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Commission Insurance Jobs in Tennessee (NOW HIRING)

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Commission Insurance information

See Tennessee salary details

$22.7K

$59K

$110.3K

How much do commission insurance jobs pay per year?

As of Jul 13, 2026, the average yearly pay for commission insurance in Tennessee is $59,015.00, according to ZipRecruiter salary data. Most workers in this role earn between $40,400.00 and $69,900.00 per year, depending on experience, location, and employer.

What are some common challenges faced by commission-based insurance agents, and how can they be addressed?

Commission insurance agents often face challenges such as building a client base from scratch, dealing with inconsistent income, and staying motivated during slower sales periods. To address these challenges, agents can focus on networking, leveraging referrals, and maintaining strong follow-up routines with prospective clients. Additionally, adopting effective time management strategies and participating in ongoing training can help build confidence and resilience, ultimately leading to a more stable and successful career.

How to earn commission from insurance?

Commission insurance agents earn income by selling insurance policies and receiving a percentage of the policy premiums as commission. Success depends on building client relationships, understanding insurance products, and often obtaining relevant licenses or certifications. Commissions can vary based on the insurer, policy type, and sales performance.

How much do insurance salesmen make on commission?

Insurance salesmen typically earn a commission that ranges from 20% to 40% of the policy's premium, with total earnings depending on sales volume and the type of insurance sold. Commissions can vary based on the company, experience, and whether the role includes a base salary or is commission-only. Successful agents often supplement commissions with bonuses and renewals.

What are commission insurance jobs?

Commission insurance jobs are positions within the insurance industry where employees, typically agents or brokers, earn their income primarily through commissions based on sales rather than a fixed salary. This means their earnings are tied to the number and value of insurance policies they sell. Such roles often require strong sales skills and knowledge of insurance products. Commission-based insurance jobs can offer high earning potential for successful agents, but income can be unpredictable, especially for newcomers. These positions are common in life, health, property, and casualty insurance sectors.

What is the difference between Commission Insurance vs Insurance Agent?

AspectCommission InsuranceInsurance Agent
CredentialsLicensing varies by state, often requires passing a licensing examSame licensing requirements as Commission Insurance, often the same exam
Work EnvironmentTypically works for insurance companies, focusing on policy sales and renewalsWorks for insurance agencies or independently, selling policies to clients
Industry UsageCommonly used in insurance sales, especially for specialized or commercial policiesWidely used term for professionals selling various insurance products

Both Commission Insurance and Insurance Agent roles require similar licensing and work within the insurance industry. The main difference lies in the context: Commission Insurance often refers to the commission-based aspect of insurance sales, while Insurance Agent is a broader term for professionals selling insurance policies. Understanding these distinctions helps clarify career paths and job expectations in the insurance field.

Do insurance workers get commission?

Many insurance agents and brokers earn commissions based on the policies they sell, which can be a significant part of their income. Commission structures vary by employer and product, and some roles also include salary or bonuses alongside commissions. Strong sales skills and industry certifications can enhance earning potential in commission-based insurance jobs.

What insurance pays the most commission?

In commission insurance roles, life insurance and health insurance often offer higher commissions compared to property and casualty insurance. High-value policies and those requiring complex sales skills tend to generate the highest commissions for agents. Successful agents typically have strong sales skills and certifications to maximize earning potential.

What are the key skills and qualifications needed to thrive as a Commission Insurance Agent, and why are they important?

To thrive as a Commission Insurance Agent, you need strong sales acumen, knowledge of insurance products, and usually a state insurance license. Familiarity with customer relationship management (CRM) software and quoting systems is common, and obtaining certifications like the Life Underwriter Training Council Fellow (LUTCF) can be advantageous. Exceptional interpersonal skills, persistence, and self-motivation help agents build trust and maintain client relationships. These skills and qualities are crucial because success in commission-based insurance roles depends on effectively meeting client needs and consistently generating new business.
What are the most commonly searched types of Insurance jobs in Tennessee? The most popular types of Insurance jobs in Tennessee are:
What are popular job titles related to Commission Insurance jobs in Tennessee? For Commission Insurance jobs in Tennessee, the most frequently searched job titles are:
What job categories do people searching Commission Insurance jobs in Tennessee look for? The top searched job categories for Commission Insurance jobs in Tennessee are:
What cities in Tennessee are hiring for Commission Insurance jobs? Cities in Tennessee with the most Commission Insurance job openings:
Commission Insurance jobs near you
Infographic showing various Commission Insurance job openings in Tennessee as of July 2026, with employment types broken down into 1% As Needed, 84% Full Time, 8% Part Time, 1% Temporary, and 6% Contract. Highlights an 67% Physical, 1% Hybrid, and 32% Remote job distribution, with an average salary of $59,015 per year, or $28.4 per hour.

