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Remote Credit Risk Jobs (NOW HIRING)

Credit Risk Analytics Manager I

San Antonio, TX · On-site +1

$103K - $197K/yr

USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs. The Opportunity As a Credit Risk Analytics Manager I, you will ...

Credit Risk Analytics Manager I

Plano, TX · On-site +1

$103K - $197K/yr

USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs. The Opportunity As a Credit Risk Analytics Manager I, you will ...

Credit Risk Analytics Manager I

Plano, TX · On-site +1

$103K - $197K/yr

USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs. The Opportunity As a Credit Risk Analytics Manager I, you will ...

Credit Risk Analytics Manager I

San Antonio, TX · On-site +1

$103K - $197K/yr

USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs. The Opportunity As a Credit Risk Analytics Manager I, you will ...

Your leadership will be instrumental in crafting and maintaining risk and credit policies ... Benefits * Remote working If you are a visionary leader with a passion for leveraging AI to ...

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Remote Credit Risk information

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$50K

$109.3K

$183K

How much do remote credit risk jobs pay per year?

As of Jul 16, 2026, the average yearly pay for remote credit risk in the United States is $109,314.00, according to ZipRecruiter salary data. Most workers in this role earn between $75,000.00 and $142,000.00 per year, depending on experience, location, and employer.

What are some common challenges faced by professionals in remote credit risk roles, and how can they be addressed?

Remote credit risk professionals often face challenges such as limited direct access to clients and colleagues, which can make it harder to gather nuanced information and collaborate efficiently. To address these, it's important to leverage digital communication tools and maintain proactive communication with both internal teams and external stakeholders. Building strong documentation and adopting clear workflows also help ensure consistency in risk evaluation while working remotely. Regular virtual meetings and continuous professional development can further support success and connection in a remote setting.

What is a Remote Credit Risk job?

A Remote Credit Risk job involves analyzing and assessing the financial risk associated with lending or extending credit to individuals or businesses, all while working from a remote location. Professionals in this field evaluate credit applications, monitor existing accounts, and help develop policies to minimize financial losses for their employer. They typically use data analysis, financial modeling, and risk assessment tools to make informed decisions. Remote roles in credit risk allow for flexible work arrangements, but still require strong analytical skills and attention to detail.

What is the difference between Remote Credit Risk vs Remote Credit Analyst?

AspectRemote Credit RiskRemote Credit Analyst
Primary FocusAssessing overall credit risk for portfolios and lending strategiesAnalyzing individual credit applications and financial data
Required CredentialsOften requires risk management certifications, finance degreesTypically requires finance or accounting degrees, certifications like CFA or CPA
Work EnvironmentCollaborates with risk management teams, uses risk modeling toolsWorks with loan officers, reviews financial statements, uses credit scoring software
Industry UsageCommon in banking, financial services, lending institutionsUsed in banks, credit unions, lending agencies

Remote Credit Risk professionals focus on evaluating overall credit portfolios and developing risk mitigation strategies, while Remote Credit Analysts analyze individual credit applications to determine creditworthiness. Both roles require financial expertise and often similar certifications, but their scope and daily tasks differ significantly.

What are the key skills and qualifications needed to thrive as a Remote Credit Risk Analyst, and why are they important?

To thrive as a Remote Credit Risk Analyst, you need strong analytical abilities, knowledge of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment software, statistical tools like SAS or R, and credit reporting systems is essential. Excellent communication, attention to detail, and problem-solving skills help you interpret data and collaborate effectively from a distance. These skills and qualifications are crucial to accurately assess creditworthiness, minimize risk, and support sound financial decisions in a remote environment.
More about Remote Credit Risk jobs
What cities are hiring for Remote Credit Risk jobs? Cities with the most Remote Credit Risk job openings:
What are the most commonly searched types of Credit Risk jobs? The most popular types of Credit Risk jobs are:
What states have the most Remote Credit Risk jobs? States with the most job openings for Remote Credit Risk jobs include:
What job categories do people searching Remote Credit Risk jobs look for? The top searched job categories for Remote Credit Risk jobs are:
Infographic showing various Remote Credit Risk job openings in the United States as of July 2026, with employment types broken down into 87% Full Time, 5% Part Time, 3% Temporary, and 5% Contract. Highlights an 100% Remote job distribution, with an average salary of $109,314 per year, or $52.6 per hour.
Credit Risk Quantitative Model Analyst Sr

