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Ach Processor Jobs (NOW HIRING)

Security Service FCU

ACH Operations Specialist

San Antonio, TX · On-site

$46K - $62K/yr

The ACH Operations Specialist supports the accurate, timely, and compliant processing of electronic payment transactions for consumer and business members. This role is responsible for end-to-end ACH ...

TransPecos Bank

Wire / ACH Specialist

San Antonio, TX · On-site

$19.25 - $26/hr

Process government reclamations, ACH stop payment requests, and Written Statement of Unauthorized ACH Debits according to regulations and established policies and procedures. * Process proof of ...

Finastra

Principal ACH SME

Deep practical expertise in ACH processing, NACHA rules, terminology, and operating models. * Accredited ACH Professional (AAP) certification highly preferred * Proven experience leading or ...

Truist

Software Engineer --Mainframe PEP/ACH

Atlanta, GA · On-site

$47 - $60.50/hr

Responsibilities : • Maintain and develop ACH PEP+ vendor COBOL code resident at Truist and perform other development to support necessary ACH processing. • Work requirements include significant ...

DEW Softech Inc

eCheck ACH Developer

Harrisburg, PA · On-site

eCheck(ACH) Developer (.Net or Java) Location: Harrisburg, PA (Hybrid) Position Type: Contract ... Troubleshoot and resolve issues related to payment processing, system interfaces, and performance.

Finastra

Senior Product Manager - ACH

Atlanta, GA

$121K - $160K/yr

Engage with clients and prospects to capture market needs, pain points, and gaps in ACH processing * Translate insights into clear product requirements, and documentation * Drive alignment between ...

Truist

Software Engineer --Mainframe PEP/ACH

Atlanta, GA · On-site

$47 - $60.50/hr

Work requirements include significant knowledge of PEP+ internals and ACH processing rules. Knowledge of PEP+ DB2 and PEP+ online (CICS is required). 1. Develop customized coding, software ...

Truist

Software Engineer --Mainframe PEP/ACH

Atlanta, GA · On-site

$47 - $60.50/hr

Work requirements include significant knowledge of PEP+ internals and ACH processing rules. Knowledge of PEP+ DB2 and PEP+ online (CICS is required). 1. Develop customized coding, software ...

IBC Bank

Reg E Dispute Processor

San Antonio, TX

$14.50 - $18.50/hr

Process Debit Card, ATM, and ACH disputes following Reg E, NACHA, Visa and bank procedures. * Understand core systems, applications and technical platforms * Identifying recoverable transactions and ...

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Ach Processor information

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How much do ach processor jobs pay per hour?

As of Jul 13, 2026, the average hourly pay for ach processor in the United States is $16.74, according to ZipRecruiter salary data. Most workers in this role earn between $13.46 and $19.23 per hour, depending on experience, location, and employer.

What is the difference between Ach Processor vs ACH Specialist?

AspectAch ProcessorACH Specialist
CredentialsTypically requires banking or finance certifications, knowledge of ACH systemsSimilar credentials, often with additional compliance or regulatory training
Work EnvironmentWorks within financial institutions or payment processing companiesWorks in banking, finance, or payment processing departments
Job ResponsibilitiesProcesses ACH transactions, ensures accuracy, manages transaction flowOversees ACH operations, compliance, and customer inquiries

The Ach Processor and ACH Specialist roles both involve handling ACH transactions within financial institutions. While Ach Processors focus on processing and transaction accuracy, ACH Specialists often handle oversight, compliance, and customer support. Both roles require similar credentials and work environments, but their specific responsibilities differ slightly based on their focus within ACH operations.

What are some common challenges faced by ACH Processors, and how can they be effectively managed?

ACH Processors often encounter challenges such as managing high transaction volumes, ensuring strict compliance with banking regulations, and quickly identifying and resolving transaction discrepancies. Staying organized and detail-oriented is essential, as even minor errors can lead to significant issues for clients and the financial institution. Effective communication with internal teams and external partners is also crucial to address questions and resolve issues promptly. Continuous training and staying updated on NACHA rules and fraud prevention measures can help ACH Processors excel in this fast-paced environment.

What are ACH Processors?

ACH Processors are professionals or companies responsible for handling Automated Clearing House (ACH) transactions, which are electronic payments and money transfers between banks in the United States. Their duties include processing direct deposits, bill payments, and other types of electronic fund transfers securely and efficiently. ACH Processors ensure transactions comply with regulations, resolve errors, and maintain accurate records. They play a critical role in facilitating secure and timely electronic payments for businesses and individuals.

