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Credit Sales Representative Jobs (NOW HIRING)

Local Finance

Customer Service Rep.

Opelika, AL

$13.75 - $18.75/hr

... sales, credit and collections, customer service, finance, banking, and management functions ... The qualified Customer Service Representative is required to be present and prompt on all scheduled ...

Local Finance

Customer Service Rep.

Opelika, AL · On-site

$13.75 - $18.75/hr

... sales, credit and collections, customer service, finance, banking, and management functions ... The qualified Customer Service Representative is required to be present and prompt on all scheduled ...

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All JobsFinance and Insurance JobsCredit JobsCredit Specialist JobsCredit Sales Representative Jobs

Credit Sales Representative information

See salary details

$23K

$76.7K

$141.5K

How much do credit sales representative jobs pay per year?

As of Aug 24, 2026, the average yearly pay for credit sales representative in the United States is $76,681.00, according to ZipRecruiter salary data. Most workers in this role earn between $53,500.00 and $93,000.00 per year, depending on experience, location, and employer.

What is a credit sales representative?

Credit Sales Representatives are professionals who promote and sell products or services to clients while offering credit terms, such as deferred payment or financing options. They assess the creditworthiness of potential customers, negotiate sales agreements, and ensure that clients understand their payment obligations. Their role often involves maintaining relationships with clients, monitoring accounts for timely payments, and working closely with credit and collections teams. This position is common in industries such as wholesale, manufacturing, and financial services.

What are the key skills and qualifications needed to thrive as a credit sales representative?

To thrive as a Credit Sales Representative, you need strong sales acumen, financial analysis skills, and a solid understanding of credit principles, usually supported by a degree in business or finance. Familiarity with CRM software, credit assessment tools, and financial modeling systems is typically required. Excellent negotiation, relationship-building, and communication skills help you effectively engage clients and close deals. These skills are crucial for accurately evaluating creditworthiness, managing client portfolios, and driving revenue growth while minimizing risk.

How does a credit sales representative typically collaborate with other departments to ensure smooth client onboarding?

As a Credit Sales Representative, you will frequently work closely with the credit risk, finance, and customer service teams to facilitate seamless client onboarding. This involves sharing client information, coordinating credit approval processes, and ensuring compliance with company policies. Effective communication and teamwork are essential, as you will often need to resolve discrepancies and provide updates to both clients and internal stakeholders. This collaborative approach helps maintain strong client relationships and supports successful sales outcomes.

What is the difference between Credit Sales Representative vs Collections Specialist?

AspectCredit Sales RepresentativeCollections Specialist
Primary RolePromotes and sells credit products to new and existing clientsRecovers overdue payments and manages delinquent accounts
Required SkillsSales, customer service, credit knowledgeNegotiation, debt collection, communication
Work EnvironmentOffice, client meetings, sales callsOffice, often involves contacting customers via phone or email
Common Industry UsageFinance, banking, credit companiesFinance, banking, credit departments

While both roles involve credit, the Credit Sales Representative focuses on selling credit products and building client relationships, whereas the Collections Specialist concentrates on recovering overdue payments and managing delinquent accounts. Both positions require knowledge of credit policies and strong communication skills, but their primary objectives differ significantly.

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What job categories do people searching Credit Sales Representative jobs look for?

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Credit Sales Representative jobs near you
Infographic showing various Credit Sales Representative job openings in the United States as of August 2026, with employment types broken down into 80% Full Time, 19% Part Time, and 1% Contract. Highlights an 78% Physical, 1% Hybrid, and 21% Remote job distribution, with an average salary of $76,681 per year, or $36.9 per hour.

Sales Representative

Credit Bureau Services of Iowa

Oskaloosa, IA • On-site

Full-time

Medical, Retirement, PTO

Re-posted 14 days ago

Job description

JOB DESCRIPTION
Sales Representative
Join the CBSI Team!
Credit Bureau Services of Iowa, a trusted name in collections for more than 75 years, is currently seeking an experienced Sales Representative to join our team.
Primary responsibilities include personally meeting with customers and potential customers to identify their needs and close sales, negotiating sales contracts, and keeping clients informed about our company.
This is a full-time, on-site position; some overnight travel is required; salary is commensurate with experience.
Responsibilities
• Identify sales leads and establish contact with potential customers.
• Schedule and provide service demonstrations for potential customers.
• Develop and maintain strong relationships with existing customers.
• Attend industry trade shows to identify potential sales leads and network with existing customers and collection industry professionals.
• Follow industry trends to identify new opportunities for potential sales.
• Recommend marketing strategies to target a specific region or demographic.
• Generate and submit sales reports to management.
ABOUT CBSI
For over 75 years, CBSI has provided top-notch consumer-friendly collections services for governmental, healthcare, utilities, consumer, and commercial clients.
Our customers love us because we only hire the best! We believe that, when we take care of our people, they take good care of our clients.
Requirements
Requirements
• 3-5 years' sales experience
• Proficiency in MS Office
• Excellent customer service skills
• Excellent written and verbal communication skills
• Demonstrated ability to meet sales objectives
• Thorough understanding of the collections industry a plus
• Familiarity with marketing strategies and consumer psychology
• Ability and willingness to travel for trade shows, demonstrations and client meetings
• Some overnight travel required
Benefits
Benefits:
• Competitive salary plus bonuses
• Health insurance
• Simple IRA
• Paid time off
• Flexible work environment
• Friendly and energetic work environment

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