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Check Encoding Jobs (NOW HIRING)

APGFCU

ACH Share Draft Representative

Edgewood, MD · On-site

$40K - $65K/yr

Knowledge of financial regulations and practices concerning ACH transmissions, check encoding/processing and saving functions. Good verbal communication, interpersonal, organization, research ...

APGFCU

ACH Share Draft Representative

Edgewood, MD · On-site

$40K - $65K/yr

Knowledge of financial regulations and practices concerning ACH transmissions, check encoding/processing and saving functions. Good verbal communication, interpersonal, organization, research ...

Michigan First Credit Union

Teller

Detroit, MI · On-site

$15.75 - $19.75/hr

Performs such other duties as might be assigned from time to time, including but not limited to, check encoding, ATM machine balancing, address changes, filing, answering telephone, process mail, and ...

WNB Financial NA

Part-Time Teller

Winona, MN

$15.50 - $19.50/hr

Utilizes a variety of office equipment including computer printer, ten-key calculator, fax, copy machine, check encoding machine, credit card machine, cash/coin counting machines, drive-up equipment ...

WNB Financial NA

Part-Time Teller

Winona, MN · On-site

$15.79 - $22.29/hr

Utilizes a variety of office equipment including computer printer, ten-key calculator, fax, copy machine, check encoding machine, credit card machine, cash/coin counting machines, drive-up equipment ...

WNB Financial NA

Part-Time Teller

Winona, MN · On-site

$15.50 - $19.50/hr

Utilizes a variety of office equipment including computer printer, ten-key calculator, fax, copy machine, check encoding machine, credit card machine, cash/coin counting machines, drive-up equipment ...

WNB Financial NA

Part-Time Teller

Winona, MN · On-site

$15.50 - $19.50/hr

Utilizes a variety of office equipment including computer printer, ten-key calculator, fax, copy machine, check encoding machine, credit card machine, cash/coin counting machines, drive-up equipment ...

Michigan First

Teller

Detroit, MI · On-site

$15.75 - $19.75/hr

Performs such other duties as might be assigned from time to time, including but not limited to, check encoding, ATM machine balancing, address changes, filing, answering telephone, process mail, and ...

Michigan First Credit Union

Teller

Detroit, MI · On-site

$15 - $18.75/hr

Performs such other duties as might be assigned from time to time, including but not limited to, check encoding, ATM machine balancing, address changes, filing, answering telephone, process mail, and ...

pla

Customer Experience Representative I

Kimball, NE · On-site

$16 - $21.75/hr

Computer, scanner, debit card encoder, debit card printer, teller machine, 10-key adding machine, check encoder, fax machine, copy machine, telephone. Note: The statements herein are intended to ...

pla

Customer Experience Representative I

Potter, NE · On-site

$16 - $21.75/hr

Computer, scanner, debit card encoder, debit card printer, teller machine, 10-key adding machine, check encoder, fax machine, copy machine, telephone. Note: The statements herein are intended to ...

Michigan First

Teller

Detroit, MI · On-site

$15 - $18.75/hr

Performs such other duties as might be assigned from time to time, including but not limited to, check encoding, ATM machine balancing, address changes, filing, answering telephone, process mail, and ...

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Check Encoding information

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$23

$56

How much do check encoding jobs pay per hour?

As of Aug 26, 2026, the average hourly pay for check encoding in the United States is $23.01, according to ZipRecruiter salary data. Most workers in this role earn between $12.26 and $25.00 per hour, depending on experience, location, and employer.

What is a check encoding?

A Check Encoding job involves processing and encoding financial documents, such as checks, by adding numerical or MICR (Magnetic Ink Character Recognition) codes for banking transactions. This role requires accuracy, attention to detail, and speed to ensure proper check processing. Employees typically use specialized machines or software to encode information like bank routing numbers, account details, and check amounts. The job is commonly found in financial institutions, payment processing centers, and data entry firms.

What are the most common responsibilities of a check encoding specialist during a typical workday?

A Check Encoding specialist is primarily responsible for accurately recording and encoding the monetary values and other information from paper checks into the financial institution’s processing system. This typically involves using specialized check imaging and encoding equipment, verifying entries for accuracy, and resolving discrepancies in a fast-paced, deadline-driven environment. Specialists may also assist with balancing batches, maintaining error logs, and ensuring compliance with banking regulations. They work closely with other team members in operations or deposit services to meet daily processing targets and support smooth bank transactions. Attention to detail and consistent performance are critical for success in this role.

What are the key skills and qualifications needed to thrive in the check encoding position, and why are they important?

