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Entry Level Mortgage Processor Jobs (NOW HIRING)

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Ready to break into the mortgage industry but don't know where to start? Join Button Finance, Inc ... Gather basic info and provide a warm, professional introduction to our loan * process * Transfer 15 ...

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Ready to break into the mortgage industry but don't know where to start? Join Button Finance, Inc ... Gather basic info and provide a warm, professional introduction to our loan * process * Transfer 15 ...

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Entry Level Mortgage Processor information

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$28.5K

$50.9K

$94.5K

How much do entry level mortgage processor jobs pay per year?

As of Jul 21, 2026, the average yearly pay for entry level mortgage processor in the United States is $50,903.00, according to ZipRecruiter salary data. Most workers in this role earn between $40,000.00 and $55,000.00 per year, depending on experience, location, and employer.

What is an entry level mortgage processor?

An entry level mortgage processor is a professional who helps gather, review, and organize the documents needed for a mortgage loan application. They act as a liaison between loan officers, applicants, and underwriters, ensuring all paperwork is complete and accurate. Entry level processors typically handle initial data entry, communicate with clients about missing information, and help keep the loan process on schedule. This role is a common starting point for a career in mortgage lending or banking.

How to become a mortgage banker with no experience?

To become a mortgage banker with no experience, start by gaining knowledge of mortgage products and the lending process through online courses or training programs. Entry-level roles often require strong communication skills and a basic understanding of financial documents; obtaining relevant certifications like the Mortgage Loan Originator (MLO) license can also improve job prospects. On-the-job training is common, and gaining experience in customer service or sales can be beneficial.

Is it hard to be a mortgage processor?

Being an entry-level mortgage processor involves managing detailed financial documents, verifying information, and working within strict deadlines, which can be challenging for some. Success in the role often depends on strong organizational skills, attention to detail, and familiarity with mortgage processing software. While it can be demanding initially, gaining experience and training can make the job more manageable.

What is the difference between Entry Level Mortgage Processor vs Loan Officer?

AspectEntry Level Mortgage ProcessorLoan Officer
CredentialsBasic mortgage processing knowledge, sometimes a high school diploma or equivalentLicensing required (e.g., NMLS), sales skills, and sometimes a degree
Work EnvironmentOffice setting, supporting mortgage processing teamsClient-facing, sales-driven environment, often in banks or mortgage companies
Industry UsageCommonly used in mortgage lending institutions for processing applicationsUsed in mortgage lending for originating loans and client interaction

The main difference is that an Entry Level Mortgage Processor focuses on handling mortgage documents and supporting the loan process, while a Loan Officer actively engages with clients to originate loans and promote mortgage products. Both roles are essential in the mortgage industry but differ in responsibilities and required skills.

Will MLO be replaced by AI?

Mortgage Loan Officers (MLOs) perform tasks that involve customer interaction, analysis, and decision-making, which are less likely to be fully replaced by AI in the near future. AI can assist with data processing and document review, but human judgment and communication remain essential in the mortgage processing industry.

What are some common challenges faced by entry level mortgage processors, and how can they effectively manage them?

Entry level mortgage processors often encounter challenges such as managing a high volume of loan files, staying organized with documentation, and keeping up with frequent regulatory changes. To manage these challenges effectively, it helps to develop strong organizational skills, pay close attention to detail, and proactively communicate with loan officers, underwriters, and applicants. Many entry level processors also benefit from using digital tools and checklists to track their progress and ensure compliance with industry standards.

How much does a loan officer make on a $500,000 loan?

A loan officer typically earns a commission or fee based on the loan amount, often around 1% to 2%, which would be $5,000 to $10,000 for a $500,000 loan. The total income can vary depending on the lender, location, and the officer's experience, with some earning additional bonuses or salary components. Entry-level mortgage processors may not directly earn commissions but can gain experience to move into roles with commission-based pay.

What are the key skills and qualifications needed to thrive as an Entry Level Mortgage Processor, and why are they important?

