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Deposit Operations Jobs in Minnesota (NOW HIRING)

W3Global Inc.

Deposit Operations Specialist

White Bear Lake, MN

$23 - $25/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Deposit Operations Specialist Employment Type: Full-Time Location: White Bear Lake, MN Job Summary: We are seeking a highly skilled Deposit Operations Specialist with strong experience in core ...

CivicMinds, Inc.

Deposit Operations Specialist

MN · On-site

Core Deposit Operations: Handle file maintenance, new CD and CD renewal amendment processing, dormant account monitoring and resolution, return mail research, and digital payment troubleshooting.

The bank of elk river

Director of Operations

Elk River, MN · On-site

$111K - $153K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

SUPERVISORY RESPONSIBILITIES Provides leadership and management to the Deposit Operations Manager, Loan Operations Manager, and Data Analyst. Responsible for the overall direction, coordination and ...

First National_Fulda

Universal Banker

Slayton, MN

$18 - $20.50/hr

He/she supports efforts to maximize deposit growth, sales, customer satisfaction, and minimize operational losses with a focus on deposit operations (no lending operations). The ideal candidate is ...

First National Bank

Universal Banker

Slayton, MN

$18 - $20.50/hr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

He/she supports efforts to maximize deposit growth, sales, customer satisfaction, and minimize operational losses with a focus on deposit operations (no lending operations). The ideal candidate is ...

Border Bank

Retail Training Manager

Minneapolis, MN · On-site

$66K - $90K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

This position serves as a key partner to Retail, Deposit Operations, Loan Operations, Risk, and other departments to ensure employees are equipped with the knowledge, tools, and resources needed to ...

New

Border Bank

Retail Training Manager

Coon Rapids, MN · On-site

$66K - $90K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

This position serves as a key partner to Retail, Deposit Operations, Loan Operations, Risk, and other departments to ensure employees are equipped with the knowledge, tools, and resources needed to ...

Border Bank

Retail Training Manager

Coon Rapids, MN

$18.25 - $24.25/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

This position serves as a key partner to Retail, Deposit Operations, Loan Operations, Risk, and other departments to ensure employees are equipped with the knowledge, tools, and resources needed to ...

New

Border Bank

Retail Training Manager

Thief River Falls, MN

$17.25 - $22.75/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

This position serves as a key partner to Retail, Deposit Operations, Loan Operations, Risk, and other departments to ensure employees are equipped with the knowledge, tools, and resources needed to ...

New

Border Bank

Retail Training Manager

Thief River Falls, MN · On-site

$66K - $90K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

This position serves as a key partner to Retail, Deposit Operations, Loan Operations, Risk, and other departments to ensure employees are equipped with the knowledge, tools, and resources needed to ...

New

Border Bank

Retail Training Manager

Thief River Falls, MN · On-site

$66K - $90K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

This position serves as a key partner to Retail, Deposit Operations, Loan Operations, Risk, and other departments to ensure employees are equipped with the knowledge, tools, and resources needed to ...

First National Bank

Universal Banker

Slayton, MN · On-site

$18 - $20.50/hr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

He/she supports efforts to maximize deposit growth, sales, customer satisfaction, and minimize operational losses with a focus on deposit operations (no lending operations). The ideal candidate is ...

US Bank

Deposit Pricing Analyst

Minneapolis, MN · Hybrid

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

The Deposit Pricing Analyst will report to the Consumer Deposit Pricing leader within the Consumer & Business Banking line of business and support pricing operations for U.S. Bank's consumer deposit ...

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All JobsDeposit Operations JobsDeposit Operations Jobs in Minnesota

Deposit Operations information

See Minnesota salary details

$11

$25

$52

How much do deposit operations jobs pay per hour?

As of Aug 17, 2026, the average hourly pay for deposit operations in Minnesota is $25.70, according to ZipRecruiter salary data. Most workers in this role earn between $17.40 and $29.66 per hour, depending on experience, location, and employer.

What is deposit operations?

Deposit Operations refers to the back-office functions in a bank or financial institution that handle the processing, maintenance, and management of deposit accounts such as checking, savings, and certificates of deposit. This department ensures that transactions like deposits, withdrawals, transfers, and account maintenance are processed efficiently and accurately. They also ensure compliance with banking regulations, manage risk, and provide support for customer service teams. Their work is crucial for the smooth functioning of day-to-day banking activities and safeguarding customer funds.

What are some common challenges faced in a deposit operations role, and how can new team members prepare for them?

Deposit Operations professionals often encounter challenges such as managing high transaction volumes, ensuring regulatory compliance, and quickly resolving discrepancies in account activity. New team members can prepare by familiarizing themselves with industry regulations, developing strong attention to detail, and improving their proficiency with banking software systems. Regular collaboration with other departments, such as IT and customer service, also helps ensure smooth processes and timely issue resolution. Being proactive in communication and staying organized are key to thriving in this fast-paced environment.

What are the key skills and qualifications needed to thrive in deposit operations, and why are they important?

