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Credit Risk Analyst Jobs in Wisconsin (NOW HIRING)

Millennium-

Credit Analyst

Delavan, WI · On-site

Analyze customer financial information, credit reports, and payment history to assess credit risk and recommend appropriate credit limits and payment terms. * Review customer financial statements and ...

Millennium-

Credit Analyst

Delavan, WI · On-site

Analyze customer financial information, credit reports, and payment history to assess credit risk and recommend appropriate credit limits and payment terms. * Review customer financial statements and ...

Millennium-

Credit Analyst

Delavan, WI

Analyze customer financial information, credit reports, and payment history to assess credit risk and recommend appropriate credit limits and payment terms. * Review customer financial statements and ...

BANK OF LUXEMBURG

Credit Analyst

WI · On-site

$27.93 - $34.23/hr

You'll review financial information, evaluate credit risk, and prepare reports that guide lending ... Review and analyze financial statements, tax returns, and credit information * Prepare loan ...

BANK OF LUXEMBURG

Credit Analyst

Luxemburg, WI

$27.93 - $34.23/hr

You'll review financial information, evaluate credit risk, and prepare reports that guide lending ... Review and analyze financial statements, tax returns, and credit information * Prepare loan ...

US Bank

Credit Policy Manager

Brookfield, WI

Vision | We create the future of credit risk management through data, analytics, and risk process innovation for our customers. Mission | We deliver data-driven information solutions to protect our ...

US Bank

Impact Finance Officer

Milwaukee, WI

... credit risk strategy and ensure we meet core business objectives Self-starter, ability to quickly assimilate and analyze large amounts of information across a variety of topics Strong tenacity and ...

Lake Ridge Bank

Credit Analyst

Middleton, WI · On-site

The Credit Analyst will be responsible for spreading financial statements as required by Lake Ridge ... staff, Credit Risk Department and other internal staff members as necessary * Ensure proper ...

Lake Ridge Bank

Credit Analyst

Middleton, WI · On-site

The Credit Analyst will be responsible for spreading financial statements as required by Lake Ridge ... staff, Credit Risk Department and other internal staff members as necessary * Ensure proper ...

Lake Ridge Bank

Credit Analyst

Middleton, WI

The Credit Analyst will be responsible for spreading financial statements as required by Lake Ridge ... staff, Credit Risk Department and other internal staff members as necessary * Ensure proper ...

The Park Bank

SVP Credit Administration

Madison, WI · Hybrid

This role manages data integration and analysis to support independent credit risk assessments, ensures compliance with regulatory and IT requirements, and provides reporting and insights to ...

Park Bank

SVP Credit Administration

Madison, WI · On-site

This role manages data integration and analysis to support independent credit risk assessments, ensures compliance with regulatory and IT requirements, and provides reporting and insights to ...

Superior Choice Credit Union

Credit Analyst

Rice Lake, WI · On-site

$25 - $35/hr

In this role, you'll work closely with lenders to evaluate credit requests, assess risk, and ensure our members receive thoughtful, informed financial solutions. What You'll Be Doing: * Analyzing ...

Superior Choice Credit Union

Credit Analyst

Superior, WI · On-site

$25 - $35/hr

In this role, you'll work closely with lenders to evaluate credit requests, assess risk, and ensure our members receive thoughtful, informed financial solutions. What You'll Be Doing: * Analyzing ...

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All JobsCredit Risk Analyst JobsCredit Risk Analyst Jobs in Wisconsin

Credit Risk Analyst information

See Wisconsin salary details

$37.3K

$114.9K

$199.3K

How much do credit risk analyst jobs pay per year?

As of Jul 29, 2026, the average yearly pay for credit risk analyst in Wisconsin is $114,946.00, according to ZipRecruiter salary data. Most workers in this role earn between $83,300.00 and $141,800.00 per year, depending on experience, location, and employer.

What are some common challenges faced by Credit Risk Analysts when assessing new clients or loan applications?

Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.

What does a Credit Risk Analyst do?

A Credit Risk Analyst assesses the creditworthiness of individuals or organizations by analyzing financial data, credit reports, and economic conditions. Their main goal is to determine the likelihood that a borrower will default on their financial obligations. They use statistical models, risk assessment tools, and industry knowledge to evaluate risk and help lenders make informed lending decisions. Credit Risk Analysts often prepare reports, recommend risk mitigation strategies, and monitor existing credit portfolios for potential risks.

What are the key skills and qualifications needed to thrive as a Credit Risk Analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.

How much does a Credit Risk Analyst make?

The average salary for a Credit Risk Analyst is approximately $70,000 to $90,000 annually, depending on experience, location, and the company's size. Entry-level positions may start lower, while experienced analysts or those with specialized skills can earn higher compensation, often supplemented with bonuses and benefits.

What Does a Credit Risk Analyst Do?

