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Independent Contractor Life Insurance Agent Jobs in Ohio

GIA Legacy Planning

It is an independent contractor opportunity where your results are a direct reflection of your ... Department Licensed Life Insurance Agent Locations Cincinnati Remote status Fully Remote

New

GIA Legacy Planning

It is an independent contractor opportunity where your results are a direct reflection of your ... Department Licensed Life Insurance Agent Locations Columbus, OH Remote status Fully Remote

New

HealthMarkets, Inc.

Insurance Agent

Cincinnati, OH

... your life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the ...

HealthMarkets, Inc.

OH

... your life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the ...

HealthMarkets, Inc.

Insurance Agent

Columbus, OH

... your life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the ...

HealthMarkets, Inc.

Insurance Agent

Cleveland, OH

... your life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the ...

Kimbrell Agency

Life Insurance Agent

Columbus, OH · Remote

$50K - $100K/yr

Contractor Compensation $50,000 to $100,000 per year (plus commission) If you're reading this and ... This role does require a Life and Health Insurance License, but don't worry--we'll help you obtain ...

HealthMarkets, Inc.

Insurance Agent

Delaware, OH

... your life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the ...

HealthMarkets, Inc.

Insurance Agent

New Albany, OH

... your life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the ...

HealthMarkets, Inc.

Insurance Agent

Franklin, OH

... your life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the ...

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All JobsIndependent Contractor Life Insurance Agent JobsIndependent Contractor Life Insurance Agent Jobs in Ohio

Independent Contractor Life Insurance Agent information

See Ohio salary details

$17.1K

$84.6K

$137.9K

How much do independent contractor life insurance agent jobs pay per year?

As of Aug 6, 2026, the average yearly pay for independent contractor life insurance agent in Ohio is $84,582.00, according to ZipRecruiter salary data. Most workers in this role earn between $54,700.00 and $116,000.00 per year, depending on experience, location, and employer.

What is an independent contractor life insurance agent?

An Independent Contractor Life Insurance Agent is a licensed professional who sells life insurance policies on behalf of one or more insurance companies but works independently rather than as an employee. These agents typically operate their own businesses, set their own schedules, and earn commissions based on the policies they sell. They help clients assess their life insurance needs, compare different policies, and guide them through the application process. Independent agents can offer a wider range of policy options since they are not tied to a single insurer.

What are the key skills and qualifications needed to thrive as an independent contractor life insurance agent?

To thrive as an Independent Contractor Life Insurance Agent, you need a solid understanding of insurance products, sales techniques, and typically must hold a state-issued life insurance license. Familiarity with customer relationship management (CRM) systems, quoting software, and digital marketing tools is highly beneficial. Exceptional interpersonal skills, self-motivation, and resilience help agents build trust and persist through sales challenges. These skills and qualities are crucial for effectively generating leads, closing sales, and maintaining long-term client relationships in a competitive industry.

What is the difference between Independent Contractor Life Insurance Agent vs Insurance Broker?

AspectIndependent Contractor Life Insurance AgentInsurance Broker
CredentialsLicenses in life insurance, state-specific certificationsSame as agents; licenses required
Work EnvironmentIndependent, often self-employed, working with multiple insurersIndependent or employed, representing multiple insurers
Employer & Industry UsageWorks independently or as part of an agency, selling life insurance productsActs as an intermediary, advising clients and selling policies from various insurers

Both roles require similar licenses and certifications, with the main difference being that independent contractors typically work independently or for agencies, focusing on selling life insurance directly, while insurance brokers act as intermediaries, advising clients and offering products from multiple insurers. Understanding these distinctions helps in choosing the right career path or job search focus.

What are some common challenges faced by independent contractor life insurance agents, and how can they be addressed?

Independent contractor life insurance agents often face challenges such as building a client base from scratch, managing inconsistent income, and staying current with industry regulations. To overcome these hurdles, agents can benefit from robust networking, ongoing professional development, and leveraging digital marketing strategies to reach potential clients. Additionally, joining reputable insurance agencies as an independent agent can provide access to training, lead generation resources, and mentorship, all of which can help smooth the path to success.
What are the most commonly searched types of Life Insurance Agent jobs in Ohio? The most popular types of Life Insurance Agent jobs in Ohio are:
What are popular job titles related to Independent Contractor Life Insurance Agent jobs in Ohio? For Independent Contractor Life Insurance Agent jobs in Ohio, the most frequently searched job titles are:
What job categories do people searching Independent Contractor Life Insurance Agent jobs in Ohio look for? The top searched job categories for Independent Contractor Life Insurance Agent jobs in Ohio are:
Independent Contractor Life Insurance Agent jobs near you
Infographic showing various Independent Contractor Life Insurance Agent job openings in Ohio as of August 2026, with employment types broken down into 94% Full Time, and 6% Contract. Highlights an 88% In-person, and 12% Remote job distribution, with an average salary of $84,582 per year, or $40.7 per hour.

Life Insurance Agent Position

Pope Insurance Group (A Senior Life Insurance Company Agency)

Dayton, OH • On-site

Contractor

Re-posted yesterday

Job description

Team Nexa Insurance Solutions is seeking to hire a life insurance agent that will specialize in providing coverage for clients with health issues and pre-existing conditions.
We are contracted to provide coverage with no waiting period for conditions such as:
Amputation
Cardiomyopathy
Congestive Heart Failure
C.O.P.D.
Past Cancer
Dialysis
Heart Attack
Kidney Failure
Obesity
Organ Transplant (Over 5 years ago)
Sickle Cell
This list is not all inclusive. Health Questions are used to qualify without a prescription check.
Agents will receive competitive commissions under a non-captive agreement.
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