What are the key skills and qualifications needed to thrive as an ACH Processor, and why are they important?

To thrive as an ACH Processor, you need a solid understanding of banking operations, electronic payment processing, and compliance regulations, typically supported by experience in financial services or a related field. Familiarity with ACH processing software, banking platforms, and knowledge of NACHA rules are essential, and certifications such as Accredited ACH Professional (AAP) can be advantageous. Attention to detail, strong organizational skills, and effective communication are valuable soft skills in this role. These competencies ensure accurate transaction processing, regulatory compliance, and efficient issue resolution in high-volume financial environments.
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What cities are hiring for Ach Processor jobs? Cities with the most Ach Processor job openings:
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Ach Processor jobs near you
Infographic showing various Ach Processor job openings in the United States as of July 2026, with employment types broken down into 88% Full Time, 5% Part Time, 2% Temporary, 3% Contract, and 2% Nights. Highlights an 89% Physical, 5% Hybrid, and 6% Remote job distribution, with an average salary of $34,822 per year, or $16.7 per hour.

ACH Operations Specialist

Security Service FCU

San Antonio, TX • On-site

$46K - $62K/yr

Full-time

Re-posted 9 days ago

Job description

The ACH Operations Specialist supports the accurate, timely, and compliant processing of electronic payment transactions for consumer and business members. This role is responsible for end-to-end ACH operations, exception and return management, and Treasury Management support, including onboarding and ongoing servicing for business ACH origination and Positive Pay services. The specialist serves as a subject matter expert for ACH rules, Business ACH operations, and fraud prevention tools such as ACH and Check Positive Pay, while also providing secondary operational support for Remote Deposit Capture (RDC), check processing, and related payment channels.

This role requires strong analytical skills, sound judgment, and effective cross functional collaboration to mitigate risk and support member and business needs. Key Responsibilities: Support daily ACH and RDC operations by processing file uploads, monitoring settlement deadlines, performing balancing and reconciliations, and ensuring accurate transaction flow across multiple systems. Perform a full range of ACH activities, including returns, reversals, adjustments, Notifications of Change (NOCs), stop payments, unauthorized debit claims for consumer and business accounts, letters of indemnity and refuse credit returns.

Review, analyze, and resolve ACH exceptions, rejects, overdrafts and fraud-related items within NACHA, regulatory, and internal timeframes.Support Commercial Treasury Management services by onboarding new business members for ACH origination and Positive Pay services within Pep+, CNS and other Payment Services applications. Provide operational support for ACH and Check Positive Pay including enrollment, exception handling, file processing, pay/return decision support, and troubleshooting issues related to mismatched or unauthorized items. Monitor business ACH origination activity, return ratios, and Positive Pay exceptions to ensure compliance with NACHA thresholds and internal risk tolerance levels; research excessive return activity or Positive Pay disputes and escalate findings as appropriate

Serve as a subject matter expert on NACHA rules, Regulation E, and applicable credit union policies while responding to ACH, Treasury Management, and Positive Pay inquiries from members and other lines of business. Monitor payment systems and FedLine alerts to identify processing or Positive Pay-related issues, escalate outages, and collaborate cross functionally with Treasury Management, Fraud, Risk, Operations and Payment Services teams to resolve issues. Support fraud prevention initiatives, quality assurance reviews, audits, ad hoc reporting, and continuous process improvement efforts related to ACH, Positive Pay, and other payment services.

Prepare clear, detailed case documentation and summaries for escalated member or business issues and submit findings to senior staff or management. Handle a moderate volume of inbound and outbound operational calls with professionalism, confidentiality, and adherence to service level standards.Bachelor's degree in business administration or equivalent combination of education and experience. Minimum of 3 years of experience in a financial institution with ACH operations, payment services, or treasury-related functions; or minimum of 3 years of experience working with ACH processing, debit/credit card operations, exception item handling, check processing systems, or fraud mitigation services.Working knowledge of NACHA rules and regulations and understanding of regulations CC, D, E, and J

Proficient in Microsoft Office (Word, Excel, Access, Visio) and basic understanding of workflow concepts and process methodologies. Strong organizational and multitasking abilities, excellent communication skills, and proven ability to provide professional and courteous customer service in fast-paced environments.

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