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Deposit Operations Jobs in Florida (NOW HIRING)

Operations. The deposit operations that keep the platform accurate and reliable at scale. * Customer support. A support organization that protects the brand and resolves issues quickly. * Policies ...

Act as liaison between branches and back office departments including: legal, deposit operations, AML and Retail Banking. * Assist the SDOM to implement the opening, relocating, and closing of ...

Staff Accountant

Tampa, FL · On-site

$50K - $66K/yr

Review/Approve international wires. * Assist Deposit Operations with domestic wires when needed. * Distribution of monthly Management Reports. * Monthly reconciliation of all balance sheet accounts.

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Deposit Operations information

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$8

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How much do deposit operations jobs pay per hour?

As of Jul 26, 2026, the average hourly pay for deposit operations in Florida is $19.61, according to ZipRecruiter salary data. Most workers in this role earn between $13.27 and $22.64 per hour, depending on experience, location, and employer.

What is the highest paying banking job?

In deposit operations, senior roles such as Deposit Operations Manager or Director tend to have the highest salaries, often exceeding six figures depending on the institution and location. Executive-level banking positions like Chief Banking Officer or Chief Operations Officer also offer higher compensation, typically requiring extensive experience and leadership skills.

Is banking operations a stressful job?

Banking operations roles can be stressful due to the need for accuracy, attention to detail, and strict regulatory compliance. The job often involves managing high volumes of transactions and meeting deadlines, which can contribute to work pressure, especially during busy periods or audits.

What are some common challenges faced in a Deposit Operations role, and how can new team members prepare for them?

Deposit Operations professionals often encounter challenges such as managing high transaction volumes, ensuring regulatory compliance, and quickly resolving discrepancies in account activity. New team members can prepare by familiarizing themselves with industry regulations, developing strong attention to detail, and improving their proficiency with banking software systems. Regular collaboration with other departments, such as IT and customer service, also helps ensure smooth processes and timely issue resolution. Being proactive in communication and staying organized are key to thriving in this fast-paced environment.

What are the key skills and qualifications needed to thrive in Deposit Operations, and why are they important?

Deposit Operations professionals require strong attention to detail, knowledge of banking regulations, and experience with account reconciliation, often supported by a background in finance or banking. Familiarity with core banking systems, transaction processing software, and compliance monitoring tools is typically essential. Strong organizational skills, problem-solving abilities, and effective communication set individuals apart in this role. These skills ensure accurate transaction processing, regulatory compliance, and efficient resolution of issues, all of which are vital for maintaining the integrity of banking operations.

What is the job description of a deposit operations?

Deposit operations professionals are responsible for processing and reconciling customer deposits, ensuring accurate account updates, and maintaining compliance with banking regulations. They handle transaction processing, monitor account activity, and use banking software to support daily operations. Strong attention to detail and knowledge of financial systems are essential for this role.

What are Deposit Operations?

Deposit Operations refers to the back-office functions in a bank or financial institution that handle the processing, maintenance, and management of deposit accounts such as checking, savings, and certificates of deposit. This department ensures that transactions like deposits, withdrawals, transfers, and account maintenance are processed efficiently and accurately. They also ensure compliance with banking regulations, manage risk, and provide support for customer service teams. Their work is crucial for the smooth functioning of day-to-day banking activities and safeguarding customer funds.

How much does a deposit operations specialist make?

A deposit operations specialist typically earns an average salary ranging from $40,000 to $60,000 annually, depending on experience and location. The role involves managing transaction processing, reconciling accounts, and ensuring compliance with banking regulations.

What is the difference between Deposit Operations vs Loan Operations?

