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Chief Risk Officer Jobs in Tennessee (NOW HIRING)

CUES TRAINING FACILITY

Chief Risk Officer

Oak Ridge, TN · On-site

$175 - $200/hr

Chief Risk Officer Enrichment Federal Credit Union Oak Ridge, TN CHIEF RISK OFFICER Enrichment Federal Credit Union $972M Assets Oak Ridge, TN (On-site) Lead Risk. Shape Strategy. Enable Growth. The ...

Securitybanktn

Internal Auditor I

Nashville, TN · On-site

$55 - $75/hr

Reporting to the Chief Risk Officer (CRO), the Internal Auditor I is responsible for participating in operational, financial and compliance audit engagements; identifying and understanding risks and ...

NxT Level

Chief Financial Officer (CFO)

Nashville, TN · On-site

This critical leadership role will be responsible for overseeing all financial operations, including strategic planning, risk management, financial reporting, and compliance. The CFO will play a key ...

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Chief Risk Officer information

See Tennessee salary details

$89.9K

$174K

$348.5K

How much do chief risk officer jobs pay per year?

As of Sep 6, 2026, the average yearly pay for chief risk officer in Tennessee is $174,047.00, according to ZipRecruiter salary data. Most workers in this role earn between $152,900.00 and $172,900.00 per year, depending on experience, location, and employer.

What is a chief risk officer?

A chief risk officer (CRO) oversees financial risks for a business or other organization. As a CRO, your job duties involve identifying business risks, developing risk management policies, and performing risk assessments of new projects. You usually collaborate with all departments in your organization, as well as stakeholders and board members, to determine suitable levels of financial risk. It is essential to monitor company policies to ensure that all projects meet industry standards and government regulations. Chief risk officers may also be in charge of internal auditing, IT security, and insurance needs.

What is a chief risk officer?

A Chief Risk Officer (CRO) is a senior executive responsible for identifying, assessing, and mitigating risks that could impact an organization’s operations or objectives. The CRO oversees risk management strategies, ensures compliance with regulatory requirements, and works closely with other executives to develop policies that protect the company from financial, operational, and reputational harm. This role is especially important in industries such as finance, insurance, and healthcare, where risk management is critical to organizational success.

What are some common challenges a chief risk officer faces in aligning risk management strategies across different departments?

A Chief Risk Officer (CRO) often encounters challenges in ensuring that risk management policies are consistently implemented across departments with varying objectives and risk appetites. Communication gaps, differing priorities, and varying levels of risk awareness can make it difficult to create a unified risk culture. CROs must work closely with department heads to tailor risk strategies that align with business goals while maintaining compliance and minimizing exposure. Building strong relationships and fostering ongoing education are key to overcoming these challenges and promoting effective enterprise-wide risk management.

What are the key skills and qualifications needed to thrive as a chief risk officer, and why are they important?

To thrive as a Chief Risk Officer, you need deep expertise in risk management, financial analysis, regulatory compliance, and typically an advanced degree in finance, law, or business. Familiarity with risk assessment software, governance frameworks (such as COSO or ISO 31000), and relevant certifications like FRM or CRM is highly valued. Strategic thinking, leadership, and strong communication skills enable effective collaboration across executive teams and clear risk reporting. These capabilities are vital for identifying threats, safeguarding organizational assets, and ensuring sound decision-making in a complex regulatory environment.

What is the difference between Chief Risk Officer vs Risk Manager?

AspectChief Risk OfficerRisk Manager
CredentialsTypically requires advanced degrees (MBA, Master’s in Risk Management) and professional certifications (FRM, CRM)Often holds a bachelor’s degree; certifications like CRM or FRM are common but not always required
Work EnvironmentExecutive-level, strategic planning, overseeing entire risk management frameworkOperational role, implementing risk policies, analyzing specific risks
Industry UsageUsed across finance, insurance, corporate sectors at the executive levelFound in various industries, focusing on day-to-day risk assessment and mitigation

The Chief Risk Officer (CRO) is a senior executive responsible for the overall risk management strategy of an organization, requiring advanced credentials and strategic oversight. In contrast, a Risk Manager handles specific risk assessments and mitigation activities, often with less seniority and fewer certifications. Both roles are vital but differ in scope, responsibilities, and level of seniority.

How much do chief risk officers get paid?

Chief Risk Officers typically earn a median annual salary between $150,000 and $250,000, with total compensation often including bonuses and stock options. Salaries vary based on industry, company size, location, and experience, and the role requires strong analytical skills and risk management expertise.

What does a chief risk officer make?

