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Long Term Disability Analyst Jobs (NOW HIRING)

Long Term Disability Analyst

Lake Mary, FL · On-site +1

$48K - $72K/yr

July 06, 2026 or August 31, 2026 The Senior Ability Analyst is responsible for investigating and managing long-term disability claims to make timely, accurate, and customerfocused benefit ...

Long Term Disability Analyst

Hartford, CT · On-site +1

$48K - $72K/yr

July 06, 2026 or August 31, 2026 The Senior Ability Analyst is responsible for investigating and managing long-term disability claims to make timely, accurate, and customerfocused benefit ...

Long Term Disability Analyst

Scottsdale, AZ · On-site +1

$48K - $72K/yr

July 06, 2026 or August 31, 2026 The Senior Ability Analyst is responsible for investigating and managing long-term disability claims to make timely, accurate, and customerfocused benefit ...

Long Term Disability Analyst

Alpharetta, GA · On-site +1

$48K - $72K/yr

July 06, 2026 or August 31, 2026 The Senior Ability Analyst is responsible for investigating and managing long-term disability claims to make timely, accurate, and customerfocused benefit ...

Long Term Disability Analyst

Naperville, IL · On-site +1

$48K - $72K/yr

July 06, 2026 or August 31, 2026 The Senior Ability Analyst is responsible for investigating and managing long-term disability claims to make timely, accurate, and customerfocused benefit ...

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Long Term Disability Analyst information

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$31K

$73.3K

$130K

How much do long term disability analyst jobs pay per year?

As of Jul 4, 2026, the average yearly pay for long term disability analyst in the United States is $73,261.00, according to ZipRecruiter salary data. Most workers in this role earn between $52,500.00 and $87,000.00 per year, depending on experience, location, and employer.

What is the easiest PWD job to get?

A Long Term Disability Analyst typically requires strong analytical skills and knowledge of insurance policies, but entry-level positions may be accessible with relevant education or experience in healthcare or insurance. Jobs in administrative support or customer service related to disability claims can also be easier to obtain for individuals with basic communication and organizational skills.

What are the key skills and qualifications needed to thrive as a Long Term Disability Analyst, and why are they important?

To thrive as a Long Term Disability Analyst, you need a solid understanding of insurance policies, disability claims processes, and a bachelor's degree in a related field such as business or healthcare. Familiarity with claims management systems, regulatory compliance software, and sometimes certifications like Associate, Life and Health Claims (ALHC) are typically expected. Exceptional analytical thinking, attention to detail, and strong communication skills help in evaluating claims and collaborating with stakeholders. These skills are crucial for making fair, accurate decisions that balance client needs with organizational policies.

What is a disability analyst?

A disability analyst evaluates insurance claims to determine the validity of long-term disability benefits. They review medical records, assess functional limitations, and may use specialized tools or guidelines to make informed decisions about claim approvals or denials.

What is the difference between Long Term Disability Analyst vs Claims Adjuster?

AspectLong Term Disability AnalystClaims Adjuster
Required CredentialsTypically requires a bachelor's degree in health, insurance, or related fields; certifications like CPCU or ARM are commonOften requires a high school diploma or equivalent; some roles prefer insurance or claims handling certifications
Work EnvironmentOffice-based, analyzing disability claims, reviewing medical documentationOffice or field-based, investigating and settling insurance claims
Employer & Industry UsageInsurance companies, third-party administrators, healthcare providersInsurance companies, adjusting firms, government agencies

While both roles involve handling insurance-related tasks, a Long Term Disability Analyst primarily reviews and evaluates disability claims, focusing on medical documentation and policy details. A Claims Adjuster handles a broader range of insurance claims, including property, auto, and health, often involving investigation and settlement. The roles share some credentials and work environments but differ in scope and specialization.

What qualifications do you need for long-term disability?

Long-term disability analysts typically need a bachelor's degree in fields like healthcare, insurance, or business, along with strong analytical and communication skills. Relevant experience in insurance claims, knowledge of disability policies, and proficiency with claims management software are also important qualifications.

What are some common challenges faced by Long Term Disability Analysts, and how can they be managed effectively?

Long Term Disability Analysts often encounter challenges such as interpreting complex medical documentation, balancing claimant advocacy with policy compliance, and managing high caseloads. To handle these effectively, analysts typically develop strong organizational skills, stay updated on policy changes, and foster open communication with medical professionals, claimants, and legal teams. Many organizations provide ongoing training and support to help analysts navigate these challenges, ensuring accuracy and fairness in claim evaluations.

What does a Long Term Disability Analyst do?

A Long Term Disability Analyst reviews, evaluates, and manages claims for long term disability benefits. They assess medical documentation, employment records, and policy details to determine eligibility and the extent of benefits for individuals unable to work due to illness or injury. Analysts communicate with claimants, healthcare providers, and employers to gather necessary information, make informed decisions, and ensure claims are processed accurately and timely.

How much money can you earn on long-term disability?

Long-term disability analysts typically earn between $50,000 and $80,000 annually, depending on experience, location, and employer. The benefit amount from disability insurance policies usually replaces about 50% to 70% of the insured's pre-disability income, with some policies offering additional benefits for specific conditions.
More about Long Term Disability Analyst jobs
What cities are hiring for Long Term Disability Analyst jobs? Cities with the most Long Term Disability Analyst job openings:
What states have the most Long Term Disability Analyst jobs? States with the most job openings for Long Term Disability Analyst jobs include:
Infographic showing various Long Term Disability Analyst job openings in the United States as of June 2026, with employment types broken down into 95% Full Time, and 5% Contract. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $73,261 per year, or $35.2 per hour.
Long Term Disability Analyst

Long Term Disability Analyst

The Hartford

Lake Mary, FL • On-site, Remote

$48K - $72K/yr

Full-time

Posted 21 days ago


The Hartford rating

8.8

Company rating: 8.8 out of 10

Based on 109 frontline employees who took The Breakroom Quiz

48th of 277 rated insurance


Job description

Sr Ability Analyst - C409ANAbility Specialist - C409BN

We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.

Selected applicants will be considered for one of two start dates: July 06, 2026 or August 31, 2026

The Senior Ability Analyst is responsible for investigating and managing long-term disability claims to make timely, accurate, and customerfocused benefit determinations. This role partners closely with customers, medical providers, employers, and internal stakeholders to evaluate eligibility, support recovery, and facilitate a safe and responsible return to work when appropriate. Using medical, vocational, financial, and functional information, the Senior Ability Analyst manages claims through initial and ongoing decision points while adhering to corporate claim standards, policies, procedures, and all applicable statutory, regulatory, and ethical requirements. Claim complexity may vary based on experience and business needs and may include working with customers experiencing behavioral health conditions, complex medical diagnoses, or terminal illness.

The Senior Ability Analyst supports the organization's mission of helping customers rebuild their lives after an unexpected illness or event by delivering empathetic service, sound decisionmaking, and consistent claim management throughout the long-term disability lifecycle.

Responsibilities

  • Investigate and manage longterm disability claims by gathering and evaluating information from claimants, employers, and medical providers.

  • Analyze medical, vocational, financial, and claimrelated information to support accurate initial and ongoing benefit determinations.

  • Guide customers through the disability and recovery process, focusing on functional abilities, clear expectations, and supportive communication.

  • Maintain professional written and verbal communications with internal and external partners to deliver timely, customercentered outcomes.

  • Apply critical thinking, sound judgment, and analytical reasoning to assess risk, resolve issues, and make consistent claim decisions.

  • Collaborate effectively in a fastpaced, teambased environment to retrieve, evaluate, and relay claimrelated information.

  • Leverage technology responsibly to manage claims efficiently, understand the role of technology while applying appropriate judgement, remain aware of potential risks, and support quality outcomes.

  • Demonstrate empathy and emotional intelligence when navigating difficult conversations and complex situations.

  • Adapt to change, learn new concepts and tools, and support continuous improvement in an evolving business environment.

  • Understand how claim decisions interact with other benefit programs to anticipate customer needs and provide accurate guidance.

Qualifications

  • High School Diploma or GED required; Associate or Bachelor's degree preferred but not required.

  • 1+ years of customer service experience preferred but not required.

  • Medical, clinical, or vocational background is a plus but not required.

  • Proficiency with Microsoft Office and the ability to navigate multiple systems simultaneously.

  • Strong time management and organizational skills, with the ability to manage competing priorities.

  • Ability to work effectively in a structured and collaborative team environment.

Work Arrangement:

This role can have a Hybrid or Remote work schedule. Candidates who live near one of our office locations (Hartford, CT, Lake Mary, FL, San Antonio, Alpharetta, GA, Naperville, IL or Scottsdale, AZ) will have the expectation of working in an office 3 days a week (Tuesday through Thursday). Candidates who do not live near an office will have a remote work schedule, with the expectation of coming into an office as business needs arise.

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

$48,071 - $72,107

The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience.

Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age

About Us|Our Culture | What It's Like to Work Here | Perks & Benefits


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About Hartford

Sourced by ZipRecruiter

Hartford Financial Services Group, widely recognized as The Hartford, is a renowned company based in Hartford, CT, US. Established in 1810, it has evolved into an industry leader in the insurance and financial services sector, proudly serving more than one million businesses in the US. The Hartford is committed to offering a gamut of insurance products that include homeowners, automobile, and business insurance as well as employee benefits and mutual funds. The company’s core values revolve around customer-focused innovations, diversity and inclusion, and ethical dealings that have earned them a customer-centric reputation. This shapes their mission which revolves around aiding their clients to overcome unforeseen obstacles and enhancing their wealth over time. Among the company's noted accomplishments is being consistently listed among the World's Most Ethical Companies, a testament to their unwavering commitment towards responsible business practices.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Hartford, CT, US

Year founded

1810

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