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Deposit Operations Jobs (NOW HIRING)

Deposit Operations Specialist

Phoenix, AZ ยท On-site

$18.50 - $23.47/hr

Description The Deposit Operations Specialist is responsible for the accurate and timely processing of deposit operations transactions, with a primary focus on wire transfers, ACH activity, and check ...

Deposit Operations Specialist

Clifton, IL ยท On-site

$18.50 - $23.47/hr

Description The Deposit Operations Specialist is responsible for the accurate and timely processing of deposit operations transactions, with a primary focus on wire transfers, ACH activity, and check ...

Deposit Operations Specialist

Oswego, IL ยท On-site

$18.50 - $23.47/hr

The Deposit Operations Specialist is responsible for the accurate and timely processing of deposit operations transactions, with a primary focus on wire transfers, ACH activity, and check processing.

Deposit Operations Specialist

Champaign, IL ยท On-site

$18.50 - $23.47/hr

The Deposit Operations Specialist is responsible for the accurate and timely processing of deposit operations transactions, with a primary focus on wire transfers, ACH activity, and check processing.

Deposit Operations Specialist

Phoenix, AZ ยท On-site

$18.50 - $23.47/hr

The Deposit Operations Specialist is responsible for the accurate and timely processing of deposit operations transactions, with a primary focus on wire transfers, ACH activity, and check processing.

Deposit Operations Specialist

Danville, IL ยท On-site

$18.50 - $23.47/hr

The Deposit Operations Specialist is responsible for the accurate and timely processing of deposit operations transactions, with a primary focus on wire transfers, ACH activity, and check processing.

Deposit Operations Specialist

Champaign, IL ยท On-site

$18.50 - $23.47/hr

The Deposit Operations Specialist is responsible for the accurate and timely processing of deposit operations transactions, with a primary focus on wire transfers, ACH activity, and check processing.

Deposit Operations Specialist

Watseka, IL ยท On-site

$18.50 - $23.47/hr

Description The Deposit Operations Specialist is responsible for the accurate and timely processing of deposit operations transactions, with a primary focus on wire transfers, ACH activity, and check ...

Deposit Operations Specialist

Hoopeston, IL ยท On-site

$18.50 - $23.47/hr

The Deposit Operations Specialist is responsible for the accurate and timely processing of deposit operations transactions, with a primary focus on wire transfers, ACH activity, and check processing.

Deposit Operations Specialist

Melville, NY ยท On-site

$18.50 - $23.47/hr

The Deposit Operations Specialist is responsible for the accurate and timely processing of deposit operations transactions, with a primary focus on wire transfers, ACH activity, and check processing.

Deposit Operations Specialist

Danville, IL ยท On-site

$18.50 - $23.47/hr

Description The Deposit Operations Specialist is responsible for the accurate and timely processing of deposit operations transactions, with a primary focus on wire transfers, ACH activity, and check ...

Deposit Operations Specialist

Watseka, IL ยท On-site

$18.50 - $23.47/hr

The Deposit Operations Specialist is responsible for the accurate and timely processing of deposit operations transactions, with a primary focus on wire transfers, ACH activity, and check processing.

Deposit Operations Specialist

Oswego, IL ยท On-site

$18.50 - $23.47/hr

Description The Deposit Operations Specialist is responsible for the accurate and timely processing of deposit operations transactions, with a primary focus on wire transfers, ACH activity, and check ...

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Deposit Operations information

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How much do deposit operations jobs pay per hour?

As of Jul 22, 2026, the average hourly pay for deposit operations in the United States is $26.24, according to ZipRecruiter salary data. Most workers in this role earn between $17.79 and $30.29 per hour, depending on experience, location, and employer.

What is the highest paying banking job?

In deposit operations, senior roles such as Deposit Operations Manager or Director tend to have the highest salaries, often exceeding six figures depending on the institution and location. Executive-level banking positions like Chief Banking Officer or Chief Operations Officer also offer higher compensation, typically requiring extensive experience and leadership skills.

Is banking operations a stressful job?

Banking operations roles can be stressful due to the need for accuracy, attention to detail, and strict regulatory compliance. The job often involves managing high volumes of transactions and meeting deadlines, which can contribute to work pressure, especially during busy periods or audits.

What are some common challenges faced in a Deposit Operations role, and how can new team members prepare for them?

Deposit Operations professionals often encounter challenges such as managing high transaction volumes, ensuring regulatory compliance, and quickly resolving discrepancies in account activity. New team members can prepare by familiarizing themselves with industry regulations, developing strong attention to detail, and improving their proficiency with banking software systems. Regular collaboration with other departments, such as IT and customer service, also helps ensure smooth processes and timely issue resolution. Being proactive in communication and staying organized are key to thriving in this fast-paced environment.

What are the key skills and qualifications needed to thrive in Deposit Operations, and why are they important?

Deposit Operations professionals require strong attention to detail, knowledge of banking regulations, and experience with account reconciliation, often supported by a background in finance or banking. Familiarity with core banking systems, transaction processing software, and compliance monitoring tools is typically essential. Strong organizational skills, problem-solving abilities, and effective communication set individuals apart in this role. These skills ensure accurate transaction processing, regulatory compliance, and efficient resolution of issues, all of which are vital for maintaining the integrity of banking operations.

