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Deposit Operations Jobs in Florida (NOW HIRING)

Act as liaison between branches and back office departments including: legal, deposit operations, AML and Retail Banking. * Assist the SDOM to implement the opening, relocating, and closing of ...

Deposit Services Specialist II

Melbourne, FL ยท Hybrid

$20.18 - $21.38/hr

Supports the daily operation of the Deposit Services department by executing assigned tasks with a high level of accuracy and efficiency in order to maintain excellent service to members and Team ...

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Deposit Operations information

See Florida salary details

$8

$19

$39

How much do deposit operations jobs pay per hour?

As of Sep 4, 2026, the average hourly pay for deposit operations in Florida is $19.61, according to ZipRecruiter salary data. Most workers in this role earn between $13.27 and $22.64 per hour, depending on experience, location, and employer.

What is deposit operations?

Deposit Operations refers to the back-office functions in a bank or financial institution that handle the processing, maintenance, and management of deposit accounts such as checking, savings, and certificates of deposit. This department ensures that transactions like deposits, withdrawals, transfers, and account maintenance are processed efficiently and accurately. They also ensure compliance with banking regulations, manage risk, and provide support for customer service teams. Their work is crucial for the smooth functioning of day-to-day banking activities and safeguarding customer funds.

What are some common challenges faced in a deposit operations role, and how can new team members prepare for them?

Deposit Operations professionals often encounter challenges such as managing high transaction volumes, ensuring regulatory compliance, and quickly resolving discrepancies in account activity. New team members can prepare by familiarizing themselves with industry regulations, developing strong attention to detail, and improving their proficiency with banking software systems. Regular collaboration with other departments, such as IT and customer service, also helps ensure smooth processes and timely issue resolution. Being proactive in communication and staying organized are key to thriving in this fast-paced environment.

What are the key skills and qualifications needed to thrive in deposit operations, and why are they important?

Deposit Operations professionals require strong attention to detail, knowledge of banking regulations, and experience with account reconciliation, often supported by a background in finance or banking. Familiarity with core banking systems, transaction processing software, and compliance monitoring tools is typically essential. Strong organizational skills, problem-solving abilities, and effective communication set individuals apart in this role. These skills ensure accurate transaction processing, regulatory compliance, and efficient resolution of issues, all of which are vital for maintaining the integrity of banking operations.

What is the difference between Deposit Operations vs Loan Operations?

AspectDeposit OperationsLoan Operations
Required CredentialsTypically requires banking or finance certifications, basic accounting knowledgeSimilar certifications, with additional focus on credit analysis
Work EnvironmentBank branches, back-office banking departmentsLoan processing centers, back-office banking units
Employer & Industry UsageCommercial banks, credit unionsCommercial banks, mortgage companies
Common Search & Comparison IntentUnderstanding deposit handling, account managementLoan processing, approval procedures

Deposit Operations and Loan Operations are both essential banking roles but focus on different financial products. Deposit Operations handles account deposits, withdrawals, and account maintenance, while Loan Operations manages loan processing, disbursement, and repayment. Both roles require similar certifications and work within banking environments, but they serve different functions within financial institutions.

What are the most commonly searched types of Deposit Operations jobs in Florida?

The most popular types of Deposit Operations jobs in Florida are:

What job categories do people searching Deposit Operations jobs in Florida look for?

The top searched job categories for Deposit Operations jobs in Florida are:

What cities in Florida are hiring for Deposit Operations jobs?

Cities in Florida with the most Deposit Operations job openings:

Infographic showing various Deposit Operations job openings in Florida as of August 2026, with employment types broken down into 87% Full Time, 10% Part Time, 1% Temporary, 1% Contract, and 1% Nights. Highlights an 93% Physical, 3% Hybrid, and 4% Remote job distribution, with an average salary of $40,793 per year, or $19.6 per hour.

Deposit Operations Manager

International Finance Bank

Miami, FL โ€ข On-site

Full-time

Posted 10 days ago


Key responsibilities

  • Manage the seamless execution and management of deposit-related services.

  • Supervise deposit transaction processing to ensure accuracy, efficiency, and compliance with service level agreements.

  • Coordinate with IT and systems vendors to ensure deposit processing systems are functioning effectively and updated.


