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Insurance Broker Jobs in Missouri (NOW HIRING)

The ideal candidate brings 10+ years of construction insurance experience from a carrier, broker, orgeneral/sub-contractorrisk manager perspective, and experience creating or managing captive ...

The ideal candidate brings 10+ years of construction insurance experience from a carrier, broker, or general/sub-contractor risk manager perspective, and experience creating or managing captive ...

Risk Manager

Saint Louis, MO · On-site

$145K - $190K/yr

The ideal candidate brings 10+ years of construction insurance experience from a carrier, broker, or general/sub-contractor risk manager perspective, and experience creating or managing captive ...

The ideal candidate brings 10+ years of construction insurance experience from a carrier, broker, orgeneral/sub-contractorrisk manager perspective, and experience creating or managing captive ...

Kaufman Group, is North America's leading wholesale insurance broker and underwriting manager. Burns & Wilcox offers wide ranging and comprehensive solutions to serve retail insurance brokers and ...

Insurance Producer

Clayton, MO · On-site

$19.23 - $24.03/hr

... and mortgage brokers to maximize sales opportunities. (20-25%) * Provide work direction as ... Working knowledge of insurance agency operations, coverages, rates, markets and applicable ...

Showing results 21-40

Insurance Broker information

See Missouri salary details

$36.6K

$81.8K

$111.6K

How much do insurance broker jobs pay per year?

As of Aug 9, 2026, the average yearly pay for insurance broker in Missouri is $81,816.00, according to ZipRecruiter salary data. Most workers in this role earn between $71,300.00 and $93,800.00 per year, depending on experience, location, and employer.

How much do insurance brokers usually make?

Insurance brokers typically earn a median annual salary of around $50,000 to $70,000, with top earners making over $100,000 through commissions and bonuses. Income varies based on experience, location, client base, and sales performance, and brokers often need licensing and strong sales skills.

How difficult is it to be an insurance broker?

Becoming an insurance broker requires obtaining necessary licenses, which involves passing state exams, and developing sales and customer service skills. The role can be competitive and often involves working flexible hours to meet client needs and build a client base.

What are some common challenges insurance brokers face when balancing client needs with insurer requirements?

Insurance Brokers often navigate the challenge of aligning their clients’ unique coverage needs with the specific underwriting guidelines and product offerings of various insurers. This can require strong negotiation skills, in-depth product knowledge, and the ability to communicate complex policy details to clients in an understandable way. Brokers must also manage multiple client accounts simultaneously, ensuring timely renewals and claims support while adhering to regulatory requirements. Building strong relationships with both clients and insurers is key to overcoming these challenges and providing effective service.

What does an insurance broker do?

Insurance brokers are professionals in the insurance industry who sell, solicit, and negotiate insurance for a living. They are regulated by the state and must meet certain licensing requirements to do business in their state. Insurance brokers are professional advisers, representing and working on behalf of their clients. Brokers help clients understand their risks and advise them on which assets merit insurance and which do not. Insurance brokers may have industry specializations as well. Keep in mind that insurance brokers are not actual insurers; they are the liaisons between the insurance companies and clients and work on the client’s behalf.

Is insurance broker a good career?

An insurance broker is a professional who sells insurance policies and advises clients on coverage options, often working independently or for agencies. The career offers opportunities for commission-based income, requires strong sales and communication skills, and typically involves obtaining relevant licenses. Job stability and earnings can vary based on experience, location, and market conditions.

What are the key skills and qualifications needed to thrive as an insurance broker, and why are they important?

To thrive as an Insurance Broker, you need a solid understanding of insurance products, risk assessment, and sales techniques, typically supported by relevant licenses such as a state insurance broker license. Familiarity with customer relationship management (CRM) software, quoting platforms, and industry databases is essential for effective client management and policy research. Excellent interpersonal skills, negotiation abilities, and ethical judgment help build trust and long-term relationships with clients. These skills are crucial for matching clients with suitable coverage, navigating regulatory requirements, and achieving sales targets in a competitive industry.

What is the difference between Insurance Broker vs Insurance Agent?

AspectInsurance BrokerInsurance Agent
CredentialsLicensing required; often independentLicensing required; typically tied to specific companies
Work EnvironmentWorks independently or with multiple insurersRepresents one insurer or a few
Employer & Industry UsageIndependent or brokerage firms; broader industry roleInsurance companies; direct sales
Comparison IntentFinds policies across multiple insurers for clientsPromotes policies from a specific insurer

Insurance brokers act as independent advisors, offering clients a variety of policies from multiple insurers, while insurance agents typically represent a single insurer and sell its products. Both roles require licensing, but brokers often have a broader scope and work with multiple companies, providing more options for clients.

What is an insurance broker?

Insurance brokers are professionals who act as intermediaries between clients and insurance companies. They help individuals and businesses find the most suitable insurance policies by comparing offerings from multiple insurers. Brokers assess clients' needs, provide expert advice, and negotiate policy terms to ensure comprehensive coverage at competitive prices. Unlike insurance agents, brokers represent the interests of the client rather than the insurance company.
What are the most commonly searched types of Insurance Broker jobs in Missouri? The most popular types of Insurance Broker jobs in Missouri are:
What are popular job titles related to Insurance Broker jobs in Missouri? For Insurance Broker jobs in Missouri, the most frequently searched job titles are:
What cities in Missouri are hiring for Insurance Broker jobs? Cities in Missouri with the most Insurance Broker job openings:
What are popular job titles related to Insurance Broker jobs in MO? For Insurance Broker jobs in MO, the most frequently searched job titles are:
Infographic showing various Insurance Broker job openings in Missouri as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 19% Part Time, and 6% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $81,816 per year, or $39.3 per hour.

