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Credit Sales Representative Jobs (NOW HIRING)

Credit Repair company looking for energetic sales representatives to actively seek out and engage customer prospects. You will provide appropriate solutions for every customer in order to drive ...

Credit Repair company looking for energetic sales representatives to actively seek out and engage customer prospects. You will provide appropriate solutions for every customer in order to drive ...

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Credit Sales Representative information

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$23K

$76.7K

$141.5K

How much do credit sales representative jobs pay per year?

As of Jun 30, 2026, the average yearly pay for credit sales representative in the United States is $76,681.00, according to ZipRecruiter salary data. Most workers in this role earn between $53,500.00 and $93,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Sales Representative, and why are they important?

To thrive as a Credit Sales Representative, you need strong sales acumen, financial analysis skills, and a solid understanding of credit principles, usually supported by a degree in business or finance. Familiarity with CRM software, credit assessment tools, and financial modeling systems is typically required. Excellent negotiation, relationship-building, and communication skills help you effectively engage clients and close deals. These skills are crucial for accurately evaluating creditworthiness, managing client portfolios, and driving revenue growth while minimizing risk.

What are Credit Sales Representatives?

Credit Sales Representatives are professionals who promote and sell products or services to clients while offering credit terms, such as deferred payment or financing options. They assess the creditworthiness of potential customers, negotiate sales agreements, and ensure that clients understand their payment obligations. Their role often involves maintaining relationships with clients, monitoring accounts for timely payments, and working closely with credit and collections teams. This position is common in industries such as wholesale, manufacturing, and financial services.

How does a Credit Sales Representative typically collaborate with other departments to ensure smooth client onboarding?

As a Credit Sales Representative, you will frequently work closely with the credit risk, finance, and customer service teams to facilitate seamless client onboarding. This involves sharing client information, coordinating credit approval processes, and ensuring compliance with company policies. Effective communication and teamwork are essential, as you will often need to resolve discrepancies and provide updates to both clients and internal stakeholders. This collaborative approach helps maintain strong client relationships and supports successful sales outcomes.

What is the highest paying sales rep job?

The highest paying sales representative roles are often in industries like technology, pharmaceuticals, and enterprise software, where top performers can earn six-figure salaries including commissions and bonuses. Senior or specialized sales positions, such as enterprise account managers or regional sales directors, tend to have higher compensation compared to entry-level roles.

What jobs pay 2000 a day?

Credit Sales Representatives can earn around $2,000 or more per day through commissions and bonuses, especially in high-value sales environments or with significant experience. Such roles often require strong sales skills, industry knowledge, and sometimes a network of clients, with earnings varying based on performance and sales volume.

What does a credit representative do?

A credit sales representative manages customer credit accounts, evaluates creditworthiness, and approves or denies credit applications. They often use financial analysis skills and credit management software to ensure timely payments and minimize risk for the company.

What jobs pay $10,000 a month without a degree?

A Credit Sales Representative can potentially earn $10,000 or more per month through commissions and bonuses, especially in high-value sales environments. Success in such roles often depends on strong sales skills, industry knowledge, and building a client base, with some positions offering performance-based compensation that exceeds this threshold.

What is the difference between Credit Sales Representative vs Collections Specialist?

AspectCredit Sales RepresentativeCollections Specialist
Primary RolePromotes and sells credit products to new and existing clientsRecovers overdue payments and manages delinquent accounts
Required SkillsSales, customer service, credit knowledgeNegotiation, debt collection, communication
Work EnvironmentOffice, client meetings, sales callsOffice, often involves contacting customers via phone or email
Common Industry UsageFinance, banking, credit companiesFinance, banking, credit departments

While both roles involve credit, the Credit Sales Representative focuses on selling credit products and building client relationships, whereas the Collections Specialist concentrates on recovering overdue payments and managing delinquent accounts. Both positions require knowledge of credit policies and strong communication skills, but their primary objectives differ significantly.

More about Credit Sales Representative jobs
Infographic showing various Credit Sales Representative job openings in the United States as of June 2026, with employment types broken down into 83% Full Time, 15% Part Time, and 2% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $76,681 per year, or $36.9 per hour.
Sales Representative

Sales Representative

Helena Agri-Enterprises LLC

Leland, MS โ€ข On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 29 days ago


Key responsibilities

  • Calls on regular and prospective customers to drive new business.

  • Demonstrates products and provides essential information such as product availability, price, and market trends.

  • Completes sales contracts and forms and records sales information.


