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Ach Analyst Jobs (NOW HIRING)

Robert Half

Analyst

Memphis, TN · On-site

$38K - $42K/yr

We are looking for an ACH Analyst to join our team in Memphis, Tennessee, supporting compliance oversight, audit activities, and transaction review efforts. This role works across operational ...

Evolve

ACH Operations Analyst

Memphis, TN · On-site

The ACH Operations Analyst will be responsible for all duties associated with the daily functions and processing of the Deposit Operations, knowing ACH regulations and understanding the related ...

Apple Bank

ACH Manager

New York, NY

$95K - $125K/yr

The incumbent updates ACH policies and procedures based on new or revised NACHA rules or ... Excellent analytical skills. * Strong interpersonal and communication skills (verbal + written)

SECU Credit Union

ACH File Processor

Linthicum, MD · On-site

$21.35 - $32.02/hr

The ACH File Processors is responsible for analyzing, and reconciling daily ACH returns and payments in accordance with Nacha and Federal guidelines The ACH File Processor adheres to regulations and ...

Heritage Family Credit Union

ACH Coordinator

Rutland, VT · On-site

$20.54 - $25.68/hr

An ACH professional with strong knowledge of NACHA rules and electronic payment processing ... A highly organized, analytical thinker who thrives in a fast-paced, deadline-driven environment * A ...

SECU

ACH File Processor

Linthicum Heights, MD

$21.35 - $32.02/hr

The ACH File Processors is responsible for analyzing, and reconciling daily ACH returns and payments in accordance with Nacha and Federal guidelines The ACH File Processor adheres to regulations and ...

Finastra

Principal ACH SME

JOB SUMMARY An expert Business Analyst with deep knowledge of the payments industry, specifically ACH payments and NACHA standards, and a strong understanding of bank-specific business processes and ...

SECU Credit Union

ACH File Processor

Linthicum, MD · On-site

$21.35 - $32.02/hr

The ACH File Processors is responsible for analyzing, and reconciling daily ACH returns and payments in accordance with Nacha and Federal guidelines The ACH File Processor adheres to regulations and ...

Valley Bank

Senior Specialist, ACH Risk

Clifton, NJ · On-site

$101K/yr

Review ACH transactions and reports to detect and prevent fraudulent, suspicious, or erroneous ... Excellent analytical, problem-solving, and decision-making skills, with attention to detail and ...

TransPecos Banks

Wire / ACH Specialist

San Antonio, TX · On-site

$19.25 - $26/hr

Wire/ACH Specialist I This position is based in our historic downtown San Antonio Headquarters ... Provide reports and analysis of financial accounts and EFT records on a regular basis. * Prepare ...

MUFG Bank, Ltd.

ACH Operations Initiatives AVP

Tampa, FL · On-site

$82K - $106K/yr

Analyze current-state operational and business processes, identify efficiency and control ... Lead and coordinate User Acceptance Testing (UAT) for ACH-related enhancements, changes and new ...

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Ach Analyst information

What are some common challenges faced by ACH Analysts, and how can they be addressed?

ACH Analysts often encounter challenges such as managing high transaction volumes, ensuring compliance with evolving regulations, and quickly resolving discrepancies or errors in payment processing. Staying up-to-date with NACHA rules and industry standards is essential, as is maintaining strong attention to detail to prevent and detect fraudulent activity. Effective communication with internal teams and external partners also helps to resolve issues efficiently and foster a collaborative work environment.

What are the key skills and qualifications needed to thrive as an ACH Analyst, and why are they important?

To thrive as an ACH Analyst, you need a strong understanding of Automated Clearing House (ACH) operations, payment processing, and regulatory compliance, often supported by experience in banking or finance. Familiarity with ACH software platforms, payment processing systems, and knowledge of NACHA rules or AAP certification are typically required. Attention to detail, analytical thinking, and effective communication are key soft skills for identifying discrepancies and collaborating with internal teams. These skills ensure accurate transaction processing, regulatory compliance, and efficient resolution of payment issues.

