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Credit Risk Analyst Jobs (NOW HIRING)

F.N.B. Corporation

Credit Risk Analyst

Pittsburgh, PA · On-site

Credit Risk Analyst Business Unit: Credit Reports to: Supervisor or Manager of Credit Risk Position Overview: This position is primarily responsible for assisting the Manager of Credit Risk and ...

Fnbcorp

Credit Risk Analyst

Pittsburgh, PA

Credit Risk Analyst Business Unit: Credit Reports to: Supervisor or Manager of Credit Risk Position Overview: This position is primarily responsible for assisting the Manager of Credit Risk and ...

HR Power 10

Credit & Risk Analyst

Louisville, KY

Credit & Risk Analyst - Real Estate Lending Position Overview MM Lending is seeking a highly analytical and detail-oriented Credit & Risk Analyst to lead and strengthen the company's underwriting and ...

Genworth Financial

Credit Risk Analyst

Raleigh, NC · Hybrid

We're looking for a Credit Risk Analyst in Raleigh, NC to join us in fulfilling our mission, while utilizing our values of excellence, improvement, and connection. In this role, you will provide ...

Genworth

Credit Risk Analyst

Raleigh, NC · Hybrid

We're looking for a Credit Risk Analyst in Raleigh, NC to join us in fulfilling our mission, while utilizing our values of excellence, improvement, and connection. In this role, you will provide ...

DRW

Credit Risk Analyst

New York, NY · On-site

$90K - $140K/yr

DRW is seeking a Credit Analyst . This position will be responsible for performing daily risk monitoring of many of our counterparty portfolios and for assisting in the ongoing development and ...

Gnw

Credit Risk Analyst

Raleigh, NC · Hybrid

We're looking for a Credit Risk Analyst in Raleigh, NC to join us in fulfilling our mission, while utilizing our values of excellence, improvement, and connection. In this role, you will provide ...

DRW

Credit Risk Analyst

Manhattan, NY · On-site

$90K - $140K/yr

DRW is seeking a Credit Analyst. This position will be responsible for performing daily risk monitoring of many of our counterparty portfolios and for assisting in the ongoing development and ...

Block

Senior Credit Risk Analyst

Bodega Bay, CA · On-site

The Role We're seeking a Senior Credit Risk Analyst to join our Enterprise Risk Management team. This role sits at the intersection of credit risk analytics, data science, and strategic risk ...

Reach Financial

Credit Risk Analyst

New York, NY · On-site

Credit Risk Analyst/Associate Location: NYC (3-4 days in office; EST hours) Compensation: $90,000 - $110,000 (depending on experience level) + bonus What is Reach Financial? Reach Financial is a ...

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Credit Risk Analyst information

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$37K

$113.9K

$197.5K

How much do credit risk analyst jobs pay per year?

As of Jun 5, 2026, the average yearly pay for credit risk analyst in the United States is $113,881.00, according to ZipRecruiter salary data. Most workers in this role earn between $82,500.00 and $140,500.00 per year, depending on experience, location, and employer.

What are some common challenges faced by Credit Risk Analysts when assessing new clients or loan applications?

Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.

What does a Credit Risk Analyst do?

A Credit Risk Analyst assesses the creditworthiness of individuals or organizations by analyzing financial data, credit reports, and economic conditions. Their main goal is to determine the likelihood that a borrower will default on their financial obligations. They use statistical models, risk assessment tools, and industry knowledge to evaluate risk and help lenders make informed lending decisions. Credit Risk Analysts often prepare reports, recommend risk mitigation strategies, and monitor existing credit portfolios for potential risks.

What are the key skills and qualifications needed to thrive as a Credit Risk Analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.

What Does a Credit Risk Analyst Do?

A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.

What is the difference between Credit Risk Analyst vs Credit Analyst?

