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Ach Processor Jobs (NOW HIRING)

Lead Bank

ACH Processor

Kansas City, MO · On-site

The ACH Processor will be responsible for processing bank and client ACH and wire transactions, reviewing electronic deposits, clearing item processing exceptions, working payment-related disputes ...

FirstBank

ACH Operations Specialist

Lexington, TN · On-site

ACH Processor Summary: Be responsible for daily Automated Clearing House (ACH) origination and receipt process, facilitating the transmission of files from clients and ACH system processors. Process ...

SECU Credit Union

ACH File Processor

Linthicum, MD

$21.35 - $32.02/hr

The ACH File Processor is a member of a team composed of experienced ACH professionals who contribute their knowledge and ACH file processing experience to provide outstanding service to our members.

SECU

ACH File Processor

Linthicum Heights, MD

$21.35 - $32.02/hr

The ACH File Processor is a member of a team composed of experienced ACH professionals who contribute their knowledge and ACH file processing experience to provide outstanding service to our members.

SECU Credit Union

ACH File Processor

Linthicum, MD · On-site

$21.35 - $32.02/hr

The ACH File Processor is a member of a team composed of experienced ACH professionals who contribute their knowledge and ACH file processing experience to provide outstanding service to our members.

Valley Bank

ACH Processing Specialist

Clifton, NJ · On-site

Specialize in ACH Processing ensuring proper file delivery and timely processing with Third Party Senders, as well as all Originators, who are affected by NACHA time restraints, yearly audits and ...

Heritage Family Credit Union

ACH Coordinator

Rutland, VT · On-site

$25/hr

Processing and reconciling ACH files, managing exceptions, and monitoring activity for compliance and fraud risk * Serving as the internal ACH resource by supporting departments, training staff, and ...

Heritage Family Credit Union

ACH Coordinator

Rutland, VT · On-site

$20.54 - $25.68/hr

Processing and reconciling ACH files, managing exceptions, and monitoring activity for compliance and fraud risk * Serving as the internal ACH resource by supporting departments, training staff, and ...

PeoplesBank

ACH Supervisor

Holyoke, MA

Process complex or escalated ACH items, research request and exception cases that align with outlines SLA's. * Ensure timely processing within the ACH network deadlines and bank service levels ...

FirstBank

ACH Operations Specialist

Anniston, AL

Process returns, reversals, death notices and reclamations. Address disputed ACH items in a timely manner, ensuring that these processes and files comply with NACHA and other related regulations.

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How much do ach processor jobs pay per hour?

As of Jun 4, 2026, the average hourly pay for ach processor in the United States is $16.74, according to ZipRecruiter salary data. Most workers in this role earn between $13.46 and $19.23 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an ACH Processor, and why are they important?

To thrive as an ACH Processor, you need a solid understanding of banking operations, electronic payment processing, and compliance regulations, typically supported by experience in financial services or a related field. Familiarity with ACH processing software, banking platforms, and knowledge of NACHA rules are essential, and certifications such as Accredited ACH Professional (AAP) can be advantageous. Attention to detail, strong organizational skills, and effective communication are valuable soft skills in this role. These competencies ensure accurate transaction processing, regulatory compliance, and efficient issue resolution in high-volume financial environments.

What are some common challenges faced by ACH Processors, and how can they be effectively managed?

ACH Processors often encounter challenges such as managing high transaction volumes, ensuring strict compliance with banking regulations, and quickly identifying and resolving transaction discrepancies. Staying organized and detail-oriented is essential, as even minor errors can lead to significant issues for clients and the financial institution. Effective communication with internal teams and external partners is also crucial to address questions and resolve issues promptly. Continuous training and staying updated on NACHA rules and fraud prevention measures can help ACH Processors excel in this fast-paced environment.

What are ACH Processors?

ACH Processors are professionals or companies responsible for handling Automated Clearing House (ACH) transactions, which are electronic payments and money transfers between banks in the United States. Their duties include processing direct deposits, bill payments, and other types of electronic fund transfers securely and efficiently. ACH Processors ensure transactions comply with regulations, resolve errors, and maintain accurate records. They play a critical role in facilitating secure and timely electronic payments for businesses and individuals.

What job makes $10,000 a month without a degree?

Ach processors typically do not earn $10,000 a month without specialized skills or experience. High-paying jobs that can reach this level often include sales, real estate, or entrepreneurship, which may require strong communication skills, industry knowledge, and a proven track record rather than formal degrees.

What jobs make $3,000 a month without a degree?

Ach processors typically do not earn $3,000 a month without specialized skills or certifications. However, some entry-level roles in trades, sales, or certain technical fields can reach this income level with experience, strong work ethic, or overtime. Many of these jobs require on-the-job training or apprenticeships rather than formal degrees.

What is the difference between Ach Processor vs ACH Specialist?

