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Credit Analyst Trainee Jobs (NOW HIRING)

Data Analyst 1 - VID 217737

Albany, NY · On-site

$53K - $85K/yr

Data Analyst Trainee 1 (equated to SG-14): Four years of experience. Data Analyst Trainee 2 ... IN ORDER TO AWARD THE PROPER CREDIT FOR WORK EXPERIENCE, RESUMES MUST INCLUDE MONTH AND YEAR FOR ...

Credit Trainee Ferguson is seeking a motivated early-career professional to join our Credit team ... Financial statement analysis * Collections strategy * Customer and branch relationship management

Credit Officer II

Santa Fe Springs, CA · On-site

$87K - $124K/yr

May assist and train junior credit officers/trainees to obtain/increase the understanding of the credit analysis process and improve credit skills. Essential duties and responsibilities include the ...

Credit Officer III

Ontario, CA · On-site

$104K - $150K/yr

May assist and train junior credit officers/trainees to obtain/increase the understanding of the credit analysis process and improve credit skills. Essential duties and responsibilities include the ...

Credit Officer II

Walnut Creek, CA · On-site

$87K - $124K/yr

May assist and train junior credit officers/trainees to obtain/increase the understanding of the credit analysis process and improve credit skills. Essential Duties And Responsibilities * Complies ...

Credit Trainee Ferguson is seeking a motivated early-career professional to join our Credit team ... Financial Statement Analysis * Collections strategy * Customer and branch relationship management

Credit Trainee Ferguson is seeking a motivated early-career professional to join our Credit team ... Financial Statement Analysis * Collections strategy * Customer and branch relationship management

Credit Trainee Ferguson is seeking a motivated early-career professional to join our Credit team ... Financial Statement Analysis * Collections strategy * Customer and branch relationship management

Credit Trainee Ferguson is seeking a motivated early-career professional to join our Credit team ... Financial Statement Analysis * Collections strategy * Customer and branch relationship management

Credit Officer III

Burbank, CA · On-site

$104K - $150K/yr

May assist and train junior credit officers/trainees to obtain/increase the understanding of the credit analysis process and improve credit skills. Essential Duties and Responsibilities Include the ...

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Credit Analyst Trainee information

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$15

$29

$49

How much do credit analyst trainee jobs pay per hour?

As of Jun 29, 2026, the average hourly pay for credit analyst trainee in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

What is the difference between Credit Analyst Trainee vs Credit Analyst?

AspectCredit Analyst TraineeCredit Analyst
Required CredentialsTypically a bachelor's degree in finance, economics, or related field; some employers may prefer certifications like CFA or credit analysis coursesSame as trainee, often with additional experience or certifications
Work EnvironmentEntry-level, training-focused, often in banks, financial institutions, or credit agenciesMore independent, responsible for analyzing credit data, making recommendations, and monitoring credit risk
Employer & Industry UsageUsed in banking, finance, and credit companies as a starting roleUsed in similar industries, with increased responsibilities

The main difference between a Credit Analyst Trainee and a Credit Analyst is experience level and responsibility. Trainees are in training, gaining skills and knowledge, while Credit Analysts have more independence and decision-making authority in assessing credit risk.

Will AI replace credit analyst?

AI can automate routine tasks in credit analysis, such as data collection and initial risk assessment, but it is unlikely to fully replace credit analysts. Human judgment, industry knowledge, and relationship management remain essential components of the role, especially in complex or nuanced cases.

What are Credit Analyst Trainees?

Credit Analyst Trainees are entry-level professionals who assist in evaluating the creditworthiness of individuals or businesses applying for loans or credit. They work under the supervision of experienced credit analysts, learning to analyze financial statements, assess risks, and prepare credit reports. This role provides foundational training in financial analysis, credit assessment, and industry-specific regulations, preparing trainees for advancement to full credit analyst positions.

What does an entry level credit analyst do?

An entry-level credit analyst evaluates the creditworthiness of individuals or businesses by analyzing financial statements, credit reports, and other relevant data. They assist in determining the risk of extending credit and often use financial analysis tools and software to support their assessments under supervision. The role typically requires strong analytical skills and attention to detail.

How to become a credit analyst with no experience?

To become a credit analyst trainee with no experience, focus on gaining relevant knowledge through courses in finance, accounting, or economics, and develop skills in data analysis and financial statement review. Internships or entry-level positions in finance or customer service can provide practical experience, and obtaining certifications like the Financial Risk Manager (FRM) or Credit Analyst Certification can enhance your qualifications.

What are some common challenges faced by Credit Analyst Trainees during their initial months on the job?

