ZipRecruiter

Log In

1

Credit Risk Analyst Jobs (NOW HIRING)

Credit One Bank

Senior Risk Analyst

Las Vegas, NV

Description Position Summary Credit One Bank is seeking a Senior Credit Risk Analyst to join the Risk Customer Account Management team. The Risk Customer team is responsible for leveraging data ...

YouLend

Senior Credit Risk Analyst

Atlanta, GA · On-site

Senior Credit Risk Analyst Department: Credit Risk Employment Type: Permanent Location: Atlanta Reporting To: Elliot Jackson Description About us: YouLend is a rapidly growing FinTech that is the ...

YouLend

Senior Credit Risk Analyst

Atlanta, GA · On-site

Senior Credit Risk Analyst Department: Credit Risk Employment Type: Permanent Location: Atlanta Reporting To: Elliot Jackson Description About us: YouLend is a rapidly growing FinTech that is the ...

Prosper

Credit Risk Analyst

$102K - $140K/yr

The Credit Risk team uses analytics tools to develop strategies that govern automated decisions in Prosper's online marketplace. A Credit Risk Analyst at Prosper has the opportunity to utilize ...

Berkshire Bank

Credit Risk Analyst II

Boston, MA · On-site

$55K - $102K/yr

Credit Risk Manager: Reporting and Analytics Status: Exempt Grade: 10 Salary Range: $55,588 - $102,474 Actual compensation within the pay range will be determined based on factors including, but not ...

Amerisure

Credit Risk Analyst

Farmington Hills, MI · On-site

Due to a promotion, we are recruiting for a Credit Risk Analyst to join our team. This is a hybrid position working out of our Farmington Hill, MI office 3 days a week and 2 from home.Position ...

Kitsap Credit Union

About the Role The Credit Risk Analyst Manager is responsible for developing, maintaining, and continuously enhancing the Credit Union's portfolio risk analytics, delinquency reporting, CECL data ...

New

Gauntlet

Credit Risk Analyst

Manhattan, NY · On-site

... credit analysis into clear, actionable recommendations for non-credit stakeholders. * Experience building or maintaining quantitative risk models in Python or R. Bonus points * On-chain credit ...

previous pagenext page

Showing results 21-40

All JobsFinance And Insurance JobsCredit JobsCredit Analyst JobsCredit Risk Analyst Jobs

Credit RISK Analyst information

See salary details

$37K

$113.9K

$197.5K

How much do credit risk analyst jobs pay per year?

As of Sep 9, 2026, the average yearly pay for credit risk analyst in the United States is $113,881.00, according to ZipRecruiter salary data. Most workers in this role earn between $82,500.00 and $140,500.00 per year, depending on experience, location, and employer.

What does a credit risk analyst do?

A Credit Risk Analyst assesses the creditworthiness of individuals or organizations by analyzing financial data, credit reports, and economic conditions. Their main goal is to determine the likelihood that a borrower will default on their financial obligations. They use statistical models, risk assessment tools, and industry knowledge to evaluate risk and help lenders make informed lending decisions. Credit Risk Analysts often prepare reports, recommend risk mitigation strategies, and monitor existing credit portfolios for potential risks.

What does a credit risk analyst do?

A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.

What are some common challenges faced by credit risk analysts when assessing new clients or loan applications?

Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.

What is the difference between Credit Risk Analyst vs Credit Analyst?

AspectCredit Risk AnalystCredit Analyst
Primary FocusAssessing the risk of default on loans and credit productsEvaluating creditworthiness of individual or business applicants
Required CredentialsTypically a degree in finance, economics, or related field; certifications like CFA or credit-specific coursesSimilar credentials; often the same certifications or degrees
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending institutions, credit departments
Industry UsageCommonly used in risk assessment and managementPrimarily in lending and credit evaluation

While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.

How much does a credit risk analyst earn?

The average salary for a credit risk analyst typically ranges from $60,000 to $90,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries and bonuses.

Is a credit risk analyst entry level?

A credit risk analyst can be an entry-level position, often requiring a bachelor's degree in finance, economics, or related fields. Some roles may require prior internship experience or familiarity with financial analysis tools, but many companies offer training for new graduates. Advancement typically depends on experience, skills, and certifications such as the CFA or credit analysis courses.

What is the average salary of a Credit Risk Analyst?

The average salary of a Credit Risk Analyst typically ranges from $60,000 to $85,000 per year, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.
More about Credit RISK Analyst jobs

What cities are hiring for Credit Risk Analyst jobs?

Cities with the most Credit Risk Analyst job openings:

What are the most commonly searched types of Credit Risk Analyst jobs?

The most popular types of Credit Risk Analyst jobs are:

Who are the top companies hiring for Credit Risk Analyst jobs?

