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Credit Analyst Trainee Jobs (NOW HIRING)

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Credit Trainee

Lenexa, KS

Credit Trainee Ferguson is seeking a motivated early-career professional to join our Credit team ... Financial Statement Analysis * Collections strategy * Customer and branch relationship management

Ferguson Enterprises Inc.

Credit Trainee

Lenexa, KS

Credit Trainee Ferguson is seeking a motivated early-career professional to join our Credit team ... Financial Statement Analysis * Collections strategy * Customer and branch relationship management

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$15

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$49

How much do credit analyst trainee jobs pay per hour?

As of Jul 21, 2026, the average hourly pay for credit analyst trainee in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

What is the difference between Credit Analyst Trainee vs Credit Analyst?

AspectCredit Analyst TraineeCredit Analyst
Required CredentialsTypically a bachelor's degree in finance, economics, or related field; some employers may prefer certifications like CFA or credit analysis coursesSame as trainee, often with additional experience or certifications
Work EnvironmentEntry-level, training-focused, often in banks, financial institutions, or credit agenciesMore independent, responsible for analyzing credit data, making recommendations, and monitoring credit risk
Employer & Industry UsageUsed in banking, finance, and credit companies as a starting roleUsed in similar industries, with increased responsibilities

The main difference between a Credit Analyst Trainee and a Credit Analyst is experience level and responsibility. Trainees are in training, gaining skills and knowledge, while Credit Analysts have more independence and decision-making authority in assessing credit risk.

Will AI replace credit analyst?

AI can automate routine tasks in credit analysis, such as data collection and initial risk assessment, but it is unlikely to fully replace credit analysts. Human judgment, industry knowledge, and relationship management remain essential components of the role, especially in complex or nuanced cases. Credit analysts will continue to adapt by integrating AI tools into their workflow to improve efficiency and accuracy.

What are Credit Analyst Trainees?

Credit Analyst Trainees are entry-level professionals who assist in evaluating the creditworthiness of individuals or businesses applying for loans or credit. They work under the supervision of experienced credit analysts, learning to analyze financial statements, assess risks, and prepare credit reports. This role provides foundational training in financial analysis, credit assessment, and industry-specific regulations, preparing trainees for advancement to full credit analyst positions.

What does an entry level credit analyst do?

An entry-level credit analyst evaluates the creditworthiness of individuals or businesses by analyzing financial statements, credit reports, and other relevant data. They assist in determining the risk of extending credit and often use financial analysis tools and software to support their assessments under supervision. The role typically requires strong attention to detail and knowledge of financial principles.

What does a credit trainee do?

A credit analyst trainee assists in evaluating the creditworthiness of individuals or businesses by analyzing financial statements, credit reports, and other relevant data. They support senior analysts in preparing credit reports, assessing risk, and making recommendations, often using financial analysis tools and gaining industry knowledge during training programs.

How to become a credit analyst with no experience?

To become a credit analyst trainee with no experience, focus on gaining relevant skills such as financial analysis, data interpretation, and understanding credit reports through online courses or certifications like CFA Level I. Entry-level positions often require a bachelor's degree in finance, accounting, or related fields, and internships can provide practical exposure to credit assessment processes.

What are some common challenges faced by Credit Analyst Trainees during their initial months on the job?

Credit Analyst Trainees often encounter challenges such as learning to interpret complex financial statements, adapting to internal risk assessment models, and managing tight deadlines for report submissions. Additionally, they must quickly develop strong attention to detail and analytical skills to accurately assess creditworthiness. Collaboration with senior analysts and frequent communication with relationship managers are key to overcoming these challenges and building confidence in making well-informed recommendations.

What are the key skills and qualifications needed to thrive as a Credit Analyst Trainee, and why are they important?

To thrive as a Credit Analyst Trainee, you need a solid understanding of financial analysis, accounting principles, and a relevant degree such as finance, economics, or business. Familiarity with financial modeling tools, Microsoft Excel, and credit risk assessment software is commonly required. Strong analytical thinking, attention to detail, and effective communication skills help you stand out in this role. These competencies are crucial for accurately assessing creditworthiness, minimizing risk, and supporting sound lending decisions.
More about Credit Analyst Trainee jobs
What cities are hiring for Credit Analyst Trainee jobs? Cities with the most Credit Analyst Trainee job openings:
What are the most commonly searched types of Credit Analyst jobs? The most popular types of Credit Analyst jobs are:
What states have the most Credit Analyst Trainee jobs? States with the most job openings for Credit Analyst Trainee jobs include:
What job categories do people searching Credit Analyst Trainee jobs look for? The top searched job categories for Credit Analyst Trainee jobs are:
Credit Analyst Trainee jobs near you
Infographic showing various Credit Analyst Trainee job openings in the United States as of July 2026, with employment types broken down into 1% Locum Tenens, 1% Internship, 86% Full Time, 6% Part Time, 1% Temporary, and 5% Contract. Highlights an 82% Physical, 5% Hybrid, and 13% Remote job distribution, with an average salary of $62,243 per year, or $29.9 per hour.