Credit Risk Quantitative Model Analyst Sr

Flagstar Bank

Remote

Full-time

Medical, Dental, Vision, Life

Re-posted 5 days ago


Job description

Position Title
Credit Risk Quantitative Model Analyst Sr
Location
Nationwide, MI 48098
Job Summary
The Senior Credit Risk Quantitative Model Analyst supports the Credit Risk Administration Team with the development, testing, implementation, monitoring, documentation, and maintenance of all credit risk rating models. Responsibilities include sourcing, cleaning, and transforming data; researching applicable methods; training and testing a variety of specifications; documenting all facets of the development process; implementation of models and related logic in production systems; assessing outputs across different levels of inputs (sensitivity analysis and scenario analysis); back-testing and ongoing performance monitoring; and, communicating aspects of the model and its application to non-technical stakeholders.
Job Responsibilities:
JOB RESPONSIBILITIES
  • Develop and apply mathematical or statistical theory and methods to collect, organize, interpret, and summarize numerical data sets from multiple sources to develop credit risk rating models or other credit risk-related initiatives.
  • Derive model assumptions that are well reasoned and supportable.
  • Monitor the performance and calibration of existing models.
  • Implement models in code in a transparent and easily maintainable way within loan origination applications.
  • Comprehensively and clearly document all modeling or analysis work that meets internal, GAAP, and regulatory requirements; translate model theory and related results for non-quantitative audiences.
  • Develop and support strong controls for the model implementation framework and maintain related documentation.
  • Support independent model validation process, internal and external audits, and regulatory reviews.
  • Interact with model users, validators, and regulators to address model issues and remediation actions.
  • Interact with key stakeholder groups such as Accounting, Treasury, Credit, Lines of Business, Model Risk Management, and Enterprise Technology in the design, development, and ongoing usage of models.

ADDITIONAL ACCOUNTABILITIES
  • Performs special projects, and additional duties and responsibilities as required.
  • Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations.

JOB REQUIREMENTS
Required Qualifications:
  • Education level required: Undergraduate Degree (4 years or equivalent) A Bachelor's degree in a quantitative field with additional certifications or experience.
  • Minimum experience required: 6+ Years of model development, model performance monitoring or validation experience, particularly in credit risk.
  • Experience with at least one of the following software packages: R, SAS, SQL, Python.

Preferred Qualifications:
  • Education level preferred: Master's Degree (or Postgraduate equivalent) Master's degree in Statistics, Econometrics, Mathematics or related quantitative field.
  • Experience with commercial dual risk rating frameworks, especially in PD/LGD/EAD modeling approaches
  • Experience developing credit risk models and programing user interfaces.
  • Experience with nCino implementation of risk rating models and financial spreading process.
  • Working knowledge of Generally Accepted Accounting Principles (GAAP), Basel III, Dodd-Frank Act Stress Testing, CCAR, and bank accounting/regulatory reporting requirements.
  • Ability to use advanced statistical and mathematical software to perform descriptive, predictive, and prescriptive analysis leveraging a variety of statistical techniques (such as segmentation, logistic regression, sensitivity analysis, and machine learning).

Job Competencies:
  • Strong analytical and critical thinking skills with high attention to detail and accuracy.
  • Excellent verbal, written, and interpersonal communication skills
  • Ability to clearly articulate, in writing or orally, ideas, analytic insights, and recommendations to both technical and non-technical audiences, including an executive audience.
  • An ability to identify key problems, conduct in-depth research, and articulate well-reasoned solutions.
  • Demonstrates a strong ability to build and maintain effective relationships with stakeholders by communicating clearly, engaging in proactive collaboration, and leveraging cross functional insights. Aligns relationship building efforts with enterprise goals to accelerate performance and drive strategic results.
  • Builds trusted client relationships, whether internal or external, by identifying needs and delivering tailored solutions to enhance the overall client experience.
  • Fosters or supports a positive work culture and productive work environment, displaying importance of effective relationships with customers and stakeholders.
  • Travel is not required for this role.
  • Physical demands (ADA): No unusual physical exertion is involved.

Flagstar is an Equal Opportunity Employer
We are committed to providing clear and accurate compensation information in accordance with applicable laws. Actual starting base pay will be determined based on location, experience, and other non-discriminatory factors permitted by law. Total compensation may also include variable incentives, bonuses, commissions, or other awards as outlined in the offer of employment. Flagstar provides teammates access to a variety of benefits including medical, dental, vision, life, and disability insurance, as well as a comprehensive leave program. Please click the following link for detailed information: Benefits | Flagstar Bank
Pay Range
$91,068.75 - $160,740.00
Qualified applicants with arrest or conviction records will be considered for employment in accordance with the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance, the City of Los Angeles Fair Chance Initiative for Hiring Ordinance, and the San Francisco Fair Chance Ordinance, as appliable.