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Credit Risk Analyst Jobs in Dallas, TX (NOW HIRING)

Credit Risk Analyst

Plano, TX · On-site

$37 - $51/hr

Credit Risk Analyst Duration: 06+ Months Location: Plano, TX (Hybrid) Pay Range: $37/hr - $51/hr on W2 What we're looking for: * We are looking for a detail-oriented and data-driven Credit Risk ...

Credit Risk Analyst Duration: 06+ Months Location: Plano, TX (Hybrid) Pay Range: $37/hr - $51/hr on W2 What we're looking for: * We are looking for a detail-oriented and data-driven Credit Risk ...

The primary responsibility of this role is to lead credit risk analytics and reporting This role is suited for a strong individual contributor with deep expertise in credit risk analytics, regulatory ...

Credit Risk Analyst

Dallas, TX · On-site

$80K/yr

The Hiring Advisors is currently partnering with a fantastic, growing banking institution in the Dallas area that is looking for a Commercial Credit Risk Analyst who knows their way around a balance ...

S. Finance, Risk Analytics, and Data Governance * Work independently, completing tasks and ... Credit risk knowledge and experience is an asset * A relevant university degree is a requirement

S. Finance, Risk Analytics, and Data Governance * Work independently, completing tasks and ... Credit risk knowledge and experience is an asset * A relevant university degree is a requirement

Oversee portfolio monitoring, forecasting, and performance analytics Risk Governance & Policy * Establish and evolve enterprise credit policies, underwriting standards, and governance frameworks

Oversee portfolio monitoring, forecasting, and performance analytics Risk Governance & Policy * Establish and evolve enterprise credit policies, underwriting standards, and governance frameworks

Oversee portfolio monitoring, forecasting, and performance analytics Risk Governance & Policy * Establish and evolve enterprise credit policies, underwriting standards, and governance frameworks

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Credit Risk Analyst information

See Dallas, TX salary details

$36.6K

$112.7K

$195.5K

How much do credit risk analyst jobs pay per year?

As of Jun 28, 2026, the average yearly pay for credit risk analyst in Dallas, TX is $112,703.00, according to ZipRecruiter salary data. Most workers in this role earn between $81,600.00 and $139,000.00 per year, depending on experience, location, and employer.

What are some common challenges faced by Credit Risk Analysts when assessing new clients or loan applications?

Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.

What does a Credit Risk Analyst do?

A Credit Risk Analyst assesses the creditworthiness of individuals or organizations by analyzing financial data, credit reports, and economic conditions. Their main goal is to determine the likelihood that a borrower will default on their financial obligations. They use statistical models, risk assessment tools, and industry knowledge to evaluate risk and help lenders make informed lending decisions. Credit Risk Analysts often prepare reports, recommend risk mitigation strategies, and monitor existing credit portfolios for potential risks.

What are the key skills and qualifications needed to thrive as a Credit Risk Analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.

How much does a Credit Risk Analyst make?

The average salary for a Credit Risk Analyst at Goldman Sachs is typically between $70,000 and $120,000 annually, depending on experience, location, and level of seniority. Compensation may also include bonuses and benefits, with higher salaries often associated with advanced certifications and specialized skills in risk assessment and financial analysis.

What Does a Credit Risk Analyst Do?

A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.

Will a credit analyst be replaced by AI?

Credit risk analysts perform tasks such as evaluating financial data and assessing creditworthiness, which involve judgment and interpretation that AI currently cannot fully replicate. While AI tools can automate data analysis and streamline processes, human analysts are still essential for complex decision-making and risk assessment. The role is evolving to include working alongside AI technologies to improve efficiency and accuracy.

How much do risk analysts get paid?

Risk analysts, including credit risk analysts, typically earn a median annual salary of around $70,000 to $90,000, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications like CFA or FRM can earn higher salaries and bonuses.

What is the difference between Credit Risk Analyst vs Credit Analyst?

AspectCredit Risk AnalystCredit Analyst
Primary FocusAssessing the risk of default on loans and credit productsEvaluating creditworthiness of individual or business applicants
Required CredentialsTypically a degree in finance, economics, or related field; certifications like CFA or credit-specific coursesSimilar credentials; often the same certifications or degrees
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending institutions, credit departments
Industry UsageCommonly used in risk assessment and managementPrimarily in lending and credit evaluation

While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.

