ZipRecruiter

Log In

1

Deposit Operations Jobs (NOW HIRING)

Bank of Hope

Deposit Operations Officer

Honolulu, HI · On-site

$23 - $27/hr

The Deposit Operations Officer is responsible for managing the day-to-day operations of a bank's deposit accounts, ensuring the accuracy and efficiency of transactions, maintaining compliance with ...

Servbank

Deposit Operations Specialist

Watseka, IL · On-site

$18.50 - $23.47/hr

The Deposit Operations Specialist is responsible for the accurate and timely processing of deposit operations transactions, with a primary focus on wire transfers, ACH activity, and check processing.

Servbank

Deposit Operations Specialist

Phoenix, AZ · On-site

$18.50 - $23.47/hr

The Deposit Operations Specialist is responsible for the accurate and timely processing of deposit operations transactions, with a primary focus on wire transfers, ACH activity, and check processing.

Servbank

Deposit Operations Specialist

Oswego, IL · On-site

$18.50 - $23.47/hr

The Deposit Operations Specialist is responsible for the accurate and timely processing of deposit operations transactions, with a primary focus on wire transfers, ACH activity, and check processing.

Servbank

Deposit Operations Specialist

Melville, NY · On-site

$18.50 - $23.47/hr

The Deposit Operations Specialist is responsible for the accurate and timely processing of deposit operations transactions, with a primary focus on wire transfers, ACH activity, and check processing.

Servbank

Deposit Operations Specialist

Danville, IL · On-site

$18.50 - $23.47/hr

The Deposit Operations Specialist is responsible for the accurate and timely processing of deposit operations transactions, with a primary focus on wire transfers, ACH activity, and check processing.

Servbank

Deposit Operations Specialist

Clifton, IL · On-site

$18.50 - $23.47/hr

The Deposit Operations Specialist is responsible for the accurate and timely processing of deposit operations transactions, with a primary focus on wire transfers, ACH activity, and check processing.

Babich & Assoc.

Deposit Operations Specialist

Dallas, TX · On-site

$50K - $65K/yr

Our bank customer is seeking a skilled and detail-oriented Deposit Operations Specialist to join our growing operations team. In this role, you will play a critical part in supporting the Bank ...

HOMEBANK

Deposit Operations Specialist

Quincy, IL · On-site

$18 - $22/hr

Employee will work from HOMEBANK 12th & Broadway, Quincy, IL The Deposit Operations Specialist supports the bank's critical deposit functions by ensuring that daily processing activities are ...

Harford Bank

Deposit Operations Manager

Aberdeen, MD · On-site

the Deposit Operations Manager leads and oversees all functions of the Deposit Operations Department, ensuring efficient, compliant, and customer-focused banking operations. Key responsibilities ...

Hope Bank

Deposit Operations Officer

Honolulu, HI

$23 - $27/hr

The Deposit Operations Officer is responsible for managing the day-to-day operations of a bank's deposit accounts, ensuring the accuracy and efficiency of transactions, maintaining compliance with ...

Servbank

Deposit Operations Specialist

$18.50 - $23.47/hr

The Deposit Operations Specialist is responsible for the accurate and timely processing of deposit operations transactions, with a primary focus on wire transfers, ACH activity, and check processing.

HOMEBANK

Deposit Operations Specialist

Quincy, IL

$18 - $22/hr

Employee will work from HOMEBANK 12th & Broadway, Quincy, IL The Deposit Operations Specialist supports the bank's critical deposit functions by ensuring that daily processing activities are ...

next page

Showing results 1-20

All JobsDeposit Operations Jobs

Deposit Operations information

See salary details

$11

$26

$53

How much do deposit operations jobs pay per hour?

As of Jul 23, 2026, the average hourly pay for deposit operations in the United States is $26.24, according to ZipRecruiter salary data. Most workers in this role earn between $17.79 and $30.29 per hour, depending on experience, location, and employer.

What is the highest paying banking job?

In deposit operations, senior roles such as Deposit Operations Manager or Director tend to have the highest salaries, often exceeding six figures depending on the institution and location. Executive-level banking positions like Chief Banking Officer or Chief Operations Officer also offer higher compensation, typically requiring extensive experience and leadership skills.

Is banking operations a stressful job?

Banking operations roles can be stressful due to the need for accuracy, attention to detail, and strict regulatory compliance. The job often involves managing high volumes of transactions and meeting deadlines, which can contribute to work pressure, especially during busy periods or audits.

What are some common challenges faced in a Deposit Operations role, and how can new team members prepare for them?

Deposit Operations professionals often encounter challenges such as managing high transaction volumes, ensuring regulatory compliance, and quickly resolving discrepancies in account activity. New team members can prepare by familiarizing themselves with industry regulations, developing strong attention to detail, and improving their proficiency with banking software systems. Regular collaboration with other departments, such as IT and customer service, also helps ensure smooth processes and timely issue resolution. Being proactive in communication and staying organized are key to thriving in this fast-paced environment.

What are the key skills and qualifications needed to thrive in Deposit Operations, and why are they important?

Deposit Operations professionals require strong attention to detail, knowledge of banking regulations, and experience with account reconciliation, often supported by a background in finance or banking. Familiarity with core banking systems, transaction processing software, and compliance monitoring tools is typically essential. Strong organizational skills, problem-solving abilities, and effective communication set individuals apart in this role. These skills ensure accurate transaction processing, regulatory compliance, and efficient resolution of issues, all of which are vital for maintaining the integrity of banking operations.

What is the job description of a deposit operations?

