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Credit Analyst Jobs in Michigan (NOW HIRING)

The Credit Analyst manages the full scope of collections for assigned accounts to ensure payment is received on a timely basis. Job Duties: * Reviews past due accounts receivables daily for assigned ...

The Credit Analyst manages the full scope of collections for assigned accounts to ensure payment is received on a timely basis. Job Duties: * Reviews past due accounts receivables daily for assigned ...

Ensure high-quality credit analysis, including financial, cash flow, collateral, and guarantor evaluation. * Apply credit policy and regulatory guidance consistently across all decisions. Portfolio ...

Ensure high-quality credit analysis, including financial, cash flow, collateral, and guarantor evaluation. * Apply credit policy and regulatory guidance consistently across all decisions. Portfolio ...

Ensure high-quality credit analysis, including financial, cash flow, collateral, and guarantor evaluation. * Apply credit policy and regulatory guidance consistently across all decisions. Portfolio ...

Due to a promotion, we are recruiting for a Credit Risk Analyst to join our team. This is a hybrid position working out of our Farmington Hill, MI office 3 days a week and 2 from home.Position ...

New

The Chief Credit Officer (CCO) is responsible for the overall credit quality, risk management, and ... Oversees portfolio analytics and reporting, delivering clear and actionable insights to executive ...

Showing results 41-60

Credit Analyst information

See Michigan salary details

$13

$26

$42

How much do credit analyst jobs pay per hour?

As of Sep 3, 2026, the average hourly pay for credit analyst in Michigan is $26.08, according to ZipRecruiter salary data. Most workers in this role earn between $20.10 and $29.33 per hour, depending on experience, location, and employer.

What does a credit analyst do?

A Credit Analyst evaluates the creditworthiness of individuals or businesses applying for loans or credit. They review financial statements, credit reports, and economic conditions to assess the risk of lending money. Based on their analysis, they make recommendations to approve or deny credit applications and may suggest terms for repayment. Their work helps financial institutions minimize losses and make informed lending decisions.

What does a credit analyst do?

As a credit analyst, you evaluate customer credit history to determine the risk level for giving out loans or lines of credit to clients. You’ll use statistical software to help you decide which clients are eligible for loans and which ones aren’t. Your job duties include analyzing your clients’ financial statements and credit history, establishing credit limits, informing clients of payment policies, and resolving disputes. Your decisions impact whether the bank or financial institution you work for makes money or loses money, so your responsibilities make you a crucial part of the team.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, financial acumen, and typically a degree in finance, accounting, or a related field. Proficiency in financial modeling, Microsoft Excel, and experience with credit risk assessment software such as Moody’s or S&P Global Market Intelligence are highly valued. Excellent attention to detail, effective communication, and sound judgment are essential soft skills for assessing clients and presenting findings. These abilities ensure accurate credit evaluations, mitigate risk, and support informed lending decisions.

What are the typical challenges a credit analyst faces when evaluating complex loan applications?

Credit Analysts often encounter challenges such as incomplete financial information, inconsistent documentation, and the need to assess risk in rapidly changing market conditions. Evaluating applicants from diverse industries may require specialized knowledge to accurately interpret financial statements and cash flow projections. Strong analytical skills and effective communication with both clients and internal stakeholders are essential to resolve ambiguities and ensure sound credit decisions.

What is the difference between Credit Analyst vs Loan Officer?

AspectCredit AnalystLoan Officer
Required CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or credit analysis coursesBachelor's degree in finance, business, or related; often requires mortgage or loan origination licenses
Work EnvironmentOffice setting, analyzing financial data, assessing creditworthinessOffice or branch, meeting clients, processing loan applications
Employer & Industry UsageBanks, credit unions, financial institutionsBanks, mortgage companies, credit unions

While both roles involve financial assessment, a Credit Analyst primarily evaluates credit data to determine risk, whereas a Loan Officer interacts directly with clients to approve and process loan applications. Understanding these differences helps in choosing the right career path or job search focus.

Are credit analysts paid well?

Credit analysts typically earn a competitive salary that varies based on experience, education, and location. According to industry data, the median annual wage for credit analysts is around $70,000, with higher earnings possible for those with advanced certifications or in senior roles. The profession often offers opportunities for bonuses and career advancement.

What qualifications do you need to be a credit analyst?

