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Property Insurance Agent Jobs (NOW HIRING)

Insurance Agent Job Overview We are seeking energetic self-starters who are interested in a ... Sell Life Insurance and Property/Casualty Insurance products * Seek out leads and new clients

Insurance Agent Job Overview We are seeking energetic self-starters who are interested in a ... Sell Life Insurance and Property/Casualty Insurance products * Seek out leads and new clients

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Property Insurance Agent information

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$14

$36

$68

How much do property insurance agent jobs pay per hour?

As of Jun 29, 2026, the average hourly pay for property insurance agent in the United States is $36.37, according to ZipRecruiter salary data. Most workers in this role earn between $25.72 and $43.75 per hour, depending on experience, location, and employer.

How much commission do property insurance agents make?

Property insurance agents typically earn commissions ranging from 10% to 20% of the premium for each policy sold. Commission rates can vary based on the insurer, the agent's experience, and the type of policy, with some agents earning additional bonuses or incentives for meeting sales targets.

What are the key skills and qualifications needed to thrive as a Property Insurance Agent, and why are they important?

To thrive as a Property Insurance Agent, you need a solid understanding of insurance products, risk assessment, and sales techniques, typically supported by a relevant state insurance license. Familiarity with customer relationship management (CRM) software, policy management systems, and quoting tools is essential. Strong interpersonal skills, active listening, and problem-solving abilities help agents build trust and effectively address client needs. These skills ensure agents can accurately match coverage to client risks, foster long-term relationships, and succeed in a competitive market.

What is the difference between Property Insurance Agent vs Insurance Broker?

AspectProperty Insurance AgentInsurance Broker
CredentialsLicensing required, varies by stateLicensing required, often similar to agents
Work EnvironmentWorks for insurance companies, selling their policiesWorks independently or for agencies, representing multiple insurers
Employer & Industry UsageEmployed by insurance companies or agenciesIndependent or affiliated with brokerage firms
Comparison Search IntentFocuses on policies from specific insurersProvides options across multiple insurers

In summary, Property Insurance Agents typically work for specific insurance companies, selling their policies, while Insurance Brokers act independently or for brokerages, offering clients a variety of policies from multiple insurers. Both roles require licensing and serve the insurance industry, but their employer relationships and scope of options differ.

What are some common challenges Property Insurance Agents face when helping clients choose the right coverage?

Property Insurance Agents often encounter the challenge of balancing clients’ budget constraints with the need to ensure comprehensive coverage. Many clients may not fully understand policy details, exclusions, or the risks specific to their property, requiring agents to educate and guide them through complex options. Additionally, agents must stay updated on changing regulations and market offerings to provide the best advice. Building trust and maintaining long-term relationships with clients is essential, as is efficiently handling claims and renewals.

Why do so many insurance agents quit?

Property insurance agents often leave the profession due to high competition, fluctuating income, and the need for strong sales skills. Job satisfaction can be affected by commission-based pay structures, administrative challenges, and the pressure to meet sales targets, leading to higher turnover rates in the industry.

Is insurance agent a good career?

A property insurance agent is a sales professional who helps clients select insurance policies to protect their property. The role requires strong communication skills, knowledge of insurance products, and often involves commission-based income. It can offer flexible hours and opportunities for advancement, but success depends on sales ability and market demand.

What kind of insurance agent gets paid the most?

Senior or specialized property insurance agents, such as those handling high-value or commercial properties, tend to earn higher commissions and salaries. Agents with advanced certifications, extensive experience, and strong client networks typically have higher earning potential in the property insurance field.

What does a Property Insurance Agent do?

A Property Insurance Agent helps clients find, understand, and purchase insurance policies that protect their properties, such as homes, businesses, or other valuable assets, against risks like fire, theft, or natural disasters. They assess clients' needs, explain coverage options, and assist with policy applications. Agents may also help clients file claims and update coverage as circumstances change, ensuring that clients have appropriate protection for their assets.
What cities are hiring for Property Insurance Agent jobs? Cities with the most Property Insurance Agent job openings:
What states have the most Property Insurance Agent jobs? States with the most job openings for Property Insurance Agent jobs include:
Infographic showing various Property Insurance Agent job openings in the United States as of June 2026, with employment types broken down into 91% Full Time, 1% Part Time, and 8% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $75,643 per year, or $36.4 per hour.
Insurance Agent - Utah

Insurance Agent - Utah

American Family Insurance

South Jordan, UT • On-site

Other

This job post has expired today. Applications are no longer accepted.


American Family Insurance rating

7.6

Company rating: 7.6 out of 10

Based on 133 frontline employees who took The Breakroom Quiz

186th of 263 rated insurance


Job description

Community leader. Protector of dreams. That's what makes an American Family Insurance Agent. It's a highly rewarding opportunity that allows you to create financial stability while making a positive impact on our customers' lives. If you're looking for a chance to own your future — we're interested in you! Apply today.

At American Family, we're seeking highly motivated individuals with a demonstrated track record of success and eagerness to accomplish something that takes time, energy, and commitment. Do you possess a strong work ethic and have an inner drive that makes you hungry for success?  

Insurance Agents operate as independent contractors, representing American Family and its products exclusively. As an insurance agent, you'll be responsible for your agency's overall management, sales, and growth. You'll also hire your team and work with them to meet the strategic business goals you set. 

Reasons why you should become an American Family Insurance Agent: 

  • Financially Fit: American Family has the financial security to protect the dreams of your policy holders 

  • Fortune 500 company that is among the largest Property and Casualty insurance groups 

  • Offer American Family Insurance products as well as products and services through our subsidiary partners 

  • Training and support from a local team – from marketing, prospecting, business consultation and more 

  • Unlimited compensation potential including a New Agent Incentive Program 

Requirements 

  • Obtain Property and Casualty and Life insurance licenses 

  • Ability to pass a motor vehicle, financial/credit and criminal background check 

We believe people are an organization’s most valuable asset, and their ideas and experiences matter. From our CEO to our agency force, we’re committed to growing a diverse and inclusive culture that empowers innovation that will inspire, protect, and restore our customers’ dreams in ways never imagined. 

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