Deposit operations professionals are responsible for processing and reconciling customer deposits, ensuring accurate account updates, and maintaining compliance with banking regulations. They handle transaction processing, monitor account activity, and use banking software to support daily operations. Strong attention to detail and knowledge of financial systems are essential for this role.

What are Deposit Operations?

Deposit Operations refers to the back-office functions in a bank or financial institution that handle the processing, maintenance, and management of deposit accounts such as checking, savings, and certificates of deposit. This department ensures that transactions like deposits, withdrawals, transfers, and account maintenance are processed efficiently and accurately. They also ensure compliance with banking regulations, manage risk, and provide support for customer service teams. Their work is crucial for the smooth functioning of day-to-day banking activities and safeguarding customer funds.

How much does a deposit operations specialist make?

A deposit operations specialist typically earns an average salary ranging from $40,000 to $60,000 annually, depending on experience and location. The role involves managing transaction processing, reconciling accounts, and ensuring compliance with banking regulations.

What is the difference between Deposit Operations vs Loan Operations?

AspectDeposit OperationsLoan Operations
Required CredentialsTypically requires banking or finance certifications, basic accounting knowledgeSimilar certifications, with additional focus on credit analysis
Work EnvironmentBank branches, back-office banking departmentsLoan processing centers, back-office banking units
Employer & Industry UsageCommercial banks, credit unionsCommercial banks, mortgage companies
Common Search & Comparison IntentUnderstanding deposit handling, account managementLoan processing, approval procedures

Deposit Operations and Loan Operations are both essential banking roles but focus on different financial products. Deposit Operations handles account deposits, withdrawals, and account maintenance, while Loan Operations manages loan processing, disbursement, and repayment. Both roles require similar certifications and work within banking environments, but they serve different functions within financial institutions.

More about Deposit Operations jobs
What cities are hiring for Deposit Operations jobs? Cities with the most Deposit Operations job openings:
What are the most commonly searched types of Deposit Operations jobs? The most popular types of Deposit Operations jobs are:
What states have the most Deposit Operations jobs? States with the most job openings for Deposit Operations jobs include:
What job categories do people searching Deposit Operations jobs look for? The top searched job categories for Deposit Operations jobs are:
Deposit Operations jobs near you
Infographic showing various Deposit Operations job openings in the United States as of July 2026, with employment types broken down into 1% Locum Tenens, 1% As Needed, 59% Full Time, 18% Part Time, and 21% Contract. Highlights an 96% Physical, and 4% Remote job distribution, with an average salary of $54,588 per year, or $26.2 per hour.
Deposit Operations Specialist

Deposit Operations Specialist

W3Global Inc.

White Bear Lake, MN • On-site

$23 - $25/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 3 days ago

Job description

Role: Deposit Operations Specialist
Employment Type: Full-Time
Location: White Bear Lake, MN

Job Summary:
We are seeking a highly skilled Deposit Operations Specialist with strong experience in core banking operations, fraud compliance, legal processing, and digital payment troubleshooting. This role requires mandatory UMACHA certifications and deep knowledge of banking operations, regulatory compliance, and operational risk management.

Key Responsibilities:

  • Perform core deposit operations and processing activities

  • Handle fraud compliance cases and operational risk investigations

  • Process legal requests including subpoenas, levies, and regulatory inquiries

  • Manage unclaimed property filings and dormant account monitoring

  • Support digital payment platforms and troubleshoot payment issues

  • Process ACH, wire transfers, and internal banking transactions under dual control

  • Perform ATM and teller reconciliation activities

  • Handle POS disputes, return mail research, and mobile deposit processing

  • Maintain compliance with banking regulations including BSA, OFAC, Regulation E, Regulation CC, Regulation DD, and Reg Flag

  • Ensure accurate documentation, file maintenance, and exception item processing

  • Serve as escalation point for operational and customer inquiries

Required Qualifications:

  • Mandatory UMACHA Accredited ACH Professional (AAP) certification

  • Mandatory UMACHA National Check Professional (NCP) certification

  • 3-5+ years of banking operations experience

  • Strong experience in core processing and deposit operations

  • Experience in fraud compliance and banking risk management

  • Experience handling legal banking requests (subpoenas, levies, garnishments)

  • Experience with ACH processing and wire transfers under dual control

  • Strong knowledge of banking regulations (BSA, OFAC, Regulation E, CC, DD, Reg Flag)

  • Experience in digital payment platforms and troubleshooting

  • Strong attention to detail and operational accuracy in a regulated environment

  • Ability to work onsite full-time in White Bear Lake, MN

Work Schedule:
Monday - Friday
8:30 AM - 5:00 PM

Work Environment:

  • Onsite banking operations environment

  • Regulatory and compliance-driven role

  • High attention to detail required

  • Customer and internal escalation handling

Benefits:
Medical, Dental, Vision, Life Insurance, Paid Vacation, Paid Holidays, 401K

W3Global logo

About W3Global

Sourced by ZipRecruiter

W3Global has been delivering staffing solutions for nearly two decades; we know which recruiting strategies work best. Our expert team is committed to developing a customized solution to fit your company’s unique needs. As a W3Global client, you’ll also receive personalized assistance from a seasoned team of staffing specialists. We are committed to providing both technical support and industry expertise to simplify the hiring process. We know that your time matters. W3Global will help you streamline the hiring process, getting it done and getting it right.

Industry

Recruiting and staffing services

Company size

501 - 1,000 Employees

Headquarters location

Frisco, TX, US

Year founded

2006

View All W3Global Jobs