Deposit Operations professionals require strong attention to detail, knowledge of banking regulations, and experience with account reconciliation, often supported by a background in finance or banking. Familiarity with core banking systems, transaction processing software, and compliance monitoring tools is typically essential. Strong organizational skills, problem-solving abilities, and effective communication set individuals apart in this role. These skills ensure accurate transaction processing, regulatory compliance, and efficient resolution of issues, all of which are vital for maintaining the integrity of banking operations.

What is the difference between Deposit Operations vs Loan Operations?

AspectDeposit OperationsLoan Operations
Required CredentialsTypically requires banking or finance certifications, basic accounting knowledgeSimilar certifications, with additional focus on credit analysis
Work EnvironmentBank branches, back-office banking departmentsLoan processing centers, back-office banking units
Employer & Industry UsageCommercial banks, credit unionsCommercial banks, mortgage companies
Common Search & Comparison IntentUnderstanding deposit handling, account managementLoan processing, approval procedures

Deposit Operations and Loan Operations are both essential banking roles but focus on different financial products. Deposit Operations handles account deposits, withdrawals, and account maintenance, while Loan Operations manages loan processing, disbursement, and repayment. Both roles require similar certifications and work within banking environments, but they serve different functions within financial institutions.

What are the most commonly searched types of Deposit Operations jobs in Minnesota?

The most popular types of Deposit Operations jobs in Minnesota are:

What are popular job titles related to Deposit Operations jobs in Minnesota?

For Deposit Operations jobs in Minnesota, the most frequently searched job titles are:

What job categories do people searching Deposit Operations jobs in Minnesota look for?

The top searched job categories for Deposit Operations jobs in Minnesota are:

What cities in Minnesota are hiring for Deposit Operations jobs?

Cities in Minnesota with the most Deposit Operations job openings:

Deposit Operations jobs near you
Infographic showing various Deposit Operations job openings in Minnesota as of August 2026, with employment types broken down into 85% Full Time, 12% Part Time, 1% Temporary, and 2% Contract. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $53,464 per year, or $25.7 per hour.

Deposit Operations Specialist

W3Global Inc.

White Bear Lake, MN

$23 - $25/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 28 days ago

Job description

Role: Deposit Operations Specialist
Employment Type: Full-Time
Location: White Bear Lake, MN

Job Summary:
We are seeking a highly skilled Deposit Operations Specialist with strong experience in core banking operations, fraud compliance, legal processing, and digital payment troubleshooting. This role requires mandatory UMACHA certifications and deep knowledge of banking operations, regulatory compliance, and operational risk management.

Key Responsibilities:

  • Perform core deposit operations and processing activities

  • Handle fraud compliance cases and operational risk investigations

  • Process legal requests including subpoenas, levies, and regulatory inquiries

  • Manage unclaimed property filings and dormant account monitoring

  • Support digital payment platforms and troubleshoot payment issues

  • Process ACH, wire transfers, and internal banking transactions under dual control

  • Perform ATM and teller reconciliation activities

  • Handle POS disputes, return mail research, and mobile deposit processing

  • Maintain compliance with banking regulations including BSA, OFAC, Regulation E, Regulation CC, Regulation DD, and Reg Flag

  • Ensure accurate documentation, file maintenance, and exception item processing

  • Serve as escalation point for operational and customer inquiries

Required Qualifications:

  • Mandatory UMACHA Accredited ACH Professional (AAP) certification

  • Mandatory UMACHA National Check Professional (NCP) certification

  • 3-5+ years of banking operations experience

  • Strong experience in core processing and deposit operations

  • Experience in fraud compliance and banking risk management

  • Experience handling legal banking requests (subpoenas, levies, garnishments)

  • Experience with ACH processing and wire transfers under dual control

  • Strong knowledge of banking regulations (BSA, OFAC, Regulation E, CC, DD, Reg Flag)

  • Experience in digital payment platforms and troubleshooting

  • Strong attention to detail and operational accuracy in a regulated environment

  • Ability to work onsite full-time in White Bear Lake, MN

Work Schedule:
Monday - Friday
8:30 AM - 5:00 PM

Work Environment:

  • Onsite banking operations environment

  • Regulatory and compliance-driven role

  • High attention to detail required

  • Customer and internal escalation handling

Benefits:
Medical, Dental, Vision, Life Insurance, Paid Vacation, Paid Holidays, 401K

W3Global logo

About W3Global

Sourced by ZipRecruiter

W3Global has been delivering staffing solutions for nearly two decades; we know which recruiting strategies work best. Our expert team is committed to developing a customized solution to fit your company’s unique needs. As a W3Global client, you’ll also receive personalized assistance from a seasoned team of staffing specialists. We are committed to providing both technical support and industry expertise to simplify the hiring process. We know that your time matters. W3Global will help you streamline the hiring process, getting it done and getting it right.

Industry

Recruiting and staffing services

Company size

501 - 1,000 Employees

Headquarters location

Frisco, TX, US

Year founded

2006

View All W3Global Jobs