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Credit Analyst Jobs in Rochester Hills, MI (NOW HIRING)

dfb

Credit Analyst

Dearborn, MI · On-site

As a Credit Analyst, you will evaluate loan requests and financial information to support informed lending decisions while helping maintain portfolio quality and regulatory compliance. This role is ...

dfb

Credit Analyst

Dearborn, MI · On-site

As a Credit Analyst, you will evaluate loan requests and financial information to support informed lending decisions while helping maintain portfolio quality and regulatory compliance. This role is ...

thyssenkrupp

Credit Analyst

Southfield, MI · On-site

$60K - $70K/yr

Credit / Accounts Receivable Analyst Key Responsibilities * Tax Management: Partner with master data teams to ensure customers are accurately set up and taxed correctly, including maintaining and ...

First Merchants Bank

Credit Analyst I

Royal Oak, MI · On-site

First Merchants Bank is seeking a Credit Analyst I to join our team! This position will perform credit analysis, underwriting and monitoring of the commercial loan portfolio. As part of this role you ...

First Merchants Bank

Credit Analyst I

Royal Oak, MI · On-site

First Merchants Bank is seeking a Credit Analyst I to join our team! This position will perform credit analysis, underwriting and monitoring of the commercial loan portfolio. As part of this role you ...

FIRST MERCHANTS

Credit Analyst I

Royal Oak, MI · On-site

First Merchants Bank is seeking a Credit Analyst I to join our team! This position will perform credit analysis, underwriting and monitoring of the commercial loan portfolio. As part of this role you ...

First Merchant's Bank

Credit Analyst I

Royal Oak, MI · On-site

This position will perform credit analysis, underwriting and monitoring of the commercial loan portfolio. As part of this role you will: * Complete accurate, unbiased credit analyses within required ...

Commercial Alliance

Senior Credit Analyst

Troy, MI · On-site

SENIOR CREDIT ANALYST Commercial Alliance provides a comprehensive suite of lending services designed to help credit unions succeed with business members across six states. As a Senior Credit Analyst ...

Fifth Third Bank

Commercial Credit Analyst

Detroit, MI · On-site

The Credit Analyst is primarily responsible for completing the daily duties of underwriting and monitoring credit while performing analytical activities and identifying risks or issues as needed. In ...

Fifth Third

Commercial Credit Analyst

Detroit, MI · On-site

The Credit Analyst is primarily responsible for completing the daily duties of underwriting and monitoring credit while performing analytical activities and identifying risks or issues as needed. In ...

Huntington

CRE Credit Analyst

Detroit, MI · On-site +1

Gather and analyze all financial and business information to determine credit worthiness for loans. * Prepare a written evaluation of borrowers' financial condition and future outlook, as well as ...

ThyssenKrupp

Credit

Southfield, MI · On-site

$60K - $70K/yr

Credit / Accounts Receivable Analyst Key Responsibilities * Tax Management: Partner with master data teams to ensure customers are accurately set up and taxed correctly, including maintaining and ...

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All JobsCredit Analyst JobsCredit Analyst Jobs in Rochester Hills, MI

Credit Analyst information

See Rochester Hills, MI salary details

$13

$27

$45

How much do credit analyst jobs pay per hour?

As of Aug 11, 2026, the average hourly pay for credit analyst in Rochester Hills, MI is $27.54, according to ZipRecruiter salary data. Most workers in this role earn between $21.25 and $30.96 per hour, depending on experience, location, and employer.

What is the difference between Credit Analyst vs Loan Officer?

AspectCredit AnalystLoan Officer
Required CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or credit analysis coursesBachelor's degree in finance, business, or related; often requires mortgage or loan origination licenses
Work EnvironmentOffice setting, analyzing financial data, assessing creditworthinessOffice or branch, meeting clients, processing loan applications
Employer & Industry UsageBanks, credit unions, financial institutionsBanks, mortgage companies, credit unions

While both roles involve financial assessment, a Credit Analyst primarily evaluates credit data to determine risk, whereas a Loan Officer interacts directly with clients to approve and process loan applications. Understanding these differences helps in choosing the right career path or job search focus.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, financial acumen, and typically a degree in finance, accounting, or a related field. Proficiency in financial modeling, Microsoft Excel, and experience with credit risk assessment software such as Moody’s or S&P Global Market Intelligence are highly valued. Excellent attention to detail, effective communication, and sound judgment are essential soft skills for assessing clients and presenting findings. These abilities ensure accurate credit evaluations, mitigate risk, and support informed lending decisions.

