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Deposit Operations Jobs (NOW HIRING)

Deposit Operations Specialist

Oswego, IL · On-site

$18.50 - $23.47/hr

Description The Deposit Operations Specialist is responsible for the accurate and timely processing of deposit operations transactions, with a primary focus on wire transfers, ACH activity, and check ...

Deposit Operations Specialist

Danville, IL · On-site

$18.50 - $23.47/hr

Description The Deposit Operations Specialist is responsible for the accurate and timely processing of deposit operations transactions, with a primary focus on wire transfers, ACH activity, and check ...

Deposit Operations Specialist

Watseka, IL · On-site

$18.50 - $23.47/hr

The Deposit Operations Specialist is responsible for the accurate and timely processing of deposit operations transactions, with a primary focus on wire transfers, ACH activity, and check processing.

Deposit Operations Specialist

Champaign, IL · On-site

$18.50 - $23.47/hr

The Deposit Operations Specialist is responsible for the accurate and timely processing of deposit operations transactions, with a primary focus on wire transfers, ACH activity, and check processing.

Deposit Operations Specialist

Oswego, IL · On-site

$18.50 - $23.47/hr

The Deposit Operations Specialist is responsible for the accurate and timely processing of deposit operations transactions, with a primary focus on wire transfers, ACH activity, and check processing.

Employee will work from HOMEBANK 12th & Broadway, Quincy, IL The Deposit Operations Specialist supports the bank's critical deposit functions by ensuring that daily processing activities are ...

Deposit Operations Manager

Sacramento, CA · On-site

$100K - $120K/yr

This position is responsible for: • Assisting all departments within the bank with general deposit operations questions. • Oversee Central Operations functions, including deposit transaction ...

The Deposit Operations Specialist will handle account maintenance, ACH and wire processing, debit card administration, overdraft monitoring, exception processing, and customer account research. The ...

The Deposit Operations Officer is responsible for managing the day-to-day operations of a bank's deposit accounts, ensuring the accuracy and efficiency of transactions, maintaining compliance with ...

Deposit Operations Specialist

Phoenix, AZ · On-site

$18.50 - $23.47/hr

Description The Deposit Operations Specialist is responsible for the accurate and timely processing of deposit operations transactions, with a primary focus on wire transfers, ACH activity, and check ...

Deposit Operations Specialist

Clifton, IL · On-site

$18.50 - $23.47/hr

Description The Deposit Operations Specialist is responsible for the accurate and timely processing of deposit operations transactions, with a primary focus on wire transfers, ACH activity, and check ...

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Deposit Operations information

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How much do deposit operations jobs pay per hour?

As of Jul 2, 2026, the average hourly pay for deposit operations in the United States is $26.24, according to ZipRecruiter salary data. Most workers in this role earn between $17.79 and $30.29 per hour, depending on experience, location, and employer.

What is the highest paying banking job?

In deposit operations, senior roles such as Deposit Operations Manager or Director tend to have the highest salaries, often exceeding six figures depending on the institution and location. Executive-level banking positions like Chief Banking Officer or Chief Operations Officer also offer higher compensation, typically requiring extensive experience and leadership skills.

Is banking operations a stressful job?

Banking operations roles can be stressful due to the need for accuracy, attention to detail, and strict regulatory compliance. The job often involves managing high volumes of transactions and meeting deadlines, which can contribute to work pressure, especially during busy periods or audits.

What are some common challenges faced in a Deposit Operations role, and how can new team members prepare for them?

Deposit Operations professionals often encounter challenges such as managing high transaction volumes, ensuring regulatory compliance, and quickly resolving discrepancies in account activity. New team members can prepare by familiarizing themselves with industry regulations, developing strong attention to detail, and improving their proficiency with banking software systems. Regular collaboration with other departments, such as IT and customer service, also helps ensure smooth processes and timely issue resolution. Being proactive in communication and staying organized are key to thriving in this fast-paced environment.

What are the key skills and qualifications needed to thrive in Deposit Operations, and why are they important?

Deposit Operations professionals require strong attention to detail, knowledge of banking regulations, and experience with account reconciliation, often supported by a background in finance or banking. Familiarity with core banking systems, transaction processing software, and compliance monitoring tools is typically essential. Strong organizational skills, problem-solving abilities, and effective communication set individuals apart in this role. These skills ensure accurate transaction processing, regulatory compliance, and efficient resolution of issues, all of which are vital for maintaining the integrity of banking operations.

What is the job description of a deposit operations?

Deposit operations professionals are responsible for processing and reconciling customer deposits, ensuring accurate account updates, and maintaining compliance with banking regulations. They handle transaction processing, monitor account activity, and use banking software to support daily operations. Strong attention to detail and knowledge of financial systems are essential for this role.

