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Entry Level Mortgage Processor Jobs (NOW HIRING)

Mortgage Loan Partner

Troy, MI · On-site

$100K - $200K/yr

... Entry Level About the Role: We're looking for a motivated and detail-oriented Mortgage Loan Partner / Loan Officer Assistant / Mortgage Processor Assistant to join our growing mortgage team serving ...

TEKsystems is currently hiring entry level Mortgage Assistants to start with a Fortune 100 ... Processors, and Closers * Executing essential mortgage production tasks * Assist with new loan ...

TEKsystems is currently hiring entry level Mortgage Assistants to start with a Fortune 100 ... Processors, and Closers * Executing essential mortgage production tasks * Assist with new loan ...

TEKsystems is currently hiring entry level Mortgage Assistants to start with a Fortune 100 ... Processors, and Closers * Executing essential mortgage production tasks * Assist with new loan ...

TEKsystems is currently hiring entry level Mortgage Assistants to start with a Fortune 100 ... Processors, and Closers * Executing essential mortgage production tasks * Assist with new loan ...

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Entry Level Mortgage Processor information

See salary details

$28.5K

$50.9K

$94.5K

How much do entry level mortgage processor jobs pay per year?

As of Jul 22, 2026, the average yearly pay for entry level mortgage processor in the United States is $50,903.00, according to ZipRecruiter salary data. Most workers in this role earn between $40,000.00 and $55,000.00 per year, depending on experience, location, and employer.

What is an entry level mortgage processor?

An entry level mortgage processor is a professional who helps gather, review, and organize the documents needed for a mortgage loan application. They act as a liaison between loan officers, applicants, and underwriters, ensuring all paperwork is complete and accurate. Entry level processors typically handle initial data entry, communicate with clients about missing information, and help keep the loan process on schedule. This role is a common starting point for a career in mortgage lending or banking.

How to become a mortgage banker with no experience?

To become a mortgage banker with no experience, start by gaining knowledge of mortgage products and the lending process through online courses or training programs. Entry-level roles often require strong communication skills and a basic understanding of financial documents; obtaining relevant certifications like the Mortgage Loan Originator (MLO) license can also improve job prospects. On-the-job training is common, and gaining experience in customer service or sales can be beneficial.

Is it hard to be a mortgage processor?

Being an entry-level mortgage processor involves managing detailed financial documents, verifying information, and working within strict deadlines, which can be challenging for some. Success in the role often depends on strong organizational skills, attention to detail, and familiarity with mortgage processing software. While it can be demanding initially, gaining experience and training can make the job more manageable.

What is the difference between Entry Level Mortgage Processor vs Loan Officer?

AspectEntry Level Mortgage ProcessorLoan Officer
CredentialsBasic mortgage processing knowledge, sometimes a high school diploma or equivalentLicensing required (e.g., NMLS), sales skills, and sometimes a degree
Work EnvironmentOffice setting, supporting mortgage processing teamsClient-facing, sales-driven environment, often in banks or mortgage companies
Industry UsageCommonly used in mortgage lending institutions for processing applicationsUsed in mortgage lending for originating loans and client interaction

The main difference is that an Entry Level Mortgage Processor focuses on handling mortgage documents and supporting the loan process, while a Loan Officer actively engages with clients to originate loans and promote mortgage products. Both roles are essential in the mortgage industry but differ in responsibilities and required skills.

Will MLO be replaced by AI?

Mortgage Loan Officers (MLOs) perform tasks that involve customer interaction, analysis, and decision-making, which are less likely to be fully replaced by AI in the near future. AI can assist with data processing and document review, but human judgment and communication remain essential in the mortgage processing industry.

What are some common challenges faced by entry level mortgage processors, and how can they effectively manage them?

Entry level mortgage processors often encounter challenges such as managing a high volume of loan files, staying organized with documentation, and keeping up with frequent regulatory changes. To manage these challenges effectively, it helps to develop strong organizational skills, pay close attention to detail, and proactively communicate with loan officers, underwriters, and applicants. Many entry level processors also benefit from using digital tools and checklists to track their progress and ensure compliance with industry standards.

How much does a loan officer make on a $500,000 loan?

A loan officer typically earns a commission or fee based on the loan amount, often around 1% to 2%, which would be $5,000 to $10,000 for a $500,000 loan. The total income can vary depending on the lender, location, and the officer's experience, with some earning additional bonuses or salary components. Entry-level mortgage processors may not directly earn commissions but can gain experience to move into roles with commission-based pay.

What are the key skills and qualifications needed to thrive as an Entry Level Mortgage Processor, and why are they important?