Staff Analyst Trainee Series (Procurement / Strategic Planning)

MABSTOA

New York, NY • On-site

$93K - $121K/yr

Full-time

This job post has expired today. Applications are no longer accepted.

Job description

 

Title: Staff Analyst Trainee Series (Procurement / Strategic Planning)  

Department: MTA Procurement

Authority: NYCT (OA) 

Division/Unit: Strategic Planning

Work Location: 2 Broadway, New York, NY 10004    

Hours of Work: As Required

Compensation:

Associate Staff Analyst (OA – Represented by TWU):

$93,453- $121,004   

Staff Analyst II (OA – Represented by TWU):

$82,673 – $92,077   

Staff Analyst I (OA – Represented by TWU):

$71,203 - $84,295   

Deadline (if Applicable):  

Until Filled  

Reporting Manager (If Applicable):  

Senior Director, Strategic Planning

RESPONSIBILITIES

The responsibilities of the Analyst Trainee in the Procurement Agenda Unit include assisting with the following functions: writing and copy editing; preparing brief synopses of procurements for submission to the MTA Board of Directors; review write-ups prepared by procurement staff and analyzing them for internal consistency and coherence of storyline. The Analyst Trainee will also assist with highlighting and questioning discrepancies, and work with procurement staff to clarify the sequence of events and facts presented in write-ups to prepare a brief, cogent, single-page synopsis of the procurement in question. Additional duties include assisting with performing ad hoc research, drafting scripts or talking points, preparing presentations, reports and completing other projects as required. Some administrative tasks will also be required.

EDUCATION AND EXPERIENCE
Associate Staff Analyst  

1. A master’s degree from an accredited college or university in economics, finance, accounting, business or public administration, human resources management, management science, operations research, organizational behavior, industrial psychology, statistics, personnel administration, labor relations, psychology, sociology, human resources development, political science, urban studies, or a Juris Doctor degree from an accredited law school, and one year of satisfactory full-time professional experience in one or a combination of the following: working with the budget of a large public or private concern in budget administration, accounting, economic or financial administration, or fiscal or economic research; in management or methods analysis, operations research, organizational research or program evaluation; in personnel or public administration, recruitment, position classification, personnel relations, labor relations, employee benefits, staff development, employment program planning/administration, labor market research, economic planning, social services program planning/evaluation, or fiscal management, or in a related area; or 

2. A baccalaureate degree from an accredited college or university and three years of satisfactory full-time professional experience in the areas described in "1" above; or 

3. An associate degree or completion of 60 semester credits from an accredited college and five years of satisfactory full-time professional experience as described in “1” above; or 

4. A four-year high school diploma or its educational equivalent approved by a State’s department of education or a recognized accrediting organization and seven years of satisfactory full-time professional experience as described in “1” above; or 

5. A combination of education and/or experience equivalent to “1”, “2”, “3”, or “4” above. College education may be substituted for professional experience at the rate of 30 semester credits from an accredited college for one year of experience. However, all candidates must have a high school diploma and at least one year of experience as described in “1” above. 

Staff Analyst I & Staff Analyst II
1. A master’s degree from an accredited college or university in economics, finance, accounting, business or public administration, human resources management, management science, operations research, organizational behavior, industrial psychology, statistics, personnel administration, labor relations, psychology, sociology, human resources development, political science, or urban studies, or a Juris Doctor degree from an accredited law school; or
2. A baccalaureate degree from an accredited college or university and two years of satisfactory full-time professional experience in one or a combination of the following areas: working with the budget of a large public or private concern in budget administration, accounting, economic or financial administration, or fiscal or economic research; in management or methods analysis, operations research, organizational research or program evaluation; in personnel or public administration, recruitment, position classification, personnel relations, labor relations, employee benefits, staff development, employment program planning/administration, labor market research, economic planning, social services program planning/evaluation, or fiscal management; or in a related area; or
3. An associate degree or completion of 60 semester credits from an accredited college or university and four years of satisfactory full-time professional experience as described in "2" above: or
4. A four-year high school diploma or its educational equivalent and six years of satisfactory full-time professional experience as described in "2" above; or
5. A combination of education and/or experience equivalent to "1", "2", "3", or "4" above. College education may be substituted for professional experience at the rate of 30 semester credits from an accredited college or university for one year of experience. However, all candidates must have a high school diploma. 

DESIRED SKILLS 

• Excellent writing skills are required.

• Familiarity with grammar and punctuation.

• Candidates must be able to analyze written texts.

• Experience as a writer or copy editor is a plus.

• A degree in Liberal Arts is acceptable.

  

Special Note:   

To be eligible for placement in Assignment Level II, individuals must have, after meeting the minimum requirements, one additional year of professional experience as described in "2" above.    

  

Other Information  

Pursuant to the New York State Public Officers Law & the MTA Code of Ethics, all employees who hold a policymaking position must file an Annual Statement of Financial Disclosure (FDS) with the NYS Commission on Ethics and Lobbying in Government (the “Commission”).
Equal Employment Opportunity   

MTA and its subsidiary and affiliated agencies are Equal Opportunity Employers, including with respect to veteran status and individuals with disabilities. The MTA encourages qualified applicants from diverse backgrounds, experiences, and abilities, including military service members, to apply. 

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