A Chief Risk Officer (CRO) typically earns a salary ranging from $150,000 to over $300,000 annually, depending on the size of the organization, industry, and experience level. Compensation may also include bonuses, stock options, and other benefits, especially in large corporations or financial institutions.
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What job categories do people searching Chief Risk Officer jobs in Tennessee look for?

The top searched job categories for Chief Risk Officer jobs in Tennessee are:

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Cities in Tennessee with the most Chief Risk Officer job openings:

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Chief Risk Officer jobs near you
Infographic showing various Chief Risk Officer job openings in Tennessee as of August 2026, with employment types broken down into 100% Full Time. Highlights an 86% In-person, and 14% Remote job distribution, with an average salary of $174,047 per year, or $83.7 per hour.

Chief Risk Officer

CUES TRAINING FACILITY

Oak Ridge, TN • On-site

$175 - $200/hr

Other

Posted 5 days ago

Job description

Chief Risk Officer

Enrichment Federal Credit Union

Oak Ridge, TN

CHIEF RISK OFFICER

Enrichment Federal Credit Union

$972M Assets

Oak Ridge, TN (On-site)

Lead Risk. Shape Strategy. Enable Growth.

The best Chief Risk Officers don't simply protect organizations; they help them move forward with confidence.

Enrichment Federal Credit Union is seeking a strategic and collaborative Chief Risk Officer (CRO) to join its executive leadership team. Reporting directly to the CEO, this executive will shape the credit union's enterprise risk strategy while partnering with leaders across the organization to ensure risk management supports innovation, operational excellence, and long-term growth. This executive will be expected to serve as both a strategic risk leader and a trusted business partner, bringing a deep understanding of how a credit union operates to support sound decision-making across the enterprise.

This is an opportunity to build upon a strong foundation while influencing enterprise-wide decisions at the highest level. The successful candidate will serve as a trusted advisor to executive leadership and the Board, balancing thoughtful governance with practical business partnership.

The Opportunity

As Chief Risk Officer, you will oversee the credit union's Enterprise Risk Management program and provide executive leadership across operational, regulatory, compliance, cybersecurity, fraud, third-party, reputational, liquidity, and strategic risk. Rather than operating as a gatekeeper, you'll help the organization make informed decisions that protect members while enabling continued growth.

This role extends beyond traditional risk management. The ideal candidate will bring an enterprise-wide perspective and a strong understanding of how a credit union operates, partnering across departments to ensure risk management supports sound business decisions and organizational success.

Key areas of leadership include:
  • Advancing the enterprise risk management framework and governance practices
  • Partnering with the CEO, executive team, and Board to align risk strategy with organizational priorities
  • Leading enterprise compliance, regulatory examinations, and audit activities
  • Providing independent oversight of cybersecurity, operational resilience, business continuity, fraud, and third-party risk
  • Strengthening a culture where risk awareness is embedded into everyday decision-making across the organization
Ideal candidates will bring:
  • 10+ years of Senior Level credit union experience
  • Knowledge of federal credit union laws and regulations, with the ability to interpret requirements, conduct research, and provide practical compliance guidance and solutions
  • Strong business acumen with a broad understanding of credit union operations and the ability to assess enterprise risk within the context of the organization's strategic and operational objectives.
  • A broad understanding of credit union operations and the ability to apply an enterprise-wide perspective to risk management
  • Strong knowledge of credit risk, compliance/BSA, and ALM/IRR; familiarity with operational and cyber risk
  • Experience with NCUA exams, credit union audits, and Board reporting
  • Bachelor’s degree in finance, business, or related field required
Why Enrichment Federal Credit Union?

For more than 75 years, Enrichment Federal Credit Union has been committed to helping people build stronger financial futures. Today, the credit union serves nearly 50,000 members across East Tennessee and continues to invest in the communities it serves through volunteerism, financial education, and community partnerships.

Enrichment believes risk management is most effective when it is collaborative, forward-thinking, and aligned with its mission to enrich members' lives. As Chief Risk Officer, you'll have a seat at the executive table, an opportunity to influence enterprise strategy, and the ability to make a lasting impact on the organization and the members it serves.

Compensation

$175,000–$200,000, depending on experience, and additional executive incentives.

ABOUT DDJ MYERS, an ALM First Company

DDJ Myers is the executive search consultant for this organization. Our expertise is in supporting leadership teams in sustainable practices for high-performing organizations through succession planning, leadership development programs, executive coaching, board governance and renewal, and executive search. Please learn more at www.ddjmyers.com .

Application Deadline Aug. 28, 2026

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