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Credit Risk Analyst Jobs (NOW HIRING)

Braviant Holdings

Senior Credit Risk Analyst

Dallas, TX · Hybrid

Senior Credit Risk Analyst Function: Credit Risk Reports to: Head of Credit Level: Mid-Level / Senior Location: Addison, TX (5 days/week in-office) Please note: This position is open to candidates ...

Braviant Holdings

Senior Credit Risk Analyst

Dallas, TX · Hybrid

Senior Credit Risk Analyst Function: Credit Risk Reports to: Head of Credit Level: Mid-Level / Senior Location: Addison, TX (5 days/week in-office) Please note: This position is open to candidates ...

Braviant Holdings

Senior Credit Risk Analyst

Dallas, TX · On-site

Senior Credit Risk Analyst Function: Credit Risk Reports to: Head of Credit Level: Mid-Level / Senior Location: Addison, TX (5 days/week in-office) Please note: This position is open to candidates ...

Energy Transfer Partners, L.P.

$80 - $100/hr

The Credit Risk Analyst will be involved in evaluating potential credit risks, administer risk mitigation strategies, maintain a robust credit profile, and engage in special projects as required. The ...

Us Bank

Credit Risk Analyst

San Francisco, CA · On-site

$100 - $125/hr

The organization's risk management structure is designed to promote effective governance and risk ... This role will perform data analyses and share results, using such tools as SAS, SQL, Toad, Python ...

CreditOne

Senior Credit Risk Analyst

Las Vegas, NV · On-site

As a Senior Credit Risk Analyst, you will be directly responsible for supporting and overseeing the Bank's customer Retention and Reinstatement programs. You will apply strategic and analytical ...

Alliant

Principal Credit Risk Analyst

Chicago, IL · On-site

$119K - $204K/yr

Analyze data to identify the quantitative and qualitative factors driving the credit risk for consumer & mortgage loans. Essential Responsibilities * Use data and analytics to develop analytical ...

Intuit

Principal Credit Risk Analyst

Mountain View, CA

$236K - $319K/yr

The role as QuickBooks Capital credit risk lead analyst will dive into three main areas to help the business grow: * Drive new lending business initiatives from the credit risk expert perspective ...

Intuit

Principal Credit Risk Analyst

Mountain View, CA · On-site

$236K - $319K/yr

The role as QuickBooks Capital credit risk lead analyst will dive into three main areas to help the business grow: * Drive new lending business initiatives from the credit risk expert perspective ...

Kitsap

Credit Risk Analyst Manager

Bremerton, WA · On-site

$91K - $110K/yr

About the Role The Credit Risk Analyst Manager is responsible for developing, maintaining, and continuously enhancing the Credit Union's portfolio risk analytics, delinquency reporting, CECL data ...

Intuit

Principal Credit Risk Analyst

Mountain View, CA · On-site

$236K - $319K/yr

The role as QuickBooks Capital credit risk lead analyst will dive into three main areas to help the business grow: * Drive new lending business initiatives from the credit risk expert perspective ...

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Credit RISK Analyst information

See salary details

$37K

$113.9K

$197.5K

How much do credit risk analyst jobs pay per year?

As of Sep 9, 2026, the average yearly pay for credit risk analyst in the United States is $113,881.00, according to ZipRecruiter salary data. Most workers in this role earn between $82,500.00 and $140,500.00 per year, depending on experience, location, and employer.

What does a credit risk analyst do?

A Credit Risk Analyst assesses the creditworthiness of individuals or organizations by analyzing financial data, credit reports, and economic conditions. Their main goal is to determine the likelihood that a borrower will default on their financial obligations. They use statistical models, risk assessment tools, and industry knowledge to evaluate risk and help lenders make informed lending decisions. Credit Risk Analysts often prepare reports, recommend risk mitigation strategies, and monitor existing credit portfolios for potential risks.

What does a credit risk analyst do?

A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.

What are some common challenges faced by credit risk analysts when assessing new clients or loan applications?

Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.

What is the difference between Credit Risk Analyst vs Credit Analyst?

AspectCredit Risk AnalystCredit Analyst
Primary FocusAssessing the risk of default on loans and credit productsEvaluating creditworthiness of individual or business applicants
Required CredentialsTypically a degree in finance, economics, or related field; certifications like CFA or credit-specific coursesSimilar credentials; often the same certifications or degrees
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending institutions, credit departments
Industry UsageCommonly used in risk assessment and managementPrimarily in lending and credit evaluation

While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.

How much does a credit risk analyst earn?

The average salary for a credit risk analyst typically ranges from $60,000 to $90,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries and bonuses.

Is a credit risk analyst entry level?

A credit risk analyst can be an entry-level position, often requiring a bachelor's degree in finance, economics, or related fields. Some roles may require prior internship experience or familiarity with financial analysis tools, but many companies offer training for new graduates. Advancement typically depends on experience, skills, and certifications such as the CFA or credit analysis courses.

What is the average salary of a Credit Risk Analyst?

The average salary of a Credit Risk Analyst typically ranges from $60,000 to $85,000 per year, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.
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Credit RISK Analyst jobs near you
Infographic showing various Credit Risk Analyst job openings in the United States as of September 2026, with employment types broken down into 1% As Needed, 89% Full Time, 8% Part Time, and 2% Contract. Highlights an 82% Physical, 4% Hybrid, and 14% Remote job distribution, with an average salary of $113,881 per year, or $54.8 per hour.