What is the job description of a deposit operations?

Deposit operations professionals are responsible for processing and reconciling customer deposits, ensuring accurate account updates, and maintaining compliance with banking regulations. They handle transaction processing, monitor account activity, and use banking software to support daily operations. Strong attention to detail and knowledge of financial systems are essential for this role.

What are Deposit Operations?

Deposit Operations refers to the back-office functions in a bank or financial institution that handle the processing, maintenance, and management of deposit accounts such as checking, savings, and certificates of deposit. This department ensures that transactions like deposits, withdrawals, transfers, and account maintenance are processed efficiently and accurately. They also ensure compliance with banking regulations, manage risk, and provide support for customer service teams. Their work is crucial for the smooth functioning of day-to-day banking activities and safeguarding customer funds.

How much does a deposit operations specialist make?

A deposit operations specialist typically earns an average salary ranging from $40,000 to $60,000 annually, depending on experience and location. The role involves managing transaction processing, reconciling accounts, and ensuring compliance with banking regulations.

What is the difference between Deposit Operations vs Loan Operations?

AspectDeposit OperationsLoan Operations
Required CredentialsTypically requires banking or finance certifications, basic accounting knowledgeSimilar certifications, with additional focus on credit analysis
Work EnvironmentBank branches, back-office banking departmentsLoan processing centers, back-office banking units
Employer & Industry UsageCommercial banks, credit unionsCommercial banks, mortgage companies
Common Search & Comparison IntentUnderstanding deposit handling, account managementLoan processing, approval procedures

Deposit Operations and Loan Operations are both essential banking roles but focus on different financial products. Deposit Operations handles account deposits, withdrawals, and account maintenance, while Loan Operations manages loan processing, disbursement, and repayment. Both roles require similar certifications and work within banking environments, but they serve different functions within financial institutions.

More about Deposit Operations jobs
What cities are hiring for Deposit Operations jobs? Cities with the most Deposit Operations job openings:
What are the most commonly searched types of Deposit Operations jobs? The most popular types of Deposit Operations jobs are:
What states have the most Deposit Operations jobs? States with the most job openings for Deposit Operations jobs include:
Infographic showing various Deposit Operations job openings in the United States as of July 2026, with employment types broken down into 1% Locum Tenens, 1% As Needed, 59% Full Time, 18% Part Time, and 21% Contract. Highlights an 96% Physical, and 4% Remote job distribution, with an average salary of $54,588 per year, or $26.2 per hour.
Deposit Operations Specialist

Deposit Operations Specialist

Texas Heritage National Bank

Daingerfield, TX โ€ข On-site

Full-time

Posted 6 days ago


Job description

We are on the search for a Deposit Operations Specialist to join our Community Banking Team! This role performs centralized functions in support of the Deposit Operations Department to ensure the ongoing effectiveness of branch operations are in conformance with established Bank policies and procedures. Acts as a key contact for branches relating to deposit operational issues and assists in resolving issues impacting the branch's ability to provide prompt, responsive service to customers.
Duties/Responsibilities:
  • Provide customer support via call center to customers with online banking, debit card and account inquiries.
  • Process both incoming and outgoing wire transfers in accordance with bank policy and procedures.
  • Responsible for day-to-day support of deposit operational functions including; processing ACH files and working with mobile deposit transactions, including adjustments and returns.
  • Quality control for all new and existing accounts to ensure adherence to regulations, policies and procedures
  • Receive, monitor, and resolve exception items in a timely and accurate manner.
  • Process all NFS items. Identify if to be paid or returned and process accordingly.
  • Assist bookkeeper with the review of large items, duplicate items, stop payments etc.
  • Handle research requests as needed.
  • Assist with debit card/ACH unauthorized disputes including processing of provisional credit and completion of correspondence during the investigation.
  • Ensure accuracy of customers deposits corrections.
  • Responsible for internal verification. Daily duties assigned to verify accuracy of branch transactions (Stop payments, Cashier's Checks, Account Closing, etc.)
  • Protect the bank from unnecessary risk by adhering to bank procedures and confidentiality guidelines.
  • Adhere to internal controls, operational procedures, and risk management policies.
  • Ensure compliance with all bank policies and procedures, as well as applicable state and federal banking regulations.
  • Perform other duties and responsibilities as assigned

Requirements
Required Skills/Abilities:
  • Strong knowledge of banking operations, and regulatory compliance.
  • Exceptional customer service skills, with the ability to handle difficult or sensitive situations with empathy and professionalism.
  • Strong attention to detail and accuracy.
  • Excellent communication skills, both verbal and written.
  • Strong problem solving and decision-making skills.
  • Ability to work independently with minimal supervision and make sound judgements.

Education and Experience:
  • High School diploma or equivalent required
  • 2+ years of deposit operations banking experience preferred

Physical Requirements:
Prolonged periods of sitting at a desk and working on a computer.
Must be able to lift up to 15 pounds at times.