... QM, UDAAP and Flood Disaster Protection. Preferred Education/Experience Preferable to have a bachelor's degree and many years of experience in originating loans. Must possess working knowledge of ...
... QM, UDAAP and Flood Disaster Protection. Preferred Education/Experience Preferable to have a bachelor's degree and many years of experience in originating loans. Must possess working knowledge of ...
Outside Loan Originator
Knoxville, TN · On-site
... QM, UDAAP and Flood Disaster Protection. Preferred Education/Experience Preferable to have a bachelor's degree and many years of experience in originating loans. Must possess working knowledge of ...
Outside Loan Originator
Knoxville, TN · On-site
... QM, UDAAP and Flood Disaster Protection. Preferred Education/Experience Preferable to have a bachelor's degree and many years of experience in originating loans. Must possess working knowledge of ...
The associate partners closely with first-line leaders in the markets, providing guidance on federal and state fair lending/fair banking requirements and UDAAP, and translating complex analytics into ...
The associate partners closely with first-line leaders in the markets, providing guidance on federal and state fair lending/fair banking requirements and UDAAP, and translating complex analytics into ...
The associate partners closely with first-line leaders in the markets, providing guidance on federal and state fair lending/fair banking requirements and UDAAP, and translating complex analytics into ...
The associate partners closely with first-line leaders in the markets, providing guidance on federal and state fair lending/fair banking requirements and UDAAP, and translating complex analytics into ...
The associate partners closely with first-line leaders in the markets, providing guidance on federal and state fair lending/fair banking requirements and UDAAP, and translating complex analytics into ...
The associate partners closely with first-line leaders in the markets, providing guidance on federal and state fair lending/fair banking requirements and UDAAP, and translating complex analytics into ...
X, ECOA, HMDA, and UDAAP is highly preferred.
X, ECOA, HMDA, and UDAAP is highly preferred.
X, ECOA, HMDA, and UDAAP is highly preferred.
X, ECOA, HMDA, and UDAAP is highly preferred.
Udaap information
What are the key skills and qualifications needed to thrive as a UDAAP compliance specialist?
To thrive as a UDAAP Compliance Specialist, you need a deep understanding of consumer protection laws, risk assessment, and regulatory compliance, often supported by a degree in law, finance, or a related field. Familiarity with compliance management systems, regulatory research tools, and certifications like Certified Regulatory Compliance Manager (CRCM) is highly valuable. Strong analytical thinking, attention to detail, and effective communication skills help you interpret regulations and educate stakeholders. These skills ensure organizations remain compliant, avoid legal penalties, and uphold fair treatment for consumers.
What is the difference between Udaap vs Data Analyst?
| Aspect | Udaap | Data Analyst |
|---|---|---|
| Required credentials | Typically a background in data analysis, statistics, or related fields | Bachelor's degree in data science, statistics, or related disciplines |
| Work environment | Tech companies, digital marketing, or analytics firms | Business, finance, healthcare, and various industries |
| Employer usage | Used for analyzing user data, app performance, and digital marketing metrics | Used for interpreting data, creating reports, and supporting decision-making |
Udaap and Data Analyst roles share overlapping skills in data analysis and require similar educational backgrounds. However, Udaap focuses more on analyzing user data within digital platforms, while Data Analysts often work across diverse industries to interpret data and generate insights. Both roles are essential in data-driven environments but serve different specific functions.
What is UDAAP and why is it important in the financial industry?
UDAAP stands for Unfair, Deceptive, or Abusive Acts or Practices. These are standards set by regulatory agencies, such as the Consumer Financial Protection Bureau (CFPB), to protect consumers from harmful behaviors by financial institutions. UDAAP regulations are crucial because they ensure that consumers are treated fairly, that products and services are transparent, and that companies do not engage in practices that could exploit or mislead customers. Compliance with UDAAP helps organizations avoid legal penalties and maintain trust with consumers.
What are some common challenges faced by professionals working in UDAAP compliance roles?
Professionals in UDAP compliance roles often navigate the challenge of interpreting broad and evolving regulations to ensure their organization avoids practices that could be deemed unfair or deceptive. They must stay updated on regulatory guidance and enforcement actions, which can shift with changes in laws or regulatory priorities. Collaboration with legal, risk, and business units is crucial to proactively identify and mitigate potential compliance issues. Additionally, UDAP specialists often educate employees across departments, ensuring consistent understanding and application of policies throughout the organization.
What are popular job titles related to Udaap jobs in Tennessee? For Udaap jobs in Tennessee, the most frequently searched job titles are:
What job categories do people searching Udaap jobs in Tennessee look for? The top searched job categories for Udaap jobs in Tennessee are:
Job description
Summary/Objective
The Outside Loan Originator provides residential mortgage loans to borrowers looking to purchase real estate or refinance an existing mortgage and generates leads to increase production. An Outside Loan Originator works greater than 50% of the time away from the office.
Essential Duties
Reasonable accommodations may be made to enable individuals with disabilities to carry out essential functions.
- Responsible for engaging in the sale of mortgage loan products and services to residential mortgage customers.
- Establishes and maintains relationships with realtors, builders, title companies and other related companies to generate and expand business through the execution of marketing campaigns and promotional events. Hosts community education seminars for real estate professionals.
- Identifies the creditworthiness of borrowers by examining credit reports, tax returns and assets.
- Counsels borrowers on the appropriate loan programs and educates them on the mortgage loan process. Responds to customer questions and concerns.
- Originates mortgage loans, including pricing and locking pre-approved loan transactions. Discloses Loan Estimates and other necessary documents within the required timeframes.
- Maintains current knowledge of agency and investor guidelines as well as state and federal regulations.
- Follows up on leads, loan applications, missing items, and conditions. Ensures items are submitted prior to the service-level agreement deadlines.
- Updates borrowers and their agents on the status of loan applications.
- Oversees the production pipeline and resolves escalated issues to ensure loan transactions close correctly and in a timely manner.
- Provides superior customer service to achieve customer satisfaction.
- Diligently adheres to all provisions as detailed in Exhibit B of Employment Agreement.
Required Education/Experience
Requires a high school diploma. Must possess working knowledge of Fannie Mae, Freddie Mac, FHA, VA, USDA, and investor guidelines and state and federal banking laws and regulations, such as TRID, TILA, RESPA, HMDA, FCRA, ECOA, SAFE Act, QM, UDAAP and Flood Disaster Protection.
Preferred Education/Experience
Preferable to have a bachelor’s degree and many years of experience in originating loans. Must possess working knowledge of Fannie Mae, Freddie Mac, FHA, VA, USDA, and investor guidelines and state and federal banking laws and regulations, such as TRID, TILA, RESPA, HMDA, FCRA, ECOA, SAFE Act, QM, UDAAP and Flood Disaster Protection.
Additional Qualifications for Eligibility
Additional qualifications for eligibility include an NMLS license.
InterLinc Mortgage is an EEO company.
About InterLinc Mortgage Services
Sourced by ZipRecruiter
Company size
201 - 500 Employees
Headquarters location
Houston, TX, US
Year founded
2004