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Junior Credit Risk Analyst Jobs (NOW HIRING)

US Bank

Credit Risk Analyst

Minneapolis, MN · On-site

Bank's Credit Risk Management area is seeking a Credit Risk Analyst to work on their Dealer Services (auto loan, auto lease, and recreational vehicle and marine craft) portfolios. Credit Risk ...

Continental Finance

Credit Risk Analyst

Wilmington, DE · Hybrid

We are seeking a Data Analyst to support our Credit Risk team. Seeking a Data Analyst to support direct mail and Invitation-To-Apply (ITA) acquisition campaigns through targeting, list processing and ...

Adecco

Credit Risk Analyst

Parsippany, NJ · Hybrid

$29.25/hr

The Credit & Collections Analyst will support the Credit Risk Management and Collections teams by evaluating customer creditworthiness, analyzing financial and trade reports, and helping minimize ...

Prosper

Credit Risk Analyst

San Francisco, CA · On-site +1

$122K - $140K/yr

The Credit Risk team uses analytics tools to develop strategies that govern automated decisions in Prosper's online marketplace. A Credit Risk Analyst at Prosper has the opportunity to utilize ...

Prosper

Credit Risk Analyst

San Francisco, CA · On-site +1

$122K - $140K/yr

The Credit Risk team uses analytics tools to develop strategies that govern automated decisions in Prosper's online marketplace. A Credit Risk Analyst at Prosper has the opportunity to utilize ...

HR Power 10

Credit & Risk Analyst

Louisville, KY

... market risk dynamics. Key Responsibilities Borrower Credit & Experience Analysis Lead all borrower pre-approval underwriting with a structured, evidence-based approach. Evaluate historical flip ...

Prosper

Credit Risk Analyst

San Francisco, CA · On-site

$122K - $140K/yr

The Credit Risk team uses analytics tools to develop strategies that govern automated decisions in Prosper's online marketplace. A Credit Risk Analyst at Prosper has the opportunity to utilize ...

TQL

Credit Risk Analyst

Cincinnati, OH

As a Credit Analyst you will be responsible for offering credit services to our customers. This ... Perform proactive risk reviews on a portfolio of customer accounts and collaborate with assigned ...

ACT Group

Sr. Credit Risk Analyst

New York, NY · On-site

$100K - $150K/yr

As a Senior Credit Risk Analyst, you will join our Global Risk team in New York and oversee credit risk activities across the Americas. Working closely with senior traders and the Global Risk ...

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Junior Credit Risk Analyst information

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How much do junior credit risk analyst jobs pay per hour?

As of Jul 26, 2026, the average hourly pay for junior credit risk analyst in the United States is $32.12, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $35.34 per hour, depending on experience, location, and employer.

What are common responsibilities and projects for a Junior Credit Risk Analyst?

As a Junior Credit Risk Analyst, your daily tasks may involve gathering and analyzing financial data, preparing credit risk reports, and monitoring the performance of loan portfolios. You’ll typically assist senior analysts with evaluating new credit applications, performing industry research, and contributing to risk modeling initiatives. Collaboration with other teams, such as loan officers or underwriting, is frequent to ensure a complete understanding of client profiles and risk factors. This hands-on experience with varied projects helps build a strong foundation in financial risk assessment and opens up opportunities for advancement to more senior roles in credit or risk management.

What is a Junior Credit Risk Analyst job?

A Junior Credit Risk Analyst is responsible for assessing the creditworthiness of individuals or businesses to minimize financial risk for a company. They analyze financial data, review credit reports, and assist in developing risk models. Their role supports senior analysts and risk managers in making informed lending decisions. Strong analytical skills, attention to detail, and knowledge of financial principles are essential for success in this position.

What are the key skills and qualifications needed to thrive in the Junior Credit Risk Analyst position, and why are they important?

To excel as a Junior Credit Risk Analyst, you should possess strong analytical abilities, attention to detail, proficiency in financial analysis, and typically hold a degree in finance, economics, or a related field. Familiarity with risk assessment software, data visualization tools like Excel or Tableau, and knowledge of credit scoring systems are commonly required. Excellent communication skills, eagerness to learn, and effective teamwork set standout candidates apart. These skills are essential for accurately evaluating client risk, supporting informed lending decisions, and collaborating efficiently within a financial team.

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Junior Credit Risk Analyst jobs near you
Infographic showing various Junior Credit Risk Analyst job openings in the United States as of July 2026, with employment types broken down into 89% Full Time, 6% Part Time, 1% Temporary, and 4% Contract. Highlights an 83% Physical, 7% Hybrid, and 10% Remote job distribution, with an average salary of $66,802 per year, or $32.1 per hour.

Credit Risk Analyst

BizTek People, Inc. | APA International Placement Consultants

Manhattan, NY • On-site

Full-time

Posted 4 days ago

Job description


Prestigious international bank seeks a Credit Risk Analyst responsible for credit risk management and related administrative work for Corporate Finance Department. Works with and assists the Account Officers to service the Bank's corporate clients. Develops and analyzes all types of credit information including financial statements, completes all documents (including projections), prepares analysis and makes appropriate recommendations.
Primary responsibilities:
• Financial statement analysis of borrowers (historical and future projections) of their parent companies;
• Preparation of credit applications, for new, renewals, amendments and extensions
• Preparation of various applications relating to non-credit business such as fee waiver, daylight overdraft, etc.
• Credit rating, both for borrowers and for each facility
• Credit monitoring including conducting covenant checks
• Assist in asset quality assessment;
Requirements
• Bachelor's degree or higher in Finance, Accounting, Business, or Economics
• Prior banking, rating agency or other financial institution experience is preferred
• Effective verbal and written communication skills in both Japanese and English is required
• Prior experience in financial statements / cash flow / credit analysis highly preferred
• Good analytical, organizational and communication skills
• Word, Excel, Access, and PowerPoint
Benefits
Good benefits
Skill Set
Financial statement analysis, (historical and future provisions)

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