The top employers for Credit Risk Analyst jobs are:

What states have the most Credit Risk Analyst jobs?

States with the most job openings for Credit Risk Analyst jobs include:

What are popular job titles related to Credit Risk Analyst jobs?

For Credit Risk Analyst jobs, the most frequently searched job titles are:

Credit RISK Analyst jobs near you
Infographic showing various Credit Risk Analyst job openings in the United States as of September 2026, with employment types broken down into 1% As Needed, 89% Full Time, 8% Part Time, and 2% Contract. Highlights an 82% Physical, 4% Hybrid, and 14% Remote job distribution, with an average salary of $113,881 per year, or $54.8 per hour.

Senior Risk Analyst

Las Vegas, NV

Credit One Bank
Finance and Insurance • 501 - 1,000 employees
Learn more about Credit One Bankexternal

Full-time

Re-posted 18 days ago

Job description

Description

Position Summary
Credit One Bank is seeking a Senior Credit Risk Analyst to join the Risk Customer Account Management team.  The Risk Customer team is responsible for leveraging data, credit thinking, and analytics to improve the quality of decisions made, drive tangible business impact, and set the strategy in our journey to holistically know our customers.  

As a Senior Credit Risk Analyst, you will be directly responsible for supporting and overseeing the Bank’s customer Retention and Reinstatement programs.  You will apply strategic and analytical skills to major company challenges and objectives.  You will team with world-class professionals to develop and test strategies that ultimately impact the bottom line.  And you'll do it all in a collaborative environment that values your insight, encourages you to take on new responsibility, promotes continuous learning, and rewards innovation.
 
Summary of Essential Job Functions
  • Drive business strategies that will facilitate growth, profitability, and competitive success for Credit One Bank in the face of shifting consumer and regulatory demands
  • Sound decision making and problem solving based on data driven analysis.  Conceptual thinking skills must be complemented by a strong quantitative orientation, given that a large part of the business is based on rigorous analytics & credit risk management
  • Use analytical techniques and models to optimize risk strategies, segment customer populations, perform risk based prediction of customer or operational outcomes and increase program performance and efficiency
  • Apply statistical techniques to deliver accretive strategies across targeting, universe expansion, cutoff analysis, product mix optimization, and score utilization
  • Drive step-change improvements in credit performance by connecting drivers of future consumer credit trends to historical behavior and testing hypotheses using rigorous monitoring and analysis
  • Perform complex analyses to maximize profits and asset returns while minimizing credit losses and other risk exposures
  • Identify business challenges and opportunities for improvement and solve for them using analysis to make strategic or tactical recommendations
  • Execute delivery of business intent, build business requirements and execute against program strategy.  Oversee multiple projects and programs concurrently
  • Draft and maintain formal process documentation (e.g. program strategy and procedures) and flowcharts/diagrams to visualize program workflows
  • Impeccable written and oral communication skills to influence and drive agreement among colleagues
  • Collaborate with colleagues across Credit One Bank including:  IT, Operations, Customer Experience, Finance and others to facilitate improvement in quality, volume, service, and profitability
  • Display an intense focus on achieving both short and long term goals. 
  • Successful track record of thriving in a fast paced, entrepreneurial and dynamic environment
  • Communicate policy changes and test recommendations, program approvals, MIS and performance trends with key stakeholders
 
Position Requirements
  • Bachelor’s degree in a technical field such as mathematics, computer science, finance, economics, statistic or related field
  • 4+ years of strategy development and analytical experience in Credit, Operational Risk, Fraud, or similar strategy environment
  • Advanced capability with at least one of the following: Python, R, SAS, SQL
 
Preferred 
  • Advanced degree or comparable experience in a technical field such as mathematics, computer science, finance, economics, statistic or related field
  • 6+ years of strategy development and analytical experience in Credit, Operational Risk, Fraud, or similar strategy environment
  • Direct experience in Credit, Operational Risk, Fraud, or similar strategy environment
Credit One Bank, N.A. is a data-driven financial services company based in Las Vegas. Founded in 1984, Credit One Bank offers a spectrum of credit card products for people in all stages of financial life. Credit One Bank is an equal opportunity employer committed to diversity and inclusion and does not discriminate against any employee or applicant for employment because of age, race, religion, color, disability, sex, sexual orientation, or national origin. Reasonable accommodations can be made for those who require them, including access to job applications and workplace accommodations. Employment at Credit One Bank is based on mutual consent (also known as at-will). This means that employees and the Bank may terminate the employment relationship at any time, with or without cause and with or without notice. Please contact the recruiter for this position to learn more. Credit One Bank does not accept unsolicited resumes from agencies and is not responsible for related fees. 

Apply