AspectAch ProcessorACH Specialist
CredentialsTypically requires banking or finance certifications, knowledge of ACH systemsSimilar credentials, often with additional compliance or regulatory training
Work EnvironmentWorks within financial institutions or payment processing companiesWorks in banking, finance, or payment processing departments
Job ResponsibilitiesProcesses ACH transactions, ensures accuracy, manages transaction flowOversees ACH operations, compliance, and customer inquiries

The Ach Processor and ACH Specialist roles both involve handling ACH transactions within financial institutions. While Ach Processors focus on processing and transaction accuracy, ACH Specialists often handle oversight, compliance, and customer support. Both roles require similar credentials and work environments, but their specific responsibilities differ slightly based on their focus within ACH operations.

More about Ach Processor jobs
What cities are hiring for Ach Processor jobs? Cities with the most Ach Processor job openings:
What states have the most Ach Processor jobs? States with the most job openings for Ach Processor jobs include:
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Ach Processor jobs near you
Infographic showing various Ach Processor job openings in the United States as of May 2026, with employment types broken down into 95% Full Time, and 5% Part Time. Highlights an 87% Physical, 7% Hybrid, and 6% Remote job distribution, with an average salary of $34,822 per year, or $16.7 per hour.
ACH Processor

ACH Processor

Lead Bank

Kansas City, MO • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 25 days ago

Job description

Lead is a fintech building banking infrastructure for embedded financial products and services. We operate an FDIC-insured bank headquartered in Kansas City, Missouri. Additionally, we have offices in San Francisco, Sunnyvale, and New York City, where our technical, product, design, and legal teams operate.
We are built for a constantly evolving financial landscape, where new ventures and technological advancements emerge daily. Guided by a team of entrepreneurs and technologists with decades of experience navigating intricate banking and payments regulations, Lead blends regulatory and technological expertise to help our fintech partners scale their operations with compliance and creativity.
Simply put, Lead offers the essential attributes that every fintech seeks in a partner bank. First, unparalleled technical expertise from a distinguished team of developers with an extensive understanding of the banking and payments systems. Second, oversight expertise, automated compliance systems, and bespoke program management to navigate the ever-shifting regulatory landscape. Finally, a commitment to transparency and operational rigor to ensure everyone's money does what it's supposed to do.
As a Community Bank, we provide personalized banking services and solutions to support the businesses, individuals, and charitable organizations of the Kansas City Metropolitan Area, both in branch and online. We are committed to fostering strong relationships, supporting local economic growth, and we believe in the power of being an integral part of the community we serve.
Role Description:
The ACH Processor will be responsible for processing bank and client ACH and wire transactions, reviewing electronic deposits, clearing item processing exceptions, working payment-related disputes, reviewing tools and reports for unusual/unexplained online and mobile banking activity, and responding appropriately. This role offers tremendous growth opportunities to learn from other Payments experts in an inclusive, supportive, technology-driven environment.
In this role you will:
  • Accurately prepare and process all ACH requests within the timeframes established by Lead Bank.
  • Review and process stop payment requests and Written Statements of Unauthorized Debit (WSUD), ensuring appropriate ACH returns are completed.
  • Complete additional payment-related duties including, but not limited to, processing chargebacks, exception items, foreign items, adjustments, and returns.
  • Review cashed check reports and process check exception items, adjustments, and returns as needed.
  • Process Remote Deposit Capture (RDC), Mobile RDC, X9, and ATM deposits and place holds when required according to bank policy.
  • File debit card disputes and ensure they are processed in accordance with Regulation E requirements.
  • Process research requests received from branches and clients in a timely and accurate manner.
  • Assist with placing cash orders for the bank and clients and enter and review associated system entries.
  • Assist with internal and external audits and prepare daily and monthly operational reports.
    Cross-train across data processing functions and provide backup support as needed to ensure operational continuity.
  • Perform other duties as assigned.

Qualifications:
  • Have at least 1-3 years of banking experience
  • Are action-oriented, with strong organization skills and attention to detail
  • Are curious, have humility, are open to learning, and approach your work with a growth mindset
  • Thrive working in a fluid environment with high autonomy
  • Display exceptional communication skills while offering client support to internal and external clients
  • Have strong analytical and problem-solving skills with the ability to make judgments with the information provided

What we offer:
At Lead, we design our benefits to support company culture and principles, to foster an efficient and inspiring work environment, and to create the conditions for our team to give their best in both work and life
  • Competitive compensation based on experience, geographic location, and role
  • Medical, Dental, Vision, Life, 401k Matching, and other wellness benefits, including FSA, HSA and HRA
  • Paid parental leave
  • Flexible vacation policy, including PTO and paid holidays
  • A fun and challenging team environment in a dynamic industry with ample opportunities for career growth

*Lead Bank is proud to have an inclusive culture committed to ensuring equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
*Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

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