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Deposit Operations Analyst Jobs in Rhode Island (NOW HIRING)

Citizens

Servicing Ops Manager

Johnston, RI · On-site

Leadership experience in banking operations, loan servicing, deposit operations, or a related environment. * Strong analytical, organizational, and problem-solving skills. * Experience managing ...

Citizens

Servicing Ops Manager

Johnston, RI · On-site

Leadership experience in banking operations, loan servicing, deposit operations, or a related environment. * Strong analytical, organizational, and problem-solving skills. * Experience managing ...

Citizens

Servicing Ops Manager

Johnston, RI · On-site

Leadership experience in banking operations, loan servicing, deposit operations, or a related environment. * Strong analytical, organizational, and problem-solving skills. * Experience managing ...

Citizens

First Line Risk Manager

Johnston, RI · On-site

... deposits, Liquidity, and Cash Management services. You will be responsible for executing control ... operational risk exposure. Success in this role requires strong analytical skills, attention to ...

Citizens

First Line Risk Manager

Johnston, RI

... deposits, Liquidity, and Cash Management services. You will be responsible for executing control ... operational risk exposure. Success in this role requires strong analytical skills, attention to ...

Citizens

Sr Liquidity Product Manager

Johnston, RI

$163K - $175K/yr

Develop deep expertise in assigned deposit products and liquidity services, including design ... Strong analytical judgment with the ability to translate regulatory, operational, and financial ...

Citizens

Sr Liquidity Product Manager

Johnston, RI · On-site

$163K - $175K/yr

Develop deep expertise in assigned deposit products and liquidity services, including design ... Strong analytical judgment with the ability to translate regulatory, operational, and financial ...

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All JobsDeposit Operations Analyst JobsDeposit Operations Analyst Jobs in Rhode Island

Deposit Operations Analyst information

See Rhode Island salary details

$14

$33

$55

How much do deposit operations analyst jobs pay per hour?

As of Aug 13, 2026, the average hourly pay for deposit operations analyst in Rhode Island is $33.06, according to ZipRecruiter salary data. Most workers in this role earn between $23.56 and $39.57 per hour, depending on experience, location, and employer.

What does a deposit operations analyst do?

A typical day for a Deposit Operations Analyst involves monitoring and reconciling deposit transactions, researching discrepancies or exceptions, and ensuring all processes comply with banking regulations and policies. You may also review account activity for potential fraud, assist with audits, and collaborate with other departments such as customer service and compliance to resolve issues. Most analysts work in a structured office environment as part of a larger operations or back-office team, with a blend of independent and collaborative tasks. This role offers valuable exposure to core financial operations and can serve as a solid foundation for career advancement within banking or financial services.

What is a deposit operations analyst?

A Deposit Operations Analyst is responsible for overseeing and ensuring the accuracy of deposit-related transactions within a financial institution. They handle account reconciliations, process exceptions, monitor regulatory compliance, and support operational efficiency. Their role involves analyzing transaction data, troubleshooting discrepancies, and collaborating with internal teams to enhance banking processes. Strong attention to detail, analytical skills, and knowledge of banking regulations are essential for this position.

How much do deposit operations analysts make?

Deposit operations analysts typically earn a median annual salary of around $50,000 to $70,000, depending on experience, location, and the size of the financial institution. Entry-level roles may start lower, while experienced analysts or those with specialized skills can earn higher salaries. Compensation often includes benefits such as health insurance and retirement plans.

Is a deposit operations analyst a good career?

A deposit operations analyst is a stable role within the banking and financial services industry, focusing on processing and managing deposit transactions, reconciling accounts, and ensuring compliance. It often requires strong attention to detail, proficiency with banking software, and knowledge of financial regulations, making it a viable career path for those interested in finance and operations. Career growth can include advancing to supervisory or managerial positions with experience and additional certifications.

What skills and qualifications are needed to be a deposit operations analyst?

To thrive as a Deposit Operations Analyst, you need a strong understanding of banking operations, attention to detail, and familiarity with regulatory compliance, often supported by a degree in finance, accounting, or a related field. Experience with core banking systems, transaction processing software, and knowledge of regulations such as NACHA or BSA/AML are highly valued and sometimes required. Exceptional analytical thinking, problem-solving skills, and clear communication help you collaborate effectively and resolve issues efficiently. These competencies are essential to ensure the accurate processing of deposits, maintain compliance, and support the overall integrity of financial operations.

What are popular job titles related to Deposit Operations Analyst jobs in Rhode Island? For Deposit Operations Analyst jobs in Rhode Island, the most frequently searched job titles are:
What job categories do people searching Deposit Operations Analyst jobs in Rhode Island look for? The top searched job categories for Deposit Operations Analyst jobs in Rhode Island are:
What cities in Rhode Island are hiring for Deposit Operations Analyst jobs? Cities in Rhode Island with the most Deposit Operations Analyst job openings:
Deposit Operations Analyst jobs near you
Infographic showing various Deposit Operations Analyst job openings in Rhode Island as of August 2026, with employment types broken down into 82% Full Time, 15% Part Time, 1% Temporary, and 2% Contract. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $68,757 per year, or $33.1 per hour.

