Skip to Main Content

What Is a Workers Compensation Claims Adjuster and How to Become One

Workers Compensation Claims Adjuster

What Does a Workers' Compensation Claims Adjuster Do?

As a workers' compensation claims adjuster, you analyze workers’ compensation claims, review documentation, and authorize payments. When employees are injured on the job or become ill due to working conditions, they can submit a workers’ comp claim for compensation to cover medical bills and lost time or pay for missed work. Your job duties are to examine the documentation, determine whether compensation is appropriate, and if so, the compensation amount. A claims examiner reviews your claims to ensure that all parties follow proper guidelines and workers’ comp laws.

How to Become a Workers' Compensation Claims Adjuster

To work as a workers' compensation claims adjuster, you need a bachelor’s degree in business, finance, insurance, or a related field. You need strong analytical and mathematical skills. Other qualifications may include a state insurance adjuster’s license, a criminal background check, and fingerprinting, depending on the laws in your state. You can find jobs as a workers’ comp claims adjuster at insurance companies, in human resources departments for corporations, and at state government offices.