What is the difference between Ach Analyst vs Accounts Payable Specialist?

AspectAch AnalystAccounts Payable Specialist
Required CredentialsTypically requires a degree in finance, accounting, or related field; certifications like CPA or CPA prep are commonUsually requires a high school diploma or associate degree; some roles prefer certifications like AP Certification
Work EnvironmentWorks in finance or accounting departments, often in corporate or financial institutionsWorks in accounting or finance teams, often in corporate offices or shared service centers
Employer & Industry UsageCommonly employed in banking, financial services, and corporate financeFound in various industries including retail, manufacturing, and healthcare

While both roles involve financial processes, an Ach Analyst focuses on accounts receivable and credit analysis, whereas an Accounts Payable Specialist manages outgoing payments and vendor invoices. The Ach Analyst typically requires more advanced financial credentials and works more in credit risk assessment, while the Accounts Payable Specialist handles day-to-day invoice processing and vendor relations.

What is an ACH Analyst?

An ACH Analyst is a financial professional who specializes in managing and monitoring Automated Clearing House (ACH) transactions, which are electronic payments and transfers between banks. Their responsibilities include ensuring the accuracy, security, and compliance of ACH transactions, resolving discrepancies, and supporting fraud prevention efforts. ACH Analysts also work with internal teams and external partners to process payments efficiently, stay updated on regulatory changes, and help optimize electronic payment processes for their organization.
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Ach Analyst jobs near you
Infographic showing various Ach Analyst job openings in the United States as of May 2026, with employment types broken down into 5% Locum Tenens, 3% Internship, 83% Full Time, 3% Part Time, 3% Temporary, and 3% Contract. Highlights an 87% Physical, 7% Hybrid, and 6% Remote job distribution.
Analyst

Analyst

Robert Half

Memphis, TN • On-site

$38K - $42K/yr

Full-time

Posted 24 days ago

Job description

We are looking for an ACH Analyst to join our team in Memphis, Tennessee, supporting compliance oversight, audit activities, and transaction review efforts. This role works across operational, technical, and business functions to help maintain accurate documentation, monitor adherence to applicable rules, and strengthen internal controls. The ideal candidate brings early-career experience in banking, compliance, or payment operations, along with strong attention to detail and a willingness to build expertise in regulatory processes.


Responsibilities:

  • Manage ACH origination activities and monitor related compliance.
  • Balance bank cash, cash letters, and bank funds on a daily basis.
  • Process collection items, stop payments, ACH returns, overdrafts, adjustments, and chargebacks.
  • Support customer service needs related to deposit operations, online banking, mobile banking, and debit card activity.
  • Open new deposit accounts and handle special item processing as needed.
  • Perform daily and monthly reconciliations.
  • Process garnishments and Reg D letters in accordance with Legal and Compliance direction.
  • Review deposit maintenance reports, including dormant accounts and large-dollar items.
  • Monitor deposit-related retention requirements and regulatory compliance.
  • Support year-end processing and ensure adherence to applicable banking regulations.
  • Assist Bank Operations and Branch Administration with operational needs and additional duties as assigned.


ACH Analysts for this role should have ACH experience and Deposit/Bank Operations experience.

Working Knowledge and understanding of all banking regulations

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About Robert Half

Sourced by ZipRecruiter

Founded in 1948, Robert Half pioneered the idea of professional talent solutions to connect opportunities at great companies with highly skilled job seekers. As business needs changed, we evolved to offer specialized talent solutions for finance and accounting, technology, administrative and customer support, creative and marketing, and legal fields. In 2002, we introduced our subsidiary, Protiviti, a global independent risk consulting and internal audit service, to support companies as they faced more strategic business challenges.

Industry

Recruiting and staffing services

Company size

10,000+ Employees

Headquarters location

San Ramon, CA, US

Year founded

1948

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