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Credit Risk Associate Jobs in Santa Clara, CA (NOW HIRING)

Acer

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Credit and Collections Analyst (English/Spanish)

Santa Clara, CA · On-site

$80K - $90K/yr

This role is responsible for credit risk assessment, collections, dispute resolution, and accounts ... Professional certifications such as CBA (Credit Business Associate) or CCE (Certified Credit ...

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East West Bank

Portfolio Manager

Pleasanton, CA

$75K - $150K/yr

... our associates' potential for career advancement. Headquartered in California, East West Bank ... Responsible for credit risk and quality of portfolio Portfolio Management * Perform maintenance on ...

East West Bank

Portfolio Manager

Pleasanton, CA · On-site

$75K/yr

... our associates' potential for career advancement. Headquartered in California, East West Bank ... Responsible for credit risk and quality of portfolio Portfolio Management * Perform maintenance on ...

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All JobsCredit Risk Associate JobsCredit Risk Associate Jobs in Santa Clara, CA

Credit Risk Associate information

See Santa Clara, CA salary details

$58.7K

$128.4K

$214.9K

How much do credit risk associate jobs pay per year?

As of Jul 26, 2026, the average yearly pay for credit risk associate in Santa Clara, CA is $128,383.00, according to ZipRecruiter salary data. Most workers in this role earn between $88,100.00 and $166,800.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Risk Associate, and why are they important?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

What does a Credit Risk Associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

How does a Credit Risk Associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.
What are the most commonly searched types of Credit Risk jobs in Santa Clara, CA? The most popular types of Credit Risk jobs in Santa Clara, CA are:
What are popular job titles related to Credit Risk Associate jobs in Santa Clara, CA? For Credit Risk Associate jobs in Santa Clara, CA, the most frequently searched job titles are:
What job categories do people searching Credit Risk Associate jobs in Santa Clara, CA look for? The top searched job categories for Credit Risk Associate jobs in Santa Clara, CA are:
What cities near Santa Clara, CA are hiring for Credit Risk Associate jobs? Cities near Santa Clara, CA with the most Credit Risk Associate job openings:
Credit Risk Associate jobs near you
Infographic showing various Credit Risk Associate job openings in Santa Clara, CA as of June 2026, with employment types broken down into 82% Full Time, 16% Part Time, 1% Temporary, and 1% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $128,383 per year, or $61.7 per hour.
Credit and Collections Analyst (English/Spanish)

Credit and Collections Analyst (English/Spanish)

Acer

Santa Clara, CA • On-site

$80K - $90K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 2 days ago

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Job description

Acer America Corporation is seeking a highly motivated bilingual (English/Spanish) Credit & Collections Analyst to support our growing business throughout the Latin America region. This role is responsible for credit risk assessment, collections, dispute resolution, and accounts receivable management for customers across multiple Latin American countries. The successful candidate must be fluent in both English and Spanish and possess strong communication skills to effectively interact with external customers, sales teams, and internal cross-functional stakeholders. This position plays a critical role in protecting company cash flow, minimizing credit risk, and supporting profitable business growth.

This is a hybrid role - Three days a week onsite, two days remote weekly.

Responsibilities:

  • Manage a portfolio of customers throughout the Latin America region
  • Assess new and existing customers’ creditworthiness through financial statement analysis, credit bureau reports, and payment history reviews
  • Establish and recommend credit limits and payment terms in alignment with company policy
  • Monitor accounts receivable aging reports and proactively follow up on overdue accounts
  • Communicate directly with customers in both English and Spanish regarding payment status, account reconciliations, disputes, and collection activities.
  • Prepare and present AR and credit risk reports to management
  • Identify high-risk accounts and escalate issues as needed
  • Maintain accurate documentation of credit decisions and collection activities
  • Support month-end close processes, including bad debt reserves and AR reconciliations
  • Collaborate with sales and customer service teams to balance revenue growth with risk mitigation

Qualifications:

  • Bachelor’s degree in Finance, Accounting, Business Administration, or related field
  • Minimum of 2 (two) years of experience in credit control, accounts receivable collections, or financial analysis
  • Minimum of two (2) years of experience in credit control and collections managing the end-to-end processes of credit risk and payment recovery.
  • Bilingual, fluent in English and Spanish (written and verbal).
  • Experience communicating directly with customers and business partners in Latin America.
  • Strong understanding of credit risk assessment and financial statement analysis
  • Proficiency in ERP systems (e.g., SAP, Oracle, NetSuite) and Microsoft Excel
  • Excellent analytical, negotiation, and communication skills
  • Detail-oriented with strong organizational abilities
  • Knowledge of credit insurance and secured transactions preferred
  • Familiarity with credit reporting agencies (e.g., D&B, Experian) preferred
  • Professional certifications such as CBA (Credit Business Associate) or CCE (Certified Credit Executive) strongly preferred

Acer is an EEO employer that considers applicants for all positions without regard to race, color, creed, religion, gender, age, national origin, marital status, status with regard to public assistance, disability, veteran status or preferred orientation.

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About ACER

Sourced by ZipRecruiter

Industry

Individual, family and community social assistance

Company size

11 - 50 Employees

Headquarters location

Slidell, LA, US

Year founded

2002

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