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60 Affirm Credit Risk Analyst Jobs Hiring Near You

Affirm

Senior Product Manager, Credit & Pricing

CA$153K - CA$213K/yr

The team works closely with design, engineering, and analytics to build scalable financial products ... In joining this team, you will be at the center of Affirm's credit & pricing strategy to expand our ...

Affirm

Senior Product Manager, Credit & Pricing

$173K - $233K/yr

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility ... The team works closely with design, engineering, and analytics to build scalable financial products ...

Affirm

Senior Product Manager, Credit & Pricing

$173K - $233K/yr

The team works closely with design, engineering, and analytics to build scalable financial products ... In joining this team, you will be at the center of Affirm's credit & pricing strategy to expand our ...

Affirm

Model Risk Management Lead, Machine Learning

CA$145K - CA$205K/yr

... Affirm's operations and long-term success. We identify, assess, and monitor risk across the ... What You'll Do * Perform independent challenges of machine learning models used for credit ...

Affirm

Financial Model Risk Management Lead

$164K - $224K/yr

... Analytics models. MRM serves as Affirm's second line of defense, establishing and overseeing an ... Experience in credit underwriting, credit risk management is a plus * Proven ability to work with ...

Affirm

Financial Model Risk Management Lead

CA$145K - CA$205K/yr

... Analytics models. MRM serves as Affirm's second line of defense, establishing and overseeing an ... Experience in credit underwriting, credit risk management is a plus * Proven ability to work with ...

Affirm

Model Risk Management Lead, Machine Learning

$164K - $224K/yr

... Affirm's operations and long-term success. We identify, assess, and monitor risk across the ... What You'll Do * Perform independent challenges of machine learning models used for credit ...

Affirm

Analyst

About the Risk & Analytics Team The Risk & Analytics (R&A) team makes crucial decisions that direct Affirm's business strategy. We partner with Machine Learning, Product, Engineering, Capital Markets ...

Affirm

Staff Product Manager, Affirm Bank

$204K - $264K/yr

... credit products and broader consumer experience. * Collaborate cross-functionally across Affirm ... Partner with Legal, Compliance, Risk, and the Bank's executive team to drive bank operations ...

Affirm

Staff Product Manager, Affirm Bank

CA$181K - CA$241K/yr

... credit products and broader consumer experience. * Collaborate cross-functionally across Affirm ... Partner with Legal, Compliance, Risk, and the Bank's executive team to drive bank operations ...

Affirm

Senior Director, Enterprise Risk Strategy

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Enterprise Risk at Affirm ...

Affirm

Staff Product Manager, Affirm Bank

$204K - $264K/yr

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility ... Partner with Legal, Compliance, Risk, and the Bank's executive team to drive bank operations ...

Affirm

Senior Director, Enterprise Risk Strategy

$285K - $355K/yr

Enterprise Risk at Affirm looks different than it does at many financial institutions. The ... Operations, and Credit Risk to help navigate complex strategic, operational, product, and ...

Affirm

Model Risk Management Lead, Machine Learning

$164K - $224K/yr

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. About Enterprise Risk ...

Affirm

Financial Model Risk Management Lead

$164K - $224K/yr

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility ... Perform independent challenges of financial and analytics quantitative models - including ALM ...

Affirm

Senior Analyst

$90K - $119K/yr

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. About the Risk & Analytics ...

Affirm

Analyst

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. About the Risk & Analytics ...

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Infographic showing various Credit Risk Analyst job openings at Affirm in the United States as of August 2026, with employment types broken down into 100% Full Time. Highlights an 2% Physical, 1% Hybrid, and 97% Remote job distribution.

Underwriting/Credit Model Risk Senior Manager - Machine Learning

Affirm

Remote

CA$201K - CA$261K/yr

Full-time

Medical, Dental, Vision

Posted 17 days ago

Job description

About Enterprise Risk & Internal Audit

The Enterprise Risk & Internal Audit department protects Affirm's operations and long-term success. We identify, assess, and monitor risk across the business. Our work includes internal audits, regulatory assurance, fraud prevention, and crisis planning. The team maintains strong controls, tracks key risk indicators, and ensures readiness for external reviews. We uphold accountability, transparency, and resilience to support responsible growth.

About the Team

We're looking for a sharp, driven quantitative professional to join our dynamic Model Risk Management (MRM) team. In this role, you will oversee the underwriting and credit risk validation sector - the most critical pillar of Affirm's MRM framework. This is a unique position designed for a seasoned technical leader who can build, mentor, and manage a high-performing team while remaining deeply hands-on, personally executing validations of our most complex machine learning models.

You'll collaborate across the company to shape a best-in-class risk framework, ensuring our models are robust, reliable, and ready for the future. If you're passionate about the intersection of finance, credit risk, and data science, this role is for you.

What You'll Do:
  • Sector Leadership & Team Management: Oversee the underwriting and credit risk validation sector. Lead, mentor, and manage a team of talented quantitative professionals while setting the strategic direction for this critical risk domain.
  • Hands-On Model Validation: Execute rigorous, independent validations of sophisticated machine learning models across underwriting and credit risk management.
  • Technical Review: Evaluate conceptual soundness, data integrity, and performance stability through comprehensive testing, in-depth reviews, and continuous monitoring to ensure model accuracy.
  • Identification & Remediation: Detect critical model weaknesses and identify areas for improvement; collaborate with model owners and developers to track and resolve validation findings.
  • Framework Enhancement: Partner with cross-functional stakeholders to implement and refine the enterprise-wide Model Risk Management (MRM) framework, ensuring it remains robust and innovative.
  • Audit & Compliance: Coordinate with Accounting, Internal Controls, and Compliance teams to ensure all model activities meet or exceed internal standards and regulatory expectations.
What We Look For:
  • Experience: 9+ years of professional experience in a highly technical role, such as model development, model validation, or quantitative analytics.
  • Domain Expertise: Deep understanding of machine learning modeling, underwriting, and credit risk management.
  • Technical Proficiency: Advanced ability to script in Python and expertise in using SQL to manipulate and analyze large-scale, complex datasets.
  • Leadership & Influence: Proven track record of hiring, managing, and mentoring quantitative teams. Ability to transition seamlessly between high-level strategic oversight and detailed, hands-on technical work.
  • Education: A BS, MS, or PhD in a quantitative discipline such as Statistics, Quantitative Finance, Mathematics, or Data Science.
  • Analytical Mindset: A natural problem-solver with a meticulous eye for detail, a deep curiosity regarding model mechanics, and sharp critical-thinking skills.
  • Communication: Exceptional interpersonal skills with a proven ability to distill and translate complex technical concepts for diverse audiences.

Pay Grade - Q

Equity Grade - 7

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
CAN base pay range per year: $201,000 - $261,000

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