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Consumer Lending Manager Jobs in Utah (NOW HIRING)

Synchrony

SVP, Consumer Bank Analytics

Draper, UT · On-site

Manage relationships with external data and analytics partners supporting customer intelligence ... across Consumer Bank analytics deliverables. * Partner with Compliance, Risk, Finance, and ...

Addison Group

Consumer Loan Underwriter

Salt Lake City, UT · On-site

$60K - $80K/yr

The organization combines technology, lending expertise, and strategic industry partnerships to ... Strong organizational and time-management skills with the ability to balance multiple competing ...

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All JobsConsumer Lending JobsConsumer Lending Manager JobsConsumer Lending Manager Jobs in Utah

Consumer Lending Manager information

See Utah salary details

$42.3K

$97.9K

$184.4K

How much do consumer lending manager jobs pay per year?

As of Aug 26, 2026, the average yearly pay for consumer lending manager in Utah is $97,916.00, according to ZipRecruiter salary data. Most workers in this role earn between $67,400.00 and $119,300.00 per year, depending on experience, location, and employer.

What does a consumer lending manager do?

A Consumer Lending Manager oversees the process of providing loans to individual consumers, such as personal loans, auto loans, and credit lines. They manage a team of loan officers, ensure compliance with lending regulations, and develop strategies to meet lending targets. Their responsibilities also include evaluating loan applications, assessing credit risk, and maintaining relationships with clients. By guiding the lending team and optimizing processes, they help ensure both customer satisfaction and the financial health of the organization.

What does a consumer lending manager do?

As a consumer lending manager, your job is to supervise the approval of loans at a bank or credit union. This includes balancing how many loans are given out, deciding when to approve or deny requests from consumers, and ensuring the bank follows all lending regulations. Consumer lending managers also help to improve the operation of a lending company by looking for ways to attract better customers, drive sales of the bank's other products and services, and increase the rate of repayments from customers. At some lending institutions, you may be asked to create offers for select customers or support groups with which the bank is negotiating. For example, your bank may offer faster approval of car loans as a perk for customers who work at a particular company.

What are the key skills and qualifications needed to thrive as a consumer lending manager, and why are they important?

To thrive as a Consumer Lending Manager, you need a solid understanding of lending regulations, credit analysis, and financial products, typically supported by a bachelor’s degree in finance or a related field. Familiarity with loan origination systems, credit scoring software, and regulatory compliance tools is essential. Strong leadership, communication, and customer service skills help build high-performing teams and foster positive client relationships. These competencies ensure sound lending decisions, regulatory compliance, and sustained business growth in a competitive financial environment.

What are some common challenges consumer lending managers face when balancing loan growth and credit risk?

Consumer Lending Managers often navigate the challenge of achieving loan growth targets while maintaining prudent credit risk standards. This means carefully assessing applicants, ensuring compliance with lending policies, and adapting strategies to changing market conditions. Additionally, they must lead teams to deliver excellent customer service and resolve borrower issues, all while monitoring portfolio performance. Success in this role requires strong analytical skills, risk management expertise, and the ability to communicate effectively with both staff and senior management.

What is the difference between Consumer Lending Manager vs Loan Officer?

AspectConsumer Lending ManagerLoan Officer
ResponsibilitiesOversees consumer loan portfolios, manages lending teams, develops lending strategiesAssesses loan applications, approves or denies loans, interacts directly with borrowers
CredentialsBachelor's degree, experience in lending, sometimes relevant certificationsBachelor's degree often preferred, relevant licensing or certifications may be required
Work EnvironmentBank branches, lending departments, managerial settingsBank branches, mortgage or loan offices, direct customer interaction
Industry UsageCommon in banking and financial institutions for leadership rolesCommon in retail banking, mortgage companies, and credit unions for direct lending

The main difference is that a Consumer Lending Manager oversees the lending process and manages teams, while a Loan Officer directly evaluates and approves individual loan applications. The manager focuses on strategy and team leadership, whereas the loan officer handles customer interactions and loan assessments.

More about Consumer Lending Manager jobs

What are the most commonly searched types of Consumer Lending jobs in Utah?

The most popular types of Consumer Lending jobs in Utah are:

What are popular job titles related to Consumer Lending Manager jobs in Utah?

For Consumer Lending Manager jobs in Utah, the most frequently searched job titles are:

What job categories do people searching Consumer Lending Manager jobs in Utah look for?

The top searched job categories for Consumer Lending Manager jobs in Utah are:

What cities in Utah are hiring for Consumer Lending Manager jobs?

Cities in Utah with the most Consumer Lending Manager job openings:

Consumer Lending Manager jobs near you
Infographic showing various Consumer Lending Manager job openings in Utah as of August 2026, with employment types broken down into 80% Full Time, 19% Part Time, and 1% Contract. Highlights an 81% Physical, 2% Hybrid, and 17% Remote job distribution, with an average salary of $97,916 per year, or $47.1 per hour.