Deposit and Digital Operations Analyst

Centreville Bank

West Warwick, RI • On-site, Remote

Full-time

Re-posted 15 days ago

Job description

The Deposit & Digital Operations Analyst is responsible for performing advanced operational functions, analysis, and problem resolution across deposit and digital banking services. This role supports departmental efficiency by analyzing workflows, identifying improvement opportunities, and ensuring accurate execution of operational processes. The incumbent serves as a subject matter resource for the team, supporting complex issue resolution, contributing to audit and compliance activities, and assisting with process improvements while maintaining a strong focus on risk management, accuracy, and customer service. This position operates with a high level of independence and analytical responsibility.
Operational Execution:
  • Performs advanced maintenance, reconciliation and processing functions related to deposit and digital banking services.
  • Reviews daily, weekly, and monthly reports to identify discrepancies, exceptions, or processing issues.
  • Resolves complex operational issues, including identifying root cause and ensuring appropriate follow-up.

Analysis & Problem Resolution:
  • Analyzes operational workflows and reporting to identify inefficiencies, trends, or risk exposures.
  • Recommends solutions to improve processes, enhance controls, and reduce operational risk.
  • Identify trends, anomalies, and recurring issues impacting operations or customer experience.
  • Develop and maintain reporting to track volume trends, error rates and exceptions, and processing efficiency and turnaround times.
  • Assists in evaluating enhancements to existing systems and new banking services impacting deposit and digital operations.
  • Prepare and support competitive analysis of deposit and digital products, services, and fee structures, providing insights to leadership to inform product strategy and positioning.

Systems & Application Performance Analysis:
  • Evaluate performance of department owned platforms, including system stability, usage, and functionality.
  • Analyze system-related issues to identify root causes and recurring patterns.
  • Assess impacts of system outages, disruptions, or defects on operations and customers.
  • Track and report on system performance trends and improvement opportunities.

Application Support & Vendor Coordination:
  • Serve as a liaison between the Bank and system vendors for departmentally owned platforms.
  • Monitor and manage vendor communications, including system enhancements, maintenance notifications and/or issue resolution and escalations.
  • Review and analyze vendor release notes and updates, translating impacts to operational processes, customer experience and communications, and risk and control considerations.

LSA (Lead System Administrator) Responsibilities:
  • Perform system administration activities including user access provisioning, maintenance, and removal
  • Support and execute periodic access reviews and ensure documentation is complete for audit purposes
  • Maintain adherence to segregation of duties, least privilege access, and internal control requirements
  • Track and document all administrative activities in alignment with policy

Process Improvement, Documentation & Optimization:
  • Maintains and updates departmental procedures to ensure accuracy and compliance with current practices.
  • Contributes to continuous improvement and change management initiatives within Bank Operations.
  • Maintains organized documentation in shared systems in accordance with record retention requirements.
  • Serve as the Deposit and Digital Operations Subject Matter Expert (SME) on cross-functional project teams, contributing to requirements gathering, solution design, testing, and implementation of new products, services, or system enhancements.

Risk, Compliance & Audit Support:
  • Ensures adherence to Bank policies, procedures, and regulatory requirements, including BSA and OFAC compliance.
  • Supports internal and external audits by gathering documentation, responding to requests, and tracking items through resolution.
  • Participates in quality control reviews of reports, setups, and exception processing.

Collaboration & Support:
  • Serves as a resource to Specialists and internal stakeholders on operational processes and issue resolution.
  • Partner with Marketing and business units to develop and deliver training, job aids, and sales support materials that educate employees and customers on deposit and digital products and services.
  • Provide guidance and training on systems, procedures, product functionality, and process updates to internal stakeholders
  • Collaborates with other departments to support effective communication and execution of operational initiatives.

Requirements
  • High School Diploma or GED.
  • 3-5 years of banking or bank operations experience, preferably in deposit and/or digital operations.
  • Ability to interpret and apply procedures, policies, and regulatory requirements.
  • Strong analytical skills with the ability to review reports and identify discrepancies.
  • Strong organizational, time management, and communication skills.
  • Proficiency in Microsoft Office applications, including Word and Excel; experience with Copilot is a plus.
  • Ability to work independently and manage multiple priorities.

Preferred Qualifications:
  • Associate's or Bachelor's degree
  • Experience supporting audits, regulatory exams, or risk assessments
  • Experience with digital banking platforms and deposit systems, preferably Jack Henry Silverlake and Banno
  • Exposure to process improvement or change management initiatives

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