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Ach Processor Jobs (NOW HIRING)

ACH Analyst

Stamford, CT ยท On-site +1

Support daily ACH processing, reconciliation, returns, exceptions, and notifications. * Monitor ACH activity, transaction volumes, limits, and return rates; escalate issues as needed. * Serve as a ...

Support daily ACH processing, reconciliation, returns, exceptions, and notifications. * Monitor ACH activity, transaction volumes, limits, and return rates; escalate issues as needed. * Serve as a ...

Process daily ACH activity including origination, returns, and exception items; monitor account usage and transaction patterns for anomalies. * Execute all daily batch control jobs related to ACH ...

Process daily ACH activity including origination, returns, and exception items; monitor account usage and transaction patterns for anomalies. * Execute all daily batch control jobs related to ACH ...

ACH Representative II

Laurel, MD ยท On-site

$25.76 - $32.20/hr

Duties include tasks related to ACH processing of input files, research required to resolve inquiries or unusual events, knowing when to effectively and appropriately utilize other internal resources ...

ACH Representative II

Laurel, MD ยท On-site

$25.76 - $32.20/hr

Duties include tasks related to ACH processing of input files, research required to resolve inquiries or unusual events, knowing when to effectively and appropriately utilize other internal resources ...

ACH Manager

Seal Beach, CA ยท On-site

$92K - $157K/yr

The role is instrumental in designing scalable processes that support growth and adaptability in a rapidly evolving payments landscape. Additionally, the ACH Manager drives initiatives to automate ...

Wire-ACH Specialist I

San Antonio, TX ยท On-site

$17.75 - $22/hr

Process government reclamations, ACH stop payment requests, and Written Statement of Unauthorized ACH Debits according to regulations and established policies and procedures. * Process proof of ...

Dollar Bank is hiring for a Payment Processing Specialist. In this role, you will be a member of Dollar Bank's Automated Clearing House (ACH) processing team. This position is detail oriented and ...

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How much do ach processor jobs pay per hour?

As of Sep 15, 2026, the average hourly pay for ach processor in the United States is $16.74, according to ZipRecruiter salary data. Most workers in this role earn between $13.46 and $19.23 per hour, depending on experience, location, and employer.

What is an ACH processor?

ACH Processors are professionals or companies responsible for handling Automated Clearing House (ACH) transactions, which are electronic payments and money transfers between banks in the United States. Their duties include processing direct deposits, bill payments, and other types of electronic fund transfers securely and efficiently. ACH Processors ensure transactions comply with regulations, resolve errors, and maintain accurate records. They play a critical role in facilitating secure and timely electronic payments for businesses and individuals.

What skills and qualifications are needed to thrive as an ACH processor?

To thrive as an ACH Processor, you need a solid understanding of banking operations, electronic payment processing, and compliance regulations, typically supported by experience in financial services or a related field. Familiarity with ACH processing software, banking platforms, and knowledge of NACHA rules are essential, and certifications such as Accredited ACH Professional (AAP) can be advantageous. Attention to detail, strong organizational skills, and effective communication are valuable soft skills in this role. These competencies ensure accurate transaction processing, regulatory compliance, and efficient issue resolution in high-volume financial environments.

What are common challenges faced by ACH processors, and how can they be managed?

ACH Processors often encounter challenges such as managing high transaction volumes, ensuring strict compliance with banking regulations, and quickly identifying and resolving transaction discrepancies. Staying organized and detail-oriented is essential, as even minor errors can lead to significant issues for clients and the financial institution. Effective communication with internal teams and external partners is also crucial to address questions and resolve issues promptly. Continuous training and staying updated on NACHA rules and fraud prevention measures can help ACH Processors excel in this fast-paced environment.

What is the difference between Ach Processor vs ACH Specialist?

AspectAch ProcessorACH Specialist
CredentialsTypically requires banking or finance certifications, knowledge of ACH systemsSimilar credentials, often with additional compliance or regulatory training
Work EnvironmentWorks within financial institutions or payment processing companiesWorks in banking, finance, or payment processing departments
Job ResponsibilitiesProcesses ACH transactions, ensures accuracy, manages transaction flowOversees ACH operations, compliance, and customer inquiries

The Ach Processor and ACH Specialist roles both involve handling ACH transactions within financial institutions. While Ach Processors focus on processing and transaction accuracy, ACH Specialists often handle oversight, compliance, and customer support. Both roles require similar credentials and work environments, but their specific responsibilities differ slightly based on their focus within ACH operations.

