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Ach Analyst Jobs (NOW HIRING)

OVERVIEW The ACH Analyst supports the Bank's ACH operations, including daily processing, reconciliation, monitoring, reporting, exception processing, customer support, and compliance with NACHA rules.

Description OVERVIEW The ACH Analyst supports the Bank's ACH operations, including daily processing, reconciliation, monitoring, reporting, exception processing, customer support, and compliance with ...

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The ACH Operations Analyst will be responsible for all duties associated with the daily functions and processing of the Deposit Operations, knowing ACH regulations and understanding the related ...

The ACH Operations Analyst will be responsible for all duties associated with the daily functions and processing of the Deposit Operations, knowing ACH regulations and understanding the related ...

We are seeking a ACH Business Operations Analyst. This person will supports ACH production operations by monitoring file activity, ensuring compliance with ACH processing rules, and resolving ...

Utilizes strong analytical, problem-solving, and critical-thinking skills to identify issues ... Knowledge of ACH processing, ACH Origination, return processing, exception handling, and Nacha ...

Utilizes strong analytical, problem-solving, and critical-thinking skills to identify issues ... Knowledge of ACH processing, ACH Origination, return processing, exception handling, and Nacha ...

ACH Manager

New York, NY · On-site

$95K - $125K/yr

The incumbent updates ACH policies and procedures based on new or revised NACHA rules or ... Excellent analytical skills. * Strong interpersonal and communication skills (verbal + written)

Senior Specialist, ACH Risk

Clifton, NJ · On-site

$101K/yr

Review ACH transactions and reports to detect and prevent fraudulent, suspicious, or erroneous ... Excellent analytical, problem-solving, and decision-making skills, with attention to detail and ...

ACH Manager

Seal Beach, CA · On-site

$92.56 - $157.04/hr

ACH Manager Full Time 1.2 Frst/Mid Lvl Mgr Seal Beach, CA, US 2 days ago Requisition ID: 2528 ... Analyze operational losses and errors, identify root causes, and implement preventative controls.

ACH Specialist I

Honolulu, HI · On-site

$17 - $21/hr

First Hawaiian Bank is currently seeking an analytical and detail-oriented ACH Specialist I to join our EOS-ACH team. Compensation: The pay range for the role is $17.00 - $21.00/hr; commensurate with ...

ACH Representative II

Laurel, MD · On-site

$25.76 - $32.20/hr

The ACH Department Operates on a rotating shift schedule to support critical processing functions ... Directly responsible for independently reviewing/analyzing Exceptions to make effective pay or ...

Process daily ACH activity including origination, returns, and exception items; monitor account ... Strong analytical and problem-solving skills with the ability to research and resolve payment ...

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Ach Analyst information

What is an ACH analyst?

An ACH Analyst is a financial professional who specializes in managing and monitoring Automated Clearing House (ACH) transactions, which are electronic payments and transfers between banks. Their responsibilities include ensuring the accuracy, security, and compliance of ACH transactions, resolving discrepancies, and supporting fraud prevention efforts. ACH Analysts also work with internal teams and external partners to process payments efficiently, stay updated on regulatory changes, and help optimize electronic payment processes for their organization.

What are the key skills and qualifications needed to thrive as an ACH analyst, and why are they important?

To thrive as an ACH Analyst, you need a strong understanding of Automated Clearing House (ACH) operations, payment processing, and regulatory compliance, often supported by experience in banking or finance. Familiarity with ACH software platforms, payment processing systems, and knowledge of NACHA rules or AAP certification are typically required. Attention to detail, analytical thinking, and effective communication are key soft skills for identifying discrepancies and collaborating with internal teams. These skills ensure accurate transaction processing, regulatory compliance, and efficient resolution of payment issues.

What are some common challenges faced by ACH analysts, and how can they be addressed?

ACH Analysts often encounter challenges such as managing high transaction volumes, ensuring compliance with evolving regulations, and quickly resolving discrepancies or errors in payment processing. Staying up-to-date with NACHA rules and industry standards is essential, as is maintaining strong attention to detail to prevent and detect fraudulent activity. Effective communication with internal teams and external partners also helps to resolve issues efficiently and foster a collaborative work environment.

What is the difference between Ach Analyst vs Accounts Payable Specialist?

