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Deposit Operations Jobs in Florida (NOW HIRING)

Valley Bank

Division Operations Manager I

Tampa, FL · On-site

Act as liaison between branches and back office departments including: legal, deposit operations, AML and Retail Banking. * Assist the SDOM to implement the opening, relocating, and closing of ...

First Port City Bank

Be Seen First

Personal Banker I (Full-Time)

Callahan, FL · On-site

$35K - $48K/yr

Resolve complex ATM/debit card issues, including debit card issuance, problem resolution, and Reg E disputes in coordination with Deposit Operations. * Scan and image documents, maintaining accurate ...

Urgent

SCCU

Deposit Services Specialist II

Melbourne, FL · Hybrid

$20.18 - $21.38/hr

Supports the daily operation of the Deposit Services department by executing assigned tasks with a high level of accuracy and efficiency in order to maintain excellent service to members and Team ...

SCCU

Deposit Services Specialist II

Melbourne, FL · On-site

$20.18 - $21.38/hr

Supports the daily operation of the Deposit Services department by executing assigned tasks with a high level of accuracy and efficiency in order to maintain excellent service to members and Team ...

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All JobsDeposit Operations JobsDeposit Operations Jobs in Florida

Deposit Operations information

See Florida salary details

$8

$19

$39

How much do deposit operations jobs pay per hour?

As of Aug 26, 2026, the average hourly pay for deposit operations in Florida is $19.61, according to ZipRecruiter salary data. Most workers in this role earn between $13.27 and $22.64 per hour, depending on experience, location, and employer.

What is deposit operations?

Deposit Operations refers to the back-office functions in a bank or financial institution that handle the processing, maintenance, and management of deposit accounts such as checking, savings, and certificates of deposit. This department ensures that transactions like deposits, withdrawals, transfers, and account maintenance are processed efficiently and accurately. They also ensure compliance with banking regulations, manage risk, and provide support for customer service teams. Their work is crucial for the smooth functioning of day-to-day banking activities and safeguarding customer funds.

What are some common challenges faced in a deposit operations role, and how can new team members prepare for them?

Deposit Operations professionals often encounter challenges such as managing high transaction volumes, ensuring regulatory compliance, and quickly resolving discrepancies in account activity. New team members can prepare by familiarizing themselves with industry regulations, developing strong attention to detail, and improving their proficiency with banking software systems. Regular collaboration with other departments, such as IT and customer service, also helps ensure smooth processes and timely issue resolution. Being proactive in communication and staying organized are key to thriving in this fast-paced environment.

What are the key skills and qualifications needed to thrive in deposit operations, and why are they important?

Deposit Operations professionals require strong attention to detail, knowledge of banking regulations, and experience with account reconciliation, often supported by a background in finance or banking. Familiarity with core banking systems, transaction processing software, and compliance monitoring tools is typically essential. Strong organizational skills, problem-solving abilities, and effective communication set individuals apart in this role. These skills ensure accurate transaction processing, regulatory compliance, and efficient resolution of issues, all of which are vital for maintaining the integrity of banking operations.

What is the difference between Deposit Operations vs Loan Operations?

AspectDeposit OperationsLoan Operations
Required CredentialsTypically requires banking or finance certifications, basic accounting knowledgeSimilar certifications, with additional focus on credit analysis
Work EnvironmentBank branches, back-office banking departmentsLoan processing centers, back-office banking units
Employer & Industry UsageCommercial banks, credit unionsCommercial banks, mortgage companies
Common Search & Comparison IntentUnderstanding deposit handling, account managementLoan processing, approval procedures

Deposit Operations and Loan Operations are both essential banking roles but focus on different financial products. Deposit Operations handles account deposits, withdrawals, and account maintenance, while Loan Operations manages loan processing, disbursement, and repayment. Both roles require similar certifications and work within banking environments, but they serve different functions within financial institutions.

What are the most commonly searched types of Deposit Operations jobs in Florida?

The most popular types of Deposit Operations jobs in Florida are:

What are popular job titles related to Deposit Operations jobs in Florida?

For Deposit Operations jobs in Florida, the most frequently searched job titles are:

What job categories do people searching Deposit Operations jobs in Florida look for?