To thrive as an Entry Level Mortgage Processor, you need strong attention to detail, organizational skills, and a basic understanding of mortgage processes, often supported by a high school diploma or associate degree. Familiarity with loan origination systems (LOS), document management software, and Microsoft Office is typically required. Strong communication, problem-solving, and time management skills help you effectively interact with clients and colleagues while managing multiple files. These skills and qualifications ensure accurate processing, regulatory compliance, and smooth loan transactions in a deadline-driven environment.
More about Entry Level Mortgage Processor jobs
What cities are hiring for Entry Level Mortgage Processor jobs? Cities with the most Entry Level Mortgage Processor job openings:
What are the most commonly searched types of Mortgage Processor jobs? The most popular types of Mortgage Processor jobs are:
What states have the most Entry Level Mortgage Processor jobs? States with the most job openings for Entry Level Mortgage Processor jobs include:
Infographic showing various Entry Level Mortgage Processor job openings in the United States as of July 2026, with employment types broken down into 87% Full Time, 10% Part Time, 1% Temporary, and 2% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $50,903 per year, or $24.5 per hour.

Entry-Level Mortgage Sales Representative

ZOOM MORTGAGE LLC

Troy, MI • On-site

$55K - $200K/yr

Full-time

Posted 13 days ago


Job description

Benefits:
  • Employee discounts
  • Flexible schedule
  • Training & development

About Zoom Mortgage

Zoom Mortgage is a growing, in‑office mortgage brokerage focused on building a collaborative, accountable team of loan originators. We are in a growth phase, which means systems are evolving and experienced professionals are trusted to operate independently while helping shape structure as we scale.
Role Overview

The Entry Level Mortgage Sales Representative plays a key support role in the loan origination process while actively developing the skills needed to grow into a licensed Loan officer. This position works directly with licensed LOs to assist with client communication, lead follow-up, file preparation, and overall pipeline management.
This is an ideal opportunity for someone looking to break into the mortgage industry, gain hands-on training, and build a long-term career in sales and finance.
Licensed Loan Officers are responsible for originating residential mortgage loans, building and maintaining referral relationships, and guiding clients through the financing process from application to closing. This role is ideal for self-motivated professionals who are driven by performance, value strong operational support, and are looking to scale their producton within a collaborative and growth-focused environment. 
At Zoom Mortgage, Licensed LOs are equipped with dediacted support, responsive processing, and a culture built around accountability, integrity, and long-term success. 
What You’ll Be Doing

•    Communicating with clients to guide them through the mortgage process from initial inquiry to closing
•    Making outbound and follow-up calls to warm leads, referral partners, and past clients
•   Collecting and reviewing required documentation to ensure accurate and complete loan files
•   Working closely with processing and underwriting teams to move files efficiently through the pipeline
•    Providing consistent updates to clients and referral partners to ensure a smooth customer experience
•    Managing pipeline activity, tracking milestones, and maintaining detailed CRM notes
•    Building and maintaining strong relationships through professionalism, responsiveness, and exceptional service
What We’re Looking For

We’re looking for a Mortgage Loan Officer (MLO) who is self‑directed, proactive, accountable, and comfortable owning their pipeline in a broker environment.
  • Has prior loan origination experience (preferred, but not required at this time)
  • Can work company‑provided leads while operating with autonomy
  • Is familiar with the broker model and wholesale lending environment   
  • Strong phone presence with the ability to handle objections confidently, and deliver exceptional customer service
Compensation & Support Provided by Zoom

  • Competitive Commission‑based compensation structure
  • In‑office role with accountable, consistent day‑to‑day leadership presence and support
  • Draw available for in‑office MLOs
  • Daily access to new, company-provided leads and internal resources
  • Supportive, collaborative environment focused on long‑term success
How to Apply:

Interested candidates for experienced MLOs and Entry-Level Sales Representatives are encouraged to apply directly through our application page: Join The Team - Zoom Mortgage - Mortgage Insurance or you may email your resume and NMLS ID directly to our HR Director/Recruiter, Jovanna@zoommortgage.comÂ