AspectAch AnalystAccounts Payable Specialist
Required CredentialsTypically requires a degree in finance, accounting, or related field; certifications like CPA or CPA prep are commonUsually requires a high school diploma or associate degree; some roles prefer certifications like AP Certification
Work EnvironmentWorks in finance or accounting departments, often in corporate or financial institutionsWorks in accounting or finance teams, often in corporate offices or shared service centers
Employer & Industry UsageCommonly employed in banking, financial services, and corporate financeFound in various industries including retail, manufacturing, and healthcare

While both roles involve financial processes, an Ach Analyst focuses on accounts receivable and credit analysis, whereas an Accounts Payable Specialist manages outgoing payments and vendor invoices. The Ach Analyst typically requires more advanced financial credentials and works more in credit risk assessment, while the Accounts Payable Specialist handles day-to-day invoice processing and vendor relations.

More about Ach Analyst jobs

What cities are hiring for Ach Analyst jobs?

Cities with the most Ach Analyst job openings:

Infographic showing various Ach Analyst job openings in the United States as of August 2026, with employment types broken down into 89% Full Time, 6% Part Time, and 5% Contract. Highlights an 82% Physical, 7% Hybrid, and 11% Remote job distribution.

ACH Analyst

PATRIOT BANK, N.A.

Stamford, CT • On-site, Remote

Full-time

Posted 11 days ago


Job description

OVERVIEW
The ACH Analyst supports the Bank's ACH operations, including daily processing, reconciliation, monitoring, reporting, exception processing, customer support, and compliance with NACHA rules. This role serves as an ACH subject matter resource and works with internal departments, customers, and payment partners to resolve issues and improve ACH processes.
ESSENTIAL DUTIES AND RESPONSIBILITES include the following.
  • Support daily ACH processing, reconciliation, returns, exceptions, and notifications.
  • Monitor ACH activity, transaction volumes, limits, and return rates; escalate issues as needed.
  • Serve as a subject matter resource for ACH-related questions from employees, customers, and partners.
  • Support new ACH customer and partner onboarding and ACH limit requests.
  • Research and resolve ACH disputes, exceptions, returns, and operational issues.
  • Assist with NACHA rule updates, training, and communication to employees and customers.
  • Prepare ACH reports for management, the Board of Directors, NACHA, and other stakeholders.
  • Support annual ACH originator reviews and risk assessments.
  • Coordinate ACH audit and examination requests and maintain supporting documentation.
  • Work with Fiserv, Direct Access participants, and other partners to resolve ACH issues.
  • Maintain ACH procedures and process documentation.
  • Identify opportunities to improve ACH reporting, monitoring, processes, and controls.
  • Identify opportunities to automate manual ACH processes and reporting.
  • Perform other duties and special projects as assigned.

SUPERVISORY RESPONSIBILITIES
This job does not have managerial responsibilities.
Requirements
QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.
EDUCATION and/or EXPERIENCE
  • High school diploma/GED; Bachelor's degree or equivalent experience in banking/financial services preferred
  • Accredited ACH Professional (AAP) certification required
  • Five years' experience with NACHA rules and regulations, preferably in Digital Payments
  • Computer skills, including proficiency in MS Excel and Word
  • Excellent organizational skills with attention to detail

OTHER QUALIFICATIONS
  • Clear and effective communicator
  • Collaborative team player
  • Detail-driven with a high level of accuracy
  • Effective interpersonal skills
  • Strong attention to details & mathematic skills
  • Excellent customer service ability
  • Strong sense of integrity and personal ethics
  • Requires the ability to handle multiple tasks
  • Polished verbal and written communication skills
  • Time management skills
  • Strong organizational and follow up skills
  • Accurate and precise reporting ability

PHYSICAL DEMANDS
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential function of this job. Reasonable accommodations may be made to enable Individuals with disabilities to perform the essential functions.
Travel: Travel to client offices, prospects, branches, and industry events.
While performing the duties of this Job, the employee is regularly required to sit; use hands to finger, handle, or feel and talk or hear. The employee is frequently required to reach with hands and arms. The employee is occasionally required to stand; walk and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, color vision and ability to adjust focus.
WORK ENVIRONMENT
While performing the duties of this Job, the employee is occasionally exposed to outside weather conditions. The noise level in the work environment is usually moderate.
EQUAL EMPLOYMENT OPPORTUNITY
Patriot Bank is an Equal Opportunity Employer and does not discriminate based on race, color, religion, sex, gender identity or expression, sexual orientation, national origin, ancestry, age, disability, medical condition, genetic information, marital status, veteran status, or any other protected status under federal, state, or local law.
This job description indicates the general nature and level of work expected of the incumbent. It is not designed to cover or contain a comprehensive list of activities, duties or responsibilities required of the incumbent. Incumbents may be asked to perform other duties as required.