Risk Manager

The Korte Company

Saint Louis, MO • On-site, Remote

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 8 days ago


Job description

The Korte Company, a nationwide design-build construction firm, is seeking a Risk Manager to join our team inHighland, IL, St. Louis, MO, or Las Vegas, NV (remote/virtual considered for the right candidate). This positionis responsible forbuilding and leading The Korte Company's enterprise risk management function - overseeing insurance programs, contract risk, claims management, subcontractor prequalification, and compliance across all company operations. The ideal candidate brings 10+ years of construction insurance experience from a carrier, broker, orgeneral/sub-contractorrisk manager perspective, and experience creating or managing captive insurance entities would be a distinct advantage.

ESSENTIAL FUNCTIONS

  • Leads the evolution of the company's corporate risk strategy, integrating new structures and existing capabilities to maximize risk retention efficiency
  • Identify, assess, andmonitorproject and corporate risk exposures across all phases of construction projects.
  • Lead, mentor, and develop a small team of risk management professionals, setting priorities, managing workloads, and fostering a culture of continuous improvement.
  • Report directly to the CFO, providing regular updates on risk program performance, claims activity, and emerging exposures at the enterprise level.
  • Develop and implement companywide risk management policies, procedures, and best practices in partnership with operations, legal, safety, and finance teams.
  • Review contracts, subcontracts, and project terms toidentifyand mitigate financial, legal, and operational risks.
  • Lead and manage the Subcontractor Default Insurance (SDI) program in coordination with the company's insurance broker and carrier.
  • Oversee the company's surety and bonding program, including bid, performance, andpaymentbonds across all active projects and project pursuits.
  • Lead insurance claim management efforts including workers' compensation, general liability,builder'srisk,professionaland subcontractor claims; support incident investigations and drive corrective actions to reduce future exposure.
  • Coordinate subcontractor prequalification and risk evaluation processes;monitorcompliance with contractual obligations, licensing requirements, and regulatory standards.
  • Analyze project schedules, budgets, and delivery methods toidentifyareas of exposure; support dispute resolution, claim avoidance strategies, and documentation management.
  • Track and report risk-related metrics, trends, and recommendations to leadership;maintainrelationships with insurance brokers, carriers, sureties, attorneys, and third-party consultants.
  • Provide training and guidance to project teams on risk management procedures and contractual awareness; stay current on industry trends, regulations, and best practices.

MINIMUM QUALIFICATIONS

The characteristics listed below are representative ofthosesoughtto perform this job successfully.

  • Strong understanding of commercial and industrial construction processes, contracts, and project delivery methods.
  • Knowledge of construction-related insurance programs, bonding, claims management, and risk mitigation strategies.
  • Ability to interpret construction contracts, legal documents, and insurance language.
  • Strong analytical, problem-solving, negotiation, and decision-making skills.
  • Excellent verbal and written communication skills.
  • Ability to manage multiple priorities and deadlines in a fast-paced environment.
  • Strong organizational and documentation skills with high attention to detail.
  • Proficient in Microsoft Office Suite including Excel, Word, Outlook, and PowerPoint.
  • Ability tomaintainconfidentiality and exercise sound judgment.
  • Strong interpersonal skills with the ability to collaborate across departments and with external partners.
  • Ability to travel occasionally tojobsitesor company offices, and to trade conferences.

EDUCATION + EXPERIENCE

Qualified applicants will have:

  • Bachelor's degree in Construction Management, Business Administration, Risk Management, Finance, or a related field preferred.
  • Minimum of 10+ years of experience in construction insurance or risk management, with a background from a carrier, broker, or owner/risk manager perspective, and at least 2 years in a leadership or supervisory capacity.
  • Experience working for a general contractor, insurance carrier, or insurance brokerage within the construction sectorstronglypreferred.
  • Experience reviewing contracts, managing claims, and supporting insurance or compliance programs preferred.
  • Experience creating and managing captive insurance entities is highly desirable.
  • Professional certifications are a plus; CRIS (Construction Risk and Insurance Specialist) is most relevant, followed by CIC (Certified Insurance Counselor) and ARM (Associate in Risk Management).

ABOUT THE KORTE COMPANY

The Korte Company was founded in 1958 on the belief that professionalism,qualityandvalue addedservices are fundamental to a successful company.More than sixty years later, that philosophy has earned Korte the reputation for delivering high quality, responsive services to our clients nationwide.Korte pursues large construction projects from offices in St. Louis MO, Highland IL, and Las Vegas NV.

This position is eligible for our competitive pay and benefits package including annual discretionary bonus subject to company and individual performance.Additionalcomprehensive benefits include medical, dental, vision, FSA/HRA, life, disability, 401(k), parental leave, phone allowance, vacation, sicktimeand company paid holidays. Role and compensation decisions are dependent on a variety of factors including education, qualifications, experience, skills, training, certifications, location, etc. Only fully qualified candidates should apply. No phone calls, directmailingsor drop-in inquiriesallowed. The Korte Company is an Equal Opportunity Employer.