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Insurance Broker Jobs in Minnesota (NOW HIRING)

USI Holdings Corporation

P&C Producer

Bloomington, MN · On-site

Knowledge, Skills and Abilities: * 3 years + of sales experience in an insurance brokerage with proven track record of sales success. * College degree preferred. * Must hold a Property & Casualty ...

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All JobsInsurance Broker JobsInsurance Broker Jobs in Minnesota

Insurance Broker information

See Minnesota salary details

$38.2K

$85.4K

$116.5K

How much do insurance broker jobs pay per year?

As of Aug 23, 2026, the average yearly pay for insurance broker in Minnesota is $85,427.00, according to ZipRecruiter salary data. Most workers in this role earn between $74,400.00 and $97,900.00 per year, depending on experience, location, and employer.

What is an insurance broker?

Insurance brokers are professionals who act as intermediaries between clients and insurance companies. They help individuals and businesses find the most suitable insurance policies by comparing offerings from multiple insurers. Brokers assess clients' needs, provide expert advice, and negotiate policy terms to ensure comprehensive coverage at competitive prices. Unlike insurance agents, brokers represent the interests of the client rather than the insurance company.

What does an insurance broker do?

Insurance brokers are professionals in the insurance industry who sell, solicit, and negotiate insurance for a living. They are regulated by the state and must meet certain licensing requirements to do business in their state. Insurance brokers are professional advisers, representing and working on behalf of their clients. Brokers help clients understand their risks and advise them on which assets merit insurance and which do not. Insurance brokers may have industry specializations as well. Keep in mind that insurance brokers are not actual insurers; they are the liaisons between the insurance companies and clients and work on the client’s behalf.

What are the key skills and qualifications needed to thrive as an insurance broker, and why are they important?

To thrive as an Insurance Broker, you need a solid understanding of insurance products, risk assessment, and sales techniques, typically supported by relevant licenses such as a state insurance broker license. Familiarity with customer relationship management (CRM) software, quoting platforms, and industry databases is essential for effective client management and policy research. Excellent interpersonal skills, negotiation abilities, and ethical judgment help build trust and long-term relationships with clients. These skills are crucial for matching clients with suitable coverage, navigating regulatory requirements, and achieving sales targets in a competitive industry.

What are some common challenges insurance brokers face when balancing client needs with insurer requirements?

Insurance Brokers often navigate the challenge of aligning their clients’ unique coverage needs with the specific underwriting guidelines and product offerings of various insurers. This can require strong negotiation skills, in-depth product knowledge, and the ability to communicate complex policy details to clients in an understandable way. Brokers must also manage multiple client accounts simultaneously, ensuring timely renewals and claims support while adhering to regulatory requirements. Building strong relationships with both clients and insurers is key to overcoming these challenges and providing effective service.

What is the difference between Insurance Broker vs Insurance Agent?

AspectInsurance BrokerInsurance Agent
CredentialsLicensing required; often independentLicensing required; typically tied to specific companies
Work EnvironmentWorks independently or with multiple insurersRepresents one insurer or a few
Employer & Industry UsageIndependent or brokerage firms; broader industry roleInsurance companies; direct sales
Comparison IntentFinds policies across multiple insurers for clientsPromotes policies from a specific insurer

Insurance brokers act as independent advisors, offering clients a variety of policies from multiple insurers, while insurance agents typically represent a single insurer and sell its products. Both roles require licensing, but brokers often have a broader scope and work with multiple companies, providing more options for clients.

How difficult is it to be an insurance broker?

Becoming an insurance broker requires obtaining necessary licenses, which involves passing state exams, and developing sales and customer service skills. The role can be competitive and often involves working flexible hours to meet client needs and build a client base.

How much do insurance brokers get paid?

Insurance brokers typically earn a base salary plus commissions based on the policies they sell, with total compensation ranging from $40,000 to $100,000 annually. Experienced brokers with a strong client base can earn higher incomes, especially when working in specialized insurance areas or with high-value clients.

Is insurance broker a good career?

An insurance broker is a professional who sells insurance policies and advises clients on coverage options. It can be a rewarding career with flexible hours and earning potential based on commissions, but success depends on sales skills, industry knowledge, and building client relationships.
More about Insurance Broker jobs

What are the most commonly searched types of Insurance Broker jobs in Minnesota?

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The top searched job categories for Insurance Broker jobs in Minnesota are:

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Insurance Broker jobs near you
Infographic showing various Insurance Broker job openings in Minnesota as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $85,427 per year, or $41.1 per hour.

Farmers Insurance Sales Representative

Farmers Insurance & Financial Services

Saint Cloud, MN • On-site

$50K - $70K/yr

Full-time

Medical, Dental, Vision, Life, PTO

Posted 17 days ago

Job description

We are seeking a licensed, high-performing insurance sales producer with a proven track record to join our team. Ideal candidates consistently produce $50K+ in monthly premium, are hungry, goal-driven, and want to earn $200K+ annually.


As an Experienced Insurance Sales Producer, you will sell auto, home, life, and business insurance to new and existing clients. You will manage your own pipeline, convert leads, and close high-value policies. This role is perfect for self-motivated, competitive sales professionals who thrive in a results-driven environment.


You will be guaranteed at least 10+ warm leads per day and have the flexibility to broker business outside of Farmers for clients who have pricing objections, ensuring no opportunity is lost. Opportunity to grow into leadership roles.


If you are a licensed, experienced insurance sales producer with a proven track record, a competitive spirit, and a drive to exceed goals, apply today. Join a team that rewards results, independence, and high performance.


Benefits

Annual Base Salary + Commission

Flexible Schedule

Mon-Fri Schedule

Career Growth Opportunities

Hands on Training

Dental Insurance

Vision Insurance

Life Insurance

Paid Time Off (PTO)

Health Insurance


Responsibilities
  • Sell Property & Casualty, Life, and Business Insurance
  • Manage, grow, and convert your personal sales pipeline
  • Close high-value insurance policies and meet premium goals ($50K+/month)
  • Maintain client relationships and retention
  • Utilize CRM systems to track leads and sales performance
  • Participate in remote training and ongoing development programs
  • Broker business outside of Farmers when needed to meet client needs

Requirements
  • Active Property & Casualty and/or Life & Health insurance license
  • Proven track record producing $50K+ monthly premiums
  • Minimum 3-5 years of high-level insurance sales experience
  • Strong communication, negotiation, and closing skills
  • Self-motivated, competitive, and goal-oriented
  • Comfortable working fully remote with virtual meetings and CRM systems