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Lending Manager Jobs in Utah (NOW HIRING)

Manage relationships with external data and analytics partners supporting customer intelligence, wallet measurement, competitive benchmarking, market intelligence, optimization, and performance ...

Strong analytical and time management skills and superior attention to detail * Experience in mortgage lending and knowledge of loan types, such as FHA, FHLB, FNMA, or VA loans required * At least 2 ...

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Lending Manager information

See Utah salary details

$10K

$76.5K

$127K

How much do lending manager jobs pay per year?

As of Aug 31, 2026, the average yearly pay for lending manager in Utah is $76,504.00, according to ZipRecruiter salary data. Most workers in this role earn between $55,500.00 and $113,800.00 per year, depending on experience, location, and employer.

What is a lending manager?

A Lending Manager is a financial professional responsible for overseeing a team that processes and approves loan applications for individuals or businesses. They manage the entire lending process, ensure compliance with regulations, and assess the creditworthiness of loan applicants. Lending Managers also set lending policies, monitor loan performance, and provide guidance to loan officers. Their goal is to minimize risk while helping clients secure financing that meets their needs.

What are the key skills and qualifications needed to thrive as a lending manager?

To thrive as a Lending Manager, you need a solid understanding of credit analysis, risk assessment, and lending regulations, often supported by a degree in finance, business, or a related field. Familiarity with loan origination systems (LOS), credit scoring software, and regulatory compliance platforms is typically required. Strong leadership, negotiation, and interpersonal communication skills help build trust with clients and guide lending teams effectively. These skills ensure responsible lending practices, regulatory compliance, and successful management of loan portfolios.

How does a lending manager typically collaborate with underwriters and loan officers to ensure smooth loan processing?

A Lending Manager acts as a key liaison between loan officers and underwriters, overseeing the loan pipeline and addressing any bottlenecks in the process. They review complex loan applications, provide guidance on credit policies, and help resolve issues that arise during underwriting. Regular team meetings and open communication are essential, as the Lending Manager ensures all documentation is complete and regulatory requirements are met. This collaborative approach helps maintain efficiency and a positive customer experience.

What is the difference between Lending Manager vs Loan Officer?

AspectLending ManagerLoan Officer
CredentialsTypically requires a mortgage or lending license, relevant experienceRequires similar licenses, often entry to mid-level experience
Work EnvironmentManages teams, oversees lending processes, works in banks or lending institutionsInteracts directly with clients, assesses loan applications, works in banks or mortgage companies
Employer & IndustryFinancial institutions, banks, credit unionsMortgage brokers, banks, credit unions

While both roles are involved in the lending process, a Lending Manager oversees the lending team and processes, focusing on management and strategy. A Loan Officer works directly with clients to evaluate and approve individual loan applications. Understanding these differences helps in choosing the right career path or job search focus.

What are the most commonly searched types of Lending jobs in Utah?

The most popular types of Lending jobs in Utah are:

What are popular job titles related to Lending Manager jobs in Utah?

For Lending Manager jobs in Utah, the most frequently searched job titles are:

What cities in Utah are hiring for Lending Manager jobs?

Cities in Utah with the most Lending Manager job openings:

What are popular job titles related to Lending Manager jobs in UT?

For Lending Manager jobs in UT, the most frequently searched job titles are:

Infographic showing various Lending Manager job openings in Utah as of August 2026, with employment types broken down into 80% Full Time, 19% Part Time, and 1% Contract. Highlights an 81% Physical, 2% Hybrid, and 17% Remote job distribution, with an average salary of $76,504 per year, or $36.8 per hour.

Vice President Consumer Lending

Sandy, UT • On-site


Mountain America Credit Union
Finance and Insurance • 1 - 5K employees

8.0

Company rating: 8.0 out of 10

Based on 49 frontline employees who took The Breakroom Quiz

75th of 152 rated financial services

People enjoy working here

Good employer

Recommended by students


Full-time

Posted 24 days ago


Job description

Please reference the schedule and minimum qualifications listed below before applying.
If you need assistance with filling out our application form or during any phase of the application, interview, or employment process, please notify our Human Resources Team at 801-366-6947 option 1 or email macurecruiting@macu.com and every reasonable effort will be made to accommodate your needs in a timely manner.
Job Summary
The Vice President Consumer Lending provides executive leadership for Mountain America's Direct Consumer Lending organization, translating enterprise priorities into accountable business performance, portfolio outcomes, profitability, operational execution, regulatory readiness, and sustainable growth. This role oversees direct and indirect reporting relationships, develops future-ready talent, and partners across the credit union to strengthen alignment, execution discipline, and member-focused results.
Job Description
SCHEDULE
Full-Time
LOCATION
Mountain America Center
9800 S Monroe St
Sandy, Utah
To be effective, an individual must be able to perform each job duty successfully.
  • Shape the future-state Direct Consumer Lending strategy by aligning products, channels, technology, risk, and member experience priorities to support sustainable enterprise growth.

