familiarity with high-risk verticals such as Travel, Airlines, or other delayed delivery / high-ticket industries, including an understanding of associated risk dynamics.
  • Analytical Capability: Advanced ability to interpret financial statements and credit data to form clear, well-supported risk assessments.
  • Cross-Functional Partnership: Experience working closely with Sales, Product, and Risk stakeholders to support commercially viable decisions while maintaining appropriate risk controls.
  • Coaching & Influence: Ability to guide and support analysts, improving underwriting quality and consistency without formal people management responsibility.
  • Process & Framework Development: Experience improving underwriting processes, policies, or risk frameworks in a scalable, high-volume environment.
Qualifications and Education:
  • Bachelor's degree in Finance, Accounting, or related field preferred
  • 5+ years of experience in credit underwriting, risk management, or a related field (payments, fintech, or financial services preferred)
  • Experience operating in environments with defined risk appetite, exposure limits, and credit decision frameworks
  • Self-starter and who can handle multiple tasks in a fast-paced environment.
  • Clear and concise communicator, able to articulate credit decisions and risk considerations to both technical and non-technical stakeholders.
We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state or local protected class.

What Shift4 employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

Apply