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Independent Contractor Life Insurance Agent Jobs

The Leber Agency

Life Insurance Agent

Evansville, IN · On-site +1

$125K - $175K/yr

Our licensed representatives are independent brokers, and with that freedom, our agents have the ... World class culture and leadership development Pay: * 1099 contractor; commissions only * Full-Time ...

New

The Leber Agency

Life Insurance Agent

Topeka, KS · On-site +1

$125K - $175K/yr

Our licensed representatives are independent brokers, and with that freedom, our agents have the ... World class culture and leadership development Pay: * 1099 contractor; commissions only * Full-Time ...

New

The Leber Agency

Life Insurance Agent

Fort Myers, FL · On-site +1

$125K - $175K/yr

Our licensed representatives are independent brokers, and with that freedom, our agents have the ... World class culture and leadership development Pay: * 1099 contractor; commissions only * Full-Time ...

New

New York Life

Life Insurance Agent

Fayetteville, NC

$69K - $130K/yr

The New York Life Insurance Agent's role is all about building relationships with and providing the right products and services that can best meet the needs of their clients. Adding up to a rewarding ...

New York Life

Life Insurance Agent

Raleigh, NC

$69K - $130K/yr

The New York Life Insurance Agent's role is all about building relationships with and providing the right products and services that can best meet the needs of their clients. Adding up to a rewarding ...

The Leber Agency

Life Insurance Agent

Lincoln, NE · On-site +1

$125K - $175K/yr

Our licensed representatives are independent brokers, and with that freedom, our agents have the ... World class culture and leadership development Pay: * 1099 contractor; commissions only * Full-Time ...

New

The Leber Agency

Life Insurance Agent

Tulsa, OK · On-site +1

$125K - $175K/yr

Our licensed representatives are independent brokers, and with that freedom, our agents have the ... World class culture and leadership development Pay: * 1099 contractor; commissions only * Full-Time ...

New

New York Life

Life Insurance Agent

Wilmington, NC

$69K - $130K/yr

The New York Life Insurance Agent's role is all about building relationships with and providing the right products and services that can best meet the needs of their clients. Adding up to a rewarding ...

The Leber Agency

Life Insurance Agent

Salt Lake City, UT · On-site +1

$125K - $175K/yr

Our licensed representatives are independent brokers, and with that freedom, our agents have the ... World class culture and leadership development Pay: * 1099 contractor; commissions only * Full-Time ...

New

Globe Life

Life Insurance Agent

Denver, CO · Remote

$80K - $120K/yr

We are seeking a Life Insurance Agent to join our team! You will be responsible for expanding the company's book of business by selling various types of insurance policies to new and existing clients.

The McCrimmon Agency

Life Insurance Agent

Dayton, OH · On-site +1

$30K - $160K/yr

Ability to maintain their lifestyle when unexpected events occur As an independent brokerage, we ... Comfortable with a 100% commission-based compensation structure Pay: * 1099 contractor; commissions ...

Williams Insurance Group

Life Insurance Agent

Denver, CO · Remote

$75K - $100K/yr

In this role, you'll help clients find life insurance solutions that protect what matters most ... This is a 1099 independent contractor opportunity where you will have the opportunity to build your ...

Williams Insurance Group

Life Insurance Agent

Aurora, CO · Remote

$75K - $100K/yr

In this role, you'll help clients find life insurance solutions that protect what matters most ... This is a 1099 independent contractor opportunity where you will have the opportunity to build your ...

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Independent Contractor Life Insurance Agent information

See salary details

$18K

$89K

$145K

How much do independent contractor life insurance agent jobs pay per year?

As of Sep 5, 2026, the average yearly pay for independent contractor life insurance agent in the United States is $88,968.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $122,000.00 per year, depending on experience, location, and employer.

What is an independent contractor life insurance agent?

An Independent Contractor Life Insurance Agent is a licensed professional who sells life insurance policies on behalf of one or more insurance companies but works independently rather than as an employee. These agents typically operate their own businesses, set their own schedules, and earn commissions based on the policies they sell. They help clients assess their life insurance needs, compare different policies, and guide them through the application process. Independent agents can offer a wider range of policy options since they are not tied to a single insurer.

What are the key skills and qualifications needed to thrive as an independent contractor life insurance agent?

To thrive as an Independent Contractor Life Insurance Agent, you need a solid understanding of insurance products, sales techniques, and typically must hold a state-issued life insurance license. Familiarity with customer relationship management (CRM) systems, quoting software, and digital marketing tools is highly beneficial. Exceptional interpersonal skills, self-motivation, and resilience help agents build trust and persist through sales challenges. These skills and qualities are crucial for effectively generating leads, closing sales, and maintaining long-term client relationships in a competitive industry.

