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Credit Analyst Trainee Jobs (NOW HIRING)

Senior Health Care Fiscal Analyst

Albany, NY ยท On-site

$66K - $85K/yr

... credit hours in statistics, economics, accounting, and/or auditing. Health Care Fiscal Analyst Trainee 2 (Equivalent to SG-16): Either 1. A bachelor's or higher degree in accounting, auditing ...

Senior Health Care Fiscal Analyst

Albany, NY ยท On-site +1

$66K - $85K/yr

... credit hours in statistics, economics, accounting, and/or auditing. Health Care Fiscal Analyst Trainee 2 (Equivalent to SG-16): Either 1. A bachelor's or higher degree in accounting, auditing ...

May assist and train junior credit officers/trainees to obtain/increase the understanding of the credit analysis process and improve credit skills. Essential duties and responsibilities include the ...

Credit Officer II

Walnut Creek, CA ยท On-site

$87K - $124K/yr

May assist and train junior credit officers/trainees to obtain/increase the understanding of the credit analysis process and improve credit skills. Essential duties and responsibilities include the ...

May assist and train junior credit officers/trainees to obtain/increase the understanding of the credit analysis process and improve credit skills. Essential Duties and Responsibilities * Complies ...

Credit Officer III

Burbank, CA ยท On-site

$104K - $150K/yr

May assist and train junior credit officers/trainees to obtain/increase the understanding of the credit analysis process and improve credit skills. Essential Duties and Responsibilities * Complies ...

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Credit Analyst Trainee information

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$15

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How much do credit analyst trainee jobs pay per hour?

As of Jun 5, 2026, the average hourly pay for credit analyst trainee in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

What is the difference between Credit Analyst Trainee vs Credit Analyst?

AspectCredit Analyst TraineeCredit Analyst
Required CredentialsTypically a bachelor's degree in finance, economics, or related field; some employers may prefer certifications like CFA or credit analysis coursesSame as trainee, often with additional experience or certifications
Work EnvironmentEntry-level, training-focused, often in banks, financial institutions, or credit agenciesMore independent, responsible for analyzing credit data, making recommendations, and monitoring credit risk
Employer & Industry UsageUsed in banking, finance, and credit companies as a starting roleUsed in similar industries, with increased responsibilities

The main difference between a Credit Analyst Trainee and a Credit Analyst is experience level and responsibility. Trainees are in training, gaining skills and knowledge, while Credit Analysts have more independence and decision-making authority in assessing credit risk.

What are Credit Analyst Trainees?

Credit Analyst Trainees are entry-level professionals who assist in evaluating the creditworthiness of individuals or businesses applying for loans or credit. They work under the supervision of experienced credit analysts, learning to analyze financial statements, assess risks, and prepare credit reports. This role provides foundational training in financial analysis, credit assessment, and industry-specific regulations, preparing trainees for advancement to full credit analyst positions.

What are some common challenges faced by Credit Analyst Trainees during their initial months on the job?

Credit Analyst Trainees often encounter challenges such as learning to interpret complex financial statements, adapting to internal risk assessment models, and managing tight deadlines for report submissions. Additionally, they must quickly develop strong attention to detail and analytical skills to accurately assess creditworthiness. Collaboration with senior analysts and frequent communication with relationship managers are key to overcoming these challenges and building confidence in making well-informed recommendations.

What are the key skills and qualifications needed to thrive as a Credit Analyst Trainee, and why are they important?

To thrive as a Credit Analyst Trainee, you need a solid understanding of financial analysis, accounting principles, and a relevant degree such as finance, economics, or business. Familiarity with financial modeling tools, Microsoft Excel, and credit risk assessment software is commonly required. Strong analytical thinking, attention to detail, and effective communication skills help you stand out in this role. These competencies are crucial for accurately assessing creditworthiness, minimizing risk, and supporting sound lending decisions.
More about Credit Analyst Trainee jobs
What cities are hiring for Credit Analyst Trainee jobs? Cities with the most Credit Analyst Trainee job openings:
What are the most commonly searched types of Credit Analyst jobs? The most popular types of Credit Analyst jobs are:
What states have the most Credit Analyst Trainee jobs? States with the most job openings for Credit Analyst Trainee jobs include:
Infographic showing various Credit Analyst Trainee job openings in the United States as of May 2026, with employment types broken down into 1% Internship, 87% Full Time, 6% Part Time, 2% Temporary, and 4% Contract. Highlights an 96% Physical, 2% Hybrid, and 2% Remote job distribution, with an average salary of $62,243 per year, or $29.9 per hour.
Sr. Credit Analyst - To 85K - Hybrid Remote - Job # 2593

Sr. Credit Analyst - To 85K - Hybrid Remote - Job # 2593

The Symicor Group

Philadelphia, PA โ€ข On-site, Remote

$85K/yr

Full-time

Posted 12 days ago


Job description

The Position
Our Pennsylvania-based bank client is seeking to fill a Sr. Credit Analyst role in the Philadelphia, PA area. The successful candidate will provide exceptional credit support to the Commercial Lending team and CCO by preparing analyses and assistance in the preparation of credit memo presentations.
This position comes with a generous salary of up to $85K and full benefits package. (This is a hybrid remote position - must live near Philadelphia, PA.)
Sr. Credit Analyst responsibilities include:
  • Working with Senior Credit Analyst, Credit Officer, and CCO to ensure consistent and accurate credit analysis and loan presentations.
  • Preparing financial statement spreads and performing a comprehensive analysis of cash flow.
  • Working with lenders to provide timely response and turnaround by monitoring and prioritizing the pipeline.
  • Making collateral valuation recommendations and loan structure recommendations with Credit Officer.
  • Preparing annual review and covenant tests.
  • Preparing analysis of less complex loan requests, reviews, and renewals.
  • Evaluating individual personal financial statements, tax returns, and preparing global cash flows.
  • Conducting industry and market analysis to identify risks and risk-mitigating factors.
  • Providing support and analysis to the Special Assets Group.
  • Verifying compliance with credit policy, applicable regulations, and lending procedures.
  • Performing other duties as assigned.

Requirements
Who Are You?
You're someone who wants to influence your own development. You're looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.
You also bring the following skills and experience:
  • BA or BS in Accounting, Finance, Economics or related field required OR equivalent experience in commercial lending.
  • Completion of Credit Trainee Program or equivalent experience.
  • Comprehensive knowledge of commercial lending best practices, including loan structure, covenant, and risk mitigants.
  • Experience in analyzing complex financial statements and tax returns.
  • Knowledge of collateral valuation methods.
  • Demonstrated analytical and quantitative skills, with prior knowledge of accounting principles.
  • Exceptional verbal and written communication skills.
  • Ability to articulate bank strategies and customer service philosophy.
  • Must be proficient with MS Office software and able to quickly master the bank's technology and systems.

Benefits
This position comes with a generous salary of up to $85K and full benefits package. (This is a hybrid remote position - must live near Philadelphia, PA.)