What are Deposit Operations?

Deposit Operations refers to the back-office functions in a bank or financial institution that handle the processing, maintenance, and management of deposit accounts such as checking, savings, and certificates of deposit. This department ensures that transactions like deposits, withdrawals, transfers, and account maintenance are processed efficiently and accurately. They also ensure compliance with banking regulations, manage risk, and provide support for customer service teams. Their work is crucial for the smooth functioning of day-to-day banking activities and safeguarding customer funds.

How much does a deposit operations specialist make?

A deposit operations specialist typically earns an average salary ranging from $40,000 to $60,000 annually, depending on experience and location. The role involves managing transaction processing, reconciling accounts, and ensuring compliance with banking regulations.

What is the difference between Deposit Operations vs Loan Operations?

AspectDeposit OperationsLoan Operations
Required CredentialsTypically requires banking or finance certifications, basic accounting knowledgeSimilar certifications, with additional focus on credit analysis
Work EnvironmentBank branches, back-office banking departmentsLoan processing centers, back-office banking units
Employer & Industry UsageCommercial banks, credit unionsCommercial banks, mortgage companies
Common Search & Comparison IntentUnderstanding deposit handling, account managementLoan processing, approval procedures

Deposit Operations and Loan Operations are both essential banking roles but focus on different financial products. Deposit Operations handles account deposits, withdrawals, and account maintenance, while Loan Operations manages loan processing, disbursement, and repayment. Both roles require similar certifications and work within banking environments, but they serve different functions within financial institutions.

More about Deposit Operations jobs
What cities are hiring for Deposit Operations jobs? Cities with the most Deposit Operations job openings:
What are the most commonly searched types of Deposit Operations jobs? The most popular types of Deposit Operations jobs are:
What states have the most Deposit Operations jobs? States with the most job openings for Deposit Operations jobs include:
Infographic showing various Deposit Operations job openings in the United States as of June 2026, with employment types broken down into 67% Full Time, and 33% Part Time. Highlights an 100% In-person job distribution, with an average salary of $54,588 per year, or $26.2 per hour.
Deposit Operations Manager

Other

Posted 21 days ago


Job description

Job Description The Deposit Operations Manager is responsible for all functions of the Deposit Operations department to include employee performance and development, ensuring that compliance is maintained, and department goals and job standards are met. Performs other projects and duties as assigned. Essential Functions, Duties, and Responsibilities: Ensure that all employees understand and maintain compliance with bank policies, procedures and applicable laws/regulations, especially the Bank Secrecy Act, the Anti-Money Laundering Act and the Office of Foreign Assets Control (OFAC).

Develop, coach and train staff. Manage staff performance through regular scheduled performance appraisals and staff meetings to achieve individual and department goals. Provide support to retail and operations to include all branches and departments.

Maintain relations and service with all vendors. Submit proposals and price analysis recommendations to management and appropriate committee in support of that relationship. Maintain and update departmental procedures to meet the compliance standards.

Ensure Deposit Operations functions and tasks are completed in accordance with department standards and procedures. Oversee daily operations and ensure that all job standards are met and department goals are achieved. Perform testing of new releases and service upgrades on the FIS System relative to the Deposit System.

Identify and implement changes which will increase productivity and / or reduce cost to the bank. Oversee data mapping, testing and implementation of conversions due to branch and/or bank acquisitions for Deposits (checking, savings, CDs, IRAs) and Safe Deposit Box. Submit IT request for of new products; changing / adding fees and interest rate changes relative to Deposits.

Testing of those submissions once IT has completed changes on Test System. Perform IRA year end statement processing and deposit tax forms. Ensure that all relevant reports and records are retained in compliance with the Bank's retention schedule.

Ensure compliance and assistance with internal and external audits. Required Knowledge, Skills and Competencies: Strong oral and written communication skills. Sound critical thinking, problem solving, and analytical skills.

Strong time management skills and ability to handle multiple tasks simultaneously. Computer and Microsoft Office proficiency. Demonstrated presentation and public speaking skills; ability to effectively present information in one-on-one and small group situations by phone, email or in person.

Able to effectively express self, using language and grammar in a professional manner, and respond to common inquiries from internal and external customers. Able to plan, develop and organize professional schedule to achieve goals within or ahead of established time frames. Able to research, analyze, identify viable options, draw sound conclusions, and present findings.

Able to perform accurate calculations and transactions. Industry and Work Experience: Minimum of 8 years' banking experience in a Deposit Operations environment. Prior Bank Operations experience relative to maintenance on deposit accounts, including checking, savings, CDs/IRAs, as well as account reconcilements.

Previous supervisory experience required. Academic: Bachelor's degree preferred or equivalent work experience.