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Credit Repair Sales Executive

San Juan, PR · On-site

$25K - $30K/mo

Position Summary The Credit Repair Sales Representative is responsible for generating new business, consulting with prospective clients, and enrolling qualified customers into credit repair and ...

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$142.7K

$249.5K

How much do credit executive jobs pay per year?

As of May 31, 2026, the average yearly pay for credit executive in the United States is $142,683.00, according to ZipRecruiter salary data. Most workers in this role earn between $108,500.00 and $160,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Executive, and why are they important?

To thrive as a Credit Executive, you need a solid understanding of financial analysis, risk assessment, and credit policies, typically supported by a degree in finance, accounting, or a related field. Familiarity with credit management software, financial modeling tools, and regulatory compliance systems is essential. Strong negotiation, analytical thinking, and interpersonal communication skills set top performers apart in this role. These capabilities are crucial for making informed credit decisions, maintaining healthy client relationships, and minimizing financial risk for the organization.

How does a Credit Executive typically collaborate with sales and risk management teams?

As a Credit Executive, you'll frequently work alongside sales teams to assess new client applications and ensure credit policies are followed while supporting business growth. You'll also collaborate closely with risk management to evaluate potential exposures, set credit limits, and develop strategies to minimize bad debt. This cross-functional teamwork requires strong communication skills and a balanced approach to both enabling sales and protecting company assets.

What are Credit Executives?

Credit Executives are professionals responsible for evaluating and approving credit applications for individuals or businesses. They assess the creditworthiness of applicants by analyzing financial statements, credit reports, and other relevant information. Their role is crucial in minimizing financial risk for lenders while ensuring that qualified customers receive appropriate credit facilities. Credit Executives often work in banks, financial institutions, or credit departments of large companies.
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Credit Executive jobs near you
Infographic showing various Credit Executive job openings in the United States as of May 2026, with employment types broken down into 73% Full Time, 25% Part Time, and 2% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $142,683 per year, or $68.6 per hour.

Credit Officer, Global Wealth & Investment Management

Bank of America

Tampa, FL • On-site

Full-time

Posted 8 days ago

Job description

Job Description:
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!
Job Description:
The GWIM Credit Product Specialist/Credit Officer acts as an extension of the Credit Executives. The Specialist is responsible for actively developing and supporting strategies to identify and deliver credit opportunities (e.g., LMA, ISBL, PCL, Custom Lending & Margin) to Financial Advisors existing wealth management clients and prospects. These responsibilities are achieved by ensuring wealth management clients are knowledgeable of the Banks full suite of GWIM credit solutions and by supporting the flawless delivery of these solutions through a high-touch advisor/client experience. The primary mission of the Credit Product Specialist is to establish new credit relationships with the financial advisors wealth management clients/ prospects in addition to supporting/ expanding existing GWIM credit relationships with the intent of generating balance and revenue growth with appropriate risk adjusted returns. The Specialist will work with Financial Advisors, Wealth Management Clients, GWIM Custom Lending Credit Executives, GWIM Credit leadership, Risk Management and other specialist organizations to meet these objectives.
Required Qualifications:
• 3 years of progressively responsible experience in the job offered or a related finance / banking occupation
Desired Qualifications:
• Bachelor's degree or equivalent in Finance, Business Administration, Financial Economics, or related; and
• Prefer 3 years of experience in each of the following:
o Marketing and selling Private Wealth credit solutions with a goal to engage and influence audience behavior to address the lending needs of clients;
o Cultivating relationships with clients and Financial Advisors to identify credit opportunities and grow lending business;
o Negotiating with Underwriting and Risk on behalf of the client to structure sound loans including securities based loans, Commercial real estate loans, Recreational real estate loans, Hedge Fund loans, Fine Art loans, Yacht loans, Unsecured loans, and other miscellaneous loans;
o Conducting financial analysis including ratio analysis, DSC analysis, and collateral evaluations to determine viability of loan opportunities; and,
o Assessing existing portfolio of loans ensuring compliance with financial covenants and reporting, resolving margin calls, and debt service failures.
Skills:
• Attention to Detail
• Business Development
• Loan Structuring
• Portfolio Management
• Relationship Building
• Active Listening
• Analytical Thinking
• Client Management
• Customer and Client Focus
• Profitability Analysis
• Collaboration
• Financial Forecasting and Modeling
• Pipeline Management
• Sales Performance Management
• Sales Strategy
Minimum Education Requirement: High School Diploma / GED / Secondary School or equivalent
Shift:
1st shift (United States of America)
Hours Per Week:
40

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