Job description

WHO WE ARE
Helena Agri-Enterprises, LLC is a leading full-service agronomic solutions provider that's been in business since 1957. Our first location was in West Helena, Arkansas hence the name "Helena". We now have close to 450+ locations nationwide and over 6,000 employees. Our corporate office is located in Collierville, Tennessee, a suburb outside of Memphis. Year after year we rank at the top nationally for volume and sales in our industry. There are many facets to our company including product development, sales, operations, precision technology and manufacturing, just to name a few.
ABOUT THE JOB
At Helena, our Sales Representatives serve on the front line between our business and our customers and are a key component to our success. Our Sales Representatives are tasked with building personal relationships with our customers to help them identify agronomic solutions and offer our high-quality products to help them enhance performance, increase productivity and maximize their return on investment.
Our sales team also seeks out new business to help us grow and expand into new markets to ensure Helena continues to remain a leader as one of the nation's foremost agronomic solutions providers. This position is bonus eligible and a company vehicle is also provided.
Candidates must live in, or be willing to relocate to, the designated sales territory.
WHAT YOUR DAY WILL LOOK LIKE
  • Calls on regular and prospective customers to drive new business.
  • Demonstrates products and provides essential information (i.e. product availability, price, new developments, market trends, etc.)
  • Answers questions about products such as price, credit terms and durability.
  • Completes sales contracts and forms and records sales information.
  • Collects receivables in a timely manner.
  • Promotes products at trade shows and conferences.
  • Maintains a high level of technical expertise and strives to achieve the market's sales goals.
  • Demonstrates working knowledge of company credit policy by regulating credit sales.
  • Driving a company vehicle is required.
  • Provides excellent customer service to all internal and external customers.
  • Other work-related duties as assigned by your leader.
  • Regular and reliable attendance is required.
  • Follows all company policies and procedures.

EDUCATION & EXPERIENCE
  • High school diploma or equivalent is required.
  • Bachelor's or Master's degree is preferred.
  • One year of related work experience is required.
  • Sales experience, especially agriculture, is highly preferred.
  • Recent college graduates with intern experience will also be considered.

SKILLS & QUALIFICATIONS
  • Certified Crop Advisor License is preferred.
  • Working knowledge of fertilizer formulating is preferred.
  • Working knowledge of agricultural precision information technology is preferred.
  • Travel by various means up to 25% of the time is required.
  • Ability to read, write and speak in English is required.
  • Communicating in Spanish is a valuable skill at Helena.
  • Valid U.S. driver's license is required to drive a company vehicle. Must be able to meet all company requirements to drive a Helena vehicle.
  • Computer skills including working knowledge of Microsoft Office are required.

Successful completion of a drug test and background check is required for all positions at Helena.
WORK ENVIRONMENT AND PHYSICAL ASPECTS OF THE JOB
At Helena, safety is our highest priority. We seek out extensive safety measures and put them in place to minimize exposure to anything that could be potentially harmful to our employees.
The work environment for this position will be in an office setting and outdoors in all types of weather conditions with exposure to outdoor elements. When working outdoors and possibly around moving equipment/mechanical parts, you may be exposed to fumes, airborne particles, chemical and biological hazards, vibrations and a risk of electrical shock.
This position requires you to use your hands for many different tasks and to talk, hear, walk, stand sit, stand (8 hours a day or more), lifting, carrying, pushing or pulling (up to and including 50lbs or more), reaching overhead (up to and including 25lbs), climbing, gripping, grasping and twisting using hands and wrists, bending and stooping for long periods of time, working below knee levels for short periods of time and working above shoulder level for short periods.
BENEFITS AT HELENA
  • Health, Dental & Vision Insurance STARTS THE SAME DAY YOU DO!
  • Earn up to $3,000 in Reward Dollars from Helena for your Health Savings Account (HSA).
  • Helena's robust 401(k) Savings Plan offers you a 100% company-match up to 5% starting on your first day. As your years of service with Helena increase, so does our company-match - up to 10% based on your contribution amount.
  • Three-year vesting on company-match with 1,000 hours of service.
  • Access your earned pay between paydays through Earned Wage Access (EWA) with DailyPay.
  • Up to 15 days paid time-off plus 9 paid holidays.
  • Free Term Life Insurance at 1x your annual base pay - paid for by Helena at no cost to you.
  • Free Short & Long-Term Disability.
  • Up to four weeks of paid Parental Leave.
  • Education Assistance.
  • And much more!

For more detailed information about our benefits, visit helenacareers.com/benefits.
STAY CONNECTED TO THE HELENA POWERHOUSE!
Follow us on social @HelenaCareers or visit us at helenacareers.com.
Helena supports individuals with disabilities, and reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential job functions. Helena is an equal opportunity employer.