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Commercial Insurance Agent Jobs in Tennessee (NOW HIRING)

FourPoint People

Associate Insurance Agent

Brentwood, TN · On-site

$47K - $70K/yr

You will guide clients through selecting and understanding crucial auto, home, life, commercial ... Licensed Insurance Agent / Producer * Agency Owner * Specialized roles (e.g., Client Service ...

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All JobsCommercial Insurance Agent JobsCommercial Insurance Agent Jobs in Tennessee

Commercial Insurance Agent information

See Tennessee salary details

$28.1K

$52.8K

$78.5K

How much do commercial insurance agent jobs pay per year?

As of Aug 22, 2026, the average yearly pay for commercial insurance agent in Tennessee is $52,821.00, according to ZipRecruiter salary data. Most workers in this role earn between $43,600.00 and $60,400.00 per year, depending on experience, location, and employer.

What is a commercial insurance agent?

Commercial insurance agents are professionals who help businesses find and purchase insurance policies that protect against various risks, such as property damage, liability, and employee-related issues. They assess a company's unique needs, recommend appropriate coverage options, and act as intermediaries between the business and insurance providers. These agents also assist with policy renewals, claims, and provide ongoing risk management advice to ensure that the business remains adequately protected as it grows.

What are the key skills and qualifications needed to thrive as a commercial insurance agent?

To thrive as a Commercial Insurance Agent, you need a strong understanding of insurance products, risk assessment, and sales techniques, typically supported by a state insurance license. Familiarity with client management software (CRM), quoting platforms, and industry regulations is essential. Excellent interpersonal skills, negotiation abilities, and attention to detail help agents build trust and close deals with clients. These competencies are crucial for effectively meeting client needs, ensuring regulatory compliance, and achieving business growth in a competitive industry.

What are some common challenges commercial insurance agents face when building and maintaining a client portfolio?

Commercial Insurance Agents often encounter challenges such as intense competition from other agencies, keeping up with evolving insurance products, and understanding the unique risks of each client's business. Building trust with new clients requires active listening and tailored policy recommendations. Additionally, maintaining long-term relationships involves consistent communication, proactive policy reviews, and staying informed about industry changes that could impact clients' coverage needs.

What is the difference between Commercial Insurance Agent vs Personal Insurance Agent?

AspectCommercial Insurance AgentPersonal Insurance Agent
CredentialsLicenses vary by state, often similar to personal agentsSame licensing requirements as commercial agents
Work EnvironmentBusiness offices, insurance agencies, client meetings with companiesRetail locations, insurance agencies, client homes or offices
Employer & IndustryInsurance companies, brokers serving businessesInsurance companies, brokers serving individuals
Search & Comparison IntentClients seeking coverage for businesses, commercial policiesClients seeking personal coverage like auto, home, life

Commercial Insurance Agents focus on providing coverage for businesses, including property, liability, and workers' compensation. Personal Insurance Agents primarily serve individual clients with policies for auto, home, and personal life. While both roles require similar licenses and work in insurance agencies, their target clients and policy types differ significantly.

Do commercial insurance agents make good money?

Commercial insurance agents typically earn a combination of base salary and commissions, with total income varying based on experience, sales performance, and the size of the client portfolio. According to industry data, the median annual income ranges from $50,000 to $100,000, with top performers earning significantly more. Success in this role often depends on strong sales skills, industry knowledge, and certifications such as the Certified Insurance Counselor (CIC).

What are popular job titles related to Commercial Insurance Agent jobs in Tennessee?

For Commercial Insurance Agent jobs in Tennessee, the most frequently searched job titles are:

What job categories do people searching Commercial Insurance Agent jobs in Tennessee look for?

The top searched job categories for Commercial Insurance Agent jobs in Tennessee are:

What cities in Tennessee are hiring for Commercial Insurance Agent jobs?

Cities in Tennessee with the most Commercial Insurance Agent job openings:

Commercial Insurance Agent jobs near you
Infographic showing various Commercial Insurance Agent job openings in Tennessee as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 17% Part Time, and 4% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $52,821 per year, or $25.4 per hour.

Associate Insurance Agent

FourPoint People

Brentwood, TN • On-site

$47K - $70K/yr

Full-time

This job post has expired today. Applications are no longer accepted.

Job description

Benefits:
  • Bonus based on performance
  • Competitive salary
  • Free food & snacks
  • Home office stipend
  • Training & development

Join a fun, purpose-driven agency as an Associate Insurance Agent. You'll build long-term client relationships and help protect families' futures. Earn $47,700 - $70,000+ in year one, with the potential to reach six figures, plus great perks like gas reimbursements, flexible scheduling, and on-the-job licensing support. 
Role Overview
As an Associate Insurance Agent, you are more than a salesperson—you have the heart of a teacher. You will guide clients through selecting and understanding crucial auto, home, life, commercial, and farm policies, ensuring they are fully protected.
Key Responsibilities
  • Client Interaction: Meet with clients to assess risks, explain coverage options, and build long-term, trusting relationships.
  • Sales & Quoting: Generate quotes, present tailored solutions, and assist clients in securing the right protections.
  • Account Management: Process new applications, renewals, endorsements, and maintain accurate client records in our CRM.
  • Claims Advocacy: Act as a helpful liaison between the client and claims adjusters, ensuring timely resolutions during stressful times.
  • Administrative Support: Handle necessary paperwork and coordinate with underwriters and carriers. 
Skills & Qualifications
  • Education: High school diploma required.
  • Licensing: State Property & Casualty license is preferred, but willing to sponsor the right candidate to obtain licensing within 60 days of hire.
  • Core Traits: Strong work ethic, exceptional communication, problem-solving skills, and a true customer-care mindset.
  • Tech Skills: Proficiency with computers and CRM software. 
Work Environment & Culture
We take our work—and our fun—seriously. Located in a professional yet relaxed office setting, you will work a standard Monday through Friday schedule (8:00 AM to 5:00 PM). We are a tight-knit team that gets things done while maintaining a fun atmosphere.
Compensation & Perks
  • Base / Commission Structure:
    • Year 1 Floor: $47,700 for basic performance.
    • Year 1 Target: $70,000 (Very achievable if you lean in and work hard).
    • Year 3 & Beyond: Well into six figures for dedicated agents.
  • Benefits & Perks:
    • Gas reimbursement for work-related travel
    • Snacks and drinks provided in the office
    • Flexible time off for family needs (with owner approval)
    • Reimbursed expenses for community and networking activities (e.g., Chamber of Commerce events, client lunches)
Career Path
We love to promote from within! Successful Associate Agents can advance into:
  • Licensed Insurance Agent / Producer
  • Agency Owner
  • Specialized roles (e.g., Client Service Specialist or Relationship Manager)

Flexible work from home options available.