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Deposit Operations Jobs in Rhode Island (NOW HIRING)

Citizens

Servicing Ops Manager

Johnston, RI · On-site

Leadership experience in banking operations, loan servicing, deposit operations, or a related environment. * Strong analytical, organizational, and problem-solving skills. * Experience managing ...

Citizens

Servicing Ops Manager

Johnston, RI

Leadership experience in banking operations, loan servicing, deposit operations, or a related environment. * Strong analytical, organizational, and problem-solving skills. * Experience managing ...

Citizens

Servicing Ops Manager

Johnston, RI · On-site

Leadership experience in banking operations, loan servicing, deposit operations, or a related environment. * Strong analytical, organizational, and problem-solving skills. * Experience managing ...

Citizens Bank

Servicing Ops Manager

Johnston, RI · On-site

Leadership experience in banking operations, loan servicing, deposit operations, or a related environment. * Strong analytical, organizational, and problem-solving skills. * Experience managing ...

Eastern Bank

Operations Associate

Cranston, RI

$24.50/hr

Operational responsibilities include, but are not limited to, cash vault and ATM management ... Opening deposit accounts and taking loan applications for various lending units * Closing consumer ...

Eastern Bank

Operations Associate

Cranston, RI · On-site

$24.50/hr

Operational responsibilities include, but are not limited to, cash vault and ATM management ... Opening deposit accounts and taking loan applications for various lending units * Closing consumer ...

Cubesmart

Store Operations Associate

Narragansett, RI · On-site

$18.45 - $20.17/hr

The Store Operations Associate is responsible for two key areas: Customer Service * Developing ... deposits, and making courtesy calls to customers regarding late payments. Property Maintenance

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All JobsDeposit Operations JobsDeposit Operations Jobs in Rhode Island

Deposit Operations information

See Rhode Island salary details

$11

$25

$52

How much do deposit operations jobs pay per hour?

As of Aug 26, 2026, the average hourly pay for deposit operations in Rhode Island is $25.70, according to ZipRecruiter salary data. Most workers in this role earn between $17.40 and $29.66 per hour, depending on experience, location, and employer.

What is deposit operations?

Deposit Operations refers to the back-office functions in a bank or financial institution that handle the processing, maintenance, and management of deposit accounts such as checking, savings, and certificates of deposit. This department ensures that transactions like deposits, withdrawals, transfers, and account maintenance are processed efficiently and accurately. They also ensure compliance with banking regulations, manage risk, and provide support for customer service teams. Their work is crucial for the smooth functioning of day-to-day banking activities and safeguarding customer funds.

What are some common challenges faced in a deposit operations role, and how can new team members prepare for them?

Deposit Operations professionals often encounter challenges such as managing high transaction volumes, ensuring regulatory compliance, and quickly resolving discrepancies in account activity. New team members can prepare by familiarizing themselves with industry regulations, developing strong attention to detail, and improving their proficiency with banking software systems. Regular collaboration with other departments, such as IT and customer service, also helps ensure smooth processes and timely issue resolution. Being proactive in communication and staying organized are key to thriving in this fast-paced environment.

What are the key skills and qualifications needed to thrive in deposit operations, and why are they important?

Deposit Operations professionals require strong attention to detail, knowledge of banking regulations, and experience with account reconciliation, often supported by a background in finance or banking. Familiarity with core banking systems, transaction processing software, and compliance monitoring tools is typically essential. Strong organizational skills, problem-solving abilities, and effective communication set individuals apart in this role. These skills ensure accurate transaction processing, regulatory compliance, and efficient resolution of issues, all of which are vital for maintaining the integrity of banking operations.

What is the difference between Deposit Operations vs Loan Operations?

AspectDeposit OperationsLoan Operations
Required CredentialsTypically requires banking or finance certifications, basic accounting knowledgeSimilar certifications, with additional focus on credit analysis
Work EnvironmentBank branches, back-office banking departmentsLoan processing centers, back-office banking units
Employer & Industry UsageCommercial banks, credit unionsCommercial banks, mortgage companies
Common Search & Comparison IntentUnderstanding deposit handling, account managementLoan processing, approval procedures

Deposit Operations and Loan Operations are both essential banking roles but focus on different financial products. Deposit Operations handles account deposits, withdrawals, and account maintenance, while Loan Operations manages loan processing, disbursement, and repayment. Both roles require similar certifications and work within banking environments, but they serve different functions within financial institutions.

What job categories do people searching Deposit Operations jobs in Rhode Island look for?

The top searched job categories for Deposit Operations jobs in Rhode Island are:

What cities in Rhode Island are hiring for Deposit Operations jobs?

Cities in Rhode Island with the most Deposit Operations job openings:

Deposit Operations jobs near you
Infographic showing various Deposit Operations job openings in Rhode Island as of August 2026, with employment types broken down into 87% Full Time, and 13% Part Time. Highlights an 100% In-person job distribution, with an average salary of $53,459 per year, or $25.7 per hour.

Deposit Operations Specialist

CENTREVILLE BANK

West Warwick, RI • On-site

Full-time

Posted 5 days ago

Job description

Description

The Deposit Operations Specialist will perform a variety of maintenance functions related to Deposit Operations including electronic banking. The incumbent will also provide a wide range of support including reviewing, processing, and updating daily work while providing quality customer service.

  • Provides direction, guidance and support to internal and external customers in a consistently professional and courteous manner. 
  • Promotes the growth and prosperity of the Bank by professionally serving the needs of customers and retail bank employees
  • Takes ownership of problem resolution on all deposit products including identifying the issue, resolving and following up with customer to ensure satisfaction.
  • Maintain confidentiality of customer information, Bank policies and procedures.
  • Review and/or process new account and file maintenance documentation generated or received in the department, process IATs, inclearing, ODP (opt-in/suspensions/opt-out), ACH, check the accuracy of various internal reports, record/update automatic/manual renewal information on Certificates of Deposit (CDs), process maturity notices, handle return mail, manage the maintenance of safe deposit boxes, scan documents that are received from the branches and post daily monetary transactions.
  • Responsible for the quality control for bill payment, internet, telephone, mobile banking, atm/debit card updates and replacements, manage internet and mobile banking inactive customers, process daily deposit review for RDC and mobile capture.
  • Processes disputes for erroneous or unauthorized EFT transactions in accordance with Reg E and the operating rules of Mastercard.
  • Works with Fiserv's risk analyst to identify card compromises that may result in a fraud situation.
  • Responsible for handling incoming and outgoing wire transfer requests
  • Assist with quality control and completion of IRA transactions and maintenance.
  • Maintain current knowledge and consistent compliance with regulations, bank policies and procedures related to the position, including but not limited to Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) requirements.

Requirements


  • High School Diploma or GED
  • Excellent oral and written communication skills.
  • Ability to calculate figures and amounts such as interest and percentages.
  • Basic knowledge of Microsoft Word and Excel.

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