To thrive as a Long Term Claims Adjuster, you need a strong understanding of insurance policies, claims processes, and relevant legal/regulatory knowledge, typically backed by experience in insurance or related certifications. Familiarity with claims management software, medical records systems, and industry guidelines such as ICD-10 codes or state-specific statutes is often required. Excellent communication, negotiation, and analytical skills help adjusters review complex cases and interact effectively with claimants and other parties. These competencies are crucial for ensuring accurate claim resolutions, compliance with regulations, and maintaining customer trust.