To thrive as a Check Encoding professional, you need excellent attention to detail, familiarity with check processing standards, and basic numeracy skills, typically backed by a high school diploma or equivalent. Proficiency with check imaging and encoding software, data entry systems, and possibly knowledge of the Federal Reserve banking system is important. Strong organizational skills, reliability, and the ability to focus for extended periods help individuals stand out in this role. These abilities ensure accurate, secure processing of financial documents and efficient transaction handling for financial institutions.

More about Check Encoding jobs

What are the most commonly searched types of Check Encoding jobs?

The most popular types of Check Encoding jobs are:

What states have the most Check Encoding jobs?

States with the most job openings for Check Encoding jobs include:

What job categories do people searching Check Encoding jobs look for?

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Check Encoding jobs near you
Infographic showing various Check Encoding job openings in the United States as of August 2026, with employment types broken down into 68% Full Time, 16% Part Time, 5% Contract, and 11% Nights. Highlights an 95% In-person, and 5% Remote job distribution, with an average salary of $47,866 per year, or $23 per hour.

Deposit Exception Item Specialist

First Citizens Community Bank

Mansfield, PA

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 21 days ago

First Citizens Community Bank rating

3.8

Company rating: 3.8 out of 10

Based on 7 frontline employees who took The Breakroom Quiz

172nd of 172 rated banks

Job description

Description

  • Process a variety of rejected deposit items, including NSF processing, unposted DDA items, stop payments, ACH error postings, Fed check returns, duplicate check presentments, and customer check encoding errors. Complete work accurately and within regulatory or bank procedural timeframes to minimize risk of loss to customers and the bank. Serve as a strong business partner to branch personnel when working through rejected item questions, research, and resolution.
  • Review suspected fraudulent checks, wires, and ACH transactions. Maintain records to help Deposit Operations monitor losses and identify fraud patterns. Complete each step accurately and on time to reduce risk to customers and the bank. Communicate with other financial institutions to support prompt recovery of fraudulent funds.
  • Develop ongoing management and board reporting of key fraud statistics, including key performance indicators and key risk indicators, to be utilized in monitoring operational losses, near misses and identifying the nature of fraud events.
  • Reconcile various general ledger and bank-use deposit accounts to identify missing transactions, out-of-balance conditions, or processing errors. Collaborate with the Finance team to resolve exceptions in a timely manner.
  • Investigate check adjustments reported by employees or received through FedLine Advantage and process corrections within established bank policy and procedural timeframes. Enter or verify large dollar notifications in FedLine by the applicable deadline and take appropriate action on accounts to help protect customers and the bank from possible loss.
  • Assist with rate and special exception requests from management and branch personnel. Maintain accurate records and ensure necessary maintenance is completed correctly to avoid customer or bank impact.
  • Respond to internal and external telephone and email inquiries. Research requests, provide solutions that comply with applicable regulations, and collaborate with others when additional information or assistance is needed.
  • Assist with other Deposit Operations duties as assigned and remain current on applicable processes, bank procedures, and bank policies. Provide back-up support as needed due to staffing levels, system irregularities, cross-training realignment, departmental projects, or emergencies. Interact constructively with coworkers by being cooperative and providing support and assistance to promote a positive work atmosphere and smooth department operations.

Requirements

  • Strong organizational, time management, problem-prevention, and problem-solving skills.
  • Ability to communicate detailed information and instructions clearly and professionally.
  • Proficiency with Microsoft Office Suite and the ability to learn position-related systems and software.
  • Ability to effectively use general office equipment.
  • Ability to handle sensitive and confidential information with discretion.
  • Strong interpersonal, customer service, and communication skills.
  • Ability to maintain professional conduct appropriate to the position.
  • High school diploma or equivalent educational experience.
  • Six or more months of job-related experience. (preferred) 

BENEFITS: Comprehensive benefit package to include:

  • Health, dental, and vision benefits
  • 401k w/ company match
  • Paid time off; paid holidays
  • Group and voluntary life insurance and disability insurance
  • Aflac supplemental plans
  • Employee Assistance Program


Our goal is to support the growth of the communities we serve. First Citizens has a knack for hiring the finest and brightest employees; we understand how fostering their growth builds loyalty and impacts customer service. Our employees are our strongest asset. So, we accommodate families, invest in our employees' future, and recognize hard work.


First Citizens Community Bank is committed to equal employment opportunity and does not discriminate on the basis of any legally protected status or characteristic. Protected veterans and individuals with disabilities are encouraged to apply.


What First Citizens Community Bank employees say

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