What do credit risk analysts do?

Credit risk analysts evaluate the creditworthiness of individuals or organizations to determine the likelihood of default on loans or credit agreements. They analyze financial data, credit reports, and economic trends, often using specialized software, to assess risk levels and recommend credit limits or approval decisions. Their work helps financial institutions manage potential losses and ensure sound lending practices.
What are the most commonly searched types of Credit Risk Analyst jobs in Dallas, TX? The most popular types of Credit Risk Analyst jobs in Dallas, TX are:
What are popular job titles related to Credit Risk Analyst jobs in Dallas, TX? For Credit Risk Analyst jobs in Dallas, TX, the most frequently searched job titles are:
What job categories do people searching Credit Risk Analyst jobs in Dallas, TX look for? The top searched job categories for Credit Risk Analyst jobs in Dallas, TX are:
What cities near Dallas, TX are hiring for Credit Risk Analyst jobs? Cities near Dallas, TX with the most Credit Risk Analyst job openings:

Credit Risk Analyst

IntelliPro Group Inc.

Plano, TX • On-site

$37 - $51/hr

Contractor

Posted 28 days ago


Key responsibilities

  • Develop and maintain recurring and ad-hoc credit risk reports and dashboards.

  • Conduct in-depth credit risk analysis across the credit lifecycle.

  • Support regulatory and audit reporting requirements with accurate and timely data.


Job description

Job Title: Credit Risk Analyst
Duration: 06+ Months
Location: Plano, TX (Hybrid)

Pay Range: $37/hr - $51/hr on W2
Job Description:
What we're looking for:
  • We are looking for a detail-oriented and data-driven Credit Risk Analyst to join our Credit Risk team.
  • This role is responsible for producing insightful reports, dashboards, and analytics that support credit risk monitoring, strategy evaluation, and regulatory compliance.
  • The ideal candidate will have strong technical skills, a solid understanding of credit risk concepts, and the ability to translate data into actionable insights.
What you'll be doing:
  • Develop and maintain recurring and ad-hoc credit risk reports and dashboards
  • Conduct in-depth credit risk analysis across the credit lifecycle
  • Monitor key risk indicators (KRIs) and identify emerging trends
  • Streamline and automate reporting processes
  • Document reporting methodologies and maintain data dictionaries and process guides.
  • Support regulatory and audit reporting requirements with accurate and timely data
  • Collaborate with cross-functional teams to enhance risk frameworks and improve data quality
Qualifications/ What you bring:
  • Bachelor's degree or higher in Analytics, Statistics, Finance, Accounting, Math, Computer Science, Economics, Engineering or similar analytical/STEM field
  • 1-2 years' experience in analytical roles
  • Demonstrated experience in SQL or Python (this will be tested during interviews)
  • Experience with data visualization tools like Tableau and Power BI
  • Problem-solving skills with strengths in Data Acquisition, Manipulation, Cleaning, Analysis and Presentation of Results
  • Ability to interpret complex data, identify trends, and evaluate potential risks
  • Proficiency in Microsoft Office (Word, Excel, PowerPoint)
  • Basic understanding of credit risk concepts
Added bonus if you have (Preferred):
  • Master's degree in an analytical field
  • Auto Finance or Banking experience
  • Certification in Tableau or Power BI

About Us:
Founded in 2009, IntelliPro is a global leader in talent acquisition and HR solutions. Our commitment to delivering unparalleled service to clients, fostering employee growth, and building enduring partnerships sets us apart. We continue leading global talent solutions with a dynamic presence in over 160 countries, including the USA, China, Canada, Singapore, Japan, Philippines, UK, India, Netherlands, and the EU.
IntelliPro, a global leader connecting individuals with rewarding employment opportunities, is dedicated to understanding your career aspirations. As an Equal Opportunity Employer, IntelliPro values diversity and does not discriminate based on race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, disability, or any other legally protected group status. Moreover, our Inclusivity Commitment emphasizes embracing candidates of all abilities and ensures that our hiring and interview processes accommodate the needs of all applicants. Learn more about our commitment to diversity and inclusivity at https://intelliprogroup.com/.
Compensation: The pay offered to a successful candidate will be determined by various factors, including education, work experience, location, job responsibilities, certifications, and more. Additionally, IntelliPro provides a comprehensive benefits package, all subject to eligibility.