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Credit Card Collections Jobs (NOW HIRING)

Credit Card Collections Specialist I

Lake Mary, FL · On-site

$16.25 - $21.75/hr

Collections Specialist I At JPMorganChase, you'll be at the forefront of delivering exceptional ... S. in credit card sales and deposit growth and have the most-used digital solutions all while ...

Credit Card Collections Specialist I

Carol Stream, IL · On-site

$18.25 - $24.75/hr

Collections Specialist I At JPMorganChase, you'll be at the forefront of delivering exceptional ... S. in credit card sales and deposit growth and have the most-used digital solutions all while ...

Collections Representatives

Buffalo, NY · On-site

$16.50 - $21.25/hr

REQUIREMENTS MINIMUM 6 months of credit card collections High school degree or equivalent Outstanding communication skills Proficient computer skills Mathematical skills COMPREHENSIVE BENEFITS ...

3rd Party Collections

Phoenix, AZ · On-site

$16.50 - $21.25/hr

Auto, DDA, Installment & Credit Card Collections experience a plus * Basic math skills * Intermediate knowledge of email, Internet browsers, and search functions What We Offer: * Bonus - $500 at 90 ...

1st Party Collections

Phoenix, AZ · On-site

$17 - $21.75/hr

Auto, DDA, Installment & Credit Card Collections experience a plus * Basic math skills * Intermediate knowledge of email, Internet browsers, and search functions What We Offer: * Bonus - $500 at 90 ...

1st Party Collections

Phoenix, AZ · On-site

$16.50 - $21.25/hr

Auto, DDA, Installment & Credit Card Collections experience a plus * Basic math skills * Intermediate knowledge of email, Internet browsers, and search functions What We Offer: * Bonus - $500 at 90 ...

3rd Party Collections

Phoenix, AZ · On-site

$17 - $21.75/hr

Auto, DDA, Installment & Credit Card Collections experience a plus * Basic math skills * Intermediate knowledge of email, Internet browsers, and search functions What We Offer: * Bonus - $500 at 90 ...

The Role We are seeking a highly analytical Collections Analyst to support our Credit Card Collections Operations team. This role is responsible for translating complex business requirements into ...

The Role We are seeking a highly analytical Collections Analyst to support our Credit Card Collections Operations team. This role is responsible for translating complex business requirements into ...

The Role We are seeking a highly analytical Collections Analyst to support our Credit Card Collections Operations team. This role is responsible for translating complex business requirements into ...

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Credit Card Collections information

See salary details

$54.5K

$87.1K

$127K

How much do credit card collections jobs pay per year?

As of Jun 6, 2026, the average yearly pay for credit card collections in the United States is $87,109.00, according to ZipRecruiter salary data. Most workers in this role earn between $71,000.00 and $100,000.00 per year, depending on experience, location, and employer.

What are some common challenges faced in a Credit Card Collections role and how are they managed?

One of the main challenges in a Credit Card Collections role is effectively communicating with customers who may be experiencing financial difficulties, leading to emotionally charged or sensitive conversations. To manage this, collectors receive training in de-escalation techniques and negotiation strategies, allowing them to find mutually agreeable payment solutions while maintaining professionalism and empathy. Additionally, strict adherence to regulatory guidelines, such as the Fair Debt Collection Practices Act (FDCPA), is essential in every interaction. Successful collectors focus on building rapport and trust with customers, which helps increase recovery rates and supports long-term customer retention.

What are the key skills and qualifications needed to thrive in the Credit Card Collections position, and why are they important?

To thrive in Credit Card Collections, you need strong communication and negotiation skills, a keen understanding of financial processes, and often a high school diploma or equivalent. Familiarity with collections software, CRM systems, and basic office applications is commonly required, and certifications in credit and collections can be advantageous. Empathy, patience, problem-solving, and resilience are valuable soft skills that help navigate challenging customer interactions. These competencies are crucial for recovering outstanding payments while maintaining positive customer relations and adhering to industry regulations.

What is a Credit Card Collections job?