To thrive as an Entry Level Mortgage Processor, you need strong attention to detail, organizational skills, and a basic understanding of mortgage processes, often supported by a high school diploma or associate degree. Familiarity with loan origination systems (LOS), document management software, and Microsoft Office is typically required. Strong communication, problem-solving, and time management skills help you effectively interact with clients and colleagues while managing multiple files. These skills and qualifications ensure accurate processing, regulatory compliance, and smooth loan transactions in a deadline-driven environment.
More about Entry Level Mortgage Processor jobs
What cities are hiring for Entry Level Mortgage Processor jobs? Cities with the most Entry Level Mortgage Processor job openings:
What are the most commonly searched types of Mortgage Processor jobs? The most popular types of Mortgage Processor jobs are:
What states have the most Entry Level Mortgage Processor jobs? States with the most job openings for Entry Level Mortgage Processor jobs include:
Infographic showing various Entry Level Mortgage Processor job openings in the United States as of July 2026, with employment types broken down into 87% Full Time, 10% Part Time, 1% Temporary, and 2% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $50,903 per year, or $24.5 per hour.
Entry Level Mortgage Collections

Entry Level Mortgage Collections

United Wholesale Mortgage

Pontiac, MI

$17.50 - $23.75/hr

Full-time

Posted 7 days ago


United Wholesale Mortgage rating

7.8

Company rating: 7.8 out of 10

Based on 97 frontline employees who took The Breakroom Quiz

97th of 150 rated financial services


Job description

Overview

Ready to join thousands of talented team members who are making the dream of home ownership possible for more Americans? It’s all happening on UWM’s campus, where our award-winning workplace packs plenty of perks and amenities that keep the atmosphere buzzing with energy and excitement.

It’s no wonder that out of our six pillars, People Are Our Greatest Asset is number one. It’s at the very heart of how we treat each other, our clients and our community. Whether it’s providing elite client service or continuously striving to improve, our pillars provide a pathway to a more successful personal and professional life.

From the team member that holds a door open to the one that helps guide your career, you’ll feel the encouragement and support on day one. No matter your race, creed, gender, age, sexual orientation and ethnicity, you’ll be welcomed here. Accepted here. And empowered to Be You Here.

More reasons you’ll love working here include:

  • Paid Time Off (PTO) after just 30 days
  • Additional parental and maternity leave benefits after 12 months
  • Adoption reimbursement program
  • Paid volunteer hours
  • Paid training and career development
  • Medical, dental, vision and life insurance
  • 401k with employer match
  • Mortgage discount and area business discounts
  • Free membership to our large, state-of-the-art fitness center, including exercise classes such as yoga and Zumba, various sports leagues and a full-size basketball court
  • Wellness area, including an in-house primary-care physician’s office, full-time massage therapist and hair salon 
  • Gourmet cafeteria featuring homemade breakfast and lunch
  • Convenience store featuring healthy grab-and-go snacks
  • In-house Starbucks and Dunkin
  • Indoor/outdoor café with Wi-Fi

Responsibilities

  • Serve as the primary point of contact for customers with past-due loans at any delinquency stage.
  • Initiate outbound calls and manage inbound inquiries to resolve delinquent loan accounts.
  • Identify the root cause of delinquency through active listening and financial discovery.
  • Educate customers on loan status, payment expectations, and consequences of continued delinquency.
  • Assist customers in bringing accounts current using approved options, including:
    • Reinstatements
    • Promise to Pay (PTP) arrangements
    • Repayment Plans
    • Forbearance options
  • Monitor and follow up on active payment arrangements to ensure adherence and success.
  • Determine when a loan should be escalated and transitioned to Loss Mitigation (LM) based on customer hardship, delinquency progression, or policy requirements.
  • Act as an advocate for the customer while balancing risk, compliance, and investor guidelines.
  • Maintain accurate, detailed, and timely documentation of all borrower interactions in the loan servicing system.
  • Ensure full compliance with all applicable regulations and policies, including FDCPA, RESPA, CFPB, and state-level guidelines.
  • Meet or exceed performance metrics related to resolution rates, call quality, compliance, and customer experience.

Qualifications

Must-Have Qualifications

  • High school diploma or equivalent required; associate or bachelor’s degree preferred.
  • Preferred: 1+ years of experience in mortgage servicing, collections, loss mitigation, or customer advocacy.
  • Working knowledge of delinquency cycles, mortgage loan terms, and default resolution strategies.
  • Strong understanding of customer hardship conversations and financial counseling techniques.
  • Excellent verbal and written communication skills.
  • Proven ability to de-escalate difficult conversations with empathy and professionalism.
  • High attention to detail with strong documentation and system navigation skills.
  • Preferred: Proficiency in Microsoft Office (Word, Excel, Outlook) and loan servicing platforms (e.g., MSP).

Nice-to-Have Qualifications

  • Knowledge of Bankruptcy and Foreclosure referral processes.
  • Bilingual capabilities (Spanish/English strongly preferred).

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