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Credit Risk Associate Jobs in California (NOW HIRING)

City National Bank

Credit Associate

Walnut Creek, CA · On-site

$34.55 - $55.19/hr

The Credit Associate is responsible for supporting credit analysis and portfolio management ... Risk Management: Supports effective risk management practices, maintaining high standards of credit ...

City National Bank

Credit Associate Sr

Los Angeles, CA · On-site

$37.96 - $60.64/hr

*CREDIT ASSOCIATE SR-Commercial Real Estate * WHAT IS THE OPPORTUNITY? The Credit Associate Sr. is ... Risk Management: Supports effective risk management practices, maintaining high standards of credit ...

City National Bank

Credit Associate Sr

Los Angeles, CA · On-site

$37.96 - $60.64/hr

CREDIT ASSOCIATE SR-Commercial Real Estate WHAT IS THE OPPORTUNITY? The Credit Associate Sr. is ... Risk Management: Supports effective risk management practices, maintaining high standards of credit ...

City National Bank

Credit Associate sp

Irvine, CA · On-site

$34.55 - $55.19/hr

The Credit Associate is responsible for supporting credit analysis and portfolio management ... Risk Management: Supports effective risk management practices, maintaining high standards of credit ...

City National Bank

Credit Associate sp

Los Angeles, CA · On-site

$34.55 - $55.19/hr

The Credit Associate is responsible for supporting credit analysis and portfolio management ... Risk Management: Supports effective risk management practices, maintaining high standards of credit ...

City National Bank

Credit Associate sp

Irvine, CA · On-site

$34.55 - $55.19/hr

The Credit Associate is responsible for supporting credit analysis and portfolio management ... Risk Management: Supports effective risk management practices, maintaining high standards of credit ...

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Showing results 1-20

All JobsCredit Risk Associate JobsCredit Risk Associate Jobs in California

Credit Risk Associate information

See California salary details

$49.3K

$107.9K

$180.6K

How much do credit risk associate jobs pay per year?

As of Jul 5, 2026, the average yearly pay for credit risk associate in California is $107,883.00, according to ZipRecruiter salary data. Most workers in this role earn between $74,000.00 and $140,100.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Risk Associate, and why are they important?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

What does a Credit Risk Associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

How does a Credit Risk Associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.
What are the most commonly searched types of Credit Risk jobs in California? The most popular types of Credit Risk jobs in California are:
What are popular job titles related to Credit Risk Associate jobs in California? For Credit Risk Associate jobs in California, the most frequently searched job titles are:
What job categories do people searching Credit Risk Associate jobs in California look for? The top searched job categories for Credit Risk Associate jobs in California are:
What cities in California are hiring for Credit Risk Associate jobs? Cities in California with the most Credit Risk Associate job openings:
Credit Risk Associate jobs near you
Infographic showing various Credit Risk Associate job openings in California as of June 2026, with employment types broken down into 85% Full Time, 12% Part Time, 2% Temporary, and 1% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $107,883 per year, or $51.9 per hour.
Credit Associate

Credit Associate

City National Bank

Walnut Creek, CA • On-site

$34.55 - $55.19/hr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 11 days ago

Job description

CREDIT ASSOCIATE - Middle Market, C&I Lending
WHAT IS THE OPPORTUNITY?
The Credit Associate is responsible for supporting credit analysis and portfolio management activities. This role involves assisting with credit data analysis, underwriting, and portfolio review activities including facilitating credit risk recommendation. The Credit Associate may be assigned a book of lower-complexity loans and relationships. The Credit Associate collaborates with team members to ensure effective credit operations. The Credit Associate helps maintain high standards of credit quality and compliance.
WHAT WILL YOU DO?
  • Serve middle market clients - typically privately held companies with annual revenues ranging from $50 million to $2 billion - across a wide range of industries and geographies.
  • Provide customized credit and banking solutions to support working capital needs of clients. Credit Analysis: Performs credit analysis activities to assess creditworthiness of borrowers, guarantors, and sponsors.
  • Performance Monitoring: Performs portfolio management activities to monitor and analyze portfolio performance, including periodic reviews and covenant tracking.
  • Data Analysis: Analyzes credit data, market and industry reports, trendcards, and prepare credit presentations to support underwriting and portfolio management.
  • Risk Management: Supports effective risk management practices, maintaining high standards of credit quality and origination in alignment with Bank's credit risk appetite, and compliance with institutional and regulatory requirements.
  • Collaboration: Works closely with team members to ensure cohesive and effective credit operations. Participate in ad-hoc projects to support the organization's priorities.
  • Learning and Development: Demonstrates a strong desire to learn underwriting and portfolio management skills, actively seeking opportunities for professional growth and development, eventually leading to ownership of a portfolio of credits

WHAT DO YOU NEED TO SUCCEED?
Required Qualifications*
  • Bachelor's Degree or equivalent in Finance, Business, or related field
  • 2 years minimum progressively increasing credit underwriting and portfolio management experience in relevant industry/industries

Additional Qualifications
  • Intermediate experience in credit management and lending operations, with a strong understanding of risk management principles
  • Desire to build leadership and coaching skills, with the ability to train and develop talent
  • Strong communication and collaboration skills, with the ability to work effectively with senior leadership and cross-functional teams
  • Intermediate analytical skills, with the ability to interpret complex data and make informed decisions
  • Industry-specific knowledge and expertise

WHAT'S IN IT FOR YOU?
Compensation
Starting base salary: $34.55 - $55.19 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.
Benefits and Perks
At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including:
  • Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date
  • Generous 401(k) company matching contribution
  • Career Development through Tuition Reimbursement and other internal upskilling and training resources
  • Valued Time Away benefits including vacation, sick and volunteer time
  • Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs
  • Career Mobility support from a dedicated recruitment team
  • Colleague Resource Groups to support networking and community engagement

Get a more detailed look at our Benefits and Perks.
ABOUT US
Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at About Us.
INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT
City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law.
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
*Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled.
Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.

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