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Cities with the most Ach Processor job openings:

What states have the most Ach Processor jobs?

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Infographic showing various Ach Processor job openings in the United States as of September 2026, with employment types broken down into 1% As Needed, 82% Full Time, 9% Part Time, 7% Contract, and 1% Nights. Highlights an 92% Physical, 2% Hybrid, and 6% Remote job distribution, with an average salary of $34,822 per year, or $16.7 per hour.

ACH Analyst

Stamford, CT โ€ข On-site, Remote

PATRIOT BANK, N.A.
Commercial Bankingย โ€ขย 51 - 200 employees

Full-time

Posted 20 days ago


Job description

OVERVIEW
The ACH Analyst supports the Bank's ACH operations, including daily processing, reconciliation, monitoring, reporting, exception processing, customer support, and compliance with NACHA rules. This role serves as an ACH subject matter resource and works with internal departments, customers, and payment partners to resolve issues and improve ACH processes.
ESSENTIAL DUTIES AND RESPONSIBILITES include the following.
  • Support daily ACH processing, reconciliation, returns, exceptions, and notifications.
  • Monitor ACH activity, transaction volumes, limits, and return rates; escalate issues as needed.
  • Serve as a subject matter resource for ACH-related questions from employees, customers, and partners.
  • Support new ACH customer and partner onboarding and ACH limit requests.
  • Research and resolve ACH disputes, exceptions, returns, and operational issues.
  • Assist with NACHA rule updates, training, and communication to employees and customers.
  • Prepare ACH reports for management, the Board of Directors, NACHA, and other stakeholders.
  • Support annual ACH originator reviews and risk assessments.
  • Coordinate ACH audit and examination requests and maintain supporting documentation.
  • Work with Fiserv, Direct Access participants, and other partners to resolve ACH issues.
  • Maintain ACH procedures and process documentation.
  • Identify opportunities to improve ACH reporting, monitoring, processes, and controls.
  • Identify opportunities to automate manual ACH processes and reporting.
  • Perform other duties and special projects as assigned.

SUPERVISORY RESPONSIBILITIES
This job does not have managerial responsibilities.
Requirements
QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.
EDUCATION and/or EXPERIENCE
  • High school diploma/GED; Bachelor's degree or equivalent experience in banking/financial services preferred
  • Accredited ACH Professional (AAP) certification required
  • Five years' experience with NACHA rules and regulations, preferably in Digital Payments
  • Computer skills, including proficiency in MS Excel and Word
  • Excellent organizational skills with attention to detail

OTHER QUALIFICATIONS
  • Clear and effective communicator
  • Collaborative team player
  • Detail-driven with a high level of accuracy
  • Effective interpersonal skills
  • Strong attention to details & mathematic skills
  • Excellent customer service ability
  • Strong sense of integrity and personal ethics
  • Requires the ability to handle multiple tasks
  • Polished verbal and written communication skills
  • Time management skills
  • Strong organizational and follow up skills
  • Accurate and precise reporting ability

PHYSICAL DEMANDS
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential function of this job. Reasonable accommodations may be made to enable Individuals with disabilities to perform the essential functions.
Travel: Travel to client offices, prospects, branches, and industry events.
While performing the duties of this Job, the employee is regularly required to sit; use hands to finger, handle, or feel and talk or hear. The employee is frequently required to reach with hands and arms. The employee is occasionally required to stand; walk and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, color vision and ability to adjust focus.
WORK ENVIRONMENT
While performing the duties of this Job, the employee is occasionally exposed to outside weather conditions. The noise level in the work environment is usually moderate.
EQUAL EMPLOYMENT OPPORTUNITY
Patriot Bank is an Equal Opportunity Employer and does not discriminate based on race, color, religion, sex, gender identity or expression, sexual orientation, national origin, ancestry, age, disability, medical condition, genetic information, marital status, veteran status, or any other protected status under federal, state, or local law.
This job description indicates the general nature and level of work expected of the incumbent. It is not designed to cover or contain a comprehensive list of activities, duties or responsibilities required of the incumbent. Incumbents may be asked to perform other duties as required.