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Credit Sales Representative Jobs (NOW HIRING)

Credit Repair company looking for energetic sales representatives to actively seek out and engage customer prospects. You will provide appropriate solutions for every customer in order to drive ...

Credit Repair company looking for energetic sales representatives to actively seek out and engage customer prospects. You will provide appropriate solutions for every customer in order to drive ...

Customer Service Rep.

Opelika, AL

$13.75 - $18.75/hr

... sales, credit and collections, customer service, finance, banking, and management functions ... The qualified Customer Service Representative is required to be present and prompt on all scheduled ...

Customer Service Rep.

Opelika, AL · On-site

$13.75 - $18.75/hr

... sales, credit and collections, customer service, finance, banking, and management functions ... The qualified Customer Service Representative is required to be present and prompt on all scheduled ...

Showing results 21-40

Credit Sales Representative information

See salary details

$23K

$76.7K

$141.5K

How much do credit sales representative jobs pay per year?

As of Jul 24, 2026, the average yearly pay for credit sales representative in the United States is $76,681.00, according to ZipRecruiter salary data. Most workers in this role earn between $53,500.00 and $93,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Sales Representative, and why are they important?

To thrive as a Credit Sales Representative, you need strong sales acumen, financial analysis skills, and a solid understanding of credit principles, usually supported by a degree in business or finance. Familiarity with CRM software, credit assessment tools, and financial modeling systems is typically required. Excellent negotiation, relationship-building, and communication skills help you effectively engage clients and close deals. These skills are crucial for accurately evaluating creditworthiness, managing client portfolios, and driving revenue growth while minimizing risk.

What are Credit Sales Representatives?

Credit Sales Representatives are professionals who promote and sell products or services to clients while offering credit terms, such as deferred payment or financing options. They assess the creditworthiness of potential customers, negotiate sales agreements, and ensure that clients understand their payment obligations. Their role often involves maintaining relationships with clients, monitoring accounts for timely payments, and working closely with credit and collections teams. This position is common in industries such as wholesale, manufacturing, and financial services.

How does a Credit Sales Representative typically collaborate with other departments to ensure smooth client onboarding?

As a Credit Sales Representative, you will frequently work closely with the credit risk, finance, and customer service teams to facilitate seamless client onboarding. This involves sharing client information, coordinating credit approval processes, and ensuring compliance with company policies. Effective communication and teamwork are essential, as you will often need to resolve discrepancies and provide updates to both clients and internal stakeholders. This collaborative approach helps maintain strong client relationships and supports successful sales outcomes.

What is the difference between Credit Sales Representative vs Collections Specialist?

AspectCredit Sales RepresentativeCollections Specialist
Primary RolePromotes and sells credit products to new and existing clientsRecovers overdue payments and manages delinquent accounts
Required SkillsSales, customer service, credit knowledgeNegotiation, debt collection, communication
Work EnvironmentOffice, client meetings, sales callsOffice, often involves contacting customers via phone or email
Common Industry UsageFinance, banking, credit companiesFinance, banking, credit departments

While both roles involve credit, the Credit Sales Representative focuses on selling credit products and building client relationships, whereas the Collections Specialist concentrates on recovering overdue payments and managing delinquent accounts. Both positions require knowledge of credit policies and strong communication skills, but their primary objectives differ significantly.

More about Credit Sales Representative jobs
Infographic showing various Credit Sales Representative job openings in the United States as of July 2026, with employment types broken down into 86% Full Time, and 14% Part Time. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $76,681 per year, or $36.9 per hour.
High Yield Credit Sales - Executive Director

High Yield Credit Sales - Executive Director

JP Morgan Chase

Manhattan, NY

Full-time

Medical, Retirement

Posted 6 days ago


JPMorgan Chase & Co. rating

8.0

Company rating: 8.0 out of 10

Based on 492 frontline employees who took The Breakroom Quiz

61st of 150 rated banks


Job description

Our High Yield Credit Sales team is seeking a motivated Executive Director for a client-coverage role in the New York office. A successful candidate will cover a broad range of the largest institutional investors in the market including Mutual Fund managers, ETFs, Insurance, Systematic, and Hedge Funds.  The candidate will liaise with trading, research, syndicate, and other lines of business to deliver exceptional service to our clients while driving critical outcomes for the Leveraged Finance business. This role offers the opportunity to generate and execute trade ideas, provide market commentary, and raise capital for high-profile deals & leveraged buyout transactions to the most consequential players in the High Yield market.

Job responsibilities:

  • Pitch & execute primary High Yield transactions including M&A/LBO's/refinancings, secondary HY bond trades, and alternative cross asset opportunities for our vast client base.
  • Collaborate with and leverage JPMorgan's trading, research, syndicate, and other functions to deliver the firm's resources to our client base.
  • Represent JPMorgan's Leveraged Finance business to the institutional investor base to develop deep, senior-level, strategic relationships with our most crucial clients. 
  • Proactively generate trade ideas & market commentary to create revenue opportunities for the business.
  • Broaden the product bandwidth of our clients to increase focus on alternative credit (infrastructure, receivables, illiquids) and private credit opportunities (Trading, Financing).

Required qualifications, capabilities, and skills:

  • 5+ years of relevant experience on a market making desk and/or in adjacent market-facing roles.
  • Strong credit knowledge and analytical skills.     
  • Experience and aptitude in balancing & influencing internal and external stakeholder interests, with the ability to think clearly in high-pressure situations.
  • Demonstrated interest and motivation to work within financial markets & with clients.
  • Acumen to synthesize complex topics/products and then explain them to other parties.
  • Ability to think on a strategic level and identify future opportunities for business growth.
  • Very strong communication written & verbal communication skills. Strong interpersonal skills.
  • Proactive, motivated team player with strong attention to detail and excellent time management abilities to manage many consequential tasks simultaneously.
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. 

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world. 

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