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How much do payment processing specialist jobs pay per hour?

As of Aug 8, 2026, the average hourly pay for payment processing specialist in the United States is $21.51, according to ZipRecruiter salary data. Most workers in this role earn between $17.31 and $24.04 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a payment processing specialist?

To thrive as a Payment Processing Specialist, you need strong attention to detail, mathematical proficiency, and familiarity with financial regulations, often supported by a background in finance or accounting. Experience with payment processing software, ERP systems, and knowledge of compliance standards like PCI DSS are typically required. Strong organizational skills, problem-solving abilities, and clear communication set standout professionals apart in this role. These skills ensure accurate transaction handling, minimize errors, and maintain regulatory compliance, which are critical for the integrity and efficiency of payment operations.

What is a payment processing specialist?

Payment Processing Specialists are professionals responsible for managing and overseeing financial transactions, such as credit card payments, electronic transfers, and other forms of payment for businesses or organizations. They ensure that payments are processed accurately, securely, and in a timely manner, often working with banks, payment processors, and internal accounting teams. Their duties may include verifying payment information, resolving discrepancies, and maintaining records to comply with financial regulations. Payment Processing Specialists play a key role in ensuring smooth cash flow and customer satisfaction.

What are some common challenges faced by payment processing specialists, and how can they be managed?

Payment Processing Specialists often encounter challenges such as handling high transaction volumes, identifying and resolving payment discrepancies, and staying updated on compliance requirements. Attention to detail is crucial to avoid errors and ensure all payments are processed accurately and on time. Building strong communication skills can help in efficiently collaborating with internal teams and external vendors to resolve issues quickly. Regular training and staying informed about industry regulations also help manage compliance-related challenges effectively.

What is the difference between Payment Processing Specialist vs Accounts Payable Clerk?

AspectPayment Processing SpecialistAccounts Payable Clerk
CredentialsBasic financial certifications often preferredBasic accounting or finance certifications
Work EnvironmentFinancial institutions, e-commerce, retailCorporate finance, accounting departments
Employer & IndustryPayment processors, banks, online merchantsCorporations, government agencies, large organizations
Search & Comparison IntentUnderstanding roles in payment processingManaging company expenses and vendor payments

The Payment Processing Specialist focuses on handling and verifying electronic and card payments, ensuring smooth transaction flows. In contrast, the Accounts Payable Clerk manages vendor invoices and company expenses. While both roles involve financial transactions, the specialist emphasizes payment execution, whereas the clerk handles invoice processing and payment scheduling.

More about Payment Processing Specialist jobs
What cities are hiring for Payment Processing Specialist jobs? Cities with the most Payment Processing Specialist job openings:
What states have the most Payment Processing Specialist jobs? States with the most job openings for Payment Processing Specialist jobs include:
What job categories do people searching Payment Processing Specialist jobs look for? The top searched job categories for Payment Processing Specialist jobs are:
Payment Processing Specialist jobs near you
Infographic showing various Payment Processing Specialist job openings in the United States as of August 2026, with employment types broken down into 80% Full Time, 15% Part Time, 1% Temporary, 3% Contract, and 1% Nights. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $44,733 per year, or $21.5 per hour.

PAYMENT PROCESSING SPECIALIST

City of New York

Manhattan, NY • On-site

$70K - $80K/yr

Full-time

Re-posted 11 days ago

City Of New York rating

7.2

Company rating: 7.2 out of 10

Based on 81 frontline employees who took The Breakroom Quiz

619th of 842 rated public administrative organizations

Job description

Company Description
Job Description
The Department of Social Services (DSS) is comprised of the administrative units of the New York City Human Resources Administration (HRA) and the Department of Homeless Services (DHS). HRA is dedicated to fighting poverty and income inequality by providing New Yorkers in need with essential benefits such as Food Assistance and Emergency Rental Assistance. DHS is committed to preventing and addressing homelessness in New York City by employing a variety of innovative strategies to help families and individuals successfully exit shelter and return to self- sufficiency as quickly as possible.
The Office of Fiscal Operations is DSS/HRA/DHS's primary payments and accounting office, and the core responsibilities are carried out through the operations of the Bureau of Accounts Payable, Revenue and Reimbursement, and Disbursement & Grant Accounting.
The Office of Fiscal Operation is seeking to fill one (1) Community Coordinator to function as a Payment Processing Specialist who will:
-Manage and oversee the processing of payments received from clients who owe money to DSS/HRA while ensuring that they are processed accurately.
-Process credit card transactions for the Medicaid Pay-in program using a POS terminal. Review payments received from third parties for an attestation of use of recipient funds and sends correspondence to customers who have not submitted the appropriate forms.
-Assist clients by answering questions concerning issues with regard to their Medicaid surplus payments and/or coverage. Advise on how to make a payment by credit card, check or online.
-Prepare input documents and batches for catalog data entry in the DARB accounting system and deposits checks and money orders to the bank through remote deposits.
-Oversee the Cashier's window where payments are received from various program areas such as IREA Claims and Collection, Bureau of Fraud Investigation, and the Office of Liens and Trusts in order to coordinate the distribution of collections and refunds for claiming reports.
-Respond to incoming calls on the IVRS system and accepts credit card payments from clients making surplus payments for Medicaid eligibility.
-Uses multiple systems such as MS Excel, WMS, HRA One Viewer, MICSA Pay-In system, and the DARB accounting system to respond to client issues and process payments.
-Assist with the completion of special projects, such as the SNAP GIS Waiver project for Fair Hearings and TOP rebates for Federal and State reimbursement requests, as necessary.
Hours/ Shift: 9-5
COMMUNITY COORDINATOR - 56058
Qualifications
1. A baccalaureate degree from an accredited college and two years of experience in community work or community centered activities in an area related to the duties described above; or
2. High school graduation or equivalent and six years of experience in community work or community centered activities in an area related to the duties as described above; or
3. Education and/or experience which is equivalent to "1" or "2" above. However, all candidates must have at least one year of experience as described in "1" above.
Additional Information
The City of New York is an inclusive equal opportunity employer committed to recruiting and retaining a diverse workforce and providing a work environment that is free from discrimination and harassment based upon any legally protected status or protected characteristic, including but not limited to an individual's sex, race, color, ethnicity, national origin, age, religion, disability, sexual orientation, veteran status, gender identity, or pregnancy.

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