AspectCredit Risk AnalystCredit Analyst
Primary FocusAssessing the risk of default on loans and credit productsEvaluating creditworthiness of individual or business applicants
Required CredentialsTypically a degree in finance, economics, or related field; certifications like CFA or credit-specific coursesSimilar credentials; often the same certifications or degrees
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending institutions, credit departments
Industry UsageCommonly used in risk assessment and managementPrimarily in lending and credit evaluation

While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.

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Credit Risk Analyst jobs near you
Infographic showing various Credit Risk Analyst job openings in the United States as of May 2026, with employment types broken down into 76% Full Time, 22% Part Time, and 2% Contract. Highlights an 80% Physical, 8% Hybrid, and 12% Remote job distribution, with an average salary of $113,881 per year, or $54.8 per hour.
Credit Risk Analyst

Credit Risk Analyst

F.N.B. Corporation

Pittsburgh, PA • On-site

Full-time

Posted 9 days ago

Job description

Primary Office Location:
626 Washington Place. Pittsburgh, Pennsylvania. 15219.
Join our team. Make a difference - for us and for your future.
Position Title: Credit Risk Analyst
Business Unit: Credit
Reports to: Supervisor or Manager of Credit Risk
Position Overview:
This position is primarily responsible for assisting the Manager of Credit Risk and Reporting in the execution of one or more of the following: asset quality reporting, concentration analysis, the allowance for credit loss, credit monitoring, stress testing and ongoing monitoring of Bank wide data quality. The incumbent ensures accuracy and superior internal customer service.
Primary Responsibilities:
Prepares monthly and quarterly management and Board of Directors reports. Analyzes the credit risk trends within the various Bank portfolios and regions to identify potential regulatory, policy, or operational risk issues. Prepares written analysis to report to management.
Executes, analyzes, and maintains a modeling database including key data elements derived from the core system to support the timely and accurate completion of the Allowance for Credit Loss (ACL) reporting. This will also include preparing the ACL portion of the Dodd Frank Act Stress Test (DFAST) reporting.
Executes and analyzes monthly asset quality reporting for manager review. Ensures reports are timely, accurate and comply with regulatory guidance for quarterly reporting. Practices continuous process improvement in data aggregation and reporting.
Executes and analyzes monthly loan concentration reports. Performs specific concentration analysis that includes asset quality, trends, various segregations of the specific portfolio, macroeconomic commentary and market research layers.
Execute, analyze, and distribute daily, weekly, and monthly collateral monitoring reports and Commercial Credit compliance reports.
Analyzes on-going Credit Risk reporting features on a timely basis and implements process improvements as directed by management to correspond with changes in regulatory, policy, or operational risk issues.
Executes and analyzes data exception reporting, works with various departments to ensure accuracy of data used in Bank wide reporting. Sends corrective data maintenance on an as needed basis.
Performs other related duties and projects as assigned.
All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation's risk management program.
F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.
Minimum Level of Education Required to Perform the Primary Responsibilities of this Position:
BA or BS
Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position:
0
Skills Required to Perform the Primary Responsibilities of this Position:
Excellent project management skills
Excellent communication skills, both written and verbal
Excellent organizational, analytical and interpersonal skills
Excellent customer service skills
Ability to use a personal computer and job-related software
MS Word - Basic Level
MS Excel - Intermediate Level
MS PowerPoint - Basic Level
Experience with business intelligence tools such as SAS, Python or MS Power BI
Licensures/Certifications Required to Perform the Primary Responsibilities of this Position:
N/A
Physical Requirements or Work Conditions Beyond Traditional Office Work:
N/A
Equal Employment Opportunity (EEO):
It is the policy of F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law. It is also the policy of FNB and its affiliates to employ and advance in employment all persons regardless of their status as individuals with disabilities or veterans, and to base all employment decisions only on valid job requirements. FNB provides all applicants and employees a discrimination and harassment free workplace.
FNB will not provide sponsorship for employment-based visas for this position; only candidates who are legally authorized to work in the U.S. will be considered.

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