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Ach Processor Jobs in Virginia (NOW HIRING)

Required Skills Banking Domain Expertise • Strong experience in: o Deposits o Loans o ACH Payments o Banking Operations o Financial Services Products and Processes Business Analysis • ...

... ACH and Wire infrastructure while continuing to operate legacy platforms that process and support a substantial portion of enterprise payment activity. Few financial institutions have successfully ...

Jr Accounts Payable

Chantilly, VA · On-site

$22 - $28.25/hr

Processes employee reimbursements or advances by receiving and verifying expense reports and requests for advances and preparing ACH or checks. * Verifies vendor accounts by reconciling monthly ...

Cash Application Specialist

Glen Allen, VA · On-site

$18.75 - $23.25/hr

Retrieve and print lockbox, ACH & wire data from banking sites. Research & resolve bank ... Submit EFT requests to vendors, review and process chargebacks, post and last day cash on Saturday ...

Accounts Payable Lead

Waynesboro, VA · On-site

$24.72 - $24.75/hr

... processing issues and vendor inquiries. · Review daily activity of team members for accuracy and appropriateness. · Review AP payment cycles, including ACH batch preparation and uploads, for ...

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Ach Processor information

See Virginia salary details

$8

$16

$25

How much do ach processor jobs pay per hour?

As of Aug 19, 2026, the average hourly pay for ach processor in Virginia is $16.60, according to ZipRecruiter salary data. Most workers in this role earn between $13.37 and $19.09 per hour, depending on experience, location, and employer.

What is an ACH processor?

ACH Processors are professionals or companies responsible for handling Automated Clearing House (ACH) transactions, which are electronic payments and money transfers between banks in the United States. Their duties include processing direct deposits, bill payments, and other types of electronic fund transfers securely and efficiently. ACH Processors ensure transactions comply with regulations, resolve errors, and maintain accurate records. They play a critical role in facilitating secure and timely electronic payments for businesses and individuals.

What skills and qualifications are needed to thrive as an ACH processor?

To thrive as an ACH Processor, you need a solid understanding of banking operations, electronic payment processing, and compliance regulations, typically supported by experience in financial services or a related field. Familiarity with ACH processing software, banking platforms, and knowledge of NACHA rules are essential, and certifications such as Accredited ACH Professional (AAP) can be advantageous. Attention to detail, strong organizational skills, and effective communication are valuable soft skills in this role. These competencies ensure accurate transaction processing, regulatory compliance, and efficient issue resolution in high-volume financial environments.

What are common challenges faced by ACH processors, and how can they be managed?

ACH Processors often encounter challenges such as managing high transaction volumes, ensuring strict compliance with banking regulations, and quickly identifying and resolving transaction discrepancies. Staying organized and detail-oriented is essential, as even minor errors can lead to significant issues for clients and the financial institution. Effective communication with internal teams and external partners is also crucial to address questions and resolve issues promptly. Continuous training and staying updated on NACHA rules and fraud prevention measures can help ACH Processors excel in this fast-paced environment.

What is the difference between Ach Processor vs ACH Specialist?

AspectAch ProcessorACH Specialist
CredentialsTypically requires banking or finance certifications, knowledge of ACH systemsSimilar credentials, often with additional compliance or regulatory training
Work EnvironmentWorks within financial institutions or payment processing companiesWorks in banking, finance, or payment processing departments
Job ResponsibilitiesProcesses ACH transactions, ensures accuracy, manages transaction flowOversees ACH operations, compliance, and customer inquiries

The Ach Processor and ACH Specialist roles both involve handling ACH transactions within financial institutions. While Ach Processors focus on processing and transaction accuracy, ACH Specialists often handle oversight, compliance, and customer support. Both roles require similar credentials and work environments, but their specific responsibilities differ slightly based on their focus within ACH operations.

Infographic showing various Ach Processor job openings in Virginia as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 21% Part Time, 1% Temporary, 2% Contract, and 1% Nights. Highlights an 92% Physical, 2% Hybrid, and 6% Remote job distribution, with an average salary of $34,524 per year, or $16.6 per hour.

Deposit Operations Specialist II

Carter Bank and Trust

Martinsville, VA • On-site

$16.38 - $25.62/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 9 days ago


Job description

SUMMARY:
This position is responsible for providing quality customer service to internal and external customers, as well as carrying out the daily operational responsibilities of servicing deposit accounts such as reconcilements, return deposit items, Fed Adjustments, Forgeries, and OD Program administration.
ESSENTIAL JOB FUNCTIONS:
  • Reconcile internal bank checking accounts for official checks, Interest checks, Accounts Payable (AP) checks, Money Orders, utility account, unidentified account, Official check suspense, Official check stop pay suspense
  • Reconcile general ledger accounts related to deposit application; incoming and outgoing inclearing checks and ACH
  • Process incoming return deposit items/chargebacks accurately and timely
  • Process incoming and outgoing adjustments via Federal Reserve (Fed) and or Fiserv Clearing Network (FCN); making adjusting entries between customer account and Federal Reserve GL
  • Initiate correspondence with other Financial Institutions (FI's) regarding adjustments/error corrections when items cannot be processed by Fed
  • Respond to requests and correspondence from other FI's
  • Process large dollar return notifications
  • Process affidavits of forgery/alteration
  • Perform research requests
  • Cross train and back up duties on a regular basis
  • Review, resolve, and report data issues daily
  • Supports the OD Administrator in functions related to the OD Program

JOB REQUIREMENTS:
  • High school diploma or equivalent
  • Deposit Operations or Bank experience preferred
  • Federal Reserve Adjustment and Reconciliation experience a plus

KNOWLEDGE/SKILLS REQUIRED:
  • Ability to understand, and use Bank policies and procedures to ensure operational efficiency and regulatory compliance
  • Strong analytical skills
  • Strong time management skills
  • Strong problem solving skills
  • Strong organization skills
  • Excellent attention to detail
  • Excellent customer service skills
  • Strong verbal and written communication skills
  • Ability to perform effectively in fast-paced environment
  • Knowledge of Microsoft Office, especially Word, Excel and Outlook

PHYSICAL AND MENTAL QUALIFICATIONS:
  • Standing, walking, bending and stooping required
  • Must be able to sit at a desk for long periods of time and use a computer
  • Must be able to occasionally move or lift up to 10 pounds
  • May be asked to work supplemental hours periodically
  • Limited travel required occasionally during and after business hours

Hourly Pay Range: $16.38 - $25.62 per hour
Benefits: Eligible associates may participate in Carter Bank's benefits package, including medical, dental, vision, life insurance, disability coverage, other voluntary benefits, 401(k), paid time off, and paid holidays