What are the typical challenges a credit analyst faces when evaluating complex loan applications?

Credit Analysts often encounter challenges such as incomplete financial information, inconsistent documentation, and the need to assess risk in rapidly changing market conditions. Evaluating applicants from diverse industries may require specialized knowledge to accurately interpret financial statements and cash flow projections. Strong analytical skills and effective communication with both clients and internal stakeholders are essential to resolve ambiguities and ensure sound credit decisions.

What does a credit analyst do?

A Credit Analyst evaluates the creditworthiness of individuals or businesses applying for loans or credit. They review financial statements, credit reports, and economic conditions to assess the risk of lending money. Based on their analysis, they make recommendations to approve or deny credit applications and may suggest terms for repayment. Their work helps financial institutions minimize losses and make informed lending decisions.

What does a credit analyst do?

As a credit analyst, you evaluate customer credit history to determine the risk level for giving out loans or lines of credit to clients. You’ll use statistical software to help you decide which clients are eligible for loans and which ones aren’t. Your job duties include analyzing your clients’ financial statements and credit history, establishing credit limits, informing clients of payment policies, and resolving disputes. Your decisions impact whether the bank or financial institution you work for makes money or loses money, so your responsibilities make you a crucial part of the team.

More about Credit Analyst jobs
What are the most commonly searched types of Credit Analyst jobs in Rochester Hills, MI? The most popular types of Credit Analyst jobs in Rochester Hills, MI are:
What are popular job titles related to Credit Analyst jobs in Rochester Hills, MI? For Credit Analyst jobs in Rochester Hills, MI, the most frequently searched job titles are:
What job categories do people searching Credit Analyst jobs in Rochester Hills, MI look for? The top searched job categories for Credit Analyst jobs in Rochester Hills, MI are:
What cities near Rochester Hills, MI are hiring for Credit Analyst jobs? Cities near Rochester Hills, MI with the most Credit Analyst job openings:
Credit Analyst jobs near you
Infographic showing various Credit Analyst job openings in Rochester Hills, MI as of August 2026, with employment types broken down into 1% Internship, 75% Full Time, 23% Part Time, and 1% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $57,291 per year, or $27.5 per hour.

Credit Analyst

dfb

Dearborn, MI • On-site

Other

Re-posted 10 days ago

Job description

Do you have experience analyzing financial information, assessing credit risk, and making sound lending recommendations? 

As a Credit Analyst, you will evaluate loan requests and financial information to support informed lending decisions while helping maintain portfolio quality and regulatory compliance. This role is responsible for analyzing creditworthiness, underwriting loan applications, conducting periodic credit reviews, and serving as a resource for lending teams on underwriting and compliance-related matters.

Strong financial analysis skills, attention to detail, and prior experience evaluating credit requests and borrower creditworthiness are essential for success in this role.  

The Opportunity: We are seeking a Credit Analyst to join our team. Must live in either Florida or Michigan.

What You’ll Do: 

  • Conduct thorough analysis of financial statements and credit requests, including new applications, renewals, refinancing, and annual reviews of existing credits.
  • Evaluate risk level associated with lending to potential borrowers by analyzing their financial history, payment habits, and overall creditworthiness.
  • Provide recommendations based on analysis, highlighting the borrower's ability to repay and any potential risks.
  • Prepare detailed credit reports and present findings to management.
  • Maintain knowledge and ensure all credit transactions comply with federal and state regulations, as well as DFCU policies and procedures.
  • Collaborate with lenders, customers, and other departments to gather necessary information, relay findings and answer inquiries.
  • Meet expected service levels related to recommended loan decision and due diligence requirements. 
  • Contribute to the achievement of team goals as it relates to revenue growth, portfolio growth, asset quality and compliance. 
  • Maintain loan files in OnBase. 
  • Provide exceptional customer service. 

What You’ll Need:

  • Bachelor's degree in accounting or finance preferred, or equivalent related experience. 
  • Two to five years of credit experience in credit analysis or a related field. SBA underwriting experience is a plus.
  • Proficiency in financial analysis software. 
  • Ability to understand financial statements, ratios, and credit risk concepts.
  • Demonstrated financial institution product and service knowledge. 
  • Ability to manage multiple and changing deadlines with limited supervision. 
  • Proficient in Microsoft 365. 
  • Demonstrated analytical and problem-solving skills. 
  • Able to initiate and embrace change. 
  • Excellent interpersonal skills, including written and verbal communication, and ability to work in a team environment. 

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