Credit Analyst Trainees often encounter challenges such as learning to interpret complex financial statements, adapting to internal risk assessment models, and managing tight deadlines for report submissions. Additionally, they must quickly develop strong attention to detail and analytical skills to accurately assess creditworthiness. Collaboration with senior analysts and frequent communication with relationship managers are key to overcoming these challenges and building confidence in making well-informed recommendations.

What are the key skills and qualifications needed to thrive as a Credit Analyst Trainee, and why are they important?

To thrive as a Credit Analyst Trainee, you need a solid understanding of financial analysis, accounting principles, and a relevant degree such as finance, economics, or business. Familiarity with financial modeling tools, Microsoft Excel, and credit risk assessment software is commonly required. Strong analytical thinking, attention to detail, and effective communication skills help you stand out in this role. These competencies are crucial for accurately assessing creditworthiness, minimizing risk, and supporting sound lending decisions.

Can I get a credit analyst job with no experience?

Credit analyst trainee positions often require some knowledge of finance, accounting, or related fields, but many entry-level roles are open to candidates with little or no experience if they demonstrate strong analytical skills and a willingness to learn. Employers may provide on-the-job training and look for relevant coursework, certifications, or internships to supplement experience. Developing skills in financial analysis tools and understanding credit reporting can improve chances of securing such roles.
More about Credit Analyst Trainee jobs
What cities are hiring for Credit Analyst Trainee jobs? Cities with the most Credit Analyst Trainee job openings:
What are the most commonly searched types of Credit Analyst jobs? The most popular types of Credit Analyst jobs are:
What states have the most Credit Analyst Trainee jobs? States with the most job openings for Credit Analyst Trainee jobs include:
Infographic showing various Credit Analyst Trainee job openings in the United States as of June 2026, with employment types broken down into 52% Full Time, 43% Part Time, 2% Temporary, and 3% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $62,243 per year, or $29.9 per hour.
Departmental Analyst Trainee 9-P11 (Grant Compliance Analyst)

Departmental Analyst Trainee 9-P11 (Grant Compliance Analyst)

State of Michigan

Lansing, MI • On-site

$25.85 - $40.51/hr

Other

Posted 7 days ago


Key responsibilities

  • Work across several different grant programs to ensure that parties and grantees meet commitments established within agreements.

  • Work in a team with monitoring programs, gathering information to create complex reports and updates.

  • Compare reporting requirements as outlined within grants to ensure compliance.


State Of Michigan rating

7.9

Company rating: 7.9 out of 10

Based on 182 frontline employees who took The Breakroom Quiz

14th of 50 rated states


Job description

Job Description This position will serve as the Grant Compliance analyst trainee within DMVA. This position will work across several different grant programs to ensure that the parties and grantees meet the commitments established within the agreements. This position will work in a team with monitoring programs, gathering information to create complex reports and updates, as well as comparing reporting requirements as outlined within grants to ensure compliance.

To view the full position description, please click here: Departmental Analyst 9-P11 Trainee Departmental Analyst 9-P11 Required Education and Experience Education for Departmental Analyst 9-P11 Possession of a bachelor's degree in any major. Experience for Departmental Analyst 9-P11 Departmental Analyst 9 No specific type or amount is required. Departmental Analyst 10 One year of professional experience.

Departmental Analyst P11 Two years of professional experience, including one year of experience equivalent to the intermediate (10) level in state service. Education and Experience for Departmental Analyst (Departmental Trainee) 9 (FOR CLASSIFIED STATE EMPLOYEES ONLY) Education Educational level typically acquired through completion of high school. Experience Four years of experience as an advanced 9-level worker in an ECP Group One classification.

OR Three years of experience as an E9, E10, or E11-level worker in an ECP Group One classification. OR Two years of experience as an experienced level worker in an ECP Group One technician or paraprofessional classification. OR Two years of experience as a first-line supervisor in an ECP Group Three classification.

OR One year of experience as a second-line supervisor in an ECP Group Three classification. *Paraprofessional classifications are those requiring an associate's degree or two years of college. Educational Substitution College credits may be substituted on a proportional basis (one year of college education may substitute for one quarter of the required experience) for up to one half of the required experience.

Alternate Education and Experience Departmental Analyst (Departmental Trainee 9) 9 - P11 Educational level typically acquired through completion of high school and the equivalent of at least two years of full-time active-duty experience at or above the E-6 level in the uniformed services may be substituted for the education requirement. Additional Requirements and Information View the job specification at: https://www.michigan.gov/mdcs/-/media/Project/Websites/mdcs/JOBSPECS/D/DepartmentalAnalyst.pdf Accommodations If you require a reasonable accommodation to participate in the application or selection processes, please contact the ADA coordinator for the agency that posted this position vacancy.


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