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Ach Analyst Jobs (NOW HIRING)

Seacoast Bank

ACH Payment Specialist I

Stuart, FL

The ACH Payment Specialist plays a critical role in ensuring the efficient and secure processing of ... Strong analytical skills and attention to detail. * Ability to work collaboratively within a team ...

Seacoast Bank

ACH Payment Specialist I

Stuart, FL

The ACH Payment Specialist plays a critical role in ensuring the efficient and secure processing of ... Strong analytical skills and attention to detail. * Ability to work collaboratively within a team ...

MUFG

ACH Operations Initiatives AVP

Tempe, AZ · Hybrid

$82K - $106K/yr

Analyze current-state operational and business processes, identify efficiency and control ... Lead and coordinate User Acceptance Testing (UAT) for ACH-related enhancements, changes and new ...

TransPecos Banks

Wire / ACH Specialist

San Antonio, TX · On-site

$19.25 - $26/hr

Wire/ACH Specialist I This position is based in our historic downtown San Antonio Headquarters ... Provide reports and analysis of financial accounts and EFT records on a regular basis. * Prepare ...

Customers Bank

ACH Administrator

Malvern, PA

Process daily ACH activity including origination, returns, and exception items; monitor account ... Strong analytical and problem-solving skills with the ability to research and resolve payment ...

Customers Bank

ACH Administrator

Malvern, PA · On-site

Process daily ACH activity including origination, returns, and exception items; monitor account ... Strong analytical and problem-solving skills with the ability to research and resolve payment ...

TransPecos Bank

Wire / ACH Specialist

San Antonio, TX · On-site

$19.25 - $26/hr

Wire/ACH Specialist I This position is based in our historic downtown San Antonio Headquarters ... Provide reports and analysis of financial accounts and EFT records on a regular basis. * Prepare ...

MUFG

ACH Operations Initiatives AVP

Tampa, FL · Hybrid

$82K - $106K/yr

Analyze current-state operational and business processes, identify efficiency and control ... Lead and coordinate User Acceptance Testing (UAT) for ACH-related enhancements, changes and new ...

Seacoast Bank

ACH Payment Specialist I

Stuart, FL · On-site

The ACH Payment Specialist plays a critical role in ensuring the efficient and secure processing of ... Strong analytical skills and attention to detail. * Ability to work collaboratively within a team ...

TEKsystems

ACH Product Manager

Honolulu, HI

$100K - $150K/yr

Strong analytical, organizational, and multitasking abilities * Accredited ACH Professional (AAP) or Certified Treasury Professional (CTP) certification * Experience supporting digital or electronic ...

Finastra

Senior Product Manager - ACH

Atlanta, GA

$121K - $160K/yr

Role Summary Senior US ACH expert within the product team, operating as a regional lead for the US ... Identifies product market opportunities through market research, customer profiling, needs analysis ...

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Ach Analyst information

What are some common challenges faced by ACH Analysts, and how can they be addressed?

ACH Analysts often encounter challenges such as managing high transaction volumes, ensuring compliance with evolving regulations, and quickly resolving discrepancies or errors in payment processing. Staying up-to-date with NACHA rules and industry standards is essential, as is maintaining strong attention to detail to prevent and detect fraudulent activity. Effective communication with internal teams and external partners also helps to resolve issues efficiently and foster a collaborative work environment.

What does an ACH specialist do?

An ACH specialist manages Automated Clearing House (ACH) transactions, ensuring electronic payments and transfers are processed accurately and efficiently. They verify transaction details, troubleshoot payment issues, and ensure compliance with banking regulations, often using specialized financial software. Strong attention to detail and knowledge of banking protocols are essential for this role.

What jobs make $1,000,000 a year?

Ach Analysts typically do not earn $1,000,000 annually; such high earnings are usually associated with top executives, successful entrepreneurs, hedge fund managers, or highly specialized professionals in finance, technology, or entertainment. Ach Analysts' salaries are generally aligned with industry standards for financial analysis roles, which are significantly lower than the million-dollar mark. Exceptional cases may involve bonuses, stock options, or profit-sharing arrangements, but these are rare for standard roles.

What are the key skills and qualifications needed to thrive as an ACH Analyst, and why are they important?

To thrive as an ACH Analyst, you need a strong understanding of Automated Clearing House (ACH) operations, payment processing, and regulatory compliance, often supported by experience in banking or finance. Familiarity with ACH software platforms, payment processing systems, and knowledge of NACHA rules or AAP certification are typically required. Attention to detail, analytical thinking, and effective communication are key soft skills for identifying discrepancies and collaborating with internal teams. These skills ensure accurate transaction processing, regulatory compliance, and efficient resolution of payment issues.

What is the difference between Ach Analyst vs Accounts Payable Specialist?