Credit Risk Analyst/Associate

Manhattan, NY • On-site

Nomura International
See more jobs at Nomura Internationalexternal

$85K - $120K/yr

Full-time

Medical, Retirement, PTO

Re-posted 27 days ago

Job description

Job title: Credit Risk Infrastructure
Corporate Title: Analyst / Associate
Department: Credit Risk
Location: New York
The pay range for this position at commencement of employment is expected to be between $85,000 and $120,000 per year.
* (see below footnote for additional compensation and benefits information).
Company overview
Nomura is a global financial services group with an integrated network spanning approximately 30 countries and regions. By connecting markets East & West, Nomura services the needs of individuals, institutions, corporates and governments through its three business divisions: Wealth Management, Investment Management, and Wholesale (Global Markets and Investment Banking). Founded in 1925, the firm is built on a tradition of disciplined entrepreneurship, serving clients with creative solutions and considered thought leadership. For further information about Nomura, visit www.nomura.com.
Aon's Benefit Index®, Nomura's benefits rank #1 amongst our competitors
Department Overview:
Credit Risk Management (CRM) operates as a credit risk control function within the Risk Management Division, reporting to the CRO. The process for managing credit risk at Nomura includes:
  • Evaluation of likelihood that a counterparty defaults on its payments and obligations;
  • Assignment of internal ratings to all active counterparties;
  • Approval of extensions of credit and establishment of credit limits;
  • Measurement, monitoring and management of Nomura's current and potential future credit exposures;
  • Setting credit terms in legal documentation, including margin terms; and
  • Use of appropriate credit risk mitigants, including netting, collateral and hedging.

Role Description:
Based in New York supporting the Regional Head of Credit Risk Infrastructure and Reporting. The candidate will need to be an excellent communicator, risk aware, technically adept and a self-starter. The candidate will be supporting the following activities:
  • Technical Implementation
    • Leverage SQL for data extraction and analysis
    • Design automated workflows
    • Design and maintain target operating models
  • Process Improvement and Automation:
    • Collaborate with IT and other functions to streamline and automate credit risk processes
    • Develop new tools for internal credit risk requirements and regulatory compliance
  • Data Analysis and Risk Management:
    • Assist in monitoring areas of risk and credit risk metrics
    • Support CRM in Managing limits and excesses or products, counterparties, and countries
  • Control and Governance
    • Conduct regular checks, issue tracking and remediation monitoring in line with credit risk policies.
    • Perform governance control on processes performed by credit risk analyst.
  • Reporting and Presentations:
    • Prepare and present senior management decks on credit risk metrics and ad-hoc analysis
    • Create and deliver regulatory reports for JFSA, PRA, FINRA, and SEC
    • Prepare and deliver reports for regulatory processes and multi-divisional forums
  • Internal Audit and Reconciliation:
    • Implement adjustments and adhere to defined governance standards
    • Perform reconciliations and resolve audit findings
    • Escalate discrepancies to senior management in a timely manner

Skills, experience, qualifications and knowledge required:
Seeking a proactive, hard-working and dynamic individual with:
  • Technical Expertise:
    • Microsoft Office
    • SQL
    • Decisions
    • Power BI
    • Machine Learning
  • Domain:
    • Risk Management experience in a Financial Institution
    • Undergraduate degree
    • Knowledge of Credit Risk fundamentals
    • Knowledge of Credit Risk exposure metrics
    • Good understanding of financial products / instruments
    • Understanding of economic & regulatory capital
    • Well-versed on the US regulatory rules impacting credit risk
    • Self-motivated, logical thinking, good interpersonal skills and demonstrate ability to form successful working relationships
    • Delivery focused with the ability to work well under pressure and meet deadlines under compressed timescale
    • Organizational skills, multitasking and detail oriented
    • Strong communication abilities to work with stakeholders
    • Problem-solving and analytical thinking
    • Project management capabilities

Nomura Competencies
Explore Insights & Vision
  • Identify the underlying causes of problems faced by you or your team and define a clear vision and direction for the future.

Making Strategic Decisions
  • Evaluate all the options for resolving the problems and effectively prioritize actions or recommendations.

Inspire Entrepreneurship in People
  • Inspire team members through effective communication of ideas and motivate them to actively enhance productivity.

Elevate Organizational Capability
  • Engage proactively in professional development and enhance team productivity through the promotion of knowledge sharing.

Inclusion
  • Foster a culture of inclusion and psychological safety in the workplace and cultivate a "Risk Culture" (Challenge, Escalate and Respect).

*base pay offered may vary depending on multiple individualized factors, including market location, corporate and functional title and duties, job-related knowledge and advanced degrees, skills, and experience. The total compensation package for this position may also include other elements, including a sign-on bonus, restricted stock units, discretionary awards and eligibility for commissions for applicable sales roles in addition to a full range of medical, financial, and/or other benefits (including 401(k) eligibility and various paid time off benefits, such as vacation, sick time, and parental leave), dependent on the position offered. Details of participation in these benefit plans will be provided if an employee receives an offer of employment.
If hired in the U.S., employee will be in an "at-will position" and the Company reserves the right to modify base salary (as well as any other discretionary payment or compensation program) at any time, including for reasons related to individual performance, Company or individual department/team performance, and market factors".
Nomura is an Equal Opportunity Employer

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