A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.

Will a credit analyst be replaced by AI?

Credit risk analysts perform tasks such as evaluating creditworthiness and analyzing financial data, which involve judgment and interpretation that AI currently cannot fully replicate. While AI tools can assist with data processing and risk modeling, human analysts are still essential for complex decision-making and nuanced assessments. The role is evolving to include managing AI outputs and maintaining oversight of automated systems.

Does credit risk pay well?

Credit risk analysts typically earn competitive salaries that vary by experience, location, and industry. Entry-level positions may start lower, but with experience and certifications like CFA or FRM, salaries can increase significantly, often reaching above the national average for financial roles.

What is the difference between Credit Risk Analyst vs Credit Analyst?

AspectCredit Risk AnalystCredit Analyst
Primary FocusAssessing the risk of default on loans and credit productsEvaluating creditworthiness of individual or business applicants
Required CredentialsTypically a degree in finance, economics, or related field; certifications like CFA or credit-specific coursesSimilar credentials; often the same certifications or degrees
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending institutions, credit departments
Industry UsageCommonly used in risk assessment and managementPrimarily in lending and credit evaluation

While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.

What do credit risk analysts do?

Credit risk analysts evaluate the creditworthiness of individuals or organizations to determine the likelihood of default on loans or credit agreements. They analyze financial data, credit reports, and market conditions using tools like spreadsheets and credit scoring models to assess risk and support lending decisions.
More about Credit Risk Analyst jobs
What are the most commonly searched types of Credit Risk Analyst jobs in Wisconsin? The most popular types of Credit Risk Analyst jobs in Wisconsin are:
What are popular job titles related to Credit Risk Analyst jobs in Wisconsin? For Credit Risk Analyst jobs in Wisconsin, the most frequently searched job titles are:
What job categories do people searching Credit Risk Analyst jobs in Wisconsin look for? The top searched job categories for Credit Risk Analyst jobs in Wisconsin are:
What are popular job titles related to Credit Risk Analyst jobs in WI? For Credit Risk Analyst jobs in WI, the most frequently searched job titles are:
Credit Risk Analyst jobs near you
Infographic showing various Credit Risk Analyst job openings in Wisconsin as of July 2026, with employment types broken down into 86% Full Time, and 14% Part Time. Highlights an 100% In-person job distribution, with an average salary of $114,946 per year, or $55.3 per hour.

Lending Analytics & Risk Analyst

Community First Credit Union

Neenah, WI • On-site

Full-time

Posted 23 days ago

Job description

As the Lending Analytics & Risk Analyst with Community First Credit Union, you'll be the analytical engine behind our consumer lending team - analyzing portfolio performance, managing credit risk strategies, and supporting the automated systems that power our underwriting. This role combines portfolio analytics, credit risk management, and lending operations to optimize loan growth while keeping risk in check.
This role blends sharp analytical thinking with cross-functional collaboration. If you're motivated by monitoring portfolio trends, evaluating underwriting effectiveness, and turning data into recommendations that shape how Community First Credit Union lends, this might be your right next step.
As the Lending Analytics & Risk Analyst with CFCU, you will:
  • Monitor portfolio performance and risk. Analyze delinquency, default, charge-off, recovery, and prepayment trends, segment the portfolio by credit score, product, and geography, forecast loan growth and losses, and conduct stress testing and scenario analyses.
  • Shape decisioning. Manage and maintain automated underwriting rules within the Loan Origination System, evaluate and optimize credit policies and scorecard thresholds, analyze approval, decline, and funding rates, and test and implement underwriting rule changes.
  • Deliver analytics that drive decisions. Build dashboards, reports, and scorecards for lending and executive leadership, analyze loan application funnel metrics, perform ad hoc analyses to support strategic initiatives, and use data visualization tools to communicate trends.
  • Uphold compliance and governance. Support fair lending, regulatory compliance, and model governance requirements, assist with internal and external audits, and document underwriting policies and analytical methodologies.
  • Collaborate across the organization. Partner with Lending, Risk, Finance, Operations, and IT teams, provide analytical support for new product development, and present findings and recommendations to management and executive stakeholders.

We are looking for a combination of:
  • Bachelor's degree in Finance, Economics, Statistics, Mathematics, Data Analytics, or Business preferred; an equivalent combination of education and experience will be considered.
  • 2+ years of experience in consumer lending, credit risk, portfolio analytics, banking, or financial services.
  • Strong analytical and quantitative problem-solving skills.
  • Proficiency in advanced spreadsheet modeling.
  • Experience working with loan origination systems and lending data.
  • Strong written and verbal communication skills.
  • Experience managing automated underwriting rules or credit decision engines preferred.
  • Knowledge of consumer lending products, credit bureau data, and underwriting practices preferred.
  • Experience with data visualization platforms such as Tableau or Power BI preferred.

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

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