Insurance Sales Agent (Base + Commission)

Matthew Harms Farmers Insurance Agency

Columbia, TN • On-site

$30K/yr

Full-time

PTO

Posted 17 days ago

Job description

Matthew Harms Insurance Agency in Columbia is hiring Insurance Sales Representatives to join our growing team!

Our insurance agency is located at the southern tip of the Nashville, TN metropolitan area and we are up to big things! We provide Auto, Home, Business, and Life insurance solutions to help protect our clients and their assets. If you want to be a part of a winning and competitive culture, then this may be the career for you.

Our Culture:

We have a high performance culture where winning together is the standard. We believe that when employees and customers both succeed, everyone wins. We always do whats right for the client. This creates a team of people who love what they do and proudly represent our company.


Compensation:

We reward great performance. Our pay structure is one of the best in the industry, giving great performers the opportunity to earn an exceptional income.


Career Growth Plan:

Were always developing future leaders. Every team member is encouraged to grow, improve, and take on new challenges. Advancement isnt just possible here, its expected.


Benefits for the Insurance Sales Agent:

Very competitive base salary (most competitive in Middle Tennessee)

Very competitive commission structure

Bonus incentive based on individual/agency performance

Paid time off - personal time and holidays

Career growth/advancement development

Training/coaching provided


Here are the frequently asked questions and answers that we get about our career opportunity:


What kind of training will I receive?

We invest in our team members to help them succeed and achieve their personal, professional, and financial goals. You will receive the best product and sales training available including hands-on support while you learn our products and systems.


Is prior insurance sales experience required?

No! You dont need to know anything about insurance or insurance sales to apply. We provide all of the product and sales training that youll need to be successful!


What is the culture like in your company?

We have a very supportive culture though we also expect a lot from ourselves and from each other. We are here to ensure that we all succeed and have an enjoyable work environment.


What would my career growth plan look like?

Growth is an important core value. An Insurance Sales Agent will have the opportunity to become a protege agent or take on leadership roles within our organization.


Will I have to purchase my own leads?

Absolutely not! We provide all of the leads! Our salespeople never have to worry about reaching out to their friends or family and asking them for business.


Is this a commission-only position?

Absolutely not! Our compensation plan is unmatched in the marketplace. We offer a base salary with uncapped commission and attractive bonuses.


What can I reasonably expect to make in the first year?

If you follow our sales process, at the very least you can expect to make $70,000 in your first year with your base salary, commission, and bonuses.


Will I have to service all my clients after the sale?

No! We have an award-winning customer service team that helps maintain policies after the sale.


Do I need my insurance licenses to apply?

No! We will provide the training and support to help you pass your insurance licensing exams and we will reimburse for the cost of the test.


If you're looking to be part of something remarkable, and if this career opportunity sounds like something you would like to be a part of, then apply today!


Benefits

Annual Base Salary + Commission

Paid Time Off (PTO)

Hands on Training

Mon-Fri Schedule


Responsibilities

Responsibilities for the Insurance Sales Representative:

  • Create insurance quotes, make sales presentations, and close sales
  • Establish client relationships and follow up with clients
  • Provide prompt, accurate, and friendly client support
  • Maintain a strong work ethic with a total commitment to success each and every day
  • Develop new financial service opportunities with both existing and new clients

Requirements

Qualifications for the Insurance Sales Representative:

  • Sales experience or a client-facing background is preferred
  • Proven track record of winning
  • Excellent communication skills: written, verbal, and listening
  • Intrinsically driven to be successful