AspectAch AnalystAccounts Payable Specialist
Required CredentialsTypically requires a degree in finance, accounting, or related field; certifications like CPA or CPA prep are commonUsually requires a high school diploma or associate degree; some roles prefer certifications like AP Certification
Work EnvironmentWorks in finance or accounting departments, often in corporate or financial institutionsWorks in accounting or finance teams, often in corporate offices or shared service centers
Employer & Industry UsageCommonly employed in banking, financial services, and corporate financeFound in various industries including retail, manufacturing, and healthcare

While both roles involve financial processes, an Ach Analyst focuses on accounts receivable and credit analysis, whereas an Accounts Payable Specialist manages outgoing payments and vendor invoices. The Ach Analyst typically requires more advanced financial credentials and works more in credit risk assessment, while the Accounts Payable Specialist handles day-to-day invoice processing and vendor relations.

What jobs pay 500,000 a year in the US?

Ach Analysts typically do not earn $500,000 annually; such high salaries are more common in executive roles like CEOs, investment bankers, or specialized surgeons. High-paying jobs often require extensive experience, advanced skills, and certifications, and compensation can include bonuses and stock options. For most professionals, reaching this level involves significant career progression and industry expertise.

What jobs in the US pay 300,000 a year?

For an ACH analyst, high salaries of $300,000 or more are uncommon and typically found in executive or specialized roles within finance, technology, or management. Most ACH analysts earn between $60,000 and $100,000 annually, with higher compensation possible through senior positions, certifications, or working in large financial institutions. Ach analysts focusing on payments processing may increase earning potential by gaining expertise in compliance, security, or project management.

What is an ACH Analyst?

An ACH Analyst is a financial professional who specializes in managing and monitoring Automated Clearing House (ACH) transactions, which are electronic payments and transfers between banks. Their responsibilities include ensuring the accuracy, security, and compliance of ACH transactions, resolving discrepancies, and supporting fraud prevention efforts. ACH Analysts also work with internal teams and external partners to process payments efficiently, stay updated on regulatory changes, and help optimize electronic payment processes for their organization.
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Ach Analyst jobs near you
Infographic showing various Ach Analyst job openings in the United States as of July 2026, with employment types broken down into 82% Full Time, 9% Temporary, and 9% Contract. Highlights an 73% In-person, 9% Hybrid, and 18% Remote job distribution.
ACH Payment Specialist I

ACH Payment Specialist I

Seacoast Bank

Stuart, FL

Full-time

Posted 5 days ago

Seacoast Bank rating

8.4

Company rating: 8.4 out of 10

Based on 8 frontline employees who took The Breakroom Quiz

30th of 144 rated banks

Job description

JOB SUMMARY:

The ACH Payment Specialist plays a critical role in ensuring the efficient and secure processing of ACH transactions within the bank. The Specialist is responsible for the processing of the daily operational functions including Dispute Resolutions, Death Notification Entries (DNEs), Reclamations, Stop Payments, Federal Reserve adjustments, and ACH balancing and Rejects. They will also collaborate closely with relevant departments and stakeholders to optimize ACH operations and support the Retail Branches.

The ACH Payments Specialist plays a crucial role in the processing of the Bank’s ACH Functions and Operations.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

  • Develop and update procedures for the department, where needed, to ensure that they align with the Bank’s current processes and on-going growth.
  • Provide support, assist with research, evaluation, testing and monitoring of ACH.
  • Provide and assist with special projects, including bank core conversions.
  • Prepare the monthly ACH Return Monitoring report.
  • Prepare the daily ACH Macro Fed Balance Sheet.
  • Monitor the ACH file confirmations throughout the day, reporting any issues due to no emails being received, duplicate files, etc. and open tickets.
  • Support the retail branches with questions, policies, procedures and/or NACHA rules relating to ACH.
  • Support the retail branches with questions relating to disputes and Reg E claims and timeframes.
  • Review the risk associated with ACH Stop Payment hits and suspects. Review for proper completion and process related returns timely.
  • Review the risk associated with DNE’s and Reclamation notifications received from US Treasury and/or Federal Reserve.
  • Monitor and review compliance for regulation E as it relates to ACH consumer disputes.
  • Complete all ACH training provided annually.
  • Support Deposit Operations team to ensure duties are completed accurately and timely.
  • Provide ACH Dashboard monthly to Operations Support.
  • Other tasks as directed by the ACH Payments Manager and / or ACH Payments Team Lead.
  • Adheres to Seacoast Bank’s code of conduct.

EDUCATION and/or EXPERIENCE:

  • High School Diploma or equivalent required.
  • 1-3 years Banking experience; or a combination of education and experience.
  • Nacha certification preferred.
  • Strong analytical skills and attention to detail.
  • Ability to work collaboratively within a team environment.
  • Commitment to maintaining compliance and operational standards.
  • PC proficient, including MS Word and MS Excel.
  • Effective communication and collaboration capabilities.

The Statements above are intended to describe the general nature and level of work being performed by people assigned to this position. They are not intended to be an exhaustive list of responsibilities, duties, and skills. Because these statements are general, the job description is used for a variety of purposes including job evaluations; performance reviews; recruitment; etc. All Associates are required to adhere to the highest legal and ethical standards applicable to our industry. It is the policy of Seacoast Bank that all Associates will be familiar and compliant with all regulatory, legal, ethical and Bank risk mitigation requirements pertaining to both our industry and their individual roles. This includes the on time, successful completion of annual required training post-hire and effective execution of role responsibilities.

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