What are some common challenges faced by independent contractor life insurance agents, and how can they be addressed?

Independent contractor life insurance agents often face challenges such as building a client base from scratch, managing inconsistent income, and staying current with industry regulations. To overcome these hurdles, agents can benefit from robust networking, ongoing professional development, and leveraging digital marketing strategies to reach potential clients. Additionally, joining reputable insurance agencies as an independent agent can provide access to training, lead generation resources, and mentorship, all of which can help smooth the path to success.

What is the difference between Independent Contractor Life Insurance Agent vs Insurance Broker?

AspectIndependent Contractor Life Insurance AgentInsurance Broker
CredentialsLicenses in life insurance, state-specific certificationsSame as agents; licenses required
Work EnvironmentIndependent, often self-employed, working with multiple insurersIndependent or employed, representing multiple insurers
Employer & Industry UsageWorks independently or as part of an agency, selling life insurance productsActs as an intermediary, advising clients and selling policies from various insurers

Both roles require similar licenses and certifications, with the main difference being that independent contractors typically work independently or for agencies, focusing on selling life insurance directly, while insurance brokers act as intermediaries, advising clients and offering products from multiple insurers. Understanding these distinctions helps in choosing the right career path or job search focus.

More about Independent Contractor Life Insurance Agent jobs

What cities are hiring for Independent Contractor Life Insurance Agent jobs?

Cities with the most Independent Contractor Life Insurance Agent job openings:

What are the most commonly searched types of Life Insurance Agent jobs?

The most popular types of Life Insurance Agent jobs are:

What states have the most Independent Contractor Life Insurance Agent jobs?

States with the most job openings for Independent Contractor Life Insurance Agent jobs include:

What job categories do people searching Independent Contractor Life Insurance Agent jobs look for?

The top searched job categories for Independent Contractor Life Insurance Agent jobs are:

Independent Contractor Life Insurance Agent jobs near you
Infographic showing various Independent Contractor Life Insurance Agent job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 22% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $88,968 per year, or $42.8 per hour.

Life Insurance Agent

The Leber Agency

Evansville, IN • On-site, Remote

$125K - $175K/yr

Full-time

Posted 2 days ago

New

Job description

About The Leber Agency:

The Leber Agency, is one of the fastest growing insurance agencies in the country. Our extensive portfolio of life insurance and annuity products includes Term, Mortgage Protection, Final Expense, UL, EIUL, Disability, Critical Illness, Annuity, EIA, SPIA, LTC, and more.

Our licensed representatives are independent brokers, and with that freedom, our agents have the resources to provide clients with endless options and the ability to customize the best coverage to fit clients’ needs.

We’re looking for driven, entrepreneurially minded individuals wanting to learn, build, and inspire others while helping families live life and protect their loved ones.

Core Responsibilities:

  • Consult with potential and current clients to secure life insurance coverage based on their needs
  • Virtually meet with individuals who have requested life insurance information (no cold calling) via our proven lead system
  • Manage sales administrative tasks such as documentation, policy processing, and maintaining accurate client records
  • Attend team calls, mentorship sessions, and training (virtual or in-person)

What you’ll bring:

  • A current life insurance license and NPN
  • A strong, coachable work ethic
  • High character and integrity
  • A familiarity with CRM platforms is helpful
  • An ability to build and nurture internal and external relationships
  • Must be 18+ and legally authorized to work in the U.S.

What you’ll get:

  • The ability to work when and where you choose
  • Guided mentorship throughout your development
  • Game-changing technology and support
  • The industry’s only value-based leads program
  • A clear path from producer to agency owner. Not a promise, a structure.
  • World class culture and leadership development

Pay:

  • 1099 contractor; commissions only
  • Full-Time Uncapped Potential: estimated $125,000–$175,000+ / first year (15–20 policies/month)

Take control of your future and launch your agent career today.

No agent’s success, earnings, or production results should be viewed as typical, average, or expected. Not all agents achieve the same or similar results, and no particular results are guaranteed. Your level of success will be determined by several factors, including the amount of work you put in, your ability to successfully follow and implement our training and sales system and engage with our lead system, and the insurance needs of the customers in the geographic areas in which you choose to work.

By submitting this form, you agree to recurring contact from Symmetry Financial Group LLC and its affiliated companies under common control and their insurance agents via text & live, automated, A.I., or prerecorded calls, including for marketing or recruiting purposes. Consent not a condition of purchase.

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