To become a credit analyst, candidates typically need a bachelor's degree in finance, accounting, economics, or a related field. Strong analytical skills, proficiency with financial analysis tools, and knowledge of credit reporting and risk assessment are also important. Some roles may require relevant certifications such as the Chartered Financial Analyst (CFA) or Credit Risk Certification.

What are the most commonly searched types of Credit Analyst jobs in Michigan?

The most popular types of Credit Analyst jobs in Michigan are:

What job categories do people searching Credit Analyst jobs in Michigan look for?

The top searched job categories for Credit Analyst jobs in Michigan are:

What cities in Michigan are hiring for Credit Analyst jobs?

Cities in Michigan with the most Credit Analyst job openings:

Infographic showing various Credit Analyst job openings in Michigan as of August 2026, with employment types broken down into 1% Internship, 81% Full Time, 16% Part Time, 1% Contract, and 1% Nights. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $54,250 per year, or $26.1 per hour.

International Regional Credit Analyst

Stellantis

Auburn Hills, MI • On-site

Other

Medical, Dental, Vision, Retirement, PTO

This job post has expired 2 days ago. Applications are no longer accepted.


Stellantis rating

7.5

Company rating: 7.5 out of 10

Based on 131 frontline employees who took The Breakroom Quiz

13th of 45 rated automakers


Job description

This position in International Treasury is responsible for managing international customer credit exposure, supporting sales activity, and mitigating risks related to international trade, collections, and accounts receivable.

Key Responsibilities:

  • Serving as the Accounts Receivable liaison between international third-party distributors and regional teams, Mopar, and Logistics
  • Supporting the sales function while managing the risks associated with international trade and collections
  • Maintaining customer account data in SAP, including master data and credit management, and providing remittance details to Shared Services for posting and reconciliation
  • Evaluating and recommending credit limits and security requirements based on corporate wholesale volumes
  • Managing the account against approved credit limits by controlling the release of production orders and the shipment of vehicles and parts
  • Reporting monthly on account status, identifying past-due conditions or other concerns, and recommending action plans to address them
  • Partnering with cross-functional departments and Regional teams to address customer and Treasury concerns that impact accounts receivable
  • Reviewing account security instruments, such as standby letters of credit, guarantees, or other approved payment security arrangements
  • Reviewing customer accounts to identify potential factoring opportunities and support free cash flow initiatives
  • Preparing current month forecasts of cash receipts from customers
  • Preparing ad hoc reporting and analysis to support Treasury, credit, and business decision-making

What You’ll Learn:

  • The international sales process and how to balance business growth with credit risk management
  • Vehicle ordering and build processes
  • Mopar sales and invoicing processes for international markets
  • International logistics processes for vehicles and parts
  • Trade finance tools and payment security instruments used to mitigate credit risk
  • Principles of factoring
  • Cash forecasting
  • Internal controls and how to work effectively with internal and external auditors

What This Role Will Prepare You For:

  • Other opportunities within Treasury, including Cash Management, Domestic Credit, and Cash Forecasting, as well as broader Finance roles and cross-functional opportunities within the company
  • Positions requiring interaction with international customers and colleagues

Our Benefits - Designed with You in Mind

Comprehensive Health & Well-being Coverage

From your very first day, you’ll have access to medical, dental, vision, and prescription drug coverage - ensuring you and your family stay healthy and protected.

Generous Paid Time Off

We believe in work-life balance. That’s why we offer: 17+ paid holidays, including shut-down from December 24th through New Years Day every year. Vacation, float & wellbeing days, sick time and fully paid parental leave when your family needs you most.

Competitive Retirement Savings Plans

We help you plan for the future with:

    • An employer match on contributions to your 401k, Roth, and Catch-Up plans
    • An employer contribution, even if you don’t contribute

Income Protection & Insurance Options

Benefit from included and optional disability, life, and other insurance programs - because your peace of mind matters.

Company Vehicle Lease Program

Eligible employees and their immediate families can enjoy company vehicle lease options with included insurance, maintenance, and unlimited mileage. Plus, take advantage of exclusive discounts on Stellantis products.

Family Building Benefit

We proudly support all paths to parenthood- including fertility and infertility treatments, adoption services, and gestational surrogacy.

Support for Your Growth and Giving Back

We believe in investing in your future and your passions:

    • Tuition reimbursement
    • Student loan refinancing programs
    • 18 paid volunteer hours each year to make a difference in your community

And so much more!

When you join us, you’re not just building a career - you’re joining a company that supports you, inside and outside of work.


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