The top searched job categories for Deposit Operations jobs in Florida are:

What cities in Florida are hiring for Deposit Operations jobs?

Cities in Florida with the most Deposit Operations job openings:

Deposit Operations jobs near you
Infographic showing various Deposit Operations job openings in Florida as of August 2026, with employment types broken down into 87% Full Time, 12% Part Time, and 1% Contract. Highlights an 93% Physical, 3% Hybrid, and 4% Remote job distribution, with an average salary of $40,793 per year, or $19.6 per hour.

Deposit Operations Advanced Specialist

Climate First Bank

Saint Petersburg, FL

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 25 days ago

Job description

We are changing FINANCE to finance CHANGE!

At Climate First Bank, we're redefining what banking can be. As a Florida Benefit Corporation and FDIC-insured commercial bank, we offer a full suite of personal and business services—including solar, residential, commercial, ESOP Banking, Structured Finance and SBA loans—all designed to power a better future. We're proud to be a Certified B Corporation, a member of 1% for the Planet, and part of the Global Alliance for Banking on Values (GABV), reflecting our deep commitment to sustainability, transparency, and ethical banking.

With branches in St. Petersburg, Winter Park, Mount Dora, and a growing digital presence, we're proving that banking can be a force for good. We don't just support environmental and social causes—we're built on them.

Under our Holding Company, Climate First Bancorp, we are also powered by OneEthos. OneEthos operates at the intersection of fintech and traditional banking to expand access to inclusive, values-driven financial services. Regulated by the Federal Reserve Bank, it equips Community Banks, Credit Unions, CDFIs, and Green Banks with ethical lending tools—especially in climate finance and solar lending.

Join the Movement

We're seeking driven, mission-aligned individuals ready to make an impact. If you're passionate about sustainability, thrive in a fast-paced, results driven environment, and want to be part of something bigger, you will feel right at home.

Our team is one of goal-setters, go-getters, problem solvers, thought leaders, and changemakers. We celebrate wins, tackle challenges head-on, and push boundaries. Fueled by purpose, we thrive where perseverance and passion turn ambitious goals into reality.

Thrive at Climate First Bank

At Climate First Bank, we're investing in your future. We offer a comprehensive, people-first benefits package that supports your health, finances, and work-life balance.

Compensation — In addition to the base salary, this position may be eligible for an annual bonus, incentives and equity. Actual compensation is based on industry salary ranges, internal salary structures, experience, skills and other job-related factors.

Health Coverage — 100% employer-paid for employees; employer contribution for dependents by Us

  • Medical, Dental & Vision Insurance 
  • Health Savings Account (HSA) 
  • Free Telemedicine access via Teladoc

 Financial Wellness & Wealth Building

  • 401(k) with 6% Employer Match — No Vesting Period.
  • Employee Stock Options 
  • Exclusive Employee Banking Perks 
  • 0% Financing for Employee Solar Loans 
  • Employee Only Mortgage Product with exclusive interest rates and terms.
  • 0% Financing for Eligible Electric Vehicles (EVs) 
  • Referral Incentives 

Generous Paid Time Off

  • 2–4 Weeks of Vacation based on officer level plus additional tenure-based time.
  • 64 Hours of Paid Sick Time for all full-time employees.

Protection & Peace of Mind

  • Company-Paid Life Insurance 
  • Short- & Long-Term Disability Insurance
  • Voluntary Life, Accident & Critical Illness Coverage 
  • Employee Assistance Program (EAP) with free counseling, legal, and financial services.

Now Hiring: Deposit Operations Advanced Specialist

We're looking for a Deposit Operations Advanced Specialist who will keep the engine of our deposit operations running smoothly. In this hands-on role, you will support daily transaction processing—including ACH, wires, RDC, card activity, and NSF/non-post items—while contributing to an exciting system conversion. You will collaborate with a seasoned operations team, bring structure and accuracy to fast-moving workflows, and play a critical role in delivering reliable, customer-centered banking experiences.

What You'll Contribute:

Deposit Operations Execution

  • Process ACH, RDC, wires, card transactions, corrections, NSF and non-post items accurately and on time.
  • Review, investigate, and resolve exceptions while ensuring timely and accurate transaction posting.
  • Maintain compliance with bank policies, procedures, and applicable regulatory requirements.
  • Provide backup support for Treasury Management setup, customer training, and customer support, including ACH, Positive Pay, Wire, RDC, and Lockbox.