Job description


At International Finance Bank (IFB), our people are at the heart of everything we do. We are united and driven by a shared purpose. We believe meaningful impact starts with our people, which is why we are committed to creating an environment where talent is empowered to thrive, reach its full potential, and make a lasting difference. Here, your contributions matter, your growth is supported, and your ideas can help shape the future.  
This is a place where you can truly grow with purpose and leave a legacy.


What We Offer

Joining our team means becoming part of an organization that invests in your success and well-being through:

A Shared Purpose: Connect your personal values with meaningful work. We foster a culture where every individual understands the impact of their contributions and plays a role in building something greater.

Continuous Growth: Unlock your potential through ongoing learning and development opportunities, supported by approachable leaders who are committed to your success.

Support for your Well-Being: Benefit from a comprehensive rewards package that includes competitive benefits, wellness initiatives, flexible work arrangements, and transparent, equitable compensation.


How You’ll Make an Impact

In this role, is responsible for managing the seamless execution and management of deposit-related services, delivering exceptional customer experience and operational excellence. 


Key Responsibilities

  1. Formulates and executes strategies for deposit operations that align with the organization's overall objectives to optimize efficiency and customer satisfaction.
  2. Evaluates market trends, competitive offerings, and regulatory changes to identify opportunities for enhancing deposit products and services.
  3. Partners with senior management to establish key performance indicators (KPIs) and benchmarks for assessing the success of deposit operations.
  4. Establishes policies and procedures for deposit account management, ensuring compliance with regulatory requirements and internal controls.
  5. Supervises deposit transaction processing to guarantee accuracy, efficiency, and adherence to service level agreements (SLAs) for turn-around times.
  6. Coordinates with IT and systems vendors to confirm that deposit processing systems are functioning effectively and are continuously updated with the latest technology.
  7. Manages daily operations related to deposit account openings, maintenance, and closures, ensuring a high level of service and customer satisfaction.
  8. Other duties: Perform other duties as assigned by leaders


Requirements

Required Education: Technical Studies

Possible Degrees: Business Administration, Finance, Accounting, Banking and Financial Services, Management or related field

Other Education: Professional banking certifications (preferred), such as Certified Bank Operations Professional (CBOP), Certified Regulatory Compliance Manager (CRCM), or equivalent banking operations and compliance training.

Required Years of Experience in Position: 3+ Years

Languages: English and Spanish (Preferred)


Technical Knowledge and Skills

  1. Extensive knowledge of deposit operations, including account opening and maintenance, check processing, ACH, wire transfers, debit card services, and electronic banking products.
  2. Strong understanding of banking regulations and compliance requirements, including BSA/AML, CIP, OFAC, Regulation CC, Regulation E, UDAAP, and other applicable federal and state regulations.
  3. Experience with core banking systems, digital banking platforms, workflow automation tools, and Microsoft Office Suite, particularly Excel for reporting and data analysis.
  4. Proven leadership, analytical, problem-solving, and project management skills, with the ability to drive process improvements, manage operational risk, and lead cross-functional initiatives.


Why join us?

Your talent has the power to create meaningful impact. Apply today and join a team where your ideas are valued, your growth is supported, and your work contributes to something greater. Together, we are redefining what it means to go Beyond Banking by creating a stronger future for our people, our clients, and the communities we serve.


Equal Employment Opportunity and Affirmative Action

IFB is an equal opportunity employer. It is the policy of IFB to provide Equal Employment opportunities to all qualified applicants and employees without regard to race, color, religion, sex (including pregnancy, sexual orientation, and gender identity), national origin, age,  disability,  genetic information,  marital status,  protected veteran status, or any other status protected under applicable federal state or local laws.

IFB complies fully with all applicable federal equal employment opportunity and affirmative action laws and regulations including those enforced by the equal employment opportunity commission (EEOC) and other federal and state agencies. The Bank takes affirmative action to ensure equal opportunity in all employment practices for minorities, women, protected veterans, and individuals with disabilities. 


Work Authorization and Sponsorship

Applicants must be currently authorized to work in the United States on a full-time basis IFB does not provide visa sponsorship or take over sponsorship for employment-based visas at this time, including but not limited to H-1B, H-2B, E-3, TN and F-1 (OPT/STEM), or J-1 visas. Candidates requiring such sponsorship now or in the future will not be considered for employment.


Drug-Free Workplace Statement

To promote the safety and well-being of our employees and customers, IFB maintains a drug-free workplace.  All candidates selected for hire are required to successfully complete a pre-employment background check and drug screening in accordance with company policy and applicable law.