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Long Term Disability Analyst Jobs (NOW HIRING)

The Senior Ability Analyst primarily investigates claims to make timely, accurate and customer focused initial and ongoing Long Term Disability benefit determinations using vocational, medical, and ...

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Long Term Disability Analyst information

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$31K

$73.3K

$130K

How much do long term disability analyst jobs pay per year?

As of Jun 9, 2026, the average yearly pay for long term disability analyst in the United States is $73,261.00, according to ZipRecruiter salary data. Most workers in this role earn between $52,500.00 and $87,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Long Term Disability Analyst, and why are they important?

To thrive as a Long Term Disability Analyst, you need a solid understanding of insurance policies, disability claims processes, and a bachelor's degree in a related field such as business or healthcare. Familiarity with claims management systems, regulatory compliance software, and sometimes certifications like Associate, Life and Health Claims (ALHC) are typically expected. Exceptional analytical thinking, attention to detail, and strong communication skills help in evaluating claims and collaborating with stakeholders. These skills are crucial for making fair, accurate decisions that balance client needs with organizational policies.

What is the difference between Long Term Disability Analyst vs Claims Adjuster?

AspectLong Term Disability AnalystClaims Adjuster
Required CredentialsTypically requires a bachelor's degree in health, insurance, or related fields; certifications like CPCU or ARM are commonOften requires a high school diploma or equivalent; some roles prefer insurance or claims handling certifications
Work EnvironmentOffice-based, analyzing disability claims, reviewing medical documentationOffice or field-based, investigating and settling insurance claims
Employer & Industry UsageInsurance companies, third-party administrators, healthcare providersInsurance companies, adjusting firms, government agencies

While both roles involve handling insurance-related tasks, a Long Term Disability Analyst primarily reviews and evaluates disability claims, focusing on medical documentation and policy details. A Claims Adjuster handles a broader range of insurance claims, including property, auto, and health, often involving investigation and settlement. The roles share some credentials and work environments but differ in scope and specialization.

What are some common challenges faced by Long Term Disability Analysts, and how can they be managed effectively?

Long Term Disability Analysts often encounter challenges such as interpreting complex medical documentation, balancing claimant advocacy with policy compliance, and managing high caseloads. To handle these effectively, analysts typically develop strong organizational skills, stay updated on policy changes, and foster open communication with medical professionals, claimants, and legal teams. Many organizations provide ongoing training and support to help analysts navigate these challenges, ensuring accuracy and fairness in claim evaluations.

What does a Long Term Disability Analyst do?

A Long Term Disability Analyst reviews, evaluates, and manages claims for long term disability benefits. They assess medical documentation, employment records, and policy details to determine eligibility and the extent of benefits for individuals unable to work due to illness or injury. Analysts communicate with claimants, healthcare providers, and employers to gather necessary information, make informed decisions, and ensure claims are processed accurately and timely.
More about Long Term Disability Analyst jobs
What cities are hiring for Long Term Disability Analyst jobs? Cities with the most Long Term Disability Analyst job openings:
What states have the most Long Term Disability Analyst jobs? States with the most job openings for Long Term Disability Analyst jobs include:
Infographic showing various Long Term Disability Analyst job openings in the United States as of June 2026, with employment types broken down into 1% As Needed, 79% Full Time, 16% Part Time, and 4% Contract. Highlights an 95% Physical, 2% Hybrid, and 3% Remote job distribution, with an average salary of $73,261 per year, or $35.2 per hour.
Long Term Disability Senior Ability Analyst

Long Term Disability Senior Ability Analyst

The Hartford

Naperville, IL • On-site, Remote

$44K - $79K/yr

Full-time

Posted 6 days ago


The Hartford rating

8.8

Company rating: 8.8 out of 10

Based on 103 frontline employees who took The Breakroom Quiz

53rd of 260 rated insurance


Job description

Sr Ability Analyst - C409ANAbility Specialist - C409BN

We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.

A new role can expand your knowledge and your network, and help you learn more about our business. If you think this opportunity is a fit for your career you should apply. If you are not sure you can have a conversation with your manager.

Do you pride yourself on finding solutions and solving problems, by being a good listener and critical thinker? This is your opportunity to give those passions and talents new purpose by applying them to meaningful work at The Hartford. The Senior Ability Analyst primarily investigates claims to make timely, accurate and customer focused initial and ongoing Long Term Disability benefit determinations using vocational, medical, and financial claim management. The Senior Ability Analyst supports our mission of helping our customers rebuild their lives after an unexpected event or illness happens while following corporate claim standards, policies, and procedures, and statutory, regulatory and ethics requirements. Claim complexity varies depending on tenure in role, which may be inclusive of working with customers with behavioral health/mental illnesses and terminal diagnoses.

*This position supports our GRP business, and we will only consider applicants who are currently GRP STD Analysts at this time.*
Work Arrangements: This role can have a Hybrid or Remote work arrangement. Candidates who live near one of our office locations (Hartford CT) will have the expectation of working in an office 3 days a week (Tuesday through Thursday). Candidates who do not live near an office will have a remote work arrangement, with the expectation of coming into an office as business needs arise.
Training Hours: Core business hours M-F
Length of Training: 6 - 8 weeks
Work Hours After Training: Core business hours
Responsibilities:
Obtain information from the claimant, employer, and medical provider(s) to make Long-Term Disability decisions
Analyze medical and financial information to determine eligibility for benefits
Provide exceptional customer service using professional written and verbal communication skills
Maintain a dedication to meeting the expectations and requirements of internal and external customers
Help to create a positive team environment that is inclusive to all employees
Qualifications:
2+ years of claim experience preferred
Excellent time management and organizational skills
Detail-oriented with the ability to maintain a high-level of quality and accuracy, while meeting productivity expectations
An ability to adapt to new ideas and situations
Proficiency in Microsoft Office applications and the ability to navigate multiple systems simultaneously
High School Diploma/GED is required
Additional Information:
For full-time, occasional, part-time, or remote positions: (1) high speed broadband internet service is required, we do not recommend or support DSL, wireless, Mifi, Hotspots, Fiber without a modem and Satellite; (2) Internet provider supplied modem/router/gateway is hardwired to the Hartford issued computer with an ethernet cable; and (3) minimum upload/download speeds of 5Mbps/30Mbps will be required. To confirm whether your Internet system has sufficient speeds, please visit http://www.speedtest.net from your personal computer.

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

$44,400 - $79,800

The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience.

Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age

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About Hartford

Sourced by ZipRecruiter

Hartford Financial Services Group, widely recognized as The Hartford, is a renowned company based in Hartford, CT, US. Established in 1810, it has evolved into an industry leader in the insurance and financial services sector, proudly serving more than one million businesses in the US. The Hartford is committed to offering a gamut of insurance products that include homeowners, automobile, and business insurance as well as employee benefits and mutual funds. The company’s core values revolve around customer-focused innovations, diversity and inclusion, and ethical dealings that have earned them a customer-centric reputation. This shapes their mission which revolves around aiding their clients to overcome unforeseen obstacles and enhancing their wealth over time. Among the company's noted accomplishments is being consistently listed among the World's Most Ethical Companies, a testament to their unwavering commitment towards responsible business practices.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Hartford, CT, US

Year founded

1810

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