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Credit Risk Associate Jobs in California (NOW HIRING)

City National Bank

Credit Associate

Walnut Creek, CA · On-site

$34.55 - $55.19/hr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

The Credit Associate is responsible for supporting credit analysis and portfolio management ... Risk Management: Supports effective risk management practices, maintaining high standards of credit ...

City National Bank

Credit Associate

Walnut Creek, CA · On-site

$34.55 - $55.19/hr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

The Credit Associate is responsible for supporting credit analysis and portfolio management ... Risk Management: Supports effective risk management practices, maintaining high standards of credit ...

City National Bank

Credit Associate

San Francisco, CA · On-site

$34.55 - $55.19/hr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

The Credit Associate is responsible for supporting credit analysis and portfolio management ... Risk Management: Supports effective risk management practices, maintaining high standards of credit ...

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Showing results 21-40

All JobsCredit Risk Associate JobsCredit Risk Associate Jobs in California

Credit Risk Associate information

See California salary details

$49.3K

$107.9K

$180.6K

How much do credit risk associate jobs pay per year?

As of Aug 14, 2026, the average yearly pay for credit risk associate in California is $107,883.00, according to ZipRecruiter salary data. Most workers in this role earn between $74,000.00 and $140,100.00 per year, depending on experience, location, and employer.

What skills and qualifications are needed to thrive as a credit risk associate?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

What does a credit risk associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

How does a credit risk associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.

What are the most commonly searched types of Credit Risk jobs in California?

The most popular types of Credit Risk jobs in California are:

What are popular job titles related to Credit Risk Associate jobs in California?

For Credit Risk Associate jobs in California, the most frequently searched job titles are:

What job categories do people searching Credit Risk Associate jobs in California look for?

The top searched job categories for Credit Risk Associate jobs in California are:

What cities in California are hiring for Credit Risk Associate jobs?

Cities in California with the most Credit Risk Associate job openings:

Credit Risk Associate jobs near you
Infographic showing various Credit Risk Associate job openings in California as of August 2026, with employment types broken down into 75% Full Time, and 25% Contract. Highlights an 100% In-person job distribution, with an average salary of $107,883 per year, or $51.9 per hour.

Risk Management-Portfolio Management Problem Credits-Credit Officer- Associate

JPMorgan Chase & Co.

Irvine, CA • On-site

$77K - $115K/yr

Full-time

Medical, Retirement

Re-posted 14 days ago

JPMorgan Chase & Co. rating

8.0

Company rating: 8.0 out of 10

Based on 494 frontline employees who took The Breakroom Quiz

71st of 171 rated banks

Job description


Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As a Credit Officer in Portfolio Management, you should be proficient with commercial real estate finance concepts/principles and their application to various property types. You will complete reviews on properties and borrowers to derive appropriate risk ratings and evaluate expected future performance.
Job Responsibilities
  • Complete annual reviews on properties and borrowers to derive at appropriate risk ratings.
  • Review annual property operating statements, rent rolls, and local market conditions to determine overall property performance and identify potential risk of default.
  • Document and support concluded risk ratings.
  • Interact with Borrowers, Credit Executives, and other parties to obtain applicable data to perform a complete analysis.
  • Present credits to senior management on a quarterly basis.

Required Qualifications, Capabilities, and Skills
  • Bachelor's Degree or equivalent experience.
  • Minimum 3 years of working experience with commercial and multifamily loans.
  • Previous experience in portfolio management, loan risk grading/ risk assessment.
  • Strong organizational and time management skills - ability to multitask, prioritize, and work with others in an integrated way to achieve individual objectives and team results.
  • Excellent written and verbal communication skills.
  • Proficiency in Microsoft desktop tools including Word, Excel, Power Point and able to quickly acclimate to proprietary systems.

FEDERAL DEPOSIT INSURANCE ACT: This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase's review of criminal conviction history, including pretrial diversions or program entries.
About Us
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
About the Team
J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.

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