Vice President Consumer Lending

Mountain America Credit Union

Sandy, UT • On-site

Full-time

Posted 20 days ago

Mountain America Credit Union rating

8.0

Company rating: 8.0 out of 10

Based on 49 frontline employees who took The Breakroom Quiz

74th of 152 rated financial services

Job description

Please reference the schedule and minimum qualifications listed below before applying.
If you need assistance with filling out our application form or during any phase of the application, interview, or employment process, please notify our Human Resources Team at 801-366-6947 option 1 or email macurecruiting@macu.com and every reasonable effort will be made to accommodate your needs in a timely manner.
Job Summary
The Vice President Consumer Lending provides executive leadership for Mountain America's Direct Consumer Lending organization, translating enterprise priorities into accountable business performance, portfolio outcomes, profitability, operational execution, regulatory readiness, and sustainable growth. This role oversees direct and indirect reporting relationships, develops future-ready talent, and partners across the credit union to strengthen alignment, execution discipline, and member-focused results.
Job Description
SCHEDULE
Full-Time
LOCATION
Mountain America Center
9800 S Monroe St
Sandy, Utah
To be effective, an individual must be able to perform each job duty successfully.
  • Shape the future-state Direct Consumer Lending strategy by aligning products, channels, technology, risk, and member experience priorities to support sustainable enterprise growth.

  • Develop and execute annual and long-term strategies that support member growth, loan growth, profitability, and portfolio performance.

  • Create and maintain an organizational culture focused on exceptional member experiences, accountability, ownership, innovation, and continuous improvement.

  • Ensure responsible management of portfolio performance, credit quality, profitability, and emerging credit risk indicators through proactive monitoring and predictive insights.

  • Advance the responsible use of data, predictive analytics, automation, and AI-enabled decisioning to improve speed, consistency, risk management, personalization, and member outcomes.

  • Lead the evolution of digital and omnichannel lending experiences to simplify the member journey, improve approval and funding speed, and increase adoption of self-service and assisted-service capabilities.

  • Oversee operational performance and ensure service standards are consistently achieved.

  • Partners across Lending, Member Service, Technology, Marketing, Asset Management, Loan Servicing, Finance, Enterprise Risk, Fraud, Compliance, and other functions to align priorities, improve execution, and achieve organizational objectives.

  • Provide executive oversight for compliance and risk management across Direct Consumer Lending, including adherence to applicable CFPB and NCUA requirements, credit union policies, internal audit findings, and remediation activities.

  • Maintain and exercise formal lending authority consistent with established credit union policy, risk appetite, approval limits, and governance expectations for consumer lending decisions.

  • Support regulatory governance through appropriate controls, reporting, issue resolution, and board-or regulatory-ready documentation in partnership with Enterprise Risk, Compliance, Legal, Internal Audit, and executive leadership.

  • Allocate resources, establish execution discipline, and monitor progress against strategic and operational priorities.

  • Enhance organizational efficiency by eliminating complexity and creating scalable operating models.

  • Evaluate market conditions, industry trends, competitive offerings, and emerging technologies to identify growth opportunities.

  • Develop and maintain strategic vendor partnerships, ensuring products, technologies, and services align with business objectives, support member experience goals, and deliver long-term value to the credit union.

  • Build future-ready lending talent by developing leadership capability, digital fluency, analytical judgment, change readiness, and succession depth across the Consumer Lending organization.

  • Perform other duties as assigned.

KNOWLEDGE, SKILLS, and ABILITIES
The requirements listed are representative of the knowledge, skills, and/or abilities required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential job functions.
Experience
  • 10 years of progressive consumer lending leadership experience, including strategy, portfolio performance, risk management, and team leadership.

  • Executive leadership experience in a banking, credit union, or financial services environment with accountability for business performance, member/customer experience, and regulatory expectations.

Education
  • Bachelor's degree in Business, Finance, Economics, Management, or related field; or an equivalent combination of education and significant executive-level consumer lending, financial services, or business leadership experience.

Licenses, Certifications, Registrations
  • N/A; relevant lending, risk, compliance, or financial services certifications preferred but not required.

Computer/Technology Skills
  • Demonstrated ability to leverage lending systems, digital platforms, data analytics, automation, and AI-enabled capabilities to improve member experience, operational efficiency, portfolio performance, and risk management.

  • Working knowledge of loan origination systems, digital lending tools, reporting platforms, workflow automation, collaboration tools, and vendor technology solutions.

  • Ability to interpret and act on dashboards, portfolio reporting, operational metrics, financial performance data, and emerging risk indicators to inform executive decision-making.

Language Skills
  • Demonstrated ability to clearly communicate ideas, methodology, results, recommendations, and outcomes verbally, in writing, through reports and visual presentations, and in a manner appropriate for key stakeholders and all levels of the organization.

Other Skills and Abilities
  • Demonstrated ability to lead consumer lending, financial services, or related business functions with accountability for strategy, business performance, portfolio outcomes, operational execution, and sustainable growth.

  • Strong knowledge of consumer lending products, operations, credit strategy, portfolio management, profitability, risk considerations, and member/customer experience.

  • Proven ability to lead strategic initiatives, business transformation, change management, and cross-functional execution in a complex organization.

  • Demonstrated leadership capability, including developing talent, building organizational capability, creating accountability, and supporting succession readiness.

  • Working knowledge of digital lending, automation, data analytics, AI-enabled capabilities, and technology-enabled business improvement.

  • Strong business acumen, executive communication, decision-making, and organizational development skills.

PHYSICAL ABILITIES / WORKING CONDITIONS
Physical Demands
Ability to sit, talk and hear consistently
Ability to stand, walk, and use hands to handle or reach occasionally
Vision Requirements
Close vision (clear vision at 20 inches or less)
Distance vision (clear vision at 20 feet or more)
Weight Lifted or Force Exerted
Ability to lift to 10 pounds occasionally
Environmental
There are no unusual environmental factors (such as a typical office)
Noise Environment
Moderate noise (business office with computers and printers, light traffic)
Mountain America Credit Union is an EEO/AA/ADA/Veterans employer.

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