A Credit Card Collections job involves contacting customers who have overdue credit card payments to remind them of their balances and help them find ways to make payments. Collections agents negotiate payment plans, provide information about outstanding debts, and follow company policies and legal regulations. The goal is to recover past-due payments while maintaining a professional and respectful relationship with the cardholder. Strong communication, problem-solving, and negotiation skills are essential for success in this role.

More about Credit Card Collections jobs
What cities are hiring for Credit Card Collections jobs? Cities with the most Credit Card Collections job openings:
What states have the most Credit Card Collections jobs? States with the most job openings for Credit Card Collections jobs include:
Infographic showing various Credit Card Collections job openings in the United States as of May 2026, with employment types broken down into 1% As Needed, 94% Full Time, 3% Part Time, and 2% Contract. Highlights an 93% Physical, 3% Hybrid, and 4% Remote job distribution, with an average salary of $87,109 per year, or $41.9 per hour.
Credit Card Collections Specialist I

Credit Card Collections Specialist I

Chase

Lake Mary, FL • On-site

$16.25 - $21.75/hr

Full-time

Medical, Retirement

This job post has expired today. Applications are no longer accepted.


JPMorgan Chase & Co. rating

8.1

Company rating: 8.1 out of 10

Based on 468 frontline employees who took The Breakroom Quiz

46th of 141 rated banks


Job description

Collections Specialist I

At JPMorganChase, you'll be at the forefront of delivering exceptional customer service, where each day presents the same opportunities to make a meaningful difference. You'll engage in creative and exciting work, consistently offering innovative solutions and options to assist our valued customers. While the duties may be routine, your role remains dynamic and impactful, enabling you to build strong relationships and contribute to our business success.

As a Collections Specialist I within JPMorganChase, you will be the first point of contact for our clients, providing exceptional customer service for various financial products. Your role involves handling inbound calls, building strong customer relationships, and offering innovative solutions to meet client needs. You'll thrive in a fast-paced call center environment, leveraging your communication, multitasking, and results-oriented skills. You will be working within a well-defined framework, performing routine tasks and following established procedures, with any non-standard issues referred to your supervisor.

Job responsibilities

  • Manages a high volume of inbound/outbound Collections calls (potentially over 100 daily), delivering comprehensive support for financial products.
  • Utilizes customer service expertise to interpret needs and deliver continuous insights.
  • Navigates multiple computer systems with efficiency, demonstrating adaptability and resilience.
  • Excels both independently and collaboratively, driving team success and achieving goals.
  • Follows all regulatory and departmental practices and procedures diligently.
  • Takes ownership of each customer interaction while treating them with respect and responding with empathy.

Required qualifications, capabilities, and skills

  • Communication, negotiation, information gathering, and decision-making skills.
  • Customer interaction and support skills with at least 1 year of experience in phone or face-to-face settings, while being able to multitask with computer systems and work accurately.
  • Ability to manage complex customer interactions using empathy, composure, and sound judgment.
  • Ability to adjust to new situations and effectively navigate different cultural contexts and workplace environments.
  • Adaptability and efficiency in fast-paced, dynamic, and results-driven environments.
  • Ability to solve problems and effectively present and explain solutions.
  • Ability to learn products and systems quickly, embrace challenges as opportunities, and actively seek feedback to improve performance and achieve goals.
  • Proficient computer literacy skills, with experience in using technology to solve problems and communicate in a professional setting.
  • High school diploma or GED required.

Preferred qualifications, capabilities, and skills

  • Developing ability to use data to understand issues and opportunities.
  • Developing skills in using AI technology for automation and prompt writing.

Work Schedule Candidates must be willing and able to work schedules during our operating hours, which may include evenings and weekends. This position requires that you attend trainings as scheduled. Training hours may not coincide with your regularly scheduled hours.

About Us

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans

About the Team

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions all while ranking first in customer satisfaction. Operations teams develop and manage innovative, secure service solutions to meet clients' needs globally. Developing and using the latest technology, teams work to deliver industry-leading capabilities to our clients and customers, making it easy and convenient to do business with the firm. Teams also drive growth by refining technology-driven customer and client experiences that put users first, providing an unparalleled experience.


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