Operational Excellence & Collaboration

  • Maintain thorough documentation and audit readiness across assigned operational workflows.
  • Collaborate with teammates and internal partners to support consistent, customer-centered service quality.
  • Bring structure, accuracy, and follow-through to fast-moving operational priorities.

Systems & Conversion Support

  • Operate on Jack Henry SilverLake core and support post-conversion stabilization.
  • Learn and adopt new Jack Henry product modules swiftly.
  • Help identify, communicate, and resolve conversion-related issues.

Champion Our Mission, Protect What Matters

  • Adopt a commitment to environmental, social, economic, and racial justice.
  • Stay informed of applicable regulatory requirements and complete all mandatory compliance and IT training.
  • Pursue and demonstrate an understanding of established Bank policies, procedures, and regulations.
  • Question suspicious activity and collaborate closely with the respective department(s) to help prevent fraudulent activity.

What Makes a Stand-Out Candidate:

Experience & Education

  • Prior deposit operations experience; banking deposit operations background is a plus.
  • Phoenix core or Jack Henry SilverLake experience preferred.
  • High attention to detail with strong multitasking abilities.
  • Adaptability during core system conversions and fast-changing operational priorities.

Entrepreneurial Self-Starter - You take charge of your work product and take pride in delivering consistently great and measurable results. You solve problems efficiently, seek operational efficiencies, and are an analytical thinker with a strong focus on data-driven decision making. A high-pace and high-performance environment excites you and you thrive on defined expectations.

Organization & Efficiency- You manage your time like a pro and stay focused under pressure. You love a good system but also adapt to changing routines. You're a master note-taker and checklist fanatic and stay on top of things with ease and consistency.

Master Communicator- You communicate with confidence, precision, and professionalism. You listen deeply and respond thoughtfully and engage stakeholders at all levels efficiently and tactfully.

Banking & Fintech Acumen - You are highly educated in financial products and services, applicable regulations and laws. You understand the importance of compliant, accurate deposit operations and are comfortable learning new banking systems and product modules.

Tech-Forward and Analytical Thinking - You learn new tools quickly, are excited by innovation and leverage technology to create efficiencies, especially in transaction processing, documentation, exception tracking, and core system workflows.

Commitment to Being a Team Player - You lift others up, share ideas, and bring positive energy to everything you do. You know how to operate as a part of a larger team and love contributing to the big picture. You're dependable and always happy to lend a hand where needed.

The Work Environment:

  • Remote role within the United States; Eastern Standard Hours.
  • Occasional U.S. travel for company events or leadership sessions.
  • Tobacco-Free employer. All employees must affirm to be non-smokers or affirm commitment to cessation within 90-days of offer acceptance.
  • Sustained standing and sitting, frequent communication (speaking and listening) and use of PC, including typing or sustained attention to monitor, occasional lifting up to 20 lbs.

The Hiring Process:

Applications must be submitted through the official application link. Resumes sent via other channels may be delayed or bypassed. Processing times may vary. Candidates selected to move forward will be contacted by the hiring team.

Our process follows the Topgrading Methodology — we hire A-Players through a structured, transparent process that includes:

  • Cognitive and personality assessments
  • An application form spanning your full education and work history
  • 3 conversation stages with key team members- get to know us!
  • Credit and background checks conducted before the final interview
  • Final Step: Connect us with former mentors and managers of our choice for reference chats.

We do not offer visa sponsorship and will not pursue candidates without valid work authorization.

Equal Opportunity Statement:At Climate First Bank we truly believe that our people are our strength and the diverse talents they bring to our workforce are directly linked to our success. Diversity and inclusion are at the core of our values and mission. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.Equal Opportunity Employer/Disability/VeteransE-Verify Statement: This employer participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S. If E-Verify cannot confirm that you are authorized to work, this employer is required to give you written instructions and an opportunity to contact Department of Homeland Security (DHS) or Social Security Administration (SSA) so you can begin to resolve the issue before the employer can take any action against you, including terminating your employment. Employers can only use E-Verify once you have accepted a job offer and completed the Form I-9

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