Real Estate Loan Processor

REAL ESTATE LOAN PROCESSOR

Hours: Monday-Friday 8:30am - 5:00pm

Location: 1205 Hwy 60 West, Faribault, MN 55060 (ONSITE POSITION)

Who we are:

At HomeTown Credit Union, we make a difference for our staff, members, and the community by living out our Core Values of Integrity, Commitment, Member Advocacy, Education and Community. We encourage employee engagement in their career, self-motivation, and self-improvement to continue to learn and grow with the organization.

For almost 50 years, HomeTown Credit Union has been leading the charge to offer financial education in our communities and is here to be a trusted partner for financial success. Our staff and volunteers work hard to fulfill this mission every day.

What will you do:

Provide loan-processing support for all Real Estate lending programs. Request, prepare and organize Real Estate loan documentation to ensure accurate and timely loan closings. Be a point of contact for members, mortgage staff and third parties regarding Real Estate loan processes to ensure all files are current, accurate and communication is complete.

• Manage the status of incoming loan documents to ensure complete and accurate files.
• Assist in the communication of proper information to members and the necessary third parties.
• Effectively manage all loans in process for outstanding documents and conditions.
• Call borrower, Real Estate agents and/or closing agents to request specified and required documents.
• Order and review all third-party documents required for loan approval.
• Provide members with accurate, timely and technical information necessary to meet their needs.
• Meet with members as needed throughout the loan process, from application to closing.
• Provide on-going communication to members regarding the status of loan request as needed.
• Arrange and schedule the loan-closing appointment for members, Real Estate agents and closing agents.
• Assemble documents for delivery to closing agents or lending officer for closing.
• Prepare and ensure timely delivery of completed loan packets for loan closings.
• Ability and desire to learn and implement updated rules and regulations as it pertains to real estate loans, from application to closing.
• Be knowledgeable of and adhere to all Credit Union policies and procedures.
• Confidentiality of member information is required.
• Perform other duties as assigned.

What you have:

• High school diploma or equivalent required
• Associate degree in Business Administration or equivalent experience preferred
• 1+ years of related work experience in loan processing
• 1+ years of customer service experience
• Proficient with Microsoft Office (Outlook, Word, Excel, etc.)
• Detail orientated and ability to prioritize activities.

What we offer:

• Health insurance
• Vision insurance
• Dental insurance
• Life insurance
• Short and long-term disability insurance
• 401(k) matching program
• Tuition Reimbursement
• Professional development assistance
• Paid time off

HomeTown Credit Union is an equal opportunity employer. We evaluate qualified applicants without regard to race, age, color, religion, sex, national origin, disability, veteran status, and other protected characteristics.