  • Develop and execute annual and long-term strategies that support member growth, loan growth, profitability, and portfolio performance.

  • Create and maintain an organizational culture focused on exceptional member experiences, accountability, ownership, innovation, and continuous improvement.

  • Ensure responsible management of portfolio performance, credit quality, profitability, and emerging credit risk indicators through proactive monitoring and predictive insights.

  • Advance the responsible use of data, predictive analytics, automation, and AI-enabled decisioning to improve speed, consistency, risk management, personalization, and member outcomes.

  • Lead the evolution of digital and omnichannel lending experiences to simplify the member journey, improve approval and funding speed, and increase adoption of self-service and assisted-service capabilities.

  • Oversee operational performance and ensure service standards are consistently achieved.

  • Partners across Lending, Member Service, Technology, Marketing, Asset Management, Loan Servicing, Finance, Enterprise Risk, Fraud, Compliance, and other functions to align priorities, improve execution, and achieve organizational objectives.

  • Provide executive oversight for compliance and risk management across Direct Consumer Lending, including adherence to applicable CFPB and NCUA requirements, credit union policies, internal audit findings, and remediation activities.

  • Maintain and exercise formal lending authority consistent with established credit union policy, risk appetite, approval limits, and governance expectations for consumer lending decisions.

  • Support regulatory governance through appropriate controls, reporting, issue resolution, and board-or regulatory-ready documentation in partnership with Enterprise Risk, Compliance, Legal, Internal Audit, and executive leadership.

  • Allocate resources, establish execution discipline, and monitor progress against strategic and operational priorities.

  • Enhance organizational efficiency by eliminating complexity and creating scalable operating models.

  • Evaluate market conditions, industry trends, competitive offerings, and emerging technologies to identify growth opportunities.

  • Develop and maintain strategic vendor partnerships, ensuring products, technologies, and services align with business objectives, support member experience goals, and deliver long-term value to the credit union.

  • Build future-ready lending talent by developing leadership capability, digital fluency, analytical judgment, change readiness, and succession depth across the Consumer Lending organization.

  • Perform other duties as assigned.

KNOWLEDGE, SKILLS, and ABILITIES
The requirements listed are representative of the knowledge, skills, and/or abilities required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential job functions.
Experience
  • 10 years of progressive consumer lending leadership experience, including strategy, portfolio performance, risk management, and team leadership.

  • Executive leadership experience in a banking, credit union, or financial services environment with accountability for business performance, member/customer experience, and regulatory expectations.

Education
  • Bachelor's degree in Business, Finance, Economics, Management, or related field; or an equivalent combination of education and significant executive-level consumer lending, financial services, or business leadership experience.

Licenses, Certifications, Registrations
  • N/A; relevant lending, risk, compliance, or financial services certifications preferred but not required.

Computer/Technology Skills
  • Demonstrated ability to leverage lending systems, digital platforms, data analytics, automation, and AI-enabled capabilities to improve member experience, operational efficiency, portfolio performance, and risk management.

  • Working knowledge of loan origination systems, digital lending tools, reporting platforms, workflow automation, collaboration tools, and vendor technology solutions.

  • Ability to interpret and act on dashboards, portfolio reporting, operational metrics, financial performance data, and emerging risk indicators to inform executive decision-making.

Language Skills
  • Demonstrated ability to clearly communicate ideas, methodology, results, recommendations, and outcomes verbally, in writing, through reports and visual presentations, and in a manner appropriate for key stakeholders and all levels of the organization.

Other Skills and Abilities
  • Demonstrated ability to lead consumer lending, financial services, or related business functions with accountability for strategy, business performance, portfolio outcomes, operational execution, and sustainable growth.

  • Strong knowledge of consumer lending products, operations, credit strategy, portfolio management, profitability, risk considerations, and member/customer experience.

  • Proven ability to lead strategic initiatives, business transformation, change management, and cross-functional execution in a complex organization.

  • Demonstrated leadership capability, including developing talent, building organizational capability, creating accountability, and supporting succession readiness.

  • Working knowledge of digital lending, automation, data analytics, AI-enabled capabilities, and technology-enabled business improvement.

  • Strong business acumen, executive communication, decision-making, and organizational development skills.

PHYSICAL ABILITIES / WORKING CONDITIONS
Physical Demands
Ability to sit, talk and hear consistently
Ability to stand, walk, and use hands to handle or reach occasionally
Vision Requirements
Close vision (clear vision at 20 inches or less)
Distance vision (clear vision at 20 feet or more)
Weight Lifted or Force Exerted
Ability to lift to 10 pounds occasionally
Environmental
There are no unusual environmental factors (such as a typical office)
Noise Environment
Moderate noise (business office with computers and printers, light traffic)
Mountain America Credit Union is an EEO/AA/ADA/Veterans employer.


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