AspectDeposit OperationsLoan Operations
Required CredentialsTypically requires banking or finance certifications, basic accounting knowledgeSimilar certifications, with additional focus on credit analysis
Work EnvironmentBank branches, back-office banking departmentsLoan processing centers, back-office banking units
Employer & Industry UsageCommercial banks, credit unionsCommercial banks, mortgage companies
Common Search & Comparison IntentUnderstanding deposit handling, account managementLoan processing, approval procedures

Deposit Operations and Loan Operations are both essential banking roles but focus on different financial products. Deposit Operations handles account deposits, withdrawals, and account maintenance, while Loan Operations manages loan processing, disbursement, and repayment. Both roles require similar certifications and work within banking environments, but they serve different functions within financial institutions.

What are the most commonly searched types of Deposit Operations jobs in Florida? The most popular types of Deposit Operations jobs in Florida are:
What are popular job titles related to Deposit Operations jobs in Florida? For Deposit Operations jobs in Florida, the most frequently searched job titles are:
What cities in Florida are hiring for Deposit Operations jobs? Cities in Florida with the most Deposit Operations job openings:
Infographic showing various Deposit Operations job openings in Florida as of July 2026, with employment types broken down into 84% Full Time, and 16% Part Time. Highlights an 100% In-person job distribution, with an average salary of $40,793 per year, or $19.6 per hour.
Deposit Operations Specialist

Deposit Operations Specialist

San Antonio Citizens Federal Credit Union

San Antonio, FL • On-site

$48K - $62K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted yesterday


Job description

Join San Antonio Citizens Federal Credit Union as a Payment & Deposit Operations Specialist

Take the next step in your financial services career with a role where your work truly matters. This onsite opportunity is ideal for someone who enjoys structured, detail-driven work and takes pride in getting things right. In this role, you will work hands-on with ACH processing, wire transfers, and payment operations while supporting fraud detection, compliance, and risk management. Your work plays a direct role in protecting our members and ensuring safe, accurate financial transactions.

You will be part of a dedicated, team-oriented environment where people support each other and take ownership of their work. In return, we offer a competitive salary of $48,000 to $62,000 along with Medical, Dental, Vision, 401(k), Life Insurance, Flexible Spending Account, Paid Time Off, and a supportive workplace culture. This is more than a job... it is an opportunity to build a long-term career in banking operations, payments, and compliance.

San Antonio Citizens Federal Credit Union: Who We Are

We are a community-focused credit union built on the philosophy of people helping people. Our culture is guided by our Service Standards: Professional Integrity, Personal Engagement, Proactive Support, and Excellence in Service. These are not just words... they define how we show up for our members and for each other. We value being dependable, passionate, collaborative, empathetic, and committed to our community.

Are you excited about this Payment & Deposit Operations Specialist job?

In this role, you will be a detail-driven professional responsible for ensuring electronic payment transactions are processed accurately, on time, and in compliance with regulatory and internal standards. You will take ownership of your work, identify and resolve discrepancies, and understand the importance of precision in a risk-sensitive environment.

You will thrive here if you enjoy working in a structured, deadline-driven setting and take pride in being someone your team can rely on. Your experience with ACH processing, wire transfers, and payment systems will support the integrity of our operations and strengthen our fraud prevention and compliance efforts.

What matters most

Success in this role comes down to accuracy, accountability, and consistency. You should have a working knowledge of ACH processing, wire transfers, and electronic payments, along with an understanding of BSA AML, OFAC, and Regulation E. Strong attention to detail is critical, along with the ability to analyze issues, solve problems, and manage multiple priorities without sacrificing quality.

You will also need strong organizational skills, clear communication, and the ability to follow established processes and internal controls. Experience with Microsoft Office, especially Excel, and banking or core systems will support your success.

Knowledge and skills required for the position are:

  • ACH processing, wire transfers, electronic payments,
  • BSA AML compliance, OFAC, Regulation E,
  • Attention to detail and accuracy,
  • Analytical and problem-solving skills,
  • Time management and ability to meet deadlines,
  • Organization and process discipline,
  • Written and verbal communication skills,
  • Microsoft Office and Excel,
  • Banking systems or core processing experience

Join us!

If you are looking for a role where you can grow your career in banking operations, payment processing, and financial compliance, while being part of a team that values doing things the right way, we would love to meet you.