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Long Term Disability Analyst Jobs (NOW HIRING)

We have Long-Term Disability teams based out of New Jersey, Maine, and Arizona as well as fully ... Demonstrate and apply analytical and critical thinking skills. * Verify on-going liability and ...

Epic Analyst

Irving, TX · On-site

$60 - $65/hr

Experience: 1+ year of relevant Epic Analyst experience in healthcare; candidates from outside of ... long-term disability insurance, short-term disability insurance, paid parking/public ...

New

Financial Analyst

Evansville, IN · On-site

$35 - $40/hr

Financial Analyst Location: Evansville, IN Duration: 6 months (possible extension/conversion ... long-term disability insurance, short-term disability insurance, paid parking/public ...

TAX Analyst

Tampa, FL · On-site

$22 - $25/hr

... long-term disability insurance, short-term disability insurance, paid parking/public ... Analytical Skills

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Long Term Disability Analyst information

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$31K

$73.3K

$130K

How much do long term disability analyst jobs pay per year?

As of Jul 4, 2026, the average yearly pay for long term disability analyst in the United States is $73,261.00, according to ZipRecruiter salary data. Most workers in this role earn between $52,500.00 and $87,000.00 per year, depending on experience, location, and employer.

What is the easiest PWD job to get?

A Long Term Disability Analyst typically requires strong analytical skills and knowledge of insurance policies, but entry-level positions may be accessible with relevant education or experience in healthcare or insurance. Jobs in administrative support or customer service related to disability claims can also be easier to obtain for individuals with basic communication and organizational skills.

What are the key skills and qualifications needed to thrive as a Long Term Disability Analyst, and why are they important?

To thrive as a Long Term Disability Analyst, you need a solid understanding of insurance policies, disability claims processes, and a bachelor's degree in a related field such as business or healthcare. Familiarity with claims management systems, regulatory compliance software, and sometimes certifications like Associate, Life and Health Claims (ALHC) are typically expected. Exceptional analytical thinking, attention to detail, and strong communication skills help in evaluating claims and collaborating with stakeholders. These skills are crucial for making fair, accurate decisions that balance client needs with organizational policies.

What is a disability analyst?

A disability analyst evaluates insurance claims to determine the validity of long-term disability benefits. They review medical records, assess functional limitations, and may use specialized tools or guidelines to make informed decisions about claim approvals or denials.

What is the difference between Long Term Disability Analyst vs Claims Adjuster?

AspectLong Term Disability AnalystClaims Adjuster
Required CredentialsTypically requires a bachelor's degree in health, insurance, or related fields; certifications like CPCU or ARM are commonOften requires a high school diploma or equivalent; some roles prefer insurance or claims handling certifications
Work EnvironmentOffice-based, analyzing disability claims, reviewing medical documentationOffice or field-based, investigating and settling insurance claims
Employer & Industry UsageInsurance companies, third-party administrators, healthcare providersInsurance companies, adjusting firms, government agencies

While both roles involve handling insurance-related tasks, a Long Term Disability Analyst primarily reviews and evaluates disability claims, focusing on medical documentation and policy details. A Claims Adjuster handles a broader range of insurance claims, including property, auto, and health, often involving investigation and settlement. The roles share some credentials and work environments but differ in scope and specialization.

What qualifications do you need for long-term disability?

Long-term disability analysts typically need a bachelor's degree in fields like healthcare, insurance, or business, along with strong analytical and communication skills. Relevant experience in insurance claims, knowledge of disability policies, and proficiency with claims management software are also important qualifications.

What are some common challenges faced by Long Term Disability Analysts, and how can they be managed effectively?

Long Term Disability Analysts often encounter challenges such as interpreting complex medical documentation, balancing claimant advocacy with policy compliance, and managing high caseloads. To handle these effectively, analysts typically develop strong organizational skills, stay updated on policy changes, and foster open communication with medical professionals, claimants, and legal teams. Many organizations provide ongoing training and support to help analysts navigate these challenges, ensuring accuracy and fairness in claim evaluations.

What does a Long Term Disability Analyst do?

A Long Term Disability Analyst reviews, evaluates, and manages claims for long term disability benefits. They assess medical documentation, employment records, and policy details to determine eligibility and the extent of benefits for individuals unable to work due to illness or injury. Analysts communicate with claimants, healthcare providers, and employers to gather necessary information, make informed decisions, and ensure claims are processed accurately and timely.

How much money can you earn on long-term disability?

Long-term disability analysts typically earn between $50,000 and $80,000 annually, depending on experience, location, and employer. The benefit amount from disability insurance policies usually replaces about 50% to 70% of the insured's pre-disability income, with some policies offering additional benefits for specific conditions.
More about Long Term Disability Analyst jobs
What cities are hiring for Long Term Disability Analyst jobs? Cities with the most Long Term Disability Analyst job openings:
What states have the most Long Term Disability Analyst jobs? States with the most job openings for Long Term Disability Analyst jobs include:
Infographic showing various Long Term Disability Analyst job openings in the United States as of June 2026, with employment types broken down into 95% Full Time, and 5% Contract. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $73,261 per year, or $35.2 per hour.
Long Term Disability Claims Advisor - 08/10/2026 Start Date

Long Term Disability Claims Advisor - 08/10/2026 Start Date

Lincoln Financial

Charlotte, NC • Remote

$44K - $81K/yr

Other

Medical, Retirement, PTO

Posted 19 days ago


Lincoln Financial rating

7.5

Company rating: 7.5 out of 10

Based on 71 frontline employees who took The Breakroom Quiz

188th of 277 rated insurance


Job description

Alternate Locations: US All Regions; Work from Home

 Work Arrangement:

Remote : Work at home employee residing outside of a commutable distance to an office location.

Relocation assistance:  is not available for this opportunity.

Requisition #: 76193

The Role at a Glance

We're looking for a driven and compassionate experienced Long-Term Disability (LTD) Claims Examiners to join our growing team in a 100% remote environment. In this role, you'll make a meaningful impact-helping individuals navigate some of life's most challenging moments while delivering fair, timely, and thoughtful claim decisions.

At Lincoln, you'll partner with some of the most respected clients in the industry, contributing to solutions that set the standard for quality, innovation, and customer experience. You'll thrive in a high-performance, collaborative environment where your expertise is valued, and your work truly matters. If you enjoy working in a fast-paced team environment, then please read on!

Why should you join our team?

  • Make a meaningful impact - Support individuals through life's most critical moments by delivering thoughtful, fair, and timely claim decisions.
  • Join a high-performing, respected team - Be part of a collaborative environment known for best-in-class audit performance and operational excellence.
  • Grow your career with purpose - Develop your expertise in a supportive environment that values continuous learning, professional growth, and advancement.
  • Thrive in an innovative environment - Work within a dynamic team that embraces change, drives continuous improvement, and is shaping the future of claims.
 
What you'll be doing
  • You will independently manage a caseload of Long-Term Disability (LTD) claims from intake through resolution, partnering with claimants, employers, and medical professionals via phone and email to gather and assess information related to disability status and applicable state and federal benefits.
  • You will conduct initial and ongoing interviews with claimants to gather key information for claim evaluation, while reviewing medical documentation and partnering with clinical and vocational experts to support informed decisions.
  • You will deliver timely and ethical claim determinations, ensuring consistency with company guidelines and regulatory standards.
  • You will collaborate with case managers, nurse case managers, vocational specialists, and consulting physicians to support appropriate, ethical, and timely claim determinations.
  • You will review complex medical records and leverage a variety of tools and resources to determine appropriate claim durations and guide ongoing action planning throughout the claim lifecycle.
  • You will deliver exceptional customer service by proactively identifying needs and opportunities, while building strong relationships with claimants, employers, and internal partners.
What we're looking for

Must-have experience (Required):

  • 4 Year/Bachelor's degree or equivalent work experience (4 years of experience in lieu of Bachelor's).
  • 1+ Years of long-term disability claims experience directly aligned with the specific responsibilities for this role.
  • Strong written and verbal communication skills.
  • Excellent organization skills with the ability to multi-task.

Nice-to have Experience (Preferred): 

  • Experience mentoring or coaching newer examiners.
  • Continuous improvement mindset (process optimization, efficiency, quality).
  • Exposure to predictive analytics / AI tools.
Application Deadline

Applications will be accepted through July 3rd, 2026, and posting may come down earlier due to applicant volume. 

What's it like to work here?

At Lincoln Financial, we love what we do. We make meaningful contributions each and every day to empower our customers to take charge of their lives. Working alongside dedicated and talented colleagues, we build fulfilling careers and stronger communities through a company that values our unique perspectives, insights and contributions and invests in programs that empower each of us to take charge of our own future. 

What's in it for you:

  • Clearly defined career tracks and job levels, along with associated behaviors for each of Lincoln's core values and leadership attributes

  • Leadership development and virtual training opportunities

  • PTO/parental leave

  • Competitive 401K and employee benefits

  • Free financial counseling, health coaching and employee assistance program

  • Tuition assistance program

  • Work arrangements that work for you

  • Effective productivity/technology tools and training

The pay range for this position is $44,800 - $81,400 with anticipated pay for new hires between the minimum and midpoint of the range and could vary above and below the listed range as permitted by applicable law. Pay is based on non-discriminatory factors including but not limited to work experience, education, location, licensure requirements, proficiency and qualifications required for the role. The base pay is just one component of Lincoln's total rewards package for employees.  In addition, the role may be eligible for the Annual Incentive Program, which is discretionary and based on the performance of the company, business unit and individual.  Other rewards may include long-term incentives, sales incentives and Lincoln's standard benefits package.

About The Company

Lincoln Financial (NYSE: LNC) helps people to confidently plan for their version of a successful future. We focus on identifying a clear path to financial security, with products including annuities, life insurance, group protection, and retirement plan services. 

With our 120-year track record of expertise and integrity, millions of customers trust our solutions and service to help put their goals in reach. 

Lincoln Financial Distributors, a broker-dealer, is the wholesale distribution organization of Lincoln Financial. Lincoln Financial is the marketing name for Lincoln Financial Corporation and its affiliates including The Lincoln National Life Insurance Company, Fort Wayne, IN, and Lincoln Life & Annuity Company of New York, Syracuse, NY. Lincoln Financial affiliates, their distributors, and their respective employees, representatives and/or insurance agents do not provide tax, accounting or legal advice. 

Lincoln is committed to creating an inclusive environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. 

Follow us on Facebook, X, LinkedIn, Instagram, and YouTube. For the latest company news, visit our newsroom. 

Be Aware of Fraudulent Recruiting Activities

If you are interested in a career at Lincoln, we encourage you to review our current openings and apply on our website. Lincoln values the privacy and security of every applicant and urges all applicants to diligently protect their sensitive personal information from scams targeting job seekers. These scams can take many forms including fake employment applications, bogus interviews and falsified offer letters.

Lincoln will not ask applicants to provide their social security numbers, date of birth, bank account information or other sensitive information in job applications. Additionally, our recruiters do not communicate with applicants through free e-mail accounts (Gmail, Yahoo, Hotmail) or conduct interviews utilizing video chat rooms. We will never ask applicants to provide payment during the hiring process or extend an offer without conducting a phone, live video or in-person interview.  Please contact Lincoln's fraud team at fraudhotline@lfg.com if you encounter a recruiter or see a job opportunity that seems suspicious.

Additional Information

This position may be subject to Lincoln's Political Contribution Policy.  An offer of employment may be contingent upon disclosing to Lincoln the details of certain political contributions. Lincoln may decline to extend an offer or terminate employment for this role if it determines political contributions made could have an adverse impact on Lincoln's current or future business interests, misrepresentations were made, or for failure to fully disclose applicable political contributions and or fundraising activities.

Any unsolicited resumes or candidate profiles submitted through our web site or to personal e-mail accounts of employees of Lincoln Financial are considered property of Lincoln Financial and are not subject to payment of agency fees.

Lincoln Financial ("Lincoln" or "the Company") is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex, age, national origin or disability. Opportunities throughout Lincoln are available to employees and applicants are evaluated on the basis of job qualifications. If you are a person with a disability that impedes your ability to express your interest for a position through our online application process, or require TTY/TDD assistance, contact us by calling 260-455-2558.

This Employer Participates in E-Verify. See the E-Verify notices.

Este Empleador Participa en E-Verify. Ver el E-Verify avisos. 


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About Lincoln Financial

Sourced by ZipRecruiter

Lincoln Financial Group, a Fortune 200 company with over 10,000 employees, provides advice and solutions that help empower Americans to take charge of their financial lives with confidence. Our core business areas - Life Insurance, Annuities, Retirement Plan Services and Group Protection - focus on supporting, preserving and enhancing over 17 million customer's lifestyles and retirement outcomes. Headquartered in Radnor, Pennsylvania, Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE: LNC) and its affiliates. The company had $324 billion in end-of-period account values as of June 30, 2021. Ranked one of the Best Large Employers in America and Best Employers for Women by Forbes magazine as well as one of Newsweek's Most Responsible Companies, Lincoln Financial Group makes a serious investment in our employees' futures through a broad range of wealth accumulation and protection plans, health and wellness programs, and career development resources designed to help each individual reach their personal and professional goals.

Industry

Finance and insurance

Company size

5,001 - 10,000 